SYF

Synchrony Financial
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$24.10B
P/E Ratio
7.73
EPS
$9.58
Beta
1.40
52W High
$87.28
52W Low
$62.27
50-Day MA
$74.75
200-Day MA
$73.57
Dividend Yield
1.66%
Profit Margin
34.10%
Forward P/E
7.05
PEG Ratio
0.92

About Synchrony Financial

Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$9.78B
Gross Profit (TTM)$9.78B
EBITDA—
Operating Margin49.80%
Return on Equity19.80%
Return on Assets2.78%
Revenue/Share (TTM)$29.10
Book Value$47.70
Price-to-Book1.63
Price-to-Sales (TTM)2.46
EV/Revenue2.851
EV/EBITDA—
Quarterly Earnings Growth (YoY)-6.30%
Quarterly Revenue Growth (YoY)-4.70%
Shares Outstanding$325.37M
Float$309.15M
% Insiders0.37%
% Institutions113.21%

Historical Volatility

HV 10-Day
24.34%
HV 20-Day
25.19%
HV 30-Day
23.13%
HV 60-Day
25.12%
HV Rank
4.0%

Volatility is currently expanding

Analyst Ratings

Consensus ($87.00 target)
4
Strong Buy
10
Buy
9
Hold

Latest News

I Am Buying The Historic Discount In These Preferred Stocks; Yields 8%

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Seeking Alpha10/30/2026Positive
SYF or FUTU: Which Is the Better Value Stock Right Now?

Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of Synchrony (SYF) and Futu Holdings Limited Sponsored ADR (FUTU). But which of these two stocks is more attractive to value investors?

Zacks Investment Research10/22/2026Positive
Should Value Investors Buy Synchrony Financial (SYF) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research10/22/2026Positive
Synchrony Aces The Quarter As Credit Fears Fade

Wall Street priced Synchrony Financial NYSE: SYF for a retail credit fracture that failed to materialize in the third quarter. Heading into late 2026, the popular bearish story was that households were strained by prolonged inflation and high interest rates.

MarketBeat10/21/2026Negative
CareCredit Introduces CareCredit Pay Later, Offering Consumers Another Way to Plan and Pay for Health and Wellness Care

CareCredit Pay Later is CareCredit's enhanced installment loan product that will be presented digitally with CareCredit's revolving credit card to give consumers additional payment options and simplified offer comparisons. Key Highlights: Supporting providers and consumer choice: Offering more payment choices can help providers meet different consumer preferences, while CareCredit manages administrative and billing workflows.

PRNewsWire10/21/2026Neutral

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Data last updated: 11/7/2026