Bread Financial Holdings, Inc. (BFH)
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- symbol BFH
- Rev/Share 100.6022
- Book/Share 71.3333
- PB 1.0935
- Debt/Equity 0.0
- CurrentRatio 0.0
- ROIC 0.0958
- MktCap 3561583272.0
- FreeCF/Share 43.0753
- PFCF 1.7781
- PE 7.6843
- Debt/Assets 0.0
- DivYield 0.011
- ROE 0.1498
- Rating A-
- Score 4
- Recommendation Buy
- P/E Score 4
- DCF Score 4
- P/B Score 3
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Resumed | BFH | Wolfe Research | -- | Peer Perform | -- | -- | Dec. 8, 2025 |
| Downgrade | BFH | JP Morgan | Neutral | Underweight | -- | $72 | Dec. 4, 2025 |
| Upgrade | BFH | BTIG Research | Neutral | Buy | -- | $105 | July 14, 2025 |
| Downgrade | BFH | Morgan Stanley | Overweight | Underweight | -- | $33 | April 7, 2025 |
| Upgrade | BFH | Morgan Stanley | Underweight | Overweight | $35 | $76 | Dec. 19, 2024 |
News
Is Bread Financial (BFH) Outperforming Other Finance Stocks This Year?
Published: December 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Here is how Bread Financial Holdings (BFH) and Bank of Nova Scotia (BNS) have performed compared to their sector so far this year.
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Why Bread Financial Holdings (BFH) is a Top Value Stock for the Long-Term
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
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Bread Financial Holdings, Inc. (BFH) Hits Fresh High: Is There Still Room to Run?
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
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Bread Financial Holdings (BFH) is a Great Momentum Stock: Should You Buy?
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive
Does Bread Financial Holdings (BFH) have what it takes to be a top stock pick for momentum investors? Let's find out.
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BFH or AXP: Which Is the Better Value Stock Right Now?
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Bread Financial Holdings (BFH) or American Express (AXP). But which of these two stocks presents investors with the better value opportunity right now?
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Ditch the Cash, Grab the Gains: Top Mobile Payment Stocks to Buy
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive
Mobile payments are booming, and Nu, ACI Worldwide and Bread Financial are leading the charge in fast, digital-first transactions.
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Despite Fast-paced Momentum, Bread Financial (BFH) Is Still a Bargain Stock
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.
Read More
Why Bread Financial Holdings (BFH) is a Top Momentum Stock for the Long-Term
Published: December 11, 2025 by: Zacks Investment Research
Sentiment: Positive
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Read More
5 Mid-Cap Financial Technology Stocks to Buy on Recent Fed Rate Cut
Published: December 11, 2025 by: Zacks Investment Research
Sentiment: Positive
EVTC, ENVA, LC, OPFI and BFH are five mid-cap fintech names spotlighted after the Fed's rate cut as lower rates boost innovation and growth prospects across the sector.
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BFH vs. AXP: Which Stock Is the Better Value Option?
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Bread Financial Holdings (BFH) and American Express (AXP). But which of these two stocks is more attractive to value investors?
Read More
Here's Why Bread Financial Holdings (BFH) is a Strong Value Stock
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Read More
Bread Financial (BFH) Is Attractively Priced Despite Fast-paced Momentum
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) could be a great choice for investors looking to buy stocks that have gained strong momentum recently but are still trading at reasonable prices. It is one of the several stocks that made it through our 'Fast-Paced Momentum at a Bargain' screen.
Read More
Bread Financial Holdings, Inc. (BFH) Hit a 52 Week High, Can the Run Continue?
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Read More
Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock
Published: November 20, 2025 by: GlobeNewsWire
Sentiment: Neutral
COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depositary shares (the “Depositary Shares”), each representing a 1/40th interest in a share of its Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share (the “Series A Preferred Stock”), with a liquidation preference of $25 per Depositary Share (equivalent to $1,000 per share of Series A Preferred Stock).
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Here's Why Bread Financial Holdings (BFH) is a Strong Momentum Stock
Published: November 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Read More
BFH or AXP: Which Is the Better Value Stock Right Now?
