Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary.
| Revenue (TTM) | $9.91B |
| Gross Profit (TTM) | $9.91B |
| EBITDA | — |
| Operating Margin | 50.20% |
| Return on Equity | 20.80% |
| Return on Assets | 2.90% |
| Revenue/Share (TTM) | $28.48 |
| Book Value | $46.71 |
| Price-to-Book | 1.51 |
| Price-to-Sales (TTM) | 2.43 |
| EV/Revenue | 2.737 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 3.60% |
| Quarterly Revenue Growth (YoY) | 0.60% |
| Shares Outstanding | $325.37M |
| Float | $323.12M |
| % Insiders | 0.35% |
| % Institutions | 108.93% |
Volatility is currently expanding
Evaluate the expected performance of Synchrony (SYF) for the quarter ended September 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
SYF's Q3 earnings may benefit from 7% growth in purchase volumes and higher interest-earning assets, but rising costs and margin pressure loom.
Investors need to pay close attention to SYF stock based on the movements in the options market lately.
Synchrony (SYF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Upstart Holdings (NASDAQ:UPST) reported a slight dip in its own credit-stress gauge, the Upstart Macro Index, to 1.49, and the stock is pulling away from the rest of consumer lending, according to Upstart Holdings, Inc.
SYF is embedding CareCredit financing into Vetspire's platform, expanding veterinary payment access and creating room for further clinic adoption.
SYF sees trust as key to AI shopping adoption, with fraud protection, transparency and control shaping how far consumers will go.
CareCredit's embedded financing, combined with Vetspire's AI-enabled practice technology, helps veterinary teams streamline operations, improve client engagement and support timely pet care. Key Highlights: Embedded financing from CareCredit: Real-time financing offers now integrated directly into the Vetspire workflow.
STAMFORD, Conn., Sept. 22, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2026 results on Tuesday, October 20, 2026.
Synchrony Financial NYSE: SYF Chief Financial Officer Brian Wenzel said the company was seeing high-single-digit purchase-volume growth roughly 2.5 months into the third quarter, consistent with the approximately 8% growth reported during the second quarter.
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