PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 33.9483
  • Book/Share 20.8657
  • PB 3.1751
  • Debt/Equity 0.5583
  • CurrentRatio 1.3395
  • ROIC 0.1391

 

  • MktCap 61986945000.0
  • FreeCF/Share 5.749
  • PFCF 11.1387
  • PE 13.0425
  • Debt/Assets 0.1413
  • DivYield 0
  • ROE 0.2426

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PYPL Citigroup -- Neutral -- $78 Oct. 23, 2025
Initiation PYPL Wells Fargo -- Equal Weight -- $74 Oct. 22, 2025
Downgrade PYPL Goldman Neutral Sell -- $70 Oct. 13, 2025
Downgrade PYPL Wolfe Research Outperform Peer Perform -- -- Oct. 3, 2025
Resumed PYPL Deutsche Bank -- Hold -- $75 July 17, 2025
Upgrade PYPL Seaport Research Partners Sell Neutral -- -- July 14, 2025
Resumed PYPL Piper Sandler -- Neutral -- $74 June 24, 2025
Initiation PYPL Truist -- Sell -- $68 June 2, 2025
Initiation PYPL Compass Point -- Sell -- $56 April 23, 2025
Downgrade PYPL Seaport Research Partners Neutral Sell -- $49 April 17, 2025

News

PayPal Expands Buy Now Pay Later: Can it Fuel Growth in 2025?
PYPL
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL expands its "Pay in 4" BNPL service to Canada as global demand surges and strategic deals fuel momentum.

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image for news PayPal Expands Buy Now Pay Later: Can it Fuel Growth in 2025?
PayPal's Solid Q3 Transaction Revenues Set the Stage for a Strong 2025
PYPL
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL posts solid Q3 gains as transaction revenues climb 6.4% year over year, powered by online shopping and mobile payment growth.

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image for news PayPal's Solid Q3 Transaction Revenues Set the Stage for a Strong 2025
PayPal Expands ‘Pay in 4' BNPL Offering to Canada
PYPL
Published: November 10, 2025 by: PYMNTS
Sentiment: Positive

PayPal's buy now, pay later (BNPL) offering is heading north in time for the holidays. Beginning with this year's holiday shopping season, PayPal Pay in 4 will be available for consumers in Canada, according to a Monday (Nov. 10) press release.

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image for news PayPal Expands ‘Pay in 4' BNPL Offering to Canada
PayPal Vs. FI: Which Stock Offers The Better Value?
FI, PYPL
Published: November 07, 2025 by: Forbes
Sentiment: Neutral

PayPal remains a dominant player in digital payments, but its growth has cooled while competitors continue to expand. Comparing PayPal's valuation and fundamentals with those of Fiserv (FI) highlights an interesting contrast that could influence investors' next move.

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image for news PayPal Vs. FI: Which Stock Offers The Better Value?
While Wall Street Sleeps, PayPal Is Rebuilding Its Growth Engine
PYPL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal remains a strong long-term buy, trading at historically low valuation multiples despite solid earnings and raised 2025 guidance. PayPal's growth is driven by Venmo, Buy Now Pay Later, merchant solutions, and new initiatives like PayPal World and AI partnerships. Management expects double-digit EPS growth, continues aggressive share buybacks, and introduced a modest dividend, signaling confidence in future performance.

Read More
image for news While Wall Street Sleeps, PayPal Is Rebuilding Its Growth Engine
PayPal: A GARP Case With Underappreciated Monetization Upside
PYPL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal is a net-cash market leader priced like an ex-growth laggard. Branded margins are improving while Venmo, PayPal Ads and BNPL add fresh monetization layers. Free cash flow funds aggressive buybacks at an 8–10% yield.

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image for news PayPal: A GARP Case With Underappreciated Monetization Upside
Top 10 Quant Stocks Of 2025 Up 45%
AGX, CLS, CRDO, DXPE, EAT, INTA, LRN, OPFI, PYPL, URBN
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

As of Oct. 31, SA Quant's Top 10 Stocks for 2025 have significantly outperformed the S&P 500, gaining nearly 45% vs. the S&P 500's 18%. Two out of 10 stocks have delivered triple-digit returns, with Celestica delivering an incredible 236% since it was selected on Jan. 9, 2025. While only three stocks are Quant-rated ‘Buy' or ‘Strong Buys,' the list remains fundamentally strong, with several stocks primed for long-term outperformance.

