Synchrony Financial (SYF)
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- symbol SYF
- Rev/Share 44.2177
- Book/Share 40.61
- PB 1.5087
- Debt/Equity 1.0258
- CurrentRatio 0.2919
- ROIC 0.2077
- MktCap 23322486770.0
- FreeCF/Share 24.0021
- PFCF 2.3798
- PE 8.4429
- Debt/Assets 0.1394
- DivYield 0.0171
- ROE 0.1832
- Rating A-
- Score 4
- Recommendation Buy
- P/E Score 3
- DCF Score 5
- P/B Score 2
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Downgrade | SYF | Morgan Stanley | Overweight | Equal Weight | -- | $44 | April 7, 2025 |
| Downgrade | SYF | Compass Point | Buy | Neutral | -- | $70 | Jan. 28, 2025 |
| Upgrade | SYF | Barclays | Equal Weight | Overweight | $59 | $79 | Jan. 6, 2025 |
| Upgrade | SYF | Morgan Stanley | Underweight | Overweight | $40 | $82 | Dec. 19, 2024 |
| Upgrade | SYF | JP Morgan | Neutral | Overweight | $59 | $72 | Dec. 9, 2024 |
| Upgrade | SYF | Wells Fargo | Equal Weight | Overweight | $60 | $85 | Dec. 3, 2024 |
| Downgrade | SYF | BTIG Research | Buy | Neutral | -- | -- | Sept. 16, 2024 |
News
Here's Why Synchrony (SYF) is a Strong Value Stock
Published: June 16, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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Synchrony Sets a New Standard in Consumer Credit Education with Fair Financing Principles
Published: June 16, 2025 by: PRNewsWire
Sentiment: Neutral
Resource hub combines the company's principles with new consumer tools in a bold move toward industry transparency in Health & Wellness New procedure calculator provides estimates of the most-searched procedures in the U.S. by zip code STAMFORD, Conn., June 16, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer finance company, has always believed that consumers need clear and understandable information to feel confident in their decision-making process when considering financing options.
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Making Dreams a Reality: Synchrony Teams Up with Future 5 to Empower Students in Stamford
Published: June 11, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. , June 11, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company headquartered in Stamford, this week joined students and community leaders to celebrate the opening of the new Future 5 hub.
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SYF Ties Up to Offer Two Credit Cards: Higher Net Interest Income Ahead?
Published: June 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Synchrony teams up with OnePay and Walmart to launch Mastercard-powered credit cards, offering flexible financing options and boosting U.S. consumers' purchasing power from this fall.
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SYF or SOFI: Which Is the Better Value Stock Right Now?
Published: June 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Synchrony (SYF) or SoFi Technologies, Inc. (SOFI). But which of these two companies is the best option for those looking for undervalued stocks?
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Synchrony Financial (SYF) Presents at Morgan Stanley US Financials, Payments & CRE Conference 2025 Transcript
Published: June 10, 2025 by: Seeking Alpha
Sentiment: Neutral
Synchrony Financial (NYSE:SYF ) Morgan Stanley US Financials, Payments & CRE Conference 2025 June 10, 2025 8:15 AM ET Company Participants Brian J. Wenzel - Executive VP & CFO Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jeffrey David Adelson All right, everybody.
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Synchrony Expands Credit Reach With New PayPal Credit Card
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF teams up with PayPal to launch a physical credit card, expanding PayPal Credit access to in-store and travel purchases.
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Synchrony to Participate in the Morgan Stanley US Financials Conference
Published: June 03, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. , June 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.
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New Synchrony Study Finds Nearly 8 out of 10 Pet Owners Underestimate the Cost of Care, Reaching Up to $61,000 During a Pet's Lifetime
Published: June 02, 2025 by: PRNewsWire
Sentiment: Neutral
Lifetime of Care Costs Continue to Rise From 2022 Findings — Up More Than 10% For Dogs and Nearly 20% For Cats 2025 Study Adds Data on Small Companion Animals, Also Called "Pocket Pets" STAMFORD, Conn. , June 2, 2025 /PRNewswire/ -- Synchrony's (NYSE: SYF) new 2025 Pet Lifetime of Care Study reveals nearly 8 out of 10 pet owners underestimate the cost to care for their pet over a lifetime.
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Synchrony & Jewelers Mutual Unite to Transform Jewelry Financing
Published: May 29, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF teams with Jewelers Mutual to blend financing and insurance, aiming to boost retail sales and simplify high-value jewelry purchases.
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Why Synchrony (SYF) is a Top Value Stock for the Long-Term
Published: May 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
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Synchrony Jumps 9% in a Month: Time to Hold or Book Profits?
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF sees momentum from strong earnings, digital growth and a new $2.5B buyback fund, but rising costs and charge-offs raise investor caution.
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Synchrony (SYF) Up 14.7% Since Last Earnings Report: Can It Continue?
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?
