
Bank of America (NYSE:BAC | BAC Price Prediction) and American Express (NYSE:AXP) just posted Q2 2026 results that showcase two very different financial machines.
The American Express Company is a multinational financial services corporation headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City.
| Revenue (TTM) | $70.91B |
| Gross Profit (TTM) | $44.21B |
| EBITDA | — |
| Operating Margin | 20.30% |
| Return on Equity | 34.40% |
| Return on Assets | 3.79% |
| Revenue/Share (TTM) | $103.45 |
| Book Value | $50.78 |
| Price-to-Book | 6.61 |
| Price-to-Sales (TTM) | 3.21 |
| EV/Revenue | 3.76 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 11.00% |
| Quarterly Revenue Growth (YoY) | 12.80% |
| Shares Outstanding | $675.31M |
| Float | $522.23M |
| % Insiders | 22.56% |
| % Institutions | 65.91% |
Volatility is currently expanding

Bank of America (NYSE:BAC | BAC Price Prediction) and American Express (NYSE:AXP) just posted Q2 2026 results that showcase two very different financial machines.

AXP offers the rare “unicorn” financial model — a closed‑loop, premium‑customer ecosystem that has produced decades of high, consistent returns with an Equity Valuation Multiplier of ~5×. AXP's advantages are structural: Superior margins, low credit losses, inflation‑linked revenue growth, and a 13% net interest margin no traditional bank can touch. Berkshire Hathaway's longest‑held public equity continues to buy back shares aggressively, reinforcing insider conviction and driving per‑share cash flow growth approaching 16%.

American Express Company's Q2 growth was driven by existing customers consolidating more spending onto Amex cards. Credit quality remains strong, though weaker labor conditions or travel spending could pressure results. Portfolio sales will create temporary headwinds for reported spending and net interest income growth.

American Express lifts its 2026 revenue growth outlook to 10% while reinvesting operating upside in customers, technology and strategic capabilities.

American Express' second-quarter earnings tell a spending story that stretches from restaurant tables to airport gates to corporate expense accounts, with artificial intelligence sitting somewhere in the middle. Card spending rose 9% on an FX-adjusted basis in the second quarter, according to a Friday (July 24) earnings presentation.

American Express tops Q2 EPS estimates as Card Member spending, net interest income and card fee growth lift revenues despite higher expenses.

American Express (AXP) stock is in focus this morning after the credit card company reported its fiscal Q2 earnings that told a familiar story of premium strength. AMEX came in ahead of Street estimates with an 11% year-on-year increase in earnings per share (EPS) to $4.53, while the firm's overall revenue went up 10% in the recent quarter to $19.6 billion.

Spot oil prices lowered somewhat, and pre-market activity looks a little sunnier.

The headline numbers for American Express (AXP) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

American Express NYSE: AXP reported second-quarter results that extended its recent growth momentum, with revenue rising 10% and earnings per share reaching $4.53. The company raised its full-year revenue-growth outlook to 10% while maintaining its EPS forecast of $17.30 to $17.90, saying it plans to reinvest stronger-than-expected revenue performance into customer acquisition, technology and other growth initiatives.
Tiblio connects your broker and runs your put-and-call-writing strategy for you — on AXP and any ticker you trade — then tracks every position and per-strategy win rate.