Discover Financial Services (DFS)

US — Financial Services Sector
Peers: ALLY  SYF-PA  WU  BFH  AXP  MA  V  PYPL  COF  SYF  UPST 

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Key Metrics & Ratings

  • symbol DFS
  • Rev/Share 79.3532
  • Book/Share 75.25
  • PB 2.6585
  • Debt/Equity 0.7667
  • CurrentRatio 0.1791
  • ROIC 0.1468

 

  • MktCap 50343181050.0
  • FreeCF/Share 33.5437
  • PFCF 5.9557
  • PE 10.3093
  • Debt/Assets 0.0983
  • DivYield 0.014
  • ROE 0.2792

 

  • Rating
  • Score
  • Recommendation
  • P/E Score
  • DCF Score
  • P/B Score
  • D/E Score

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade DFS Jefferies Buy Hold -- $180 May 7, 2025
Upgrade DFS UBS Neutral Buy $150 $239 Jan. 13, 2025
Upgrade DFS Barclays Equal Weight Overweight $137 $186 Jan. 6, 2025

News

Capital One's stock looks like a bargain following Discover acquisition
COF, DFS
Published: May 19, 2025 by: Market Watch
Sentiment: Positive

Capital One will be even more focused on credit-card lending now that it has completed the Discover deal.

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image for news Capital One's stock looks like a bargain following Discover acquisition
Capital One Finalizes $35 Billion Discover Purchase
COF, DFS
Published: May 18, 2025 by: PYMNTS
Sentiment: Positive

Fifteen months after it was announced, Capital One's $35 billion acquisition of Discover is official. The deal, finalized Sunday (May 18), creates the largest credit card issuer in terms of loan volume in the U.S.

Read More
image for news Capital One Finalizes $35 Billion Discover Purchase
Coinbase is replacing Discover on the S&P 500 stock market index: Here's why and what that means
COIN, DFS
Published: May 13, 2025 by: Fast Company
Sentiment: Neutral

One of the world's most well-known stock market indexes, the S&P 500, will soon look a little different. That's because its roster of 500 companies is getting a shakeup, which will see the cryptocurrency exchange Coinbase Global join the index.

Read More
image for news Coinbase is replacing Discover on the S&P 500 stock market index: Here's why and what that means
Discover Survey: Americans Seek to Improve Their Financial Lives Amid Uncertainty
DFS
Published: May 07, 2025 by: Business Wire
Sentiment: Neutral

RIVERWOODS, Ill.--(BUSINESS WIRE)--More than four in five Americans (84%) are interested in improving their financial situation, but two in five (41%) are unsure about how to best manage their personal finances, according to a new national survey conducted by Discover® Personal Loans. Many Americans believe their financial situation will stay the same (41%) or get better (38%) in the year ahead, but 20% expect their financial situation to be worse off. “I'm inspired that Americans are motivated.

Read More
image for news Discover Survey: Americans Seek to Improve Their Financial Lives Amid Uncertainty
Discover Financial's Q1 Earnings Beat on Digital Banking Strength
DFS
Published: April 24, 2025 by: Zacks Investment Research
Sentiment: Positive

DFS' first-quarter results benefit from a decline in provision for credit losses and strong growth in PULSE and Diners Club volume, partially offset by elevated employee compensation and benefits expenses.

Read More
image for news Discover Financial's Q1 Earnings Beat on Digital Banking Strength
Capital One Gets the Greenlight to Move Forward With Discover Acquisition
COF, DFS
Published: April 22, 2025 by: CNET
Sentiment: Positive

Capital One's plans to acquire Discover have been approved at the federal level.

Read More
image for news Capital One Gets the Greenlight to Move Forward With Discover Acquisition
Why Credit Card Stocks Are So Volatile Today
COF, DFS
Published: April 21, 2025 by: The Motley Fool
Sentiment: Neutral

Capital One Financial's (COF 0.95%) planned acquisition of Discover Financial Services (DFS 3.22%) has received regulatory approval, and investors are breathing a sigh of relief.

Read More
image for news Why Credit Card Stocks Are So Volatile Today
Can Discover Financial Beat Q1 Earnings on PULSE Strength?
DFS
Published: April 21, 2025 by: Zacks Investment Research
Sentiment: Positive

DFS' first-quarter results are likely to benefit from higher non-interest income.

