Capital One Financial Corporation (COF)

US — Financial Services Sector
Peers: MA  V  PYPL  ALLY  AXP  SYF  DFS  UPST  SOFI 

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Key Metrics & Ratings

  • symbol COF
  • Rev/Share 141.6132
  • Book/Share 165.8627
  • PB 1.1626
  • Debt/Equity 0.6574
  • CurrentRatio 0.1505
  • ROIC 0.0388

 

  • MktCap 123437810540.0
  • FreeCF/Share 44.2574
  • PFCF 7.2803
  • PE 15.1566
  • Debt/Assets 0.0846
  • DivYield 0.0124
  • ROE 0.0795

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade COF BTIG Research Neutral Buy -- $208 March 25, 2025
Upgrade COF Evercore ISI In-line Outperform -- $200 March 12, 2025
Upgrade COF Robert W. Baird Neutral Outperform $190 $200 March 11, 2025
Upgrade COF BofA Securities Neutral Buy $207 $235 Feb. 19, 2025
Upgrade COF HSBC Securities Reduce Hold -- $176 Jan. 14, 2025
Upgrade COF UBS Neutral Buy $168 $235 Jan. 13, 2025
Upgrade COF Barclays Equal Weight Overweight $158 $219 Jan. 6, 2025
Downgrade COF BofA Securities Buy Neutral $203 $200 Dec. 9, 2024

News

Amex Still King Of Premium Credit Cards — But Chase, Capital One Are Closing In Fast: Analyst
AXP, COF
Published: June 11, 2025 by: Benzinga
Sentiment: Neutral

BofA Securities analyst Mihir Bhatia said the U.S. premium credit card market is highly lucrative and one of the most competitive card markets in the world.

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image for news Amex Still King Of Premium Credit Cards — But Chase, Capital One Are Closing In Fast: Analyst
Walmart is using its own fintech firm to provide credit cards after dumping Capital One
COF, WMT
Published: June 09, 2025 by: CNBC
Sentiment: Positive

Walmart's majority-owned fintech startup OnePay said Monday that it was launching a pair of new credit cards for customers of the world's biggest retailer. To do so, OnePay is partnering with Synchrony, a major behind-the-scenes player in retail cards, which will issue the cards and handle underwriting decisions starting in the fall, the companies said.

Read More
image for news Walmart is using its own fintech firm to provide credit cards after dumping Capital One
COF to Face Lawsuit Over Alleged Theft of Influencer Commissions
COF
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Negative

Capital One must face a lawsuit from influencers claiming its browser tool wrongly redirected millions in commissions.

Read More
image for news COF to Face Lawsuit Over Alleged Theft of Influencer Commissions
Goldman Sachs Adds 3 Dividend Stocks to June Conviction List With 20% and More Upside Potential
COF, MAA, OLED
Published: June 04, 2025 by: 24/7 Wall Street
Sentiment: Positive

Goldman Sachs added four stocks to the Conviction List in June. Three of the new stocks have 20% upside potential and pay reliable dividends.

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image for news Goldman Sachs Adds 3 Dividend Stocks to June Conviction List With 20% and More Upside Potential
Capital One Rides on Strong Credit Card Business Despite Cost Woes
COF
Published: June 03, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF rides on the credit card momentum and Discover deal gains, but rising costs and asset quality issues cloud the outlook.

Read More
image for news Capital One Rides on Strong Credit Card Business Despite Cost Woes
Capital One must face social media creators' lawsuit alleging stolen commissions
COF
Published: June 03, 2025 by: Reuters
Sentiment: Negative

Capital One must face a lawsuit by social media creators who said the bank's free browser extension stole their sales commissions when consumers bought their products and services.

Read More
image for news Capital One must face social media creators' lawsuit alleging stolen commissions
Capital One: Rerating Pending Post Discover Merger
COF, DFS
Published: May 30, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One's strong credit card business and improving asset quality support a positive near-term outlook and warrant a buy rating. The Discover Financial merger brings significant synergy potential, enabling vertical integration and $2.7 billion in expected annual savings by 2027. Valuation remains attractive at 1.25x price-to-book, with ROE poised to rise from synergy benefits, making the stock yield compelling.

