Ally Financial Inc. (ALLY)

US — Financial Services Sector
Peers: COF  AXP  SYF  V  PARA  CFG 

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Key Metrics & Ratings

  • symbol ALLY
  • Rev/Share 48.6204
  • Book/Share 20.6847
  • PB 0.8152
  • Debt/Equity 1.3564
  • CurrentRatio 1.7844
  • ROIC 0.0106

 

  • MktCap 11829309250.0
  • FreeCF/Share 2.0522
  • PFCF 18.7173
  • PE 20.0328
  • Debt/Assets 0.1088
  • DivYield 0.0312
  • ROE 0.0412

 

  • Rating C-
  • Score 1
  • Recommendation Strong Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade ALLY BTIG Research Sell Neutral -- -- July 14, 2025
Upgrade ALLY Compass Point Neutral Buy -- $41 April 7, 2025
Downgrade ALLY BTIG Research Neutral Sell -- $30 March 25, 2025
Downgrade ALLY Wolfe Research Outperform Peer Perform -- -- Dec. 5, 2024
Upgrade ALLY Raymond James Underperform Market Perform -- -- Oct. 21, 2024
Upgrade ALLY JP Morgan Neutral Overweight $46 $40 Oct. 7, 2024
Downgrade ALLY BTIG Research Buy Neutral -- -- Sept. 16, 2024

News

New Ally Bank Survey Reveals the Hidden Financial Cost of Friendships
ALLY
Published: July 30, 2025 by: PRNewsWire
Sentiment: Neutral

Financial pressures are putting a strain on social connections – with 44% of Gen Z and millennials reporting they've skipped major social events because of cost Only 18% of Gen Z and millennials budget for activities with friends – while 59% say their financial goals are impacted by this spending CHARLOTTE, N.C. , July 30, 2025 /PRNewswire/ -- In an era where financial pressures are mounting, new research released today by Ally Bank reveals younger generations are paying a price to stay connected, and it's impacting their overall financial health and wellness.

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image for news New Ally Bank Survey Reveals the Hidden Financial Cost of Friendships
Here's Why Ally Financial (ALLY) is a Strong Value Stock
ALLY
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Here's Why Ally Financial (ALLY) is a Strong Value Stock
Ally Financial rolls out proprietary AI platform enterprise-wide
ALLY
Published: July 23, 2025 by: PRNewsWire
Sentiment: Neutral

Ally.ai will transform employee experience, supporting efficiency and effectiveness DETROIT , July 23, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY), home to the nation's largest all-digital bank and an industry-leading auto financing business, today announced its more than 10,000 employees have access to its proprietary enterprise artificial intelligence (AI) platform, Ally.ai. This step delivers on Ally's long-time position that generative AI should be a supplemental, supportive resource for its workforce that also delivers value to its business.

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image for news Ally Financial rolls out proprietary AI platform enterprise-wide
Ally Financial Q2 Earnings Miss on Lower Loans & Deposits
ALLY
Published: July 21, 2025 by: Zacks Investment Research
Sentiment: Negative

ALLY's Q2 earnings miss estimates as loan and deposit balances drop, but lower expenses and provisions offer support.

Read More
image for news Ally Financial Q2 Earnings Miss on Lower Loans & Deposits
Ally Financial Upgraded As Digital-First Banking Shows Further Upside Potential
ALLY
Published: July 21, 2025 by: Seeking Alpha
Sentiment: Positive

Ally Financial is upgraded to a buy from my prior hold rating, agreeing with the latest rating consensus on Seeking Alpha. Known for its digital-first banking concept, ALLY has grown in the auto loan, insurance, and corporate finance space while maintaining a stable dividend lately and improving balance sheet risk. Although Q1 saw a net loss due to a one-time loss event, Q2 has seen improvement and led to a positive analyst earnings consensus.

Read More
image for news Ally Financial Upgraded As Digital-First Banking Shows Further Upside Potential
Ally Financial: Solid Q2 But Capital Concerns Remain
ALLY
Published: July 20, 2025 by: Seeking Alpha
Sentiment: Positive

Ally Financial's Q2 results showed improved deposit costs and lower credit losses, but its capital position remains weak compared to peers. The company is prioritizing capital build through retained earnings over buybacks, likely delaying shareholder returns until at least 2027. Auto loan credit trends are stabilizing, but reserve coverage remains low, and asset growth will be constrained to protect capital ratios.