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image for news Top 10 Quant Stocks Of 2025 Up 45%
PayPal Casinos USA 2025: BetWhale Is Rated the Leading Casino That Accepts PayPal Payments
PYPL
Published: November 04, 2025 by: GlobeNewsWire
Sentiment: Neutral

BetWhale solidifies its spot at the top of PayPal casinos USA for 2025, delivering quick payouts, strong data protection, and fresh player perks as more folks in the States look for reliable online spots to play with peace of mind. BetWhale solidifies its spot at the top of PayPal casinos USA for 2025, delivering quick payouts, strong data protection, and fresh player perks as more folks in the States look for reliable online spots to play with peace of mind.

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image for news PayPal Casinos USA 2025: BetWhale Is Rated the Leading Casino That Accepts PayPal Payments
PYPL Shares Fall 7% Despite Impressive Earnings: Is the Stock a Buy?
PYPL
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Negative

PYPL posts growth in Q3 revenues, EPS and TPV, lifts 2025 outlook. However, shares slip as investors stay cautious.

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image for news PYPL Shares Fall 7% Despite Impressive Earnings: Is the Stock a Buy?
PayPal Casinos USA 2025: BetWhale Emerges as the Most Trusted PayPal Accepting Casino
PYPL
Published: October 31, 2025 by: GlobeNewsWire
Sentiment: Neutral

New York City, NY, Oct. 31, 2025 (GLOBE NEWSWIRE) -- BetWhale extends its 2025 lead among U.S. PayPal casinos, delivering quicker payments, robust encryption, and refreshed loyalty rewards as more American players prioritize secure, verified payment options.

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image for news PayPal Casinos USA 2025: BetWhale Emerges as the Most Trusted PayPal Accepting Casino
Here's Why Paypal (PYPL) is a Strong Value Stock
PYPL
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Here's Why Paypal (PYPL) is a Strong Value Stock
Here's Why Paypal (PYPL) is a Strong Momentum Stock
PYPL
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Paypal (PYPL) is a Strong Momentum Stock
PayPal: Putting A Price On Alex Chriss' Execution Consistency
PYPL
Published: October 30, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal's Q3 2025 results reaffirm the company's steady execution of current CEO Alex Chriss' commitment to restoring sustained, profitable growth. Despite the deteriorating macro backdrop, PayPal's expecting steady expansion in transaction margin dollar, supportive of durable FCF accretion critical for its ongoing growth investments, share buybacks, and newly initiated dividend. Its omnichannel strategy also promises TAM expansion underpinned by the increasing breadth of features within its consolidated product portfolio, implying management focus on ROI optimization.

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image for news PayPal: Putting A Price On Alex Chriss' Execution Consistency
PayPal's Q3 Report Got Too Underappreciated
PYPL
Published: October 29, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings delivered strong Q3 results, with revenue and EPS beating estimates, yet the market underappreciated the performance. PYPL's branded and Venmo transaction growth accelerated, transaction margins improved, and a new quarterly dividend enhances its value proposition. Recent partnerships with OpenAI and Google expand the company's total addressable market and reinforce its fintech leadership through AI and agentic commerce initiatives.

Read More
image for news PayPal's Q3 Report Got Too Underappreciated
PYPL Shares Rise on Q3 Earnings Beat, 2025 EPS Guidance Raised
PYPL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Neutral

PayPal's Q3 results reflect a year-over-year rise in revenues, TPV and transaction margin dollars. However, a fall in payment transactions remains a concern.

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image for news PYPL Shares Rise on Q3 Earnings Beat, 2025 EPS Guidance Raised
Final Trades: Netflix, Vistra, Paypal and the QQQ
NFLX, PYPL, QQQ
Published: October 28, 2025 by: CNBC Television
Sentiment: Neutral

(OPTIMIZED VIDEO SPECIFIC DESCRIPTION)

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image for news Final Trades: Netflix, Vistra, Paypal and the QQQ
PayPal's Account Growth and Consumer Spending Slow
PYPL
Published: October 28, 2025 by: PYMNTS
Sentiment: Neutral

PayPal shares soared Tuesday (Oct. 28) in the wake of news that the company is integrating its wallet into OpenAI's ChatGPT. Beyond that headline-grabbing news, PayPal's third-quarter earnings results, released before the market opened, revealed some puts and takes.

Read More
image for news PayPal's Account Growth and Consumer Spending Slow
A ChatGPT Partnership Is Lifting PayPal as AI and Shopping Continue to Pair Up
PYPL
Published: October 28, 2025 by: Investopedia
Sentiment: Neutral

PayPal shares shot higher Tuesday after the company announced a partnership with ChatGPT operator OpenAI and released strong third-quarter results.

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image for news A ChatGPT Partnership Is Lifting PayPal as AI and Shopping Continue to Pair Up
Crude Oil Falls Over 2%; PayPal Shares Spike Higher
BNO, DBO, GUSH, IEO, OIH, OIL, PXJ, PYPL, UCO, USO, XOP
Published: October 28, 2025 by: Benzinga
Sentiment: Neutral

U.S. stocks traded higher midway through trading, with the Nasdaq Composite gaining around 0.4% on Tuesday.

