Capital One Financial Corporation (COF)

US — Financial Services Sector
Peers: AXP  ALLY  MA  V  PYPL  BK  PNC  USB 

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Key Metrics & Ratings

  • symbol COF
  • Rev/Share 139.6526
  • Book/Share 142.8873
  • PB 1.4964
  • Debt/Equity 0.6574
  • CurrentRatio 0.1505
  • ROIC 0.0241

 

  • MktCap 136874307160.0
  • FreeCF/Share 41.6258
  • PFCF 7.3942
  • PE 75.4417
  • Debt/Assets 0.0846
  • DivYield 0.0112
  • ROE 0.0206

 

  • Rating C-
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 4
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade COF TD Cowen Hold Buy -- $258 July 8, 2025
Upgrade COF BTIG Research Neutral Buy -- $208 March 25, 2025
Upgrade COF Evercore ISI In-line Outperform -- $200 March 12, 2025
Upgrade COF Robert W. Baird Neutral Outperform $190 $200 March 11, 2025
Upgrade COF BofA Securities Neutral Buy $207 $235 Feb. 19, 2025
Upgrade COF HSBC Securities Reduce Hold -- $176 Jan. 14, 2025
Upgrade COF UBS Neutral Buy $168 $235 Jan. 13, 2025
Upgrade COF Barclays Equal Weight Overweight $158 $219 Jan. 6, 2025
Downgrade COF BofA Securities Buy Neutral $203 $200 Dec. 9, 2024

News

Capital One 360 Money Market Account Holders Have Opportunity to Join Improper Interest Investigation with the Schall Law Firm
COF
Published: July 28, 2025 by: Business Wire
Sentiment: Neutral

LOS ANGELES--(BUSINESS WIRE)---- $COF--Capital One 360 Money Market Account Holders Have Opportunity to Join Improper Interest Investigation with the Schall Law Firm.

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image for news Capital One 360 Money Market Account Holders Have Opportunity to Join Improper Interest Investigation with the Schall Law Firm
Discover Deal Boosts COF's Q2 Earnings, Consumer Spending in Focus
COF
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One tops Q2 earnings estimates as the Discover deal boosts card loans, NII and fee income.

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image for news Discover Deal Boosts COF's Q2 Earnings, Consumer Spending in Focus
COF Up on Q2 Earnings Beat, Discover Deal Boosts NII and Fee Income
COF
Published: July 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One stock jumps 4% after Q2 earnings crush estimates. The Discover deal lifts NII and fee income despite rising costs and provisions.

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image for news COF Up on Q2 Earnings Beat, Discover Deal Boosts NII and Fee Income
Live Coverage: Will Capital One (COF) Stock Beat Q2 Earnings Projections?
COF
Published: July 22, 2025 by: 24/7 Wall Street
Sentiment: Positive

Are you ahead or behind on retirement? Are you reluctant to discuss your strategies and ideas about your portfolio because of a financial term vernacular gap?

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image for news Live Coverage: Will Capital One (COF) Stock Beat Q2 Earnings Projections?
Will Capital One Stock Beat Upcoming Earnings?
COF
Published: July 22, 2025 by: Forbes
Sentiment: Positive

Capital One Financial (NYSE:COF) is scheduled to announce its Q2 2025 results on Tuesday, July 22, representing its first earnings report since finalizing the significant acquisition of Discover in May. This all-stock agreement established the largest U.S. credit card issuer by outstanding balances and has positioned Capital One as a vertically integrated payments giant with its own network.

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image for news Will Capital One Stock Beat Upcoming Earnings?
Discover Capital One's Strategy for Long-Term Stock Growth
COF
Published: July 18, 2025 by: MarketBeat
Sentiment: Positive

In mid-May of 2025, Capital One Financial Corporation NYSE: COF finalized its massive $35.3 billion acquisition of Discover Financial Services (DFS). This landmark move has already helped propel its stock more than 25% higher.

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image for news Discover Capital One's Strategy for Long-Term Stock Growth
Growth in NII, Fee Income Likely to Aid Capital One's Q2 Earnings
COF
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF's Q2 earnings are anticipated to have received a lift from strong NII and fee growth, even as expenses and provisions remain elevated.