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image for news Capital One: Rerating Pending Post Discover Merger
COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity?
COF
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Negative

Shares of Capital One Financial Corporation COF have lost 5.9% since the completion of the acquisition of Discover Financial Services on May 18. The $35-billion deal reshapes the landscape of the credit card industry, creating a behemoth (in terms of loan volume).

Read More
image for news COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity?
Here's Why Capital One (COF) is a Strong Value Stock
COF
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Capital One (COF) is a Strong Value Stock
Capital One Agrees to Pay $425M to Settle Savings Account Lawsuit
COF
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Negative

COF agrees to pay a fine to settle a lawsuit accusing the company of deceiving savings account depositors.

Read More
image for news Capital One Agrees to Pay $425M to Settle Savings Account Lawsuit
Capital One Acquires Discover, Reshapes U.S. Credit Card Industry
COF
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive

COF buys Discover, creating a behemoth in the credit card industry. The acquisition boosts its competitive edge and expands its share of consumer card spending.

Read More
image for news Capital One Acquires Discover, Reshapes U.S. Credit Card Industry
Capital One's stock looks like a bargain following Discover acquisition
COF, DFS
Published: May 19, 2025 by: Market Watch
Sentiment: Positive

Capital One will be even more focused on credit-card lending now that it has completed the Discover deal.

Read More
image for news Capital One's stock looks like a bargain following Discover acquisition
Capital One Finalizes $35 Billion Discover Purchase
COF, DFS
Published: May 18, 2025 by: PYMNTS
Sentiment: Positive

Fifteen months after it was announced, Capital One's $35 billion acquisition of Discover is official. The deal, finalized Sunday (May 18), creates the largest credit card issuer in terms of loan volume in the U.S.

Read More
image for news Capital One Finalizes $35 Billion Discover Purchase
Capital One Reportedly Settling Savings Account Suit for $425 Million
COF
Published: May 18, 2025 by: PYMNTS
Sentiment: Negative

Capital One will reportedly pay $425 million to settle a lawsuit accusing it of cheating savings account depositors. That's according to a report by Reuters on Friday (May 16), citing court documents.

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image for news Capital One Reportedly Settling Savings Account Suit for $425 Million
Jim Cramer Is a Big Fan of This Cheap Warren Buffett Stock — Time To Buy?
COF
Published: May 15, 2025 by: 24/7 Wall Street
Sentiment: Positive

There are plenty of bargains to be had amid intense stock market volatility. And while the best deals have mostly evaporated, there are still intriguing, cheap names with timely catalysts that still look to be worth buying on the way up.

Read More
image for news Jim Cramer Is a Big Fan of This Cheap Warren Buffett Stock — Time To Buy?
New York AG sues Capital One after Trump-led CFPB drops similar case
COF
Published: May 14, 2025 by: CNBC
Sentiment: Negative

New York Attorney General Letitia James sued Capital One on Wednesday, accusing the bank of "cheating" customers out of millions of dollars in interest payments. The suit mimics litigation by the CFPB, which was dropped in February under the Trump administration.

Read More
image for news New York AG sues Capital One after Trump-led CFPB drops similar case
Capital One cheated customers out of millions from ‘high interest' savings accounts: NY lawsuit
COF
Published: May 14, 2025 by: New York Post
Sentiment: Negative

Letitia James's lawsuit claimed Capital One promised depositors one of the country's highest interest rates on their 360 Savings accounts, yet froze their rate at just 0.30% even as interest rates rose nationwide.

Read More
image for news Capital One cheated customers out of millions from ‘high interest' savings accounts: NY lawsuit
Capital One vs. AmEx: Which Credit Card Stock is the Better Pick Now?
AXP, COF
Published: May 07, 2025 by: Zacks Investment Research
Sentiment: Negative

Which among the two major credit card players, COF & American Express, is better placed to navigate uncertain macroeconomic conditions? Let's find out.

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image for news Capital One vs. AmEx: Which Credit Card Stock is the Better Pick Now?
Why Capital One (COF) is a Top Value Stock for the Long-Term
COF
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why Capital One (COF) is a Top Value Stock for the Long-Term
Why Capital One and other banks took ‘rainy day' money off their balance sheets
COF
Published: April 23, 2025 by: Market Watch
Sentiment: Positive

Capital One Financial Corp.'s customers continued to spend last quarter, and the company ended up releasing money it had set aside for losses on loans.