Read More
image for news Can Discover Financial Beat Q1 Earnings on PULSE Strength?
Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
COF, DFS
Published: April 18, 2025 by: PYMNTS
Sentiment: Positive

Capital One and Discover Financial Services said Friday (April 18) that they have received all required regulatory approvals to complete Capital One's proposed acquisition of Discover.

Read More
image for news Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
Regulators Give the Go-Ahead to Capital One-Discover Acquisition
COF, DFS
Published: April 18, 2025 by: Investopedia
Sentiment: Neutral

Federal regulators approved Capital One's (COF) bid to become America's largest credit card lender, signing off on the company's purchase of Discover (DFS) on Friday.

Read More
image for news Regulators Give the Go-Ahead to Capital One-Discover Acquisition
Capital One gets green light to buy Discover for $35B and form credit card giant
COF, DFS
Published: April 18, 2025 by: New York Post
Sentiment: Neutral

The deal joins two of the largest credit card companies that aren't banks first, like JPMorgan and Citi, with the notable exception of American Express.

Read More
image for news Capital One gets green light to buy Discover for $35B and form credit card giant
Regulators approve $35bn merger of Capital One and Discover Financial
COF, DFS
Published: April 18, 2025 by: The Guardian
Sentiment: Positive

Acquisition expected to be completed on 18 May after Federal Reserve and currency comptroller sign off on deal

Read More
image for news Regulators approve $35bn merger of Capital One and Discover Financial
FDIC and Federal Reserve Fine Discover, Alleging Credit Card Misclassification
DFS
Published: April 18, 2025 by: PYMNTS
Sentiment: Negative

The Federal Deposit Insurance Corp. (FDIC) and the Federal Reserve Board fined Discover Financial Services and two subsidiaries, Discover Bank and DFS Services LLC, alleging that they misclassified consumer credit cards as commercial, thereby requiring merchants to pay higher interchange fees. The FDIC said Wednesday (April 16) that it ordered Discover Bank to pay $1.

Read More
image for news FDIC and Federal Reserve Fine Discover, Alleging Credit Card Misclassification
Capital One and Discover merger approved by Federal Reserve Board
COF, DFS
Published: April 18, 2025 by: CNBC
Sentiment: Positive

Capital One Financial's application to acquire Discover Financial Services has officially been approved by the Federal Reserve Board and the Office of the Comptroller of the Currency. Capital One announced plans to acquire Discover in an all-stock transaction valued at $35.3 billion in February 2024.

Read More
image for news Capital One and Discover merger approved by Federal Reserve Board
Capital One's $35 Billion Deal for Discover Gets the Green Light
COF, DFS
Published: April 18, 2025 by: WSJ
Sentiment: Positive

The deal expands Capital One's reach and gives it a card network.

Read More
image for news Capital One's $35 Billion Deal for Discover Gets the Green Light
US Banking regulators OK Capital One, Discover deal
COF, DFS
Published: April 18, 2025 by: Reuters
Sentiment: Positive

The Federal Reserve and Office of the Comptroller of the Currency said on Friday they have approved the merger of Capital One and Discover, clearing the last major hurdles for a tie-up between the two banks.

Read More
image for news US Banking regulators OK Capital One, Discover deal
Capital One Receives Final Regulatory Approvals for Acquisition of Discover
COF, DFS
Published: April 18, 2025 by: Business Wire
Sentiment: Neutral

MCLEAN, Va, & RIVERWOODS, Ill.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) and Discover Financial Services (NYSE: DFS) today announced that the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency have approved Capital One's proposed acquisition of Discover. This approval follows approval of the transaction by the Delaware State Bank Commissioner in December 2024, and by shareholders of more than 99 percent of each company's shar.

Read More
image for news Capital One Receives Final Regulatory Approvals for Acquisition of Discover
Will Discover (DFS) Beat Estimates Again in Its Next Earnings Report?
DFS
Published: April 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Discover (DFS) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will Discover (DFS) Beat Estimates Again in Its Next Earnings Report?
Capital One-Discover Merger Cleared By DOJ: What To Know About The $35 Billion Mega Deal
COF, DFS
Published: April 03, 2025 by: Forbes
Sentiment: Positive

A $35 billion merger between Capital One and Discover that would make Capital One the nation's largest credit card issuer cleared a major regulatory hurdle this week, according to multiple outlets, as the Justice Department told antitrust officials it did not find reasons to block the deal, paving the way for a potentially historic shakeup of the American credit card space.

