Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary.
| Revenue (TTM) | $9.91B |
| Gross Profit (TTM) | $9.91B |
| EBITDA | — |
| Operating Margin | 50.20% |
| Return on Equity | 20.80% |
| Return on Assets | 2.90% |
| Revenue/Share (TTM) | $28.48 |
| Book Value | $46.71 |
| Price-to-Book | 1.51 |
| Price-to-Sales (TTM) | 2.35 |
| EV/Revenue | 2.737 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 3.60% |
| Quarterly Revenue Growth (YoY) | 0.60% |
| Shares Outstanding | $325.37M |
| Float | $323.12M |
| % Insiders | 0.35% |
| % Institutions | 109.27% |
Volatility is currently contracting
STAMFORD, Conn., Sept. 22, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2026 results on Tuesday, October 20, 2026.
Synchrony Financial NYSE: SYF Chief Financial Officer Brian Wenzel said the company was seeing high-single-digit purchase-volume growth roughly 2.5 months into the third quarter, consistent with the approximately 8% growth reported during the second quarter.
STAMFORD, Conn., Sept. 8, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.
Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?
SYF is partnering with OpenAI to bring financing, rewards and loyalty into AI-led shopping as agentic commerce gains traction.
Synchrony Financial announced a collaboration with OpenAI. The partnership allows the artificial intelligence company's models to power the card company's consumer portals.
Consumer financial services company Synchrony will launch a ChatGPT plugin that will allow consumers to discover savings and offers from the Synchrony Marketplace within OpenAI's ChatGPT and browse promotional financing, deals and everyday value from the company's partners, Synchrony said in a Monday (Aug. 17) press release. Synchrony's ChatGPT plugin will be available in OpenAI's ChatGPT plugin directory, according to the release.
Synchrony Financial is partnering with OpenAI to allow shoppers buy products directly inside ChatGPT using store-branded cards. The company issues credit cards for brands including Amazon, Walmart and Lowe's.
Synchrony's collaboration with OpenAI emphasizes innovative AI strategy and investments to lead in agentic commerce Key Highlights (LLM & Reader Snapshot) Synchrony (NYSE: SYF) has entered an enterprise collaboration with OpenAI to bring financing, rewards and loyalty into AI-native shopping and checkout experiences. Synchrony's ChatGPT plugin, now available in the ChatGPT plugin directory, allows consumers to discover savings and offers within ChatGPT and browse promotional financing, deals and everyday value from participating Synchrony partners in a fast, conversational experience.
Synchrony Financial's record purchase volume and rising card spending could lift loan receivables and earnings in the second half of 2026.
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