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors interested in Financial - Miscellaneous Services stocks are likely familiar with Bread Financial Holdings (BFH) and American Express (AXP). But which of these two stocks offers value investors a better bang for their buck right now?
Read More
Why Bread Financial Holdings (BFH) is a Top Value Stock for the Long-Term
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Positive
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Read More
Bread Financial (BFH) Shows Fast-paced Momentum But Is Still a Bargain Stock
Published: November 12, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.
Read More
Why Bread Financial Holdings (BFH) is a Top Momentum Stock for the Long-Term
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Read More
BFH vs. BX: Which Stock Is the Better Value Option?
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Bread Financial Holdings (BFH) and Blackstone Inc. (BX). But which of these two stocks offers value investors a better bang for their buck right now?
Read More
5 Broker-Liked Stocks to Watch Amid Impressive Start to Q3 Earnings
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Broker-favored stocks like PARR, CPS, BFH, AAL and CVI shine as Q3 earnings lift market optimism.
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BFH Q3 Earnings & Revenues Beat Estimates, Credit Sales Rise Y/Y
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial's third-quarter results reflect higher credit sales and reduced non-interest expenses, offset by lower average and end-of-period loans.
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Bread Financial Holdings, Inc. (BFH) Q3 2025 Earnings Call Transcript
Published: October 23, 2025 by: Seeking Alpha
Sentiment: Neutral
Bread Financial Holdings, Inc. (NYSE:BFH ) Q3 2025 Earnings Call October 23, 2025 8:30 AM EDT Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President, CEO & Director Perry Beberman - Executive VP & CFO Conference Call Participants Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Moshe Orenbuch - TD Cowen, Research Division Mihir Bhatia - BofA Securities, Research Division Jeffrey Adelson - Morgan Stanley, Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Dominick Gabriele - Compass Point Research & Trading, LLC, Research Division Vincent Caintic - BTIG, LLC, Research Division …
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Bread Financial Holdings (BFH) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Neutral
Bread Financial (BFH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Will Bread Financial (BFH) Beat Estimates Again in Its Next Earnings Report?
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial (BFH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
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5 Broker-Friendly Stocks to Watch as Markets Move North Amid Shutdown
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive
As markets rally despite a shutdown, five broker-favored names, BFH. DK, AEO, AAP and ADM, emerge as stocks to watch for steady gains.
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BFH Stock Trading at a Discount to Industry at 6.28X: Time to Hold?
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive
Bread Financial is poised to gain from solid credit sales, proactive risk management, financial flexibility, prudent capital deployment, and higher return on capital.
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Bread Financial: An Opportunity To Buy The Dip
Published: October 06, 2025 by: Seeking Alpha
Sentiment: Positive
Bread Financial remains resilient despite recent share declines, supported by strong asset yields and prudent management of loan growth and credit risk. BFH's deposit growth outpaces loan growth, reducing reliance on external financing and improving the loan-to-deposit ratio, which supports future net interest income. Nonperforming loans have declined for three consecutive quarters, and the allowance for loan losses stands at a robust 12% of gross loans.
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Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript
Published: September 09, 2025 by: Seeking Alpha
Sentiment: Neutral
Bread Financial Holdings, Inc. (NYSE:BFH ) Barclays 23rd Annual Global Financial Services Conference September 9, 2025 11:15 AM EDT Company Participants Ralph Andretta - President, CEO & Director Perry Beberman - Executive VP & CFO Conference Call Participants Terry Ma - Barclays Bank PLC, Research Division Presentation Terry Ma Research Analyst So thank you for joining, everyone. My name is Terry Ma.
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Bread Financial Stock Near 52-Week High: What Should Investors Do?
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive
BFH stock is poised to gain from solid credit sales, proactive risk management, financial flexibility, prudent capital deployment and higher return on capital.
Read More
About Bread Financial Holdings, Inc. (BFH)
- IPO Date 2001-06-15
- Website https://www.breadfinancial.com
- Industry Financial - Credit Services
- CEO Ralph J. Andretta
- Employees 6000