Synchrony Financial (SYF)
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Start Your Free Trial NowKey Metrics & Ratings
- symbol SYF
- Rev/Share 53.6705
- Book/Share 45.4219
- PB 1.5744
- Debt/Equity 0.8456
- CurrentRatio 18.9307
- ROIC 0.0073
- MktCap 26605867580.0
- FreeCF/Share 26.2869
- PFCF 2.694
- PE 7.5151
- Debt/Assets 0.1234
- DivYield 0.0154
- ROE 0.2129
- Rating A
- Score 4
- Recommendation Buy
- P/E Score 4
- DCF Score 5
- P/B Score 2
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | SYF | HSBC Securities | Hold | Buy | -- | $81 | Oct. 10, 2025 |
| Downgrade | SYF | JP Morgan | Overweight | Neutral | -- | $75 | Oct. 7, 2025 |
| Initiation | SYF | Rothschild & Co Redburn | -- | Neutral | -- | $72 | Aug. 1, 2025 |
| Upgrade | SYF | BTIG Research | Neutral | Buy | -- | $100 | July 14, 2025 |
| Downgrade | SYF | Morgan Stanley | Overweight | Equal Weight | -- | $44 | April 7, 2025 |
| Downgrade | SYF | Compass Point | Buy | Neutral | -- | $70 | Jan. 28, 2025 |
| Upgrade | SYF | Barclays | Equal Weight | Overweight | $59 | $79 | Jan. 6, 2025 |
| Upgrade | SYF | Morgan Stanley | Underweight | Overweight | $40 | $82 | Dec. 19, 2024 |
| Upgrade | SYF | JP Morgan | Neutral | Overweight | $59 | $72 | Dec. 9, 2024 |
| Upgrade | SYF | Wells Fargo | Equal Weight | Overweight | $60 | $85 | Dec. 3, 2024 |
News
SYF vs. AXP: Which Stock Is the Better Value Option?
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Synchrony (SYF) or American Express (AXP). But which of these two companies is the best option for those looking for undervalued stocks?
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Are Investors Undervaluing Synchrony Financial (SYF) Right Now?
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Read More
These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings
Published: October 16, 2025 by: Benzinga
Sentiment: Positive
Synchrony Financial (NYSE:SYF) reported better-than-expected earnings for the third quarter on Wednesday.
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Synchrony Q3 Earnings Beat Estimates on Improved Purchase Volume
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF's Q3 earnings jump 47% on stronger purchase volume and efficiency gains, easily surpassing profit and revenue estimates.
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Synchrony's Q3 Shows Strength, Not Strain, as Consumers Hold the Line
Published: October 15, 2025 by: PYMNTS
Sentiment: Positive
Today's economy remains oscillating between resilience, restraint and a hopeful rebound. This makes few barometers of consumer health as revealing as their spending habits, and puts Synchrony, the country's largest private-label credit card issuer, squarely at the junction of retail spending, household liquidity and credit confidence.
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Synchrony (SYF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Neutral
While the top- and bottom-line numbers for Synchrony (SYF) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
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OPEIU and CWA Call on Synchrony Financial To Disclose Material Relationships Compromising Director Independence
Published: October 14, 2025 by: GlobeNewsWire
Sentiment: Neutral
New York, NY, Oct. 14, 2025 (GLOBE NEWSWIRE) -- The Office and Professional Employees International Union (OPEIU) and the Communications Workers of America (CWA) union filed complaints with the Securities and Exchange Commission, the New York Stock Exchange, and the New York Attorney General over the failure by Synchrony Financial to disclose a material relationship that compromised the independence of one of its Directors and Audit Committee members, Paget Alves, in contravention of New York Stock Exchange rules on director independence.
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Synchrony Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
Published: October 13, 2025 by: Benzinga
Sentiment: Neutral
Synchrony Financial (NYSE:SYF) will release earnings results for the third quarter, before the opening bell on Wednesday, Oct. 15.
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Here's Why Synchrony (SYF) is a Strong Value Stock
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Read More
Can Synchrony Beat Q3 Earnings Estimates on Improving Margins?
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF's Q3 results will likely benefit from wider margins and lower charge-offs, boosting chances of another earnings beat.
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Gear Up for Synchrony (SYF) Q3 Earnings: Wall Street Estimates for Key Metrics
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Besides Wall Street's top-and-bottom-line estimates for Synchrony (SYF), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.
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Synchrony (SYF) Earnings Expected to Grow: Should You Buy?
