Capital One Financial Corporation (COF)

US — Financial Services Sector
Peers: TD  BAC  PGR  SPGI  UBS  SAN  HOOD 

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Key Metrics & Ratings

  • symbol COF
  • Rev/Share 99.1268
  • Book/Share 178.1111
  • PB 1.2372
  • Debt/Equity 0.4523
  • CurrentRatio 0.1249
  • ROIC 0.0074

 

  • MktCap 140090257198.0
  • FreeCF/Share 34.3959
  • PFCF 6.3738
  • PE 99.4421
  • Debt/Assets 0.0778
  • DivYield 0.0109
  • ROE 0.0162

 

  • Rating B-
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 5
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation COF Rothschild & Co Redburn -- Buy -- $290 Aug. 1, 2025
Upgrade COF TD Cowen Hold Buy -- $258 July 8, 2025
Upgrade COF BTIG Research Neutral Buy -- $208 March 25, 2025
Upgrade COF Evercore ISI In-line Outperform -- $200 March 12, 2025
Upgrade COF Robert W. Baird Neutral Outperform $190 $200 March 11, 2025
Upgrade COF BofA Securities Neutral Buy $207 $235 Feb. 19, 2025
Upgrade COF HSBC Securities Reduce Hold -- $176 Jan. 14, 2025
Upgrade COF UBS Neutral Buy $168 $235 Jan. 13, 2025
Upgrade COF Barclays Equal Weight Overweight $158 $219 Jan. 6, 2025
Downgrade COF BofA Securities Buy Neutral $203 $200 Dec. 9, 2024

News

Surging Earnings Estimates Signal Upside for Capital One (COF) Stock
COF
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

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image for news Surging Earnings Estimates Signal Upside for Capital One (COF) Stock
Are Finance Stocks Lagging Capital One Financial (COF) This Year?
COF
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how Capital One (COF) and ACNB (ACNB) have performed compared to their sector so far this year.

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image for news Are Finance Stocks Lagging Capital One Financial (COF) This Year?
Top Founder-Led Companies That Can Be Safer Long-Term Bets
BRK-A, BRK-B, COF, NVDA, PLTR
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Positive

NVIDIA, Berkshire Hathaway, Palantir and Capital One stand out as founder-run companies with strong vision, innovation and long-term growth drivers.

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image for news Top Founder-Led Companies That Can Be Safer Long-Term Bets
Capital One Stock Rises 21.6% YTD: Is There More Upside Ahead?
COF
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Positive

COF surges 21.6% YTD on solid financial performance, the Discover buyout, relatively higher rates and a robust balance sheet. Can the momentum continue?

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image for news Capital One Stock Rises 21.6% YTD: Is There More Upside Ahead?
US judge rejects Capital One $425 million settlement with depositors
COF
Published: November 07, 2025 by: Reuters
Sentiment: Negative

A federal judge rejected Capital One's $425 million settlement with depositors who said they were cheated out of high interest rates, saying the payout was too small and millions of account holders would continue to be short-changed.

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image for news US judge rejects Capital One $425 million settlement with depositors
Trinity Capital: One Of The Best 'Buy The Dip' Moments In The BDC Space
COF, TRIN
Published: November 07, 2025 by: Seeking Alpha
Sentiment: Positive

The market did not react well when TRIN issued its Q3 report. In my view, the reasons for the correction confirm yet again that the market is extremely short-term oriented. In reality, TRIN's performance was strong across the board, sending the exact messages that long-term and durable yield investors want to hear.

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image for news Trinity Capital: One Of The Best 'Buy The Dip' Moments In The BDC Space
Buyback Accelerators: 3 Stocks Boosting Capacity & Spending Speed
BCS, COF, EPAM
Published: October 28, 2025 by: MarketBeat
Sentiment: Positive

Adding new buyback capacity is great, but it doesn't always mean that the pace of a company's buyback spending will increase. This latter action is particularly relevant, as it means a firm is increasing the speed at which it is delivering buyback benefits.

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image for news Buyback Accelerators: 3 Stocks Boosting Capacity & Spending Speed
Cash is Old School, Code is Cool: Top Mobile Payment Stocks to Buy
AFRM, COF, MQ, VYX
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive

From AI-driven wallets to QR-enabled dining, mobile payments are redefining money movement. Meet the four stocks leading the charge.

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image for news Cash is Old School, Code is Cool: Top Mobile Payment Stocks to Buy
Big Banks Enter Stablecoin Era by Taking Zelle International
BAC, COF, JPM, WFC
Published: October 24, 2025 by: WSJ
Sentiment: Positive

The move could help the payment product's big bank owners head off cryptocurrency competition.

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image for news Big Banks Enter Stablecoin Era by Taking Zelle International
3 Regional Bank Stocks That Crushed Q3 Earnings
COF, PNC, USB
Published: October 24, 2025 by: MarketBeat
Sentiment: Negative

Halloween is a few days away, but regional banks may have already hit their quota of scares for the month. From poor loan performance to fraud charges to subprime bankruptcies, regional banks were giving investors plenty of reasons to stay away.

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image for news 3 Regional Bank Stocks That Crushed Q3 Earnings
Capital One Just Flashed a Buy Signal—New Highs Could Be Next
COF
Published: October 23, 2025 by: MarketBeat
Sentiment: Positive

The company delivered a stellar earnings report. Based on the stock price and analyst reaction immediately following the report, it's a good time to buy the financial services company's stock.

