Capital One Financial Corporation (COF)

US — Financial Services Sector
Peers: TD  BAC  PGR  SPGI  UBS  SAN  HOOD 

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Key Metrics & Ratings

  • symbol COF
  • Rev/Share 128.0784
  • Book/Share 210.492
  • PB 1.0711
  • Debt/Equity 0.4523
  • CurrentRatio 0.1329
  • ROIC 0.0119

 

  • MktCap 143332498583.0
  • FreeCF/Share 38.5519
  • PFCF 6.8761
  • PE 49.6968
  • Debt/Assets 0.0778
  • DivYield 0.0115
  • ROE 0.0281

 

  • Rating C
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 5
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Resumed COF Wolfe Research -- Outperform -- $270 Dec. 8, 2025
Initiation COF Rothschild & Co Redburn -- Buy -- $290 Aug. 1, 2025
Upgrade COF TD Cowen Hold Buy -- $258 July 8, 2025
Upgrade COF BTIG Research Neutral Buy -- $208 March 25, 2025
Upgrade COF Evercore ISI In-line Outperform -- $200 March 12, 2025
Upgrade COF Robert W. Baird Neutral Outperform $190 $200 March 11, 2025
Upgrade COF BofA Securities Neutral Buy $207 $235 Feb. 19, 2025
Upgrade COF HSBC Securities Reduce Hold -- $176 Jan. 14, 2025
Upgrade COF UBS Neutral Buy $168 $235 Jan. 13, 2025
Upgrade COF Barclays Equal Weight Overweight $158 $219 Jan. 6, 2025

News

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Capital One Financial Corporation - COF
COF
Published: February 03, 2026 by: GlobeNewsWire
Sentiment: Neutral

NEW YORK, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Pomerantz LLP is investigating claims on behalf of investors of Capital One Financial Corporation (“Capital One” or the “Company”) (NYSE: COF). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980.

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image for news INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Capital One Financial Corporation - COF
Capital One Announces Quarterly Dividend
COF
Published: February 03, 2026 by: Business Wire
Sentiment: Neutral

MCLEAN, Va.--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of $0.80 per common share payable March 2, 2026, to stockholders of record at the close of business on February 19, 2026. The company has announced dividends on its common stock every quarter since it became an independent company on February 28, 1995. Dividends declared by the company are eligible for direct reinvestment in the company's common stock under its Dividend Reinvestment.

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image for news Capital One Announces Quarterly Dividend
Capital One Stock Weak After Earnings, Brex Deal in Focus
COF
Published: January 29, 2026 by: MarketBeat
Sentiment: Negative

Capital One Financial NYSE: COF stock is down approximately 6% one week after the bank's earnings report on Jan. 22. For the fourth quarter of 2025, the company delivered $15.62 billion in revenue, beating expectations for $15.49 billion.

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image for news Capital One Stock Weak After Earnings, Brex Deal in Focus
Here's Why Capital One (COF) is a Strong Value Stock
COF
Published: January 29, 2026 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Capital One (COF) is a Strong Value Stock
Artisan Global Opportunities Fund Q4 2025 Portfolio Update
ARGX, BAESY, BKR, BSX, COF, COIN, INSM, LEG, LHX, LRCX, LRLCY, NFLX, ORCL, PYPL, RTX, SBUX, SGI, SNOW, TCEHY, ZTS
Published: January 29, 2026 by: Seeking Alpha
Sentiment: Neutral

Among our top contributors in Q4 were Argenx, Lam Research and Insmed. Among our biggest detractors in Q4 were Oracle, Netflix and BAE Systems. During the quarter, we initiated new positions in RTX (Raytheon), Capital One and Somnigroup. In addition to Insmed and BAE, we also added to L3Harris, a global aerospace and defense company.

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image for news Artisan Global Opportunities Fund Q4 2025 Portfolio Update
COF's NII Increases in 4Q25 Despite Rate Cuts: What Drove the Rise?
COF
Published: January 28, 2026 by: Zacks Investment Research
Sentiment: Positive

Capital One's NII jumps 54% y/y in 4Q25 despite rate cuts, fueled by surging credit card loans, deposit cost control and Discover portfolio addition.

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image for news COF's NII Increases in 4Q25 Despite Rate Cuts: What Drove the Rise?
Capital One: Strong Growth Profile (Rating Upgrade)
COF
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Positive

Capital One Financial beat Q4 revenue expectations, driven by robust credit card lending and low default rates. COF's $5.15B Brex acquisition strengthens its Fintech capabilities and positions it for growth in corporate payments and high-margin services. The Discover Financial acquisition contributed to a 54% Y/Y surge in net interest income, but COF's outsized credit card exposure elevates risk if the U.S. economy contracts and defaults rise.