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image for news Crude Oil Falls Over 2%; PayPal Shares Spike Higher
Top Stock Movers Now: PayPal, UPS, F5, and More
FFIV, PYPL, UPS
Published: October 28, 2025 by: Investopedia
Sentiment: Neutral

Major U.S. equities indexes climbed to fresh intraday highs Tuesday in the wake of strong corporate earnings and as the Federal Reserve's two-day meeting kicked off. The Dow Jones Industrial Average, Nasdaq, and S&P 500 all set fresh records for a third straight session.

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image for news Top Stock Movers Now: PayPal, UPS, F5, and More
PayPal flags smaller basket sizes, cautious shoppers amid macro uncertainty
PYPL
Published: October 28, 2025 by: Reuters
Sentiment: Negative

PayPal saw a slowdown in payments activity in September that continued into October across both the U.S. and Europe, as consumers became more selective in their purchases, CFO Jamie Miller told analysts on a call.

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image for news PayPal flags smaller basket sizes, cautious shoppers amid macro uncertainty
PayPal stock climbs on OpenAI partnership, Q3 earnings beat
PYPL
Published: October 28, 2025 by: Proactive Investors
Sentiment: Positive

PayPal Holdings Inc (NASDAQ:PYPL, ETR:2PP) shares powered nearly 11% higher in early trading on Tuesday after the company announced an agreement with OpenAI that will allow ChatGPT users to buy products using PayPal's payment platform. Beginning next year, PayPal users can purchase items through the AI platform, and its merchants can sell on ChatGPT, with their inventory listed there.

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image for news PayPal stock climbs on OpenAI partnership, Q3 earnings beat
Paypal (PYPL) Reports Q3 Earnings: What Key Metrics Have to Say
PYPL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for Paypal (PYPL) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Paypal (PYPL) Reports Q3 Earnings: What Key Metrics Have to Say
PayPal: Strong Growth, Dividend Initiation, 12x P/E
PYPL
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal delivered robust Q3 results, with higher free cash flow and margins, and accelerating Venmo-related total payment volume growth. The Fintech's Venmo enterprise lead PayPal's Q3 total payment volume growth, supporting raised EPS guidance for FY 2025 and highlighting strong core business momentum. PayPal initiated a dividend of $0.14 per-share, highlighting its value as a capital return play for investors. The dividend comes on top of ~$6.0B in expected stock buybacks this year.

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image for news PayPal: Strong Growth, Dividend Initiation, 12x P/E
Fintech Earnings: Sofi Technologies, PayPal Score Big Beats
PYPL, SOFI
Published: October 28, 2025 by: Schaeffers Research
Sentiment: Positive

The fintech sector is buzzing today, after two heavyweights stepped into the earnings confessional.

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image for news Fintech Earnings: Sofi Technologies, PayPal Score Big Beats
PayPal Q3 Earnings: Looking Under The Hood
PYPL
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. surged in the pre-market on news of an OpenAI collaboration, while some financials under the hood point in the wrong direction. Take rates and transaction margins decreased. Like streaming is a shift of the same eyeballs to another type of consumption, agentic purchasing might just be a different form of shopping rather than a new growth opportunity. Concerns over Honey have fizzled out and had minimal reputational impact.

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image for news PayPal Q3 Earnings: Looking Under The Hood
Why Paypal Is Up 10% After Q3 Earnings
PYPL
Published: October 28, 2025 by: 24/7 Wall Street
Sentiment: Positive

PayPal beat earnings and revenue, raised guidance, and launched its first-ever quarterly dividend.

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image for news Why Paypal Is Up 10% After Q3 Earnings
Why PayPal stock is surging today
PYPL
Published: October 28, 2025 by: Finbold
Sentiment: Positive

PayPal (NASDAQ: PYPL) shares surged in early Tuesday trading after the digital payments giant delivered stronger-than-expected third-quarter results and unveiled a strategic partnership with OpenAI, the creator of ChatGPT.

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image for news Why PayPal stock is surging today
Paypal (PYPL) Beats Q3 Earnings and Revenue Estimates
PYPL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) came out with quarterly earnings of $1.34 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $1.2 per share a year ago.

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image for news Paypal (PYPL) Beats Q3 Earnings and Revenue Estimates
PayPal Q3 Earnings Preview: Should You Buy the Stock Now or Wait?
PYPL
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's Q3 results hinge on steady TPV gains, new AI and commerce tools, and key deals driving modest growth momentum.

Read More
image for news PayPal Q3 Earnings Preview: Should You Buy the Stock Now or Wait?

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Alex Chriss
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.