PayPal Holdings, Inc. (PYPL)
Automate Your Wheel Strategy on PYPL
With Tiblio's Option Bot, you can configure your own wheel strategy including PYPL - and automate your put writes, covered calls, and full wheel strategy. Just connect one of the supported brokerages: tastytrade, Schwab, TradeStation or Tradier and go.
Start Your Free Trial NowKey Metrics & Ratings
- symbol PYPL
- Rev/Share 33.9483
- Book/Share 20.8657
- PB 2.7542
- Debt/Equity 0.5583
- CurrentRatio 1.3395
- ROIC 0.1391
- MktCap 53771169217.0
- FreeCF/Share 5.749
- PFCF 9.6624
- PE 11.3138
- Debt/Assets 0.1413
- DivYield 0.0024
- ROE 0.2426
- Rating A-
- Score 4
- Recommendation Buy
- P/E Score 3
- DCF Score 5
- P/B Score 1
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Downgrade | PYPL | Monness Crespi & Hardt | Buy | Neutral | -- | -- | Jan. 5, 2026 |
| Downgrade | PYPL | Morgan Stanley | Equal Weight | Underweight | -- | $51 | Dec. 18, 2025 |
| Downgrade | PYPL | Robert W. Baird | Outperform | Neutral | -- | $66 | Dec. 12, 2025 |
| Downgrade | PYPL | BofA Securities | Buy | Neutral | $93 | $68 | Dec. 11, 2025 |
| Downgrade | PYPL | JP Morgan | Overweight | Neutral | -- | $70 | Dec. 4, 2025 |
| Initiation | PYPL | Citigroup | -- | Neutral | -- | $78 | Oct. 23, 2025 |
| Initiation | PYPL | Wells Fargo | -- | Equal Weight | -- | $74 | Oct. 22, 2025 |
| Downgrade | PYPL | Goldman | Neutral | Sell | -- | $70 | Oct. 13, 2025 |
| Downgrade | PYPL | Wolfe Research | Outperform | Peer Perform | -- | -- | Oct. 3, 2025 |
| Resumed | PYPL | Deutsche Bank | -- | Hold | -- | $75 | July 17, 2025 |
News
PayPal Teams With Microsoft to Power Checkout in Copilot
Published: January 08, 2026 by: PYMNTS
Sentiment: Positive
PayPal is working with Microsoft to support the launch of the tech giant's Copilot Checkout. This service allows shoppers to browse and pay without needing to leave Copilot, the companies said in a Thursday (Jan. 8) news release.
Read More
Should You Consider Buying PayPal Stock?
Published: January 08, 2026 by: Forbes
Sentiment: Positive
We believe that PayPal (PYPL) stock has the potential to be a strong value purchase. It is presently trading at a lower than average valuation, is experiencing growth, albeit modest, and boasts robust margins in conjunction with its low valuation.
Read More
PayPal's Inflection Point Has Arrived In 2026
Published: January 06, 2026 by: Seeking Alpha
Sentiment: Positive
PayPal remains a global payments leader, yet stock is ~75% below 2021 highs despite revenue +53% since 2020 and EPS up 120% on growth. Despite branded checkout stagnation and rising competition, PYPL's partnerships and AI-driven initiatives offer significant upside for 2026 and beyond. Venmo's accelerating TPV growth and margin improvements, along with BNPL presentment shifts, are expected to drive transaction volume and profitability.
Read More
PayPal Leverages Massive Data Trove to Challenge Advertising Giants
Published: January 06, 2026 by: PYMNTS
Sentiment: Positive
PayPal announced in a press release Tuesday (Jan 6) the launch of its Transaction Graph Insights & Measurement program, designed to give merchants a “full-funnel” view of consumer spending habits across the internet.
Read More
PayPal Ads Launches Transaction Graph Insights and Measurement to Improve Commerce Advertising Outcomes
Published: January 06, 2026 by: PRNewsWire
Sentiment: Neutral
New solution gives brands cross-platform view of actual purchase behavior, not just clicks and impressions from one retailer SAN JOSE, Calif., Jan. 6, 2026 /PRNewswire/ -- PayPal today announced the launch of PayPal's Transaction Graph Insights & Measurement program, providing merchants & advertisers with a unique, cross-merchant view into real shopper behavior, campaign effectiveness, and data-driven recommendations to grow their business.
Read More
PayPal: A Buy, But With A Huge Caveat (Rating Upgrade)
Published: December 31, 2025 by: Seeking Alpha
Sentiment: Positive
PayPal (PYPL) receives a cautious buy rating due to attractive valuation and ongoing efforts to reinvent its ecosystem despite competitive pressures. PYPL's core business faces commoditization and a deteriorating moat, but initiatives like BNPL, Venmo, and value-added services offer growth potential. Current valuation at 11x earnings and a projected 9.8% earnings yield is fair enough, not great, reflecting slower revenue growth and industry headwinds.
