Bread Financial Holdings, Inc. (BFH)
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- symbol BFH
- Rev/Share 101.0707
- Book/Share 65.6959
- PB 0.9714
- Debt/Equity 1.6692
- CurrentRatio 0.3216
- ROIC -0.0363
- MktCap 2976717968.0
- FreeCF/Share 39.015
- PFCF 1.6338
- PE 10.421
- Debt/Assets 0.2288
- DivYield 0.0132
- ROE 0.0923
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 3
- DCF Score 4
- P/B Score 1
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | BFH | BTIG Research | Neutral | Buy | -- | $105 | July 14, 2025 |
| Downgrade | BFH | Morgan Stanley | Overweight | Underweight | -- | $33 | April 7, 2025 |
| Upgrade | BFH | Morgan Stanley | Underweight | Overweight | $35 | $76 | Dec. 19, 2024 |
News
Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript
Published: September 09, 2025 by: Seeking Alpha
Sentiment: Neutral
Bread Financial Holdings, Inc. (NYSE:BFH ) Barclays 23rd Annual Global Financial Services Conference September 9, 2025 11:15 AM EDT Company Participants Ralph Andretta - President, CEO & Director Perry Beberman - Executive VP & CFO Conference Call Participants Terry Ma - Barclays Bank PLC, Research Division Presentation Terry Ma Research Analyst So thank you for joining, everyone. My name is Terry Ma.
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Bread Financial Stock Near 52-Week High: What Should Investors Do?
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive
BFH stock is poised to gain from solid credit sales, proactive risk management, financial flexibility, prudent capital deployment and higher return on capital.
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Bread Financial Announces Approval of $200 Million Share Repurchase Program
Published: August 27, 2025 by: GlobeNewsWire
Sentiment: Neutral
COLUMBUS, Ohio, Aug. 27, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced that its Board of Directors (the “Board”) has authorized a new plan to repurchase up to $200 million of shares of its common stock. There is no expiration date for the repurchase plan.
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Bread Financial Announces Expiration and Results of Its Previously Announced Cash Tender Offers
Published: August 22, 2025 by: GlobeNewsWire
Sentiment: Neutral
COLUMBUS, Ohio, Aug. 22, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that its previously announced cash tender offers (the “Tender Offers”) described in the Offer to Purchase, dated July 24, 2025 (as amended, the “Offer to Purchase”) expired at 5:00 p.m., New York City time, on August 21, 2025 (the “Expiration Date”). The following table sets forth the total aggregate principal amount of the Company's 9.750% Senior Notes due 2029 (the “2029 Notes”) and the Company's 8.375% Fixed-Rate Reset Subordinated Notes due 2035 (the “2035 Notes” and, together with the 2029 …
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Bread Financial Q2 Earnings Beat, Revenues Miss, Credit Sales Rise
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Positive
BFH tops Q2 EPS estimates by nearly 70% as credit sales rise, even as revenues dip on lower finance charges and late fees.
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Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript
Published: July 25, 2025 by: Seeking Alpha
Sentiment: Neutral
Bread Financial Holdings, Inc. (NYSE:BFH ) Q2 2025 Earnings Conference Call July 25, 2025 8:30 AM ET Company Participants Brian Vereb - Head of Investor Relations Perry S. Beberman - Executive VP & CFO Ralph J.
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Bread Financial Holdings (BFH) Expected to Beat Earnings Estimates: Should You Buy?
Published: July 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Why Bread Financial (BFH) is Poised to Beat Earnings Estimates Again
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
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How retail credit cards could bankrupt consumers with record high interest rates
Published: June 19, 2025 by: CNBC
Sentiment: Negative
Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies.
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How retail credit cards could bankrupt consumers with record high interest rates
Published: June 19, 2025 by: CNBC
Sentiment: Negative
Retail credit card debt is accounting for a greater proportion of overall debt in consumer bankruptcies.
