PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 33.9483
  • Book/Share 20.8657
  • PB 3.0025
  • Debt/Equity 0.5583
  • CurrentRatio 1.3395
  • ROIC 0.1391

 

  • MktCap 58618594855.0
  • FreeCF/Share 5.749
  • PFCF 10.5334
  • PE 12.3338
  • Debt/Assets 0.1413
  • DivYield 0.0022
  • ROE 0.2426

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 2
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PYPL Citigroup -- Neutral -- $78 Oct. 23, 2025
Initiation PYPL Wells Fargo -- Equal Weight -- $74 Oct. 22, 2025
Downgrade PYPL Goldman Neutral Sell -- $70 Oct. 13, 2025
Downgrade PYPL Wolfe Research Outperform Peer Perform -- -- Oct. 3, 2025
Resumed PYPL Deutsche Bank -- Hold -- $75 July 17, 2025
Upgrade PYPL Seaport Research Partners Sell Neutral -- -- July 14, 2025
Resumed PYPL Piper Sandler -- Neutral -- $74 June 24, 2025
Initiation PYPL Truist -- Sell -- $68 June 2, 2025
Initiation PYPL Compass Point -- Sell -- $56 April 23, 2025
Downgrade PYPL Seaport Research Partners Neutral Sell -- $49 April 17, 2025

News

Buy Now, Pay Later Companies Asked to Share Lending Practices
AFRM, KLAR, PYPL
Published: December 01, 2025 by: WSJ
Sentiment: Negative

Attorneys general from seven states are launching an inquiry into buy now, pay later lenders including Affirm, Klarna and PayPal.

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image for news Buy Now, Pay Later Companies Asked to Share Lending Practices
PYPL Stock Down 27.5% YTD: Is it a Buying Opportunity or Time to Exit?
PYPL
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal's sharp YTD slide contrasts with its push into next-gen commerce, AI, crypto and fast-growing Venmo, raising big questions for investors.

Read More
image for news PYPL Stock Down 27.5% YTD: Is it a Buying Opportunity or Time to Exit?
54% of consumers use AI for holiday shopping support: Simon-Kucher
ETSY, PYPL, SHOP, TGT, WMT, XRT
Published: November 26, 2025 by: CNBC Television
Sentiment: Positive

CNBC's "The Exchange" team discusses how AI may transform shopping amid the holiday season with Shikha Jain, lead partner for consumer and retail at Simon-Kucher.

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image for news 54% of consumers use AI for holiday shopping support: Simon-Kucher
Will Market Finally Notice PayPal?
PYPL
Published: November 25, 2025 by: Forbes
Sentiment: Positive

PayPal (PYPL) may be a smart choice for your investment portfolio, due to its substantial cash yield, solid fundamentals, and affordable valuation. Companies of this nature can utilize cash to enhance revenue growth or simply return cash to shareholders through dividends or stock repurchases.

Read More
image for news Will Market Finally Notice PayPal?
Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
PYPL
Published: November 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.

Read More
image for news Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
Steal These 3 Dirt-Cheap Gems Before Wall Street Wakes Up
MU, PINS, PYPL
Published: November 25, 2025 by: 24/7 Wall Street
Sentiment: Neutral

The rise of artificial intelligence has distorted stock market valuations, pulling them far from underlying fundamentals.

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image for news Steal These 3 Dirt-Cheap Gems Before Wall Street Wakes Up
5 Financial Transaction Stocks to Watch Despite Rising Tech Costs
FISV, GPN, MA, PYPL, V
Published: November 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Rising technology expenses may strain margins, but M&A activities, cross-border volume growth and enhanced digital payment solutions suite offer strong tailwinds for the Financial Transaction Services space. Companies like V, MA, PYPL, FISV and GPN are likely to navigate industry challenges.

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image for news 5 Financial Transaction Stocks to Watch Despite Rising Tech Costs
PayPal Stock Ready To Surge?
PYPL
Published: November 21, 2025 by: Forbes
Sentiment: Positive

PayPal (PYPL) stock has lagged in recent years amid softer growth and rising competition, but its large user base, strong brand, and solid margins keep it on investors' radar. With the market revisiting undervalued fintech names, the question is whether PayPal is finally poised for a rebound.

Read More
image for news PayPal Stock Ready To Surge?
PayPal's Agentic Commerce: How is it Preparing for This Revolution?
PYPL
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL teams up with Perplexity on a new agentic shopping app, letting consumers buy from 5,000+ merchants through personalized AI-powered search.

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image for news PayPal's Agentic Commerce: How is it Preparing for This Revolution?
PayPal Holdings, Inc. (PYPL) Presents at Citi's 14th Annual FinTech Conference Transcript
PYPL
Published: November 19, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal Holdings, Inc. ( PYPL ) Citi's 14th Annual FinTech Conference November 19, 2025 9:00 AM EST Company Participants James Chriss - President, CEO & Director Conference Call Participants Bryan Keane - Citigroup Inc., Research Division Presentation Bryan Keane Citigroup Inc., Research Division Thanks for coming to the session with PayPal. My name is Bryan Keane.

