Bread Financial Holdings Inc. provides lending and payment technology solutions to customers and consumer-based industries in North America. The company is headquartered in Columbus, Ohio.
| Revenue (TTM) | $2.67B |
| Gross Profit (TTM) | $2.67B |
| EBITDA | $682.00M |
| Operating Margin | 29.00% |
| Return on Equity | 17.40% |
| Return on Assets | 2.57% |
| Revenue/Share (TTM) | $61.26 |
| Book Value | $86.95 |
| Price-to-Book | 1.27 |
| Price-to-Sales (TTM) | 1.61 |
| EV/Revenue | 2.095 |
| EV/EBITDA | 6.08 |
| Quarterly Earnings Growth (YoY) | 21.20% |
| Quarterly Revenue Growth (YoY) | 3.80% |
| Shares Outstanding | $40.41M |
| Float | $38.05M |
| % Insiders | 1.41% |
| % Institutions | 116.95% |
Volatility is currently contracting
Bread Financial's Q2 benefited from higher credit sales, loan growth and improved credit quality, driving earnings and revenue above estimates.
Bread Financial NYSE: BFH reported stronger second-quarter 2026 results, citing higher credit sales, loan and deposit growth, increased revenue and improved credit performance, while also raising parts of its full-year outlook.
While the top- and bottom-line numbers for Bread Financial (BFH) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Bread Financial Holdings (BFH) came out with quarterly earnings of $3.55 per share, beating the Zacks Consensus Estimate of $2.52 per share. This compares to earnings of $3.14 per share a year ago.
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company's Net principal loss rate and Delinquency rate for the periods indicated:
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its second quarter 2026 financial results. All earnings-related materials are now available at the company's investor relations website, here.
COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the third quarter of 2026.
Bread Financial (BFH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
COLUMBUS, Ohio, July 14, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced executive leadership changes in its commercial organization.
Bread Financial (BFH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
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