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive
Synchrony (SYF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Synchrony Financial: Even After The Recent Gain, I Still See Value In This Stock
Published: October 03, 2025 by: Seeking Alpha
Sentiment: Positive
Synchrony Financial is rated a buy due to stable asset quality, NIM expansion potential, and attractive valuation despite recent stock gains. SYF benefits from proactive pricing changes and improved credit quality, with sustainable additional income and lower delinquency ratios supporting a positive outlook. Growth has lagged due to high-interest rates and tighter lending, but partnerships with Amazon Pay, PayPal, and Walmart/OnePay could drive future digital growth.
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Why Synchrony (SYF) is a Top Value Stock for the Long-Term
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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New Sun Country Airlines Credit Card from Synchrony Rewards Travelers Every Time They Fly
Published: September 23, 2025 by: PRNewsWire
Sentiment: Neutral
New "Plus Status" Offering Allows Travelers to Earn Additional Benefits for Flights and Everyday Purchases STAMFORD, Conn. and MINNEAPOLIS , Sept.
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Synchrony Teams Up With Audibel to Expand Financing for Hearing Care
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF partners with Audibel to expand CareCredit and installment financing for hearing care across 1,000+ locations.
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Synchrony Partners with Audibel to Offer CareCredit as Preferred Financing Solution for Hearing Health Care
Published: September 17, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn. , Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company announces a new partnership with Audibel to offer Synchrony's CareCredit credit card and installment loan solutions online and at Audibel's retail locations as their first-look financing option.
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Synchrony to Announce Third Quarter 2025 Financial Results on October 15, 2025
Published: September 17, 2025 by: PRNewsWire
Sentiment: Neutral
STAMFORD, Conn., Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2025 results on Wednesday, October 15, 2025.
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SYNCHRONY INVESTS $1 MILLION IN EDUCATORS TO ADVANCE PERSONAL FINANCE EDUCATION FOR STUDENTS NATIONWIDE
Published: September 17, 2025 by: PRNewsWire
Sentiment: Neutral
New Synchrony survey shows more than 80% of teachers say financial education is essential for their students' success, but 2 in 3 teachers report struggling with student engagement and a lack of relevant lessons to teach effectively STAMFORD, Conn. , Sept. 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a leading consumer financing company at the heart of American commerce and opportunity, today announced it will provide $1 million over two years to nonprofit organizations that help K-12 public educators teach personal finance classes in the United States.
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SYF vs. BX: Which Stock Should Value Investors Buy Now?
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Synchrony (SYF) and Blackstone Inc. (BX). But which of these two stocks is more attractive to value investors?
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Synchrony Financial (SYF) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript
Published: September 10, 2025 by: Seeking Alpha
Sentiment: Neutral
Synchrony Financial (NYSE:SYF ) Barclays 23rd Annual Global Financial Services Conference September 10, 2025 7:30 AM EDT Company Participants Brian Wenzel - Executive VP & CFO Conference Call Participants Terry Ma - Barclays Bank PLC, Research Division Unknown Attendee Presentation Terry Ma Research Analyst All right. Good morning, everyone.
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Should Value Investors Buy Synchrony Financial (SYF) Stock?
Published: September 10, 2025 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Read More
August's Top S&P 500 Performers in the Financial Services Sector
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive
Assurant, Synchrony, American Express, Fifth Third and Citizens Financial led August gains in the Financial Services sector.
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Here's Why Synchrony (SYF) is a Strong Momentum Stock
Published: September 01, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Read More
Synchrony's Health & Wellness Bet: A Long-Term Growth Catalyst?
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF is growing its CareCredit network in Health & Wellness, tapping resilient demand to power long-term expansion.
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Capital One vs. Synchrony Financial: Which Stock is a Better Pick Now?
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Neutral
COF's Discover deal and SYF's partnerships fuel growth but which stock is the better buy now? Let's find out.
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Here's Why Synchrony (SYF) is a Strong Value Stock
Published: August 21, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Read More
Why Synchrony (SYF) is a Top Momentum Stock for the Long-Term
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Read More
Why Synchrony (SYF) is a Top Value Stock for the Long-Term
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Read More
Synchrony Q2 Earnings Beat Estimates on Improved Efficiency
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive
SYF's Q2 EPS tops estimates by 45% as efficiency gains, margin improvement and lower credit losses fuel profits.
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About Synchrony Financial (SYF)
- IPO Date 2014-07-31
- Website https://www.synchrony.com
- Industry Financial - Credit Services
- CEO Brian D. Doubles
- Employees 20000