Read More
PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive
Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Read More
Is Everyone Under-Estimating Paypal Stock?
Published: December 30, 2025 by: Forbes
Sentiment: Positive
We believe PayPal (PYPL) stock may represent a good value buy. It is presently trading below its average valuation, is experiencing growth, albeit modestly, and boasts strong margins alongside its low valuation.
Read More
PayPal: Ultimate Gift For 2026
Published: December 29, 2025 by: Seeking Alpha
Sentiment: Neutral
PayPal Holdings faces pressure from concerns over legacy product growth, yet trades near yearly lows around $60. The online payments company is pivoting towards crypto and agentic AI payments to drive business expansion over the long term amid legacy branded checkout headwinds. PayPal is spending upwards of $6 billion on repurchasing cheap shares in 2025 and has extra cash to initiate a $0.14 quarterly dividend.
Read More
PayPal Stock Trades Below Industry P/E: How to Play the Stock?
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Neutral
PYPL trades below its industry's average P/E as earnings estimates rise, shares decline, partnerships expand and Venmo grows.
Read More
StoneCo vs. PayPal: Which Fintech Stock Has More Upside Potential?
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Positive
STNE's Brazil-focused model, rising MSMB adoption and strong ROE contrast with PayPal's scale as the analysis weighs which fintech offers more upside.
Read More
Visa vs. PayPal: Which Fintech Stock Has More Upside Today?
Published: December 23, 2025 by: Zacks Investment Research
Sentiment: Positive
PYPL is betting on AI-driven commerce and platform engagement as it competes with V's scale-led payments network.
Read More
The PayPal Dilemma: Is It The Next AutoZone Or The Next Western Union?
Published: December 22, 2025 by: Seeking Alpha
Sentiment: Positive
Paypal (PYPL) is rated a Buy, driven by durable cash generation and disciplined capital return. PYPL's investment case hinges on modest growth and aggressive share buybacks, potentially reducing share count by up to 26.4% in three years. The cannibalization thesis relies on maintaining at least $6–7 billion in annual free cash flow and avoiding structural decline.
Read More
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2026-2030 (January 2026)
Published: December 22, 2025 by: 24/7 Wall Street
Sentiment: Negative
Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) lost 0.50% over the past month after losing 13.35% the month prior.
Read More
PayPal: Well Structured To Continue Aggressive Buybacks
Published: December 19, 2025 by: Seeking Alpha
Sentiment: Positive
PayPal is my top pick for 2026, rated Strong Buy due to expanding margins, robust buybacks, and a newly introduced dividend. PYPL trades at a deep discount to its growth, with 30% YoY EPS growth and forward P/E near 11.5x, despite strong Q3 results and raised guidance. Shareholder returns remain aggressive: $6B in annual buybacks, dividend initiation, and core free cash flow supporting continued capital allocation.
Read More
PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
Published: December 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.
Read More
PayPal: Is The ILC Bank Charter A Strategic Upgrade - Or A Value Trap?
Published: December 18, 2025 by: Seeking Alpha
Sentiment: Neutral
PayPal Holdings, Inc.'s recently announced its pursuit of an industrial loan company charter to increase its alignment with emerging small and medium-sized business lending and digital payments integration opportunities. In addition to anticipated cost-savings, the ILC charter's likely to expand PYPL's TAM as well, with PayPal Bank serving as a potential gateway to additive growth and SMB monetization opportunities. Regulatory and compliance risks from the ILC charter are likely confined to PayPal Bank, limiting valuation multiple compression and preserving balance sheet flexibility.
Read More
PayPal: The Bank Charter Changes Things, But I Still Remain Bullish
Published: December 17, 2025 by: Seeking Alpha
Sentiment: Positive
PayPal Holdings, Inc.'s recent application for a bank charter directly contradicts the asset-light argument that underpinned my September upgrade—I analyze whether this strategic pivot breaks the bullish case. While the market fears balance sheet risk, securing an ILC charter would allow PYPL to capture a funding cost arbitrage on SMB loans that could structurally reset operating margins higher. The Apple Playbook of aggressive capital returns now faces a major hurdle. I detail how new regulatory capital requirements will impact the pace of PYPL share buybacks and short-term ROE.
Read More
PayPal's Big Step: Is the Launch of PayPal Bank a Game Changer?
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive
PYPL files an application to launch PayPal Bank, aiming to boost small-business lending and cut third-party reliance, and, if approved, add FDIC-insured customer deposits.