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image for news PayPal Holdings, Inc. (PYPL) Presents at Citi's 14th Annual FinTech Conference Transcript
Perplexity AI announces free product to streamline online shopping
PYPL
Published: November 19, 2025 by: CNBC
Sentiment: Positive

Perplexity AI announced a free agentic shopping product for U.S. users next week. The startup partnered with PayPal ahead of the launch.

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image for news Perplexity AI announces free product to streamline online shopping
Can PayPal Stock Rebound From $60?
PYPL
Published: November 17, 2025 by: Forbes
Sentiment: Negative

PayPal (PYPL) has spent the past few years unwinding its pandemic-era excesses, leaving the stock trading at a valuation far below its historical norms. Revenue growth has slowed, competition in digital payments has intensified, and investor sentiment has shifted toward newer fintech names.

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image for news Can PayPal Stock Rebound From $60?
KKR to Buy Up to $75 Billion of PayPal's BNPL Loan Receivables in Europe
PYPL
Published: November 17, 2025 by: PYMNTS
Sentiment: Positive

PayPal Holdings and global investment firm KKR renewed their agreement in which KKR's credit funds and accounts purchase PayPal's European buy now, pay later (BNPL) receivables.

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image for news KKR to Buy Up to $75 Billion of PayPal's BNPL Loan Receivables in Europe
Apple Pay US online volumes to surpass PayPal in 2025 and beyond: analysts
AAPL, PYPL
Published: November 14, 2025 by: Proactive Investors
Sentiment: Positive

UBS analysts believe Apple Inc (NASDAQ:AAPL, ETR:APC)'s Apple Pay desktop adoption is progressing throughout 2025, expecting additional merchants to adopt Apple Pay desktop after the holiday season. In a note to clients on Friday, the analysts wrote that their estimates suggest Apple Pay US online volumes will be slightly larger than PayPal's Branded Checkout in 2025 and beyond.

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image for news Apple Pay US online volumes to surpass PayPal in 2025 and beyond: analysts
PayPal vs. Block: Which Fintech Stock is a Better Buy Right Now?
PYPL, XYZ
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal's rising profitability and platform upgrades contrast with Block's rapid Cash App-driven growth in this fintech face-off.

Read More
image for news PayPal vs. Block: Which Fintech Stock is a Better Buy Right Now?
PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PYPL
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.

Read More
image for news PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PayPal: Growth Engine With Deteriorating Bottom-Lines - Reversal In Progress
PYPL
Published: November 14, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal's ongoing focus on fintech innovation has delivered renewed growth across Venmo and BNPL by the double digits, with it lending credibility to its ongoing turnaround progress. These developments highlight the fintech's growing mindshare in the increasingly crowded space, as observed in the higher active accounts and the increased number of transactions. Even so, the same can't be said about PYPL's bottom-lines, with the intensified innovations impacting its profit margins and the growing adj EPS partly attributed to lower share counts.

Read More
image for news PayPal: Growth Engine With Deteriorating Bottom-Lines - Reversal In Progress
PayPal Holdings, Inc. (PYPL) Presents at KBW Fintech Payments Conference 2025 Transcript
PYPL
Published: November 13, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal Holdings, Inc. ( PYPL ) KBW Fintech Payments Conference 2025 November 13, 2025 9:25 AM EST Company Participants Diego Scotti - Executive VP & GM of Consumer Group Conference Call Participants Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Sanjay Sakhrani Keefe, Bruyette, & Woods, Inc., Research Division I want to welcome Diego Scotti. He is the General Manager of PayPal's Consumer Group.

Read More
image for news PayPal Holdings, Inc. (PYPL) Presents at KBW Fintech Payments Conference 2025 Transcript
Bloomberg Watch Shows 5 Ideal "Safer" November Dividend Dogs
AVGO, CIIHY, CL, EL, EMR, ESS, FOX, ITVPY, KLAC, NRDBY, NSC, OZK, PHPPY, PYPL, SLB, SUBCY, SUHJY, TPR, UPS, WM
Published: November 12, 2025 by: Seeking Alpha
Sentiment: Positive

Bloomberg's 2025 Dividend Focus list highlights 36 dividend payers, with 16 qualifying as 'safer' due to free cash flow yields exceeding dividend yields. Top ten dividend stocks, including OZK, SLB, WM, and SUBCY, are projected to offer 12.5%-26.5% net gains by November 2026 based on analyst targets. Five 'IDEAL' stocks—CHHQF, VODAF, SUBCY, ITVPY, AVIFY—offer dividends from $1,000 invested that exceed their single share price, signaling potential buy opportunities.

Read More
image for news Bloomberg Watch Shows 5 Ideal "Safer" November Dividend Dogs
PayPal Expands Buy Now Pay Later: Can it Fuel Growth in 2025?
PYPL
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL expands its "Pay in 4" BNPL service to Canada as global demand surges and strategic deals fuel momentum.

