Capital One Financial Corporation (COF)

US — Financial Services Sector
Peers: TD  BAC  PGR  SPGI  UBS  SAN  HOOD 

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Key Metrics & Ratings

  • symbol COF
  • Rev/Share 129.1253
  • Book/Share 249.5075
  • PB 0.847
  • Debt/Equity 0.4747
  • CurrentRatio 0.1416
  • ROIC 0.0001

 

  • MktCap 135155587450.0
  • FreeCF/Share 40.9804
  • PFCF 7.4164
  • PE 0.0
  • Debt/Assets 0.0799
  • DivYield 0.0114
  • ROE 0.0

 

  • Rating B-
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 5
  • P/B Score 4
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation COF Rothschild & Co Redburn -- Buy -- $290 Aug. 1, 2025
Upgrade COF TD Cowen Hold Buy -- $258 July 8, 2025
Upgrade COF BTIG Research Neutral Buy -- $208 March 25, 2025
Upgrade COF Evercore ISI In-line Outperform -- $200 March 12, 2025
Upgrade COF Robert W. Baird Neutral Outperform $190 $200 March 11, 2025
Upgrade COF BofA Securities Neutral Buy $207 $235 Feb. 19, 2025
Upgrade COF HSBC Securities Reduce Hold -- $176 Jan. 14, 2025
Upgrade COF UBS Neutral Buy $168 $235 Jan. 13, 2025
Upgrade COF Barclays Equal Weight Overweight $158 $219 Jan. 6, 2025
Downgrade COF BofA Securities Buy Neutral $203 $200 Dec. 9, 2024

News

COF Up on Q3 Earnings Beat as Discover Deal Drives NII and Fee Income
COF
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One stock jumps 4.6% after Q3 earnings beat, fueled by the Discover Financial deal and robust NII growth, and a fresh $16B buyback plan.

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image for news COF Up on Q3 Earnings Beat as Discover Deal Drives NII and Fee Income
Capital One Stock Pops. Its Earnings Got a Buyback Boost.
COF
Published: October 22, 2025 by: Barrons
Sentiment: Positive

The bank breezes past earnings expectations and announces up to $16 billion in stock buybacks.

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image for news Capital One Stock Pops. Its Earnings Got a Buyback Boost.
Ahead of Capital One (COF) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics
COF
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Capital One (COF), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2025.

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image for news Ahead of Capital One (COF) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Rise in NII & Fee Income to Aid COF's Q3 Earnings, Provisions to Hurt
COF
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Negative

Higher NII and fee income are expected to have driven Capital One's Q3 revenue higher, though earnings may have dipped on higher expenses and provisions.

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image for news Rise in NII & Fee Income to Aid COF's Q3 Earnings, Provisions to Hurt
Capital One (COF) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
COF
Published: October 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Capital One (COF) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Here's Why Capital One (COF) is Poised for a Turnaround After Losing 9.5% in 4 Weeks
COF
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

The heavy selling pressure might have exhausted for Capital One (COF) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.

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image for news Here's Why Capital One (COF) is Poised for a Turnaround After Losing 9.5% in 4 Weeks
2 Consumer Loan Stocks to Buy on Promising Industry Prospects
COF, ECPG
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

While subdued asset quality remains a concern, falling rates and easier lending criteria are expected to boost the Zacks Consumer Loans industry's prospects. So, firms like Capital One and Encore Capital are poised to gain.

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image for news 2 Consumer Loan Stocks to Buy on Promising Industry Prospects
5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
COF, GDOT, MA, PYPL, V
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Five mobile payment stocks, namely, MA, V, PYPL, COF and GDOT are poised to gain as digital transactions surge worldwide.

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image for news 5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
Why Capital One (COF) is Poised to Beat Earnings Estimates Again
COF
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Capital One (COF) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why Capital One (COF) is Poised to Beat Earnings Estimates Again
Why Capital One (COF) is a Top Value Stock for the Long-Term
COF
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Why Capital One (COF) is a Top Value Stock for the Long-Term
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
COF, PLMR
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Earnings ESP is a great way to find potential earnings surprises. Why investors should take advantage now.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Final Trades: Archer Aviation, JPMorgan Chase, Shell and Capital One
ACHR, COF, SHEL
Published: October 03, 2025 by: CNBC Television
Sentiment: Neutral

CNBC's “Halftime Report” team details their top stocks and final trades.

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image for news Final Trades: Archer Aviation, JPMorgan Chase, Shell and Capital One
COF Faces State Opposition to $425M Saver Settlement in Court
COF
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Negative

Capital One's $425M settlement faces pushback from 18 states, which argue it lets the bank continue deceptive savings practices.

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image for news COF Faces State Opposition to $425M Saver Settlement in Court
COF Reaches Settlement With Influencers Over Affiliate Marketing Clash
COF
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Neutral

Capital One settles with influencers over claims its Shopping extension diverted affiliate commissions, without admitting wrongdoing.

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image for news COF Reaches Settlement With Influencers Over Affiliate Marketing Clash
Capital One: Preferred Shares Offer Attractive Current Yields And Capital Gain Potential
COF
Published: September 16, 2025 by: Seeking Alpha
Sentiment: Positive

Capital One has grown in size following the Discover acquisition, with 14% of the balance sheet funded with common equity, leaving only ~0.8% for preferred shares. The acquisition impacted Q2 2025 reported earnings. On an adjusted basis, preferred dividends remain well covered, in line with the trend observed in recent quarters. Preferred principal also enjoys exceptional coverage by common equity market capitalization of ~26x.