Read More
PayPal applies for US banking charter to expand lending and deposit services
Published: December 16, 2025 by: Proactive Investors
Sentiment: Positive
PayPal Holdings Inc (NASDAQ:PYPL, XETRA:2PP) announced that it has filed applications with the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation (FDIC) to establish a Utah-chartered industrial loan company, potentially creating PayPal Bank. The move represents a shift from PayPal's traditional payments focus toward offering more comprehensive banking services, including small-business lending and interest-bearing deposit accounts.
Read More
PayPal Holdings Continues To Be Underappreciated
Published: December 16, 2025 by: Seeking Alpha
Sentiment: Positive
PayPal Holdings remains a "Strong Buy," combining robust growth, rising profitability, and ongoing innovation at an absolute valuation I find compelling. PYPL's strategic shift away from low-margin PSP transactions is boosting core transaction growth and deepening engagement among valuable customers. Venmo and Buy Now, Pay Later ("BNPL") offerings are driving double-digit payment volume and user growth, reinforcing PYPL's competitive moat.
Read More
Fintech Stocks are a Compelling Long-Term Bet for Sustainable Returns
Published: December 12, 2025 by: Zacks Investment Research
Sentiment: Positive
Fintech gains momentum as StoneCo, Block and PayPal reshape payments, lending and banking, drawing investors to fast-growing digital finance platforms.
Read More
PayPal downgraded by BofA as branded checkout turnaround stalls
Published: December 11, 2025 by: Proactive Investors
Sentiment: Negative
Bank of America on Thursday downgraded PayPal Holdings Inc (NASDAQ:PYPL, XETRA:2PP) to “Neutral,” warning that the company's effort to revive growth in its core branded checkout business is taking longer than expected and that 2026 is shaping up to be an investment-heavy year. Analysts said the firm is stepping to the sidelines until there is clearer evidence that PayPal's turnaround is gaining traction.
Read More
PayPal's Ecosystem Expansion: Will Partnerships Boost Profitability?
Published: December 11, 2025 by: Zacks Investment Research
Sentiment: Positive
PYPL expands its ecosystem through new partnerships across major platforms to boost seamless commerce.
Read More
PayPal: Writing It Off Could Be A Grave Mistake (Rating Upgrade)
Published: December 09, 2025 by: Seeking Alpha
Sentiment: Positive
I double upgrade PayPal to a buy, citing overlooked long-term growth initiatives and a deeply discounted forward P/E near 11.5. PYPL is gaining traction in BNPL and Venmo, while innovating in agentic AI and optimizing legacy PSP for profitability. Despite sluggish near-term growth and FY2025 guidance, resilience in transaction activity and cash flow supports a constructive long-term view.
Read More
PayPal Casinos USA 2025: BetWhale Shines as an Online Casino That Accepts PayPal Payments
Published: December 09, 2025 by: GlobeNewsWire
Sentiment: Neutral
New York City,, Dec. 09, 2025 (GLOBE NEWSWIRE) -- Dec. 09, 2025 – If you're a U.S.A player trying online casinos, you've probably run into the same problems: slow withdrawals, tricky deposit methods, and confusing rules. Waiting days—or even weeks—to get your winnings can be really frustrating. That's why using a trusted payment method like PayPal matters. With PayPal, deposits are fast, withdrawals are simple, and your money stays safe. That's where BetWhale comes in.
Read More
PayPal Holdings, Inc. (PYPL) Is a Trending Stock: Facts to Know Before Betting on It
Published: December 08, 2025 by: Zacks Investment Research
Sentiment: Positive
Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Read More
How to play payments stocks after essentially their worst run in 15 years
Published: December 04, 2025 by: Market Watch
Sentiment: Neutral
J.P. Morgan recommends shares of Visa and Toast, which have both struggled for momentum in 2025 despite having quality businesses.
Read More
PayPal's Branded Checkout & OpEx Concern: Will Growth be Affected?
Published: December 04, 2025 by: Zacks Investment Research
Sentiment: Negative
PYPL flags softer Q4 branded checkout growth and rising 2026 OpEx as it pushes investments.
Read More
PayPal shares fall as CFO flags weaker holiday-quarter spending trends
Published: December 03, 2025 by: Proactive Investors
Sentiment: Negative
PayPal Holdings Inc (NASDAQ:PYPL, XETRA:2PP) shares fell on Wednesday after the company's finance chief warned that consumers are continuing to trade down, dampening expectations for growth in the key holiday quarter. CFO Jamie Miller told the UBS tech conference that average order values remain under pressure and that fourth-quarter branded checkout growth is running “a couple points” slower than the third quarter, even as the company maintained its overall guidance.
Read More
About PayPal Holdings, Inc. (PYPL)
- IPO Date 2015-07-06
- Website https://www.paypal.com
- Industry Financial - Credit Services
- CEO Alex Chriss
- Employees 24400