Read More
image for news Why Capital One and other banks took ‘rainy day' money off their balance sheets
COF Stock Up 2.8% on Q1 Earnings Beat, NII Rises on Upbeat Card Spend
COF
Published: April 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Solid auto loan originations and credit card spend, and lower funding costs drive Capital One's Q1 NII growth. This, along with higher fee income, aids earnings.

Read More
image for news COF Stock Up 2.8% on Q1 Earnings Beat, NII Rises on Upbeat Card Spend
Capital One Gets the Greenlight to Move Forward With Discover Acquisition
COF, DFS
Published: April 22, 2025 by: CNET
Sentiment: Positive

Capital One's plans to acquire Discover have been approved at the federal level.

Read More
image for news Capital One Gets the Greenlight to Move Forward With Discover Acquisition
Why Credit Card Stocks Are So Volatile Today
COF, DFS
Published: April 21, 2025 by: The Motley Fool
Sentiment: Neutral

Capital One Financial's (COF 0.95%) planned acquisition of Discover Financial Services (DFS 3.22%) has received regulatory approval, and investors are breathing a sigh of relief.

Read More
image for news Why Credit Card Stocks Are So Volatile Today
Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
COF, DFS
Published: April 18, 2025 by: PYMNTS
Sentiment: Positive

Capital One and Discover Financial Services said Friday (April 18) that they have received all required regulatory approvals to complete Capital One's proposed acquisition of Discover.

Read More
image for news Capital One Expects Discover Acquisition to Close May 18 After Gaining Approvals
Regulators Give the Go-Ahead to Capital One-Discover Acquisition
COF, DFS
Published: April 18, 2025 by: Investopedia
Sentiment: Neutral

Federal regulators approved Capital One's (COF) bid to become America's largest credit card lender, signing off on the company's purchase of Discover (DFS) on Friday.

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image for news Regulators Give the Go-Ahead to Capital One-Discover Acquisition
Capital One gets green light to buy Discover for $35B and form credit card giant
COF, DFS
Published: April 18, 2025 by: New York Post
Sentiment: Neutral

The deal joins two of the largest credit card companies that aren't banks first, like JPMorgan and Citi, with the notable exception of American Express.

Read More
image for news Capital One gets green light to buy Discover for $35B and form credit card giant
Regulators approve $35bn merger of Capital One and Discover Financial
COF, DFS
Published: April 18, 2025 by: The Guardian
Sentiment: Positive

Acquisition expected to be completed on 18 May after Federal Reserve and currency comptroller sign off on deal

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image for news Regulators approve $35bn merger of Capital One and Discover Financial
Capital One and Discover merger approved by Federal Reserve Board
COF, DFS
Published: April 18, 2025 by: CNBC
Sentiment: Positive

Capital One Financial's application to acquire Discover Financial Services has officially been approved by the Federal Reserve Board and the Office of the Comptroller of the Currency. Capital One announced plans to acquire Discover in an all-stock transaction valued at $35.3 billion in February 2024.

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image for news Capital One and Discover merger approved by Federal Reserve Board
Capital One's $35 Billion Deal for Discover Gets the Green Light
COF, DFS
Published: April 18, 2025 by: WSJ
Sentiment: Positive

The deal expands Capital One's reach and gives it a card network.

Read More
image for news Capital One's $35 Billion Deal for Discover Gets the Green Light
US Banking regulators OK Capital One, Discover deal
COF, DFS
Published: April 18, 2025 by: Reuters
Sentiment: Positive

The Federal Reserve and Office of the Comptroller of the Currency said on Friday they have approved the merger of Capital One and Discover, clearing the last major hurdles for a tie-up between the two banks.

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image for news US Banking regulators OK Capital One, Discover deal

About Capital One Financial Corporation (COF)

  • IPO Date 1994-11-16
  • Website https://www.capitalone.com
  • Industry Financial - Credit Services
  • CEO Mr. Richard D. Fairbank
  • Employees 53900

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.