PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee.
| Revenue (TTM) | $34.13B |
| Gross Profit (TTM) | $13.81B |
| EBITDA | $6.46B |
| Operating Margin | 17.00% |
| Return on Equity | 24.50% |
| Return on Assets | 4.62% |
| Revenue/Share (TTM) | $37.18 |
| Book Value | $22.99 |
| Price-to-Book | 2.27 |
| Price-to-Sales (TTM) | 1.43 |
| EV/Revenue | 1.379 |
| EV/EBITDA | 6.46 |
| Quarterly Earnings Growth (YoY) | -3.10% |
| Quarterly Revenue Growth (YoY) | 4.80% |
| Shares Outstanding | $855.46M |
| Float | $853.52M |
| % Insiders | 0.71% |
| % Institutions | 79.05% |
Volatility is currently contracting
The fintech pioneer PayPal (NASDAQ: PYPL) has been in what appears to be a terminal decline ever since it reversed its stock market trajectory after hitting the all-time high (ATH) above $305 on July 23, 2021.
Shares have underperformed since 2021, largely due to the rise and proliferation of alternative payment platforms. PayPal is still producing respectable growth, though, by multiple measures.
PayPal Holdings, Inc. remains a Strong Buy as revenue growth, innovation, and low valuation outweigh recent profitability declines. PYPL's Q2 revenue rose 4.8% to $8.68B, with payment transactions and payment volume both showing robust growth, especially in Venmo and P2P. Management is targeting at least $1.5B in gross run rate cost savings over 2-3 years through structural simplification and AI-driven efficiencies.
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V, MA, PYPL, IBKR and HOOD offer fintech growth opportunities fueled by digital payments, AI innovation and expanding financial services.
Digital wallets now account for 56% of global online shopping spend, while AI and instant payments are opening new doors. Four stocks stand out: MA, SHOP, PYPL and MQ.
Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.
The Greenlight Capital funds returned -4.3% in Q2 2026 and 1.9% YTD, each net of fees and expenses. We added several new, small long positions during the quarter, such as Comcast, Fortune Brands Innovations, Primo Brands, PayPal Holdings and Versigent. During the quarter, we also exited a few positions, including Public Power, Victoria's Secret and Weatherford International.
David Marcus, the Lightspark co-founder and chief executive, said Bitcoin's next wave of growth will come from acting as invisible settlement infrastructure for banks and payment networks. That matters more than consumers spending Bitcoin directly at checkout.
PayPal's branded checkout grew just 2%, but broader branded experiences reached 6% and debit spending increased over 60%. Venmo TPV rose 14%, while customers combining Debit and Pay with Venmo generate over 9x more revenue per account. PayPal holds $39.7 billion in customer balances, creating opportunities to deepen monetization through spending, credit, and financial services.
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