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image for news Capital One: Strong Growth Profile (Rating Upgrade)
COF's Card Business Fuels Long-Term Growth: Should You Buy the Stock?
COF
Published: January 27, 2026 by: Zacks Investment Research
Sentiment: Neutral

Capital One's card business drives growth, with revenue surging after the Discover deal even as rate-cap risks and a premium valuation affect near-term buying.

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image for news COF's Card Business Fuels Long-Term Growth: Should You Buy the Stock?
Capital One Financial: A Strong Buy After The Selloff
COF
Published: January 26, 2026 by: Seeking Alpha
Sentiment: Positive

Capital One Financial Corporation looks like a Strong Buy, with a robust consumer credit business and the strategic Brex acquisition, which I expect will drive long-term growth. The recent COF stock selloff stemming from Friday's earnings miss and regulatory risk presents a compelling entry point, with EPS growth projected in the mid-teens over the next three years. I expect short-term margin pressure from investments in technology, AI, and premium cards, but these should drive durable competitive advantages.

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image for news Capital One Financial: A Strong Buy After The Selloff
Big Take: Banks Say Trump's Credit Card Cap Won't Work
AXP, COF, MA, V
Published: January 26, 2026 by: Bloomberg Markets and Finance
Sentiment: Negative

Trump wants to cap credit card interest at 10%. Host Sarah Holder and Bloomberg finance reporter Claire Ballentine discuss what his plan would mean for banks and borrowers.

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image for news Big Take: Banks Say Trump's Credit Card Cap Won't Work
Final Trades: Capital One, Medtronic, Transocean and Caterpillar
CAT, COF, MDT, RIG
Published: January 23, 2026 by: CNBC Television
Sentiment: Neutral

The Investment Committee give you their top stocks to watch for the second half.

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image for news Final Trades: Capital One, Medtronic, Transocean and Caterpillar
Trade Tracker: Bryn Talkington buys Capital One
COF
Published: January 23, 2026 by: CNBC Television
Sentiment: Positive

Bryn Talkington, Managing Partner of Requisite Capital Management, joins CNBC's "Halftime Report" to explain why she's buying Capital One now.

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image for news Trade Tracker: Bryn Talkington buys Capital One
Capital One just made a $5.15 billion move that could change how businesses manage money
COF
Published: January 23, 2026 by: Fast Company
Sentiment: Positive

Capital One is buying Brex in a $5.15 billion stock-and-cash deal that underscores how traditional banks are turning to fintech startups to modernize the way businesses manage money.

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image for news Capital One just made a $5.15 billion move that could change how businesses manage money
COF Falls on Q4 Earnings Miss as Costs Rise Y/Y, Announces Brex Deal
COF
Published: January 23, 2026 by: Zacks Investment Research
Sentiment: Negative

Capital One stock slips after Q4 earnings miss as expenses and provisions jump year over year, even as revenues surge and the bank announces a $5.15B Brex deal.

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image for news COF Falls on Q4 Earnings Miss as Costs Rise Y/Y, Announces Brex Deal
Capital One Financial Stock Lower After $5.1B Acquisition
COF
Published: January 23, 2026 by: Schaeffers Research
Sentiment: Negative

Capital One Financial Corp (NYSE:COF) shares are down 4.2% to trade at $225.61 at last glance, after the bank's fourth-quarter profits missed estimates.

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image for news Capital One Financial Stock Lower After $5.1B Acquisition
Wells Fargo CEO on Trump's call for a credit card rate cap
AXP, COF, MA, V, WFC
Published: January 22, 2026 by: CNBC Television
Sentiment: Negative

Wells Fargo CEO Charlie Scharf told CNBC on Thursday a broad 10% credit card rate cap would be “a real problem,” warning it could lead to a meaningful reduction in available credit, though he praised the Trump administration's focus on affordability and willingness to engage in conversations to "get to the right answer."

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image for news Wells Fargo CEO on Trump's call for a credit card rate cap
Jobless Claims Come in Slightly Higher
ABT, COF, FCX, GDP, GE, INTC, ISRG, PG
Published: January 22, 2026 by: Zacks Investment Research
Sentiment: Negative

Jobless Claims Come in Slightly Higher.

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image for news Jobless Claims Come in Slightly Higher
Jobless Claims Stay Low at +200K, Q3 GDP Up to +4.4%
ABT, COF, FCX, GDP, GE, INTC, ISRG, PG
Published: January 22, 2026 by: Zacks Investment Research
Sentiment: Positive

Weekly Jobless Claims continue to portray a labor market cruising along at a healthy low rate of unemployment claims.

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image for news Jobless Claims Stay Low at +200K, Q3 GDP Up to +4.4%
Bank of America CEO Moynihan Says Credit Card Cap May Not Work as Expected
AXP, BAC, COF, MA, V
Published: January 22, 2026 by: Bloomberg Markets and Finance
Sentiment: Neutral

Bank of America CEO Brian Moynihan discusses the company's work with the White House to solve affordability issues for Americans. He says President Donald Trump's proposed 10% cap on credit card interest rates may have "an equal but opposite reaction.