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Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer
Published: June 05, 2025 by: GlobeNewsWire
Sentiment: Neutral
COLUMBUS, Ohio, June 05, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that as of 5:00 p.m., New York City time, on June 4, 2025 (the “Early Participation Date”), pursuant to and in accordance with its previously announced cash tender offer (the “Tender Offer”), approximately $536,786,000 in aggregate principal amount of the Company's 9.750% Senior Notes due 2029 (the “Notes”) had been validly tendered and not validly withdrawn on or prior to the Early Participation Date, which, if and when accepted for purchase up to $150,000,000 in aggregate principal amount of Notes …
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Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029
Published: May 21, 2025 by: GlobeNewsWire
Sentiment: Neutral
COLUMBUS, Ohio, May 21, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced it has commenced a cash tender offer (the “Tender Offer”) to purchase up to $150.0 million (subject to increase, the “Tender Cap”) aggregate principal amount of its 9.750% Senior Notes maturing March 2029 (the “Notes”). The Tender Offer is being made on the terms and subject to the conditions set forth in the Offer to Purchase, dated May 21, 2025 (as it may be amended or supplemented, the “Offer to Purchase”).
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Bread Financial's 2024 Sustainability Report showcases focus, investment in sustainable business practices
Published: May 12, 2025 by: GlobeNewsWire
Sentiment: Neutral
Twelfth annual report reinforces commitments and demonstrates ongoing progress toward sustainability strategy and related priorities Twelfth annual report reinforces commitments and demonstrates ongoing progress toward sustainability strategy and related priorities
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Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed
Published: May 07, 2025 by: CNBC
Sentiment: Negative
Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the industry. Now they're far more reluctant to reverse those steps, even after bank trade groups succeeded in killing the CFPB rule in federal court last month.
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Bread Financial, Bob Woodruff Foundation Announce Multiyear Mission to Improve Mental Health Care for Children in Military Families
Published: May 05, 2025 by: PRNewsWire
Sentiment: Neutral
Three-year, $3 million investment will focus on expanding care, training clinicians, and proven programs fostering wellness and social connection NEW YORK , May 5, 2025 /PRNewswire/ -- Bread Financial® (NYSE: BFH) and the Bob Woodruff Foundation announced today that the tech-forward financial services company and the leading nonprofit organization supporting veterans will embark on a multiyear mission to improve the mental health of children in military families. Bread Financial's $3 million investment over the next three years will build on the company's history of supporting the Bob Woodruff Foundation, including efforts focused on children and families of those who have …
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Bread Financial Q1 Earnings, Revenues Top Estimates, Credit Sales Rise
Published: April 25, 2025 by: Zacks Investment Research
Sentiment: Neutral
BFH first-quarter results reflect higher credit sales, an increase in total interest income and a decline in total non-interest expenses.
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Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript
Published: April 24, 2025 by: Seeking Alpha
Sentiment: Neutral
Bread Financial Holdings, Inc. (NYSE:BFH ) Q1 2025 Earnings Conference Call April 24, 2025 8:30 AM ET Company Participants Brian Vereb - Head-Investor Relations Ralph Andretta - President & Chief Executive Officer Perry Beberman - Executive Vice President & Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Moshe Orenbuch - TD Cowen Jeff Adelson - Morgan Stanley John Pancari - Evercore ISI Bill Carache - Wolfe Research Securities Terry Ma - Barclays Mihir Bhatia - Bank of America Vincent Caintic - BTIG Operator Good morning, and welcome to Bread Financial First Quarter 2025 Earnings Conference Call. My name …
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Bread Financial (BFH) Surges 12.7%: Is This an Indication of Further Gains?
Published: April 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
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Bread Financial Provides Performance Update for January 2025
Published: February 11, 2025 by: GlobeNewsWire
Sentiment: Neutral
COLUMBUS, Ohio, Feb. 11, 2025 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company's net loss rate and delinquency rate for the periods indicated:
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About Bread Financial Holdings, Inc. (BFH)
- IPO Date 2001-06-15
- Website https://www.breadfinancial.com
- Industry Financial - Credit Services
- CEO Ralph J. Andretta
- Employees 6000