Synchrony Financial (SYF)
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- symbol SYF
- Rev/Share 44.2177
- Book/Share 40.61
- PB 1.4533
- Debt/Equity 1.0258
- CurrentRatio 0.2919
- ROIC 0.2077
- MktCap 22466022020.0
- FreeCF/Share 24.0021
- PFCF 2.2925
- PE 8.1329
- Debt/Assets 0.1394
- DivYield 0.0178
- ROE 0.1832
- Rating
- Score
- Recommendation
- P/E Score
- DCF Score
- P/B Score
- D/E Score
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Downgrade | SYF | Morgan Stanley | Overweight | Equal Weight | -- | $44 | April 7, 2025 |
| Downgrade | SYF | Compass Point | Buy | Neutral | -- | $70 | Jan. 28, 2025 |
| Upgrade | SYF | Barclays | Equal Weight | Overweight | $59 | $79 | Jan. 6, 2025 |
| Upgrade | SYF | Morgan Stanley | Underweight | Overweight | $40 | $82 | Dec. 19, 2024 |
| Upgrade | SYF | JP Morgan | Neutral | Overweight | $59 | $72 | Dec. 9, 2024 |
| Upgrade | SYF | Wells Fargo | Equal Weight | Overweight | $60 | $85 | Dec. 3, 2024 |
| Downgrade | SYF | BTIG Research | Buy | Neutral | -- | -- | Sept. 16, 2024 |
News
Synchrony Jumps 9% in a Month: Time to Hold or Book Profits?
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF sees momentum from strong earnings, digital growth and a new $2.5B buyback fund, but rising costs and charge-offs raise investor caution.
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Synchrony (SYF) Up 14.7% Since Last Earnings Report: Can It Continue?
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Synchrony (SYF) reported earnings 30 days ago. What's next for the stock?
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Why Synchrony's Partnership Extension With Discount Tire is Important
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Retaining a 25-year key partner, such as Discount Tire, helps SYF maintain consistent revenue streams and reduces churn risk.
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Synchrony and Discount Tire Extend Long-Standing Partnership, Providing Drivers Nationwide with Financing Flexibility and Convenience
Published: May 21, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. and SCOTTSDALE, Ariz.
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Here's Why Synchrony (SYF) is a Strong Momentum Stock
Published: May 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed
Published: May 07, 2025 by: CNBC
Sentiment: Negative
Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the industry. Now they're far more reluctant to reverse those steps, even after bank trade groups succeeded in killing the CFPB rule in federal court last month.
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Here's Why Synchrony (SYF) is a Strong Value Stock
Published: April 25, 2025 by: Zacks Investment Research
Sentiment: Positive
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
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Synchrony Financial: Mr. Market Puts It On Sale Again
Published: April 23, 2025 by: Seeking Alpha
Sentiment: Positive
Synchrony Financial shares are undervalued due to market overreaction to consumer spending fears, despite stable loan balances and non-recessionary credit metrics. The bank's strong capital ratios and reduced exposure to risky customers position it well for potential economic downturns. Synchrony's improved capital return policy includes a 20% dividend increase and a $2.5 billion buyback authorization, enhancing shareholder value.
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Synchrony Beats Q1 Earnings Estimates, Unveils 20% Dividend Hike
Published: April 22, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF's Q1 results benefit from growth in interest and fees on loans across Home & Auto and Lifestyle platforms, partly offset by rising expenses. It currently forecasts 2025 net charge-offs to be between 5.8% and 6%.
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Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'
Published: April 22, 2025 by: PYMNTS
Sentiment: Positive
Synchrony Financial's first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their credit card debt. The net result is that consumers are proving to be responsible stewards of their credit even amid an uncertain macro-economic environment.
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Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)
Published: April 22, 2025 by: Seeking Alpha
Sentiment: Neutral
Synchrony Financial's stock has fallen over 30% from its highs, with Q1 earnings showing mixed signals amid economic concerns and credit quality issues. Despite beating earnings estimates, lower credit costs drive skepticism about the sustainability of earnings if the economy weakens, with the potential for increased credit losses. SYF's strong deposit base and capital returns are positives, but economic uncertainty and potential recession risks limit the upside, making it a "hold".
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Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript
Published: April 22, 2025 by: Seeking Alpha
Sentiment: Neutral
Synchrony Financial (NYSE:SYF ) Q1 2025 Earnings Conference Call April 22, 2025 8:00 AM ET Company Participants Kathryn Miller - Senior Vice President, Investor Relations Brian Doubles - President & Chief Executive Officer Brian Wenzel - Executive Vice President & Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Terry Ma - Barclays Moshe Orenbuch - TD Cowen Mihir Bhatia - Bank of America Rob Wildhack - Autonomous Research Sanjay Sakhrani - KBW Rick Shane - JPMorgan John Pancari - Evercore Mark DeVries - Deutsche Bank Don Fandetti - Wells Fargo Operator Good morning. and welcome to the …
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Synchrony (SYF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Published: April 22, 2025 by: Zacks Investment Research
Sentiment: Positive
The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
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Synchrony Reports First Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share and Approval of a $2.5 Billion Share Repurchase Program
Published: April 22, 2025 by: PRNewsWire
Sentiment: Neutral
Company also declares preferred stock dividends STAMFORD, Conn. , April 22, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced first quarter 2025 results for the period ending March 31, 2025.