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image for news Growth in NII, Fee Income Likely to Aid Capital One's Q2 Earnings
Top Mobile Payments Stocks to Buy to Ride the Cashless Wave
COF, MA, MQ, V
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Marqeta, Visa, Mastercard and Capital One are riding the mobile payments surge with bold tech moves and growing adoption.

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image for news Top Mobile Payments Stocks to Buy to Ride the Cashless Wave
Capital One (COF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
COF
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Neutral

Capital One (COF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Capital One (COF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
2 Consumer Loan Stocks Showing Promise Despite Industry Headwinds
COF, ENVA
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Negative

Concerns related to higher interest rates and poor asset quality are likely to hurt the Zacks Consumer Loans industry. Yet, loan demand, digitization of operations and easing lending standards will support COF and ENVA.

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image for news 2 Consumer Loan Stocks Showing Promise Despite Industry Headwinds
Capital One Decides to Wind Down Discover Home Equity Business
COF
Published: July 08, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF will shutter Discover Financial's home equity unit, shifting focus post its $35-billion acquisition of the lender.

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image for news Capital One Decides to Wind Down Discover Home Equity Business
Cramer's Stop Trading: Capital One
COF
Published: July 08, 2025 by: CNBC Television
Sentiment: Neutral

Jim Cramer breaks down why he's keeping an eye on shares of Capital One.

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image for news Cramer's Stop Trading: Capital One
Does Capital One's Lower SCB Reflect Robust Capital Discipline?
COF
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

COF's lower SCB boosts capital flexibility, paving the way for growth investments, steady dividends, share repurchases and stronger returns.

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image for news Does Capital One's Lower SCB Reflect Robust Capital Discipline?
Why Capital One (COF) Could Beat Earnings Estimates Again
COF
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why Capital One (COF) Could Beat Earnings Estimates Again
Capital One Is Making New Highs While Preferreds Are Widening Spreads To Peers
COF
Published: July 03, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One Financial Corporation's preferred stocks are undervalued relative to peers, despite similar coupon yields and investment-grade credit ratings. COF.PR.J and COF.PR.L offer attractive yields of 6.64% and 6.56%, respectively, both trading below par and with wide yield spreads. Compared to other major bank preferreds, COF's preferreds have contracted less in spread, indicating potential for price appreciation.

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image for news Capital One Is Making New Highs While Preferreds Are Widening Spreads To Peers
Capital One Hits 52-Week High: Should You Buy the Stock Now?
COF
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

COF hits a 52-week high after passing the Fed's stress test and posting strong gains, but valuation raises caution.

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image for news Capital One Hits 52-Week High: Should You Buy the Stock Now?
Report: Capital One Set to Expand Banking and Card Businesses After Discover Acquisition
COF, DFS
Published: June 27, 2025 by: PYMNTS
Sentiment: Positive

Capital One Financial has reportedly entered a “new era” after completing its acquisition of Discover Financial Services. [contact-form-7] With the acquisition, Capital One grew in size and added a debit and credit card network, which could “supercharge” its banking and card businesses, The Wall Street Journal (WSJ) reported Friday (June 27).

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image for news Report: Capital One Set to Expand Banking and Card Businesses After Discover Acquisition
Capital One: US Consumer Remains Strong
COF
Published: June 26, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One's $35 billion all-stock merger with Discovery Financial makes it the eighth-largest U.S. bank and expands into the payment network vertical. Despite macroeconomic uncertainties, the strength of U.S. consumers and rising consumer sentiment support a bullish outlook for Capital One's core credit card business. I rate Capital One as a "buy," due to its valuation, and with just two rate cuts expected in 2025, their asset-sensitive balance sheet is likely to be less affected.

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image for news Capital One: US Consumer Remains Strong
Relatively High Rates, Buyouts Aid Capital One Amid Weak Asset Quality
COF
Published: June 25, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF rides high on Discover buyout, strong card business and rising NII, but asset quality and rising costs remain woes.