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image for news Capital One: Preferred Shares Offer Attractive Current Yields And Capital Gain Potential
Capital One Files Lawsuit Against FDIC Over Erroneous Charges
COF
Published: September 15, 2025 by: Zacks Investment Research
Sentiment: Negative

COF takes the FDIC to court, disputing a $474M special fee it says was wrongly inflated by misclassified deposits.

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image for news Capital One Files Lawsuit Against FDIC Over Erroneous Charges
Capital One Sues FDIC, Alleging Overcharge in Banking Crisis-Related Special Assessment
COF
Published: September 11, 2025 by: PYMNTS
Sentiment: Negative

Capital One reportedly sued the Federal Deposit Insurance Corp., alleging that the regulator overcharged the bank by $149.2 million during a special assessment meant to make up for the deposit insurance fund's losses resulting from the collapses of Silicon Valley Bank and Signature Bank in 2023.

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image for news Capital One Sues FDIC, Alleging Overcharge in Banking Crisis-Related Special Assessment
Capital One sues FDIC for overcharge related to two bank failures
COF
Published: September 11, 2025 by: Reuters
Sentiment: Negative

Capital One sued the Federal Deposit Insurance Corporation, accusing the U.S. regulator of imposing an excessive $474.1 million special assessment to recoup losses to its deposit insurance fund following the collapses of Silicon Valley Bank and Signature Bank in 2023.

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image for news Capital One sues FDIC for overcharge related to two bank failures
Here's Why Capital One (COF) is a Strong Momentum Stock
COF
Published: September 10, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Read More
image for news Here's Why Capital One (COF) is a Strong Momentum Stock
Top Mobile Payments Stocks to Buy Amid Rapid Fintech Growth
COF, MQ, PYPL, VYX
Published: September 03, 2025 by: Zacks Investment Research
Sentiment: Positive

COF, PYPL, MQ and VYX are driving mobile payments growth with better integration, AI, digital wallets and seamless checkout solutions.

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image for news Top Mobile Payments Stocks to Buy Amid Rapid Fintech Growth
4 Goldman Sachs Buy-Rated Top Dividend Picks Have Double-Digit Upside
COF, DUK, KGS, VNOM
Published: September 01, 2025 by: 24/7 Wall Street
Sentiment: Positive

Founded in 1869, Goldman Sachs is the world's second-largest investment bank by revenue and is ranked 55th on the Fortune 500 list of the largest United States corporations by total revenue.

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image for news 4 Goldman Sachs Buy-Rated Top Dividend Picks Have Double-Digit Upside
Capital One vs. Synchrony Financial: Which Stock is a Better Pick Now?
COF, SYF
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Neutral

COF's Discover deal and SYF's partnerships fuel growth but which stock is the better buy now? Let's find out.

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image for news Capital One vs. Synchrony Financial: Which Stock is a Better Pick Now?
8 Growth Stocks to Buy That Aren't Technology. What Makes Them Worth It.
BSX, COF, UBER
Published: August 25, 2025 by: Barrons
Sentiment: Positive

As tech stocks float at historic highs, it's a good time to look elsewhere for growth. A Citi screen turned up eight names that are mostly outside the tech sector.

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image for news 8 Growth Stocks to Buy That Aren't Technology. What Makes Them Worth It.
Why Is Capital One (COF) Down 2.2% Since Last Earnings Report?
COF
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Negative

Capital One (COF) reported earnings 30 days ago. What's next for the stock?

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image for news Why Is Capital One (COF) Down 2.2% Since Last Earnings Report?
Here's Why Capital One (COF) is a Strong Value Stock
COF
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

Read More
image for news Here's Why Capital One (COF) is a Strong Value Stock
Is Capital One Set to Ride on NII Growth Amid Relatively Higher Rates?
COF
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive

COF's NII growth accelerates on higher rates, credit card expansion and its $35.3B Discover acquisition.

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image for news Is Capital One Set to Ride on NII Growth Amid Relatively Higher Rates?
Why Capital One (COF) is a Top Momentum Stock for the Long-Term
COF
Published: August 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Why Capital One (COF) is a Top Momentum Stock for the Long-Term
Capital One Muse Named “Best Lead Management Solution” in 8th Annual MarTech Breakthrough Awards Program
COF
Published: August 14, 2025 by: GlobeNewsWire
Sentiment: Neutral

Prestigious International Annual Awards Program Recognizes Standout Marketing, Advertising and Sales Technology Around the World Prestigious International Annual Awards Program Recognizes Standout Marketing, Advertising and Sales Technology Around the World

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image for news Capital One Muse Named “Best Lead Management Solution” in 8th Annual MarTech Breakthrough Awards Program
New York AG James sues Zelle parent company for alleged fraud
BAC, COF, JPM, PNC, TFC, USB, WFC
Published: August 13, 2025 by: CNBC
Sentiment: Negative

New York Attorney General Letitia James sued the parent company of payment network Zelle for allegedly enabling fraud. James alleged that the company knew about ongoing fraud between 2017 and 2023 and did not take actionable steps to resolve it.

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image for news New York AG James sues Zelle parent company for alleged fraud
Serious Credit Card Delinquencies Hit 14-Year High: 2 Stocks to Buy, 1 to Avoid
COF, MA, V
Published: August 12, 2025 by: 24/7 Wall Street
Sentiment: Positive

Key Points in This Article: Credit card delinquencies hit 12.3% in Q2 2025, near the 2011 all-time high of 13.7%.

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image for news Serious Credit Card Delinquencies Hit 14-Year High: 2 Stocks to Buy, 1 to Avoid

About Capital One Financial Corporation (COF)

  • IPO Date 1994-11-16
  • Website https://www.capitalone.com
  • Industry Financial - Credit Services
  • CEO Richard D. Fairbank
  • Employees 53900

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.