Read More
image for news PayPal Expands Buy Now Pay Later: Can it Fuel Growth in 2025?
PayPal's Solid Q3 Transaction Revenues Set the Stage for a Strong 2025
PYPL
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL posts solid Q3 gains as transaction revenues climb 6.4% year over year, powered by online shopping and mobile payment growth.

Read More
image for news PayPal's Solid Q3 Transaction Revenues Set the Stage for a Strong 2025
PayPal Expands ‘Pay in 4' BNPL Offering to Canada
PYPL
Published: November 10, 2025 by: PYMNTS
Sentiment: Positive

PayPal's buy now, pay later (BNPL) offering is heading north in time for the holidays. Beginning with this year's holiday shopping season, PayPal Pay in 4 will be available for consumers in Canada, according to a Monday (Nov. 10) press release.

Read More
image for news PayPal Expands ‘Pay in 4' BNPL Offering to Canada
PayPal Vs. FI: Which Stock Offers The Better Value?
FI, PYPL
Published: November 07, 2025 by: Forbes
Sentiment: Neutral

PayPal remains a dominant player in digital payments, but its growth has cooled while competitors continue to expand. Comparing PayPal's valuation and fundamentals with those of Fiserv (FI) highlights an interesting contrast that could influence investors' next move.

Read More
image for news PayPal Vs. FI: Which Stock Offers The Better Value?
While Wall Street Sleeps, PayPal Is Rebuilding Its Growth Engine
PYPL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal remains a strong long-term buy, trading at historically low valuation multiples despite solid earnings and raised 2025 guidance. PayPal's growth is driven by Venmo, Buy Now Pay Later, merchant solutions, and new initiatives like PayPal World and AI partnerships. Management expects double-digit EPS growth, continues aggressive share buybacks, and introduced a modest dividend, signaling confidence in future performance.

Read More
image for news While Wall Street Sleeps, PayPal Is Rebuilding Its Growth Engine
PayPal: A GARP Case With Underappreciated Monetization Upside
PYPL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal is a net-cash market leader priced like an ex-growth laggard. Branded margins are improving while Venmo, PayPal Ads and BNPL add fresh monetization layers. Free cash flow funds aggressive buybacks at an 8–10% yield.

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image for news PayPal: A GARP Case With Underappreciated Monetization Upside
Top 10 Quant Stocks Of 2025 Up 45%
AGX, CLS, CRDO, DXPE, EAT, INTA, LRN, OPFI, PYPL, URBN
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

As of Oct. 31, SA Quant's Top 10 Stocks for 2025 have significantly outperformed the S&P 500, gaining nearly 45% vs. the S&P 500's 18%. Two out of 10 stocks have delivered triple-digit returns, with Celestica delivering an incredible 236% since it was selected on Jan. 9, 2025. While only three stocks are Quant-rated ‘Buy' or ‘Strong Buys,' the list remains fundamentally strong, with several stocks primed for long-term outperformance.

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image for news Top 10 Quant Stocks Of 2025 Up 45%
PayPal Casinos USA 2025: BetWhale Is Rated the Leading Casino That Accepts PayPal Payments
PYPL
Published: November 04, 2025 by: GlobeNewsWire
Sentiment: Neutral

BetWhale solidifies its spot at the top of PayPal casinos USA for 2025, delivering quick payouts, strong data protection, and fresh player perks as more folks in the States look for reliable online spots to play with peace of mind. BetWhale solidifies its spot at the top of PayPal casinos USA for 2025, delivering quick payouts, strong data protection, and fresh player perks as more folks in the States look for reliable online spots to play with peace of mind.

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image for news PayPal Casinos USA 2025: BetWhale Is Rated the Leading Casino That Accepts PayPal Payments
PYPL Shares Fall 7% Despite Impressive Earnings: Is the Stock a Buy?
PYPL
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Negative

PYPL posts growth in Q3 revenues, EPS and TPV, lifts 2025 outlook. However, shares slip as investors stay cautious.

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image for news PYPL Shares Fall 7% Despite Impressive Earnings: Is the Stock a Buy?
PayPal Casinos USA 2025: BetWhale Emerges as the Most Trusted PayPal Accepting Casino
PYPL
Published: October 31, 2025 by: GlobeNewsWire
Sentiment: Neutral

New York City, NY, Oct. 31, 2025 (GLOBE NEWSWIRE) -- BetWhale extends its 2025 lead among U.S. PayPal casinos, delivering quicker payments, robust encryption, and refreshed loyalty rewards as more American players prioritize secure, verified payment options.

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image for news PayPal Casinos USA 2025: BetWhale Emerges as the Most Trusted PayPal Accepting Casino
Here's Why Paypal (PYPL) is a Strong Value Stock
PYPL
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Here's Why Paypal (PYPL) is a Strong Value Stock

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Alex Chriss
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.