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Can Synchrony Beat Q1 Earnings Estimates on Improving Margin?
Published: April 21, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF is likely to have gained from rising average interest-earning assets in the first quarter.
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These 3 Stocks Have Huge Last 12 Months Shareholder Yields
Published: April 18, 2025 by: MarketBeat
Sentiment: Positive
One interesting metric that often goes unmentioned but can provide valuable insight into a company's capital allocation is the shareholder yield. Many have heard the terms dividend yield and buyback yield.
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Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.
Published: April 17, 2025 by: PRNewsWire
Sentiment: Neutral
Multi-year Consumer Financing Agreement Features Digital-First Cardholder Experience and Rewards STAMFORD, Conn. , April 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a multi-year extension of its agreement to manage the credit programs of American Eagle Outfitters, Inc. (NYSE: AEO), a leading global specialty retailer.
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Synchrony Extends Deal With Ashley to Offer Enhanced Financing Options
Published: April 15, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF renews its partnership with Ashley, offering enhanced financing solutions and leveraging analytics to drive customer engagement and sales growth.
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Synchrony Partners With Adobe Commerce to Enhance Merchant Financing
Published: April 09, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF teams up with Adobe Commerce to enhance merchants' access to smarter financing options, boost sales and make the digital shopping experience better.
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Synchrony Offers A Lot Of Value
Published: April 08, 2025 by: Seeking Alpha
Sentiment: Positive
Synchrony Financial's strong profitability, with a net income of $3.5 billion and ROA of 2.9%, makes it an attractive investment despite economic challenges. The stock is undervalued with a P/E ratio of 5.8x, offering significant upside potential compared to peers like Capital One and Discover. The acquisition of Ally Lending and a diverse partner network enhance Synchrony's growth and stability, even amid rising delinquencies and economic uncertainties.
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Should You Buy Synchrony Stock After Wall Street Ups Earnings View?
Published: April 08, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF's CareCredit platform is expanding rapidly, especially within the healthcare sector.
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Synchrony Empowers Women in Auto Care with $25,000 Donation
Published: April 03, 2025 by: PRNewsWire
Sentiment: Neutral
Donation Supports the Education, Professional Development and Advancement of Women in the Automotive Aftermarket STAMFORD, Conn. , April 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a $25,000 donation to Women in Auto Care, a community of the Auto Care Association.
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Synchrony Announces More Than $1.5 Million in Grants to Stamford Nonprofits, Joins Mayor Simmons to Celebrate Spring with Daffodil Blooms
Published: April 02, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. , April 2, 2025 /PRNewswire/ -- In a vibrant celebration of spring and community spirit, Synchrony (NYSE: SYF), a premier consumer financial services company headquartered in Stamford, together with Mayor Caroline Simmons, Stamford Downtown and Stamford Parks Community Partnership, today celebrated the blooming of hundreds of daffodils planted across Downtown Stamford through a contribution from Synchrony.
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SYF vs. SOFI: Which Stock Is the Better Value Option?
Published: March 26, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Synchrony (SYF) or SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?
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Can the U.S. Economy Bounce Back Despite Consumer Spending Concerns?
Published: March 26, 2025 by: Zacks Investment Research
Sentiment: Positive
The current economic landscape presents an ideal opportunity for flexible payment solution providers.
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Are Investors Undervaluing Synchrony Financial (SYF) Right Now?
Published: March 21, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
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Synchrony Declines 16.1% in a Month: Is the Stock a Buy on the Dip?
Published: March 10, 2025 by: Zacks Investment Research
Sentiment: Negative
SYF's net charge-off rate is expected to decline in 2025, particularly in the second half of the year.
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Synchrony Makes a Big Splash in Connecticut Celebrating a Decade of Polar Plunges to Support Charity
Published: March 07, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. , March 7, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) employees, in a heartwarming display of courage and compassion, today braved icy waters at The Point at Norwalk Cove for the tenth consecutive celebration of their annual "Doubles Dive.
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Synchrony Financial: Undervalued High-Yield Preferred Shares For Our Short-Duration Portfolio
Published: March 06, 2025 by: Seeking Alpha
Sentiment: Positive
Despite underperforming the S&P 500, analysts are bullish on Synchrony Financial, noting excellent growth and profitability grades, though momentum has stalled. Synchrony Financial's preferred stock SYF-B offers an 8.25% annual dividend, resetting in 2029, making it a valuable short-term portfolio addition. SYF-B is undervalued compared to Synchrony's OTC debt and peers, with a favorable yield-to-call metric and short duration.
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Is Synchrony Financial (SYF) Stock Undervalued Right Now?
Published: March 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
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About Synchrony Financial (SYF)
- IPO Date 2014-07-31
- Website https://www.synchrony.com
- Industry Financial - Credit Services
- CEO Mr. Brian D. Doubles
- Employees 20000