Read More
image for news Capital One-Discover Merger Cleared By DOJ: What To Know About The $35 Billion Mega Deal
Report: Justice Department Will Not Block Capital One Acquisition of Discover
COF, DFS
Published: April 03, 2025 by: PYMNTS
Sentiment: Positive

The Justice Department reportedly told financial regulators that it didn't have sufficient evidence to block the proposed merger between Capital One and Discover. This decision would allow the two banking regulators that must approve the deal — the Federal Reserve and the Office of the Comptroller of the Currency — to approve the transaction, Bloomberg reported Thursday (April 3).

Read More
image for news Report: Justice Department Will Not Block Capital One Acquisition of Discover
Capital One's $35 billion deal for Discover clears US DOJ hurdle, NYT reports
COF, DFS
Published: April 03, 2025 by: Reuters
Sentiment: Positive

Capital One Financial Corp got a greenlight from the Justice Department for its proposed acquisition of Discover Financial Services after the DOJ told other regulators looking into the merger that it doesn't see sufficient competition concerns to block the deal, the New York Times reported on Thursday.

Read More
image for news Capital One's $35 billion deal for Discover clears US DOJ hurdle, NYT reports
China Bank & Insurance Directory 2025 - Discover Key Contacts in the Chinese Financial Services Sector
DFS
Published: March 26, 2025 by: GlobeNewsWire
Sentiment: Neutral

The China Bank & Insurance Directory 2025 is the definitive resource for professionals navigating the Chinese financial sector. Covering hundreds of leading banks, insurers, investment firms, and leasing companies, the directory offers verified contact information, executive names, HQ details, company descriptions, subsidiaries, and more. Categories include commercial banks, foreign banks, reinsurance firms, securities companies, and policy insurers. Ideal for market researchers, financial service providers, and global business developers, this edition offers unmatched insights into China's complex financial ecosystem. The China Bank & Insurance Directory 2025 is the definitive resource for professionals navigating the Chinese financial sector. Covering hundreds of leading …

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image for news China Bank & Insurance Directory 2025 - Discover Key Contacts in the Chinese Financial Services Sector
Here's Why Discover (DFS) is Poised for a Turnaround After Losing -16.24% in 4 Weeks
DFS
Published: March 14, 2025 by: Zacks Investment Research
Sentiment: Neutral

Discover (DFS) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.

Read More
image for news Here's Why Discover (DFS) is Poised for a Turnaround After Losing -16.24% in 4 Weeks
Buy 3 Momentum Anomaly Stocks as Tariffs Take a Toll on Markets
DFS, HOOD, MASI
Published: March 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

MASI, HOOD and DFS are currently witnessing a short-term pullback in price. So, make sure you take full advantage of it.

Read More
image for news Buy 3 Momentum Anomaly Stocks as Tariffs Take a Toll on Markets
2 Finance Stocks Higher on Acquisition Approval
COF, DFS
Published: February 19, 2025 by: Schaeffers Research
Sentiment: Positive

Financial services giants Capital One Financial Corp (NYSE:COF) and Discover Financial Services (NYSE:DFS) are in the spotlight, after shareholders voted to approve the former's acquisition of the latter.

Read More
image for news 2 Finance Stocks Higher on Acquisition Approval
Stockholders Approve Capital One's Proposed Acquisition of Discover
COF, DFS
Published: February 18, 2025 by: PYMNTS
Sentiment: Positive

The stockholders of both Capital One and Discover voted to approve Capital One's previously announced acquisition of Discover. The transaction was approved by more than 99.8% of the Capital One shares voted at the company's special meeting of stockholders, and by more than 99.

Read More
image for news Stockholders Approve Capital One's Proposed Acquisition of Discover
Capital One and Discover Stockholders Approve Capital One's Proposed Acquisition of Discover
COF, DFS
Published: February 18, 2025 by: Business Wire
Sentiment: Neutral

MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) and Discover Financial Services (NYSE: DFS) today announced that each company's respective stockholders have voted to approve Capital One's previously announced acquisition of Discover at each company's Special Meeting of Stockholders (the “Special Meeting”). Special Meeting Stockholder Vote Results Capital One: More than 99.8% of the Capital One shares voted at the Capital One Special Meeting were voted in favor of the.

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image for news Capital One and Discover Stockholders Approve Capital One's Proposed Acquisition of Discover

About Discover Financial Services (DFS)

  • IPO Date 2007-06-14
  • Website https://www.discover.com
  • Industry Financial - Credit Services
  • CEO Mr. J. Michael Shepherd
  • Employees 21000

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.