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image for news Bank of America CEO Moynihan Says Credit Card Cap May Not Work as Expected
Wells Fargo CEO Charlie Scharf on state of the economy, credit card rate cap and company outlook
AXP, COF, MA, V, WFC
Published: January 22, 2026 by: CNBC Television
Sentiment: Neutral

Wells Fargo CEO Charlie Scharf joins 'Squawk Box' to discuss the state of the economy, his thoughts on the next Fed chair, President Trump's credit card rate cap proposal, company growth outlook, and more.

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image for news Wells Fargo CEO Charlie Scharf on state of the economy, credit card rate cap and company outlook
President Trump: I would like to see a one-year cap of 10% on credit card rates
AXP, COF, MA, V
Published: January 21, 2026 by: CNBC Television
Sentiment: Neutral

President Donald Trump talks with CNBC's Joe Kernen for an interview in Davos, Switzerland.

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image for news President Trump: I would like to see a one-year cap of 10% on credit card rates
Jamie Dimon says Trump's credit card rate cap would be 'economic disaster'
AXP, COF, MA, V
Published: January 21, 2026 by: Fox Business
Sentiment: Negative

JPMorgan CEO Jamie Dimon warns that President Donald Trump's proposed 10% credit card rate cap would be an "economic disaster" for the U.S.

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image for news Jamie Dimon says Trump's credit card rate cap would be 'economic disaster'
Jamie Dimon says U.S. should impose Trump's credit card rate cap in Vermont and Massachusetts
AXP, COF, MBC, V
Published: January 21, 2026 by: CNBC
Sentiment: Negative

JPMorgan Chase CEO Jamie Dimon called President Donald Trump's proposed 10% cap on credit card interest rates an "economic disaster." He suggested the U.S. government should test the cap in two states: Vermont and Massachusetts.

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image for news Jamie Dimon says U.S. should impose Trump's credit card rate cap in Vermont and Massachusetts
Is Capital One Stock Worth Owning Ahead of Q4 Earnings?
COF
Published: January 16, 2026 by: Zacks Investment Research
Sentiment: Positive

COF heads into Q4 earnings with solid revenue estimates, strong card growth and Discover deal tailwinds, even as earnings estimates dip.

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image for news Is Capital One Stock Worth Owning Ahead of Q4 Earnings?
Market bull talks 2026 playbook, Klarna CEO weighs in on Trump's 10% credit card cap
AXP, COF, KLAR, MBC, V
Published: January 16, 2026 by: Yahoo Finance
Sentiment: Neutral

Morning Brief anchor Julie Hyman breaks down the latest market news for January 16, 2026 John Stoltzfus, chief investment strategist at Oppenheimer & Co. Inc., discusses his playbook for a bullish 2026. Klarna Co-Founder and CEO Sebastian Siemiatkowski speaks with Julie Hyman about his perspective on Trump's credit card policy proposal and the broader fintech landscape as it pertains to consumers.

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image for news Market bull talks 2026 playbook, Klarna CEO weighs in on Trump's 10% credit card cap
Stay Ahead of the Game With Capital One (COF) Q4 Earnings: Wall Street's Insights on Key Metrics
COF
Published: January 16, 2026 by: Zacks Investment Research
Sentiment: Positive

Besides Wall Street's top-and-bottom-line estimates for Capital One (COF), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2025.

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image for news Stay Ahead of the Game With Capital One (COF) Q4 Earnings: Wall Street's Insights on Key Metrics
Will Capital One (COF) Beat Estimates Again in Its Next Earnings Report?
COF
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Will Capital One (COF) Beat Estimates Again in Its Next Earnings Report?
There's hope that 'cooler heads prevail' on credit card rate cap debate, says Barclays analyst
AXP, BCS, COF, MBC, V
Published: January 15, 2026 by: CNBC Television
Sentiment: Neutral

Jason Goldberg, analyst at Barclays, joins 'Money Movers' to discuss bank earnings, public policy, and more.

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image for news There's hope that 'cooler heads prevail' on credit card rate cap debate, says Barclays analyst
Capital One (COF) Reports Next Week: Wall Street Expects Earnings Growth
COF
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Capital One (COF) Reports Next Week: Wall Street Expects Earnings Growth
Why Investors Need to Take Advantage of These 2 Finance Stocks Now
BAC, COF
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

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image for news Why Investors Need to Take Advantage of These 2 Finance Stocks Now

About Capital One Financial Corporation (COF)

  • IPO Date 1994-11-16
  • Website https://www.capitalone.com
  • Industry Financial - Credit Services
  • CEO Richard D. Fairbank
  • Employees 53900

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.