BFH

Bread Financial Holdings, Inc.
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$3.89B
P/E Ratio
8.04
EPS
$12.76
Beta
1.25
52W High
$114.28
52W Low
$58.81
50-Day MA
$103.69
200-Day MA
$92.43
Dividend Yield
0.88%
Profit Margin
20.00%
Forward P/E
7.64
PEG Ratio
2.18

About Bread Financial Holdings, Inc.

Bread Financial Holdings Inc. provides lending and payment technology solutions to customers and consumer-based industries in North America. The company is headquartered in Columbus, Ohio.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$2.69B
Gross Profit (TTM)$2.69B
EBITDA$682.00M
Operating Margin30.20%
Return on Equity15.90%
Return on Assets2.38%
Revenue/Share (TTM)$64.91
Book Value$90.45
Price-to-Book1.13
Price-to-Sales (TTM)1.45
EV/Revenue1.759
EV/EBITDA6.08
Quarterly Earnings Growth (YoY)-3.50%
Quarterly Revenue Growth (YoY)3.60%
Shares Outstanding$37.96M
Float$37.29M
% Insiders1.51%
% Institutions110.60%

Historical Volatility

HV 10-Day
30.76%
HV 20-Day
38.71%
HV 30-Day
34.42%
HV 60-Day
34.80%
HV Rank
31.7%

Volatility is currently contracting

Analyst Ratings

Consensus ($114.81 target)
1
Strong Buy
7
Buy
8
Hold
1
Strong Sell

Latest News

Bread Financial to Participate in the KBW Fintech Ecosystem Conference

COLUMBUS, Ohio, Nov. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial ® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced the company's participation in the KBW Fintech Ecosystem Conference on Wednesday, November 11.

GlobeNewsWire11/4/2026Neutral
Dividend Announcements: October 17-23, 2026 (Part 2 Of 2)

I track dividend announcements across 1,200+ stocks. This week, 42 companies increased their dividend, including two stocks I own. Part 2 highlights 17 stocks with streaks below 10 years. First BanCorp (FBP) stands out with a 25% dividend hike, 3.65% forward yield, and the highest ACN (23.9), though it trades near fair value. Western Digital (WDC) offers 34.69% upside to fair value and strong safety metrics, but its forward yield is just 0.20% and dividend consistency is weak.

Seeking Alpha10/28/2026Neutral
BFH vs. BAM: Which Stock Is the Better Value Option?

Investors interested in Financial - Miscellaneous Services stocks are likely familiar with Bread Financial Holdings (BFH) and Brookfield Asset Management (BAM). But which of these two stocks presents investors with the better value opportunity right now?

Zacks Investment Research10/27/2026Positive
Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series C Preferred Stock

COLUMBUS, Ohio, Oct. 27, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depositary shares (the “Depositary Shares”), each representing a 1/40th interest in a share of its Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C, par value $0.01 per share (the “Series C Preferred Stock”), with a liquidation preference of $25 per Depositary Share (equivalent to $1,000 per share of Series C Preferred Stock).

GlobeNewsWire10/27/2026Neutral
What Bread Financial (BFH) Said on Its Q3 Earnings Call

Bread Financial NYSE: BFH reported third-quarter 2026 net income of $156 million, or $3.82 per diluted share, as loan growth, credit sales and improving credit performance supported revenue gains. The company also raised its quarterly dividend by 9% and repurchased $75 million of common stock during the quarter.

MarketBeat10/22/2026Positive
Bread Financial (BFH) Reports Q3 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Bread Financial (BFH) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Investment Research10/22/2026Neutral

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Data last updated: 11/7/2026