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image for news Capital One Just Flashed a Buy Signal—New Highs Could Be Next
Capital One: Strong Quarter And Much Value To Be Extracted From Discover Integration
COF, DFS
Published: October 23, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One Financial Corporation has transformed its business by acquiring Discover, gaining a proprietary payments network and expanding its credit card leadership. COF expects $2.5 billion in synergies by 2027 from the Discover integration, driving efficiency improvements and supporting long-term earnings growth. The company boasts a strong capital position, launching a $16 billion buyback and raising its dividend, while trading at attractive valuation multiples.

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image for news Capital One: Strong Quarter And Much Value To Be Extracted From Discover Integration
Here's Why Capital One (COF) is a Strong Value Stock
COF
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Here's Why Capital One (COF) is a Strong Value Stock
COF's Q3 Earnings Top on Discover Deal, New Buyback Plan Boosts Stock
COF
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One's Q3 earnings jump on strong card spending and the Discover acquisition, with a $16B buyback plan lifting investor sentiment.

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image for news COF's Q3 Earnings Top on Discover Deal, New Buyback Plan Boosts Stock
COF Up on Q3 Earnings Beat as Discover Deal Drives NII and Fee Income
COF
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One stock jumps 4.6% after Q3 earnings beat, fueled by the Discover Financial deal and robust NII growth, and a fresh $16B buyback plan.

Read More
image for news COF Up on Q3 Earnings Beat as Discover Deal Drives NII and Fee Income
Capital One Stock Pops. Its Earnings Got a Buyback Boost.
COF
Published: October 22, 2025 by: Barrons
Sentiment: Positive

The bank breezes past earnings expectations and announces up to $16 billion in stock buybacks.

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image for news Capital One Stock Pops. Its Earnings Got a Buyback Boost.
Ahead of Capital One (COF) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics
COF
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Capital One (COF), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2025.

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image for news Ahead of Capital One (COF) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Rise in NII & Fee Income to Aid COF's Q3 Earnings, Provisions to Hurt
COF
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Negative

Higher NII and fee income are expected to have driven Capital One's Q3 revenue higher, though earnings may have dipped on higher expenses and provisions.

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image for news Rise in NII & Fee Income to Aid COF's Q3 Earnings, Provisions to Hurt
Capital One (COF) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
COF
Published: October 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Capital One (COF) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Here's Why Capital One (COF) is Poised for a Turnaround After Losing 9.5% in 4 Weeks
COF
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

The heavy selling pressure might have exhausted for Capital One (COF) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.

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image for news Here's Why Capital One (COF) is Poised for a Turnaround After Losing 9.5% in 4 Weeks
2 Consumer Loan Stocks to Buy on Promising Industry Prospects
COF, ECPG
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

While subdued asset quality remains a concern, falling rates and easier lending criteria are expected to boost the Zacks Consumer Loans industry's prospects. So, firms like Capital One and Encore Capital are poised to gain.

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image for news 2 Consumer Loan Stocks to Buy on Promising Industry Prospects
5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
COF, GDOT, MA, PYPL, V
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Five mobile payment stocks, namely, MA, V, PYPL, COF and GDOT are poised to gain as digital transactions surge worldwide.

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image for news 5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
Why Capital One (COF) is Poised to Beat Earnings Estimates Again
COF
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why Capital One (COF) is Poised to Beat Earnings Estimates Again
Why Capital One (COF) is a Top Value Stock for the Long-Term
COF
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Why Capital One (COF) is a Top Value Stock for the Long-Term
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
COF, PLMR
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Final Trades: Archer Aviation, JPMorgan Chase, Shell and Capital One
ACHR, COF, SHEL
Published: October 03, 2025 by: CNBC Television
Sentiment: Neutral

CNBC's “Halftime Report” team details their top stocks and final trades.

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image for news Final Trades: Archer Aviation, JPMorgan Chase, Shell and Capital One
COF Faces State Opposition to $425M Saver Settlement in Court
COF
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Negative

Capital One's $425M settlement faces pushback from 18 states, which argue it lets the bank continue deceptive savings practices.

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image for news COF Faces State Opposition to $425M Saver Settlement in Court
COF Reaches Settlement With Influencers Over Affiliate Marketing Clash
COF
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Neutral

Capital One settles with influencers over claims its Shopping extension diverted affiliate commissions, without admitting wrongdoing.

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image for news COF Reaches Settlement With Influencers Over Affiliate Marketing Clash
Capital One: Preferred Shares Offer Attractive Current Yields And Capital Gain Potential
COF
Published: September 16, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One has grown in size following the Discover acquisition, with 14% of the balance sheet funded with common equity, leaving only ~0.8% for preferred shares. The acquisition impacted Q2 2025 reported earnings. On an adjusted basis, preferred dividends remain well covered, in line with the trend observed in recent quarters. Preferred principal also enjoys exceptional coverage by common equity market capitalization of ~26x.

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image for news Capital One: Preferred Shares Offer Attractive Current Yields And Capital Gain Potential
Capital One Files Lawsuit Against FDIC Over Erroneous Charges
COF
Published: September 15, 2025 by: Zacks Investment Research
Sentiment: Negative

COF takes the FDIC to court, disputing a $474M special fee it says was wrongly inflated by misclassified deposits.

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image for news Capital One Files Lawsuit Against FDIC Over Erroneous Charges

About Capital One Financial Corporation (COF)

  • IPO Date 1994-11-16
  • Website https://www.capitalone.com
  • Industry Financial - Credit Services
  • CEO Richard D. Fairbank
  • Employees 53900

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.