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image for news Relatively High Rates, Buyouts Aid Capital One Amid Weak Asset Quality
Amex Still King Of Premium Credit Cards — But Chase, Capital One Are Closing In Fast: Analyst
AXP, COF
Published: June 11, 2025 by: Benzinga
Sentiment: Neutral

BofA Securities analyst Mihir Bhatia said the U.S. premium credit card market is highly lucrative and one of the most competitive card markets in the world.

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image for news Amex Still King Of Premium Credit Cards — But Chase, Capital One Are Closing In Fast: Analyst
Walmart is using its own fintech firm to provide credit cards after dumping Capital One
COF, WMT
Published: June 09, 2025 by: CNBC
Sentiment: Positive

Walmart's majority-owned fintech startup OnePay said Monday that it was launching a pair of new credit cards for customers of the world's biggest retailer. To do so, OnePay is partnering with Synchrony, a major behind-the-scenes player in retail cards, which will issue the cards and handle underwriting decisions starting in the fall, the companies said.

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image for news Walmart is using its own fintech firm to provide credit cards after dumping Capital One
COF to Face Lawsuit Over Alleged Theft of Influencer Commissions
COF
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Negative

Capital One must face a lawsuit from influencers claiming its browser tool wrongly redirected millions in commissions.

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image for news COF to Face Lawsuit Over Alleged Theft of Influencer Commissions
Goldman Sachs Adds 3 Dividend Stocks to June Conviction List With 20% and More Upside Potential
COF, MAA, OLED
Published: June 04, 2025 by: 24/7 Wall Street
Sentiment: Positive

Goldman Sachs added four stocks to the Conviction List in June. Three of the new stocks have 20% upside potential and pay reliable dividends.

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image for news Goldman Sachs Adds 3 Dividend Stocks to June Conviction List With 20% and More Upside Potential
Capital One Rides on Strong Credit Card Business Despite Cost Woes
COF
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF rides on the credit card momentum and Discover deal gains, but rising costs and asset quality issues cloud the outlook.

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image for news Capital One Rides on Strong Credit Card Business Despite Cost Woes
Capital One must face social media creators' lawsuit alleging stolen commissions
COF
Published: June 03, 2025 by: Reuters
Sentiment: Negative

Capital One must face a lawsuit by social media creators who said the bank's free browser extension stole their sales commissions when consumers bought their products and services.

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image for news Capital One must face social media creators' lawsuit alleging stolen commissions
Capital One: Rerating Pending Post Discover Merger
COF, DFS
Published: May 30, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One's strong credit card business and improving asset quality support a positive near-term outlook and warrant a buy rating. The Discover Financial merger brings significant synergy potential, enabling vertical integration and $2.7 billion in expected annual savings by 2027. Valuation remains attractive at 1.25x price-to-book, with ROE poised to rise from synergy benefits, making the stock yield compelling.

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image for news Capital One: Rerating Pending Post Discover Merger
COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity?
COF
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Negative

Shares of Capital One Financial Corporation COF have lost 5.9% since the completion of the acquisition of Discover Financial Services on May 18. The $35-billion deal reshapes the landscape of the credit card industry, creating a behemoth (in terms of loan volume).

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image for news COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity?
Here's Why Capital One (COF) is a Strong Value Stock
COF
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Capital One (COF) is a Strong Value Stock
Capital One Agrees to Pay $425M to Settle Savings Account Lawsuit
COF
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Negative

COF agrees to pay a fine to settle a lawsuit accusing the company of deceiving savings account depositors.

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image for news Capital One Agrees to Pay $425M to Settle Savings Account Lawsuit
Capital One Acquires Discover, Reshapes U.S. Credit Card Industry
COF
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

COF buys Discover, creating a behemoth in the credit card industry. The acquisition boosts its competitive edge and expands its share of consumer card spending.

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image for news Capital One Acquires Discover, Reshapes U.S. Credit Card Industry

About Capital One Financial Corporation (COF)

  • IPO Date 1994-11-16
  • Website https://www.capitalone.com
  • Industry Financial - Credit Services
  • CEO Richard D. Fairbank
  • Employees 53900

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.