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Why Synchrony's Partnership Extension With Discount Tire is Important
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Retaining a 25-year key partner, such as Discount Tire, helps SYF maintain consistent revenue streams and reduces churn risk.
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Synchrony and Discount Tire Extend Long-Standing Partnership, Providing Drivers Nationwide with Financing Flexibility and Convenience
Published: May 21, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. and SCOTTSDALE, Ariz.
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Here's Why Synchrony (SYF) is a Strong Momentum Stock
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed
Published: May 07, 2025 by: CNBC
Sentiment: Negative
Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the industry. Now they're far more reluctant to reverse those steps, even after bank trade groups succeeded in killing the CFPB rule in federal court last month.
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Here's Why Synchrony (SYF) is a Strong Value Stock
Published: April 25, 2025 by: Zacks Investment Research
Sentiment: Positive
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
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Synchrony Financial: Mr. Market Puts It On Sale Again
Published: April 23, 2025 by: Seeking Alpha
Sentiment: Positive
Synchrony Financial shares are undervalued due to market overreaction to consumer spending fears, despite stable loan balances and non-recessionary credit metrics. The bank's strong capital ratios and reduced exposure to risky customers position it well for potential economic downturns. Synchrony's improved capital return policy includes a 20% dividend increase and a $2.5 billion buyback authorization, enhancing shareholder value.
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Synchrony Beats Q1 Earnings Estimates, Unveils 20% Dividend Hike
Published: April 22, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF's Q1 results benefit from growth in interest and fees on loans across Home & Auto and Lifestyle platforms, partly offset by rising expenses. It currently forecasts 2025 net charge-offs to be between 5.8% and 6%.
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Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'
Published: April 22, 2025 by: PYMNTS
Sentiment: Positive
Synchrony Financial's first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their credit card debt. The net result is that consumers are proving to be responsible stewards of their credit even amid an uncertain macro-economic environment.
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Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)
Published: April 22, 2025 by: Seeking Alpha
Sentiment: Neutral
Synchrony Financial's stock has fallen over 30% from its highs, with Q1 earnings showing mixed signals amid economic concerns and credit quality issues. Despite beating earnings estimates, lower credit costs drive skepticism about the sustainability of earnings if the economy weakens, with the potential for increased credit losses. SYF's strong deposit base and capital returns are positives, but economic uncertainty and potential recession risks limit the upside, making it a "hold".
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Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript
Published: April 22, 2025 by: Seeking Alpha
Sentiment: Neutral
Synchrony Financial (NYSE:SYF ) Q1 2025 Earnings Conference Call April 22, 2025 8:00 AM ET Company Participants Kathryn Miller - Senior Vice President, Investor Relations Brian Doubles - President & Chief Executive Officer Brian Wenzel - Executive Vice President & Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Terry Ma - Barclays Moshe Orenbuch - TD Cowen Mihir Bhatia - Bank of America Rob Wildhack - Autonomous Research Sanjay Sakhrani - KBW Rick Shane - JPMorgan John Pancari - Evercore Mark DeVries - Deutsche Bank Don Fandetti - Wells Fargo Operator Good morning. and welcome to the …
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Synchrony (SYF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Published: April 22, 2025 by: Zacks Investment Research
Sentiment: Positive
The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
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Synchrony Reports First Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share and Approval of a $2.5 Billion Share Repurchase Program
Published: April 22, 2025 by: PRNewsWire
Sentiment: Neutral
Company also declares preferred stock dividends STAMFORD, Conn. , April 22, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced first quarter 2025 results for the period ending March 31, 2025.
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Can Synchrony Beat Q1 Earnings Estimates on Improving Margin?
Published: April 21, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF is likely to have gained from rising average interest-earning assets in the first quarter.
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These 3 Stocks Have Huge Last 12 Months Shareholder Yields
Published: April 18, 2025 by: MarketBeat
Sentiment: Positive
One interesting metric that often goes unmentioned but can provide valuable insight into a company's capital allocation is the shareholder yield. Many have heard the terms dividend yield and buyback yield.
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Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.
Published: April 17, 2025 by: PRNewsWire
Sentiment: Neutral
Multi-year Consumer Financing Agreement Features Digital-First Cardholder Experience and Rewards STAMFORD, Conn. , April 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a multi-year extension of its agreement to manage the credit programs of American Eagle Outfitters, Inc. (NYSE: AEO), a leading global specialty retailer.
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Synchrony Extends Deal With Ashley to Offer Enhanced Financing Options
Published: April 15, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF renews its partnership with Ashley, offering enhanced financing solutions and leveraging analytics to drive customer engagement and sales growth.
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Synchrony Partners With Adobe Commerce to Enhance Merchant Financing
Published: April 09, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF teams up with Adobe Commerce to enhance merchants' access to smarter financing options, boost sales and make the digital shopping experience better.
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About Synchrony Financial (SYF)
- IPO Date 2014-07-31
- Website https://www.synchrony.com
- Industry Financial - Credit Services
- CEO Mr. Brian D. Doubles
- Employees 20000