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image for news Ally Financial: Solid Q2 But Capital Concerns Remain
Ally Financial Inc. (ALLY)Q2 2025 Earnings Call Transcript
ALLY
Published: July 18, 2025 by: Seeking Alpha
Sentiment: Neutral

Ally Financial Inc. (NYSE:ALLY ) Q2 2025 Earnings Conference Call July 18, 2025 9:00 AM ET Company Participants Michael G. Rhodes - CEO & Director Russell E.

Read More
image for news Ally Financial Inc. (ALLY)Q2 2025 Earnings Call Transcript
Ally Financial (ALLY) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
ALLY
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Ally Financial (ALLY) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Read More
image for news Ally Financial (ALLY) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
Ally Financial declares dividend on common stock and Series B and Series C preferred stock
ALLY
Published: July 16, 2025 by: PRNewsWire
Sentiment: Neutral

DETROIT , July 16, 2025 /PRNewswire/ -- The board of directors of Ally Financial Inc. (NYSE: ALLY) declared a quarterly cash dividend of $0.30 per share of the company's common stock, payable on August 15, 2025, to shareholders of record on August 1, 2025, as well as quarterly dividend payments for the company's Series B and Series C preferred stock securities, payable on August 15, 2025. A quarterly dividend payment was declared on Ally's 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, of approximately $15.9 million, or $11.75 per share, and is payable to shareholders of record as of …

Read More
image for news Ally Financial declares dividend on common stock and Series B and Series C preferred stock
Unveiling Ally Financial (ALLY) Q2 Outlook: Wall Street Estimates for Key Metrics
ALLY
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for Ally Financial (ALLY), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2025.

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image for news Unveiling Ally Financial (ALLY) Q2 Outlook: Wall Street Estimates for Key Metrics
Ally Financial (ALLY) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
ALLY
Published: July 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Ally Financial (ALLY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Ally Financial (ALLY) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Here's Why Ally Financial (ALLY) is a Strong Value Stock
ALLY
Published: July 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Here's Why Ally Financial (ALLY) is a Strong Value Stock
Will Ally Financial (ALLY) Beat Estimates Again in Its Next Earnings Report?
ALLY
Published: July 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Ally Financial (ALLY) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will Ally Financial (ALLY) Beat Estimates Again in Its Next Earnings Report?
Why Investors Need to Take Advantage of These 2 Finance Stocks Now
ALLY, FBP
Published: July 02, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors looking for ways to find stocks that are set to beat quarterly earnings estimates should check out the Zacks Earnings ESP.

Read More
image for news Why Investors Need to Take Advantage of These 2 Finance Stocks Now
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
ACGL, ALLY
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Ally Financial: Shares Look Cheap On Easing Cyclical Headwinds
ALLY
Published: June 27, 2025 by: Seeking Alpha
Sentiment: Neutral

Shares of car financing giant Ally Financial have lagged the wider U.S. financials space recently, as cyclical headwinds continue to dog the firm's income statement. Ally is set for near-term relief on both its interest margin and credit quality, powering strong earnings growth for the firm. Meanwhile, the stock trades for just 7.2x consensus 2026 EPS.

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image for news Ally Financial: Shares Look Cheap On Easing Cyclical Headwinds
Why Ally Financial (ALLY) is a Top Value Stock for the Long-Term
ALLY
Published: June 24, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why Ally Financial (ALLY) is a Top Value Stock for the Long-Term
Ally Financial schedules release of second quarter 2025 financial results
ALLY
Published: June 18, 2025 by: PRNewsWire
Sentiment: Neutral

CHARLOTTE, N.C. , June 18, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) has scheduled the release of its second quarter financial results for Friday, July 18, 2025, at approximately 7:30 a.m.

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image for news Ally Financial schedules release of second quarter 2025 financial results
Ally Financial to present at the Morgan Stanley U.S. Financials Conference
ALLY
Published: May 21, 2025 by: PRNewsWire
Sentiment: Neutral

CHARLOTTE, N.C. , May 21, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) President of Dealer Financial Services, Doug Timmerman, President of Corporate Finance, Bill Hall, and Chief Financial Planning and Investor Relations Officer, Sean Leary, will present at the Morgan Stanley U.S. Financials Conference on Wednesday, June 11, 2025 at approximately 7:30 a.m.

Read More
image for news Ally Financial to present at the Morgan Stanley U.S. Financials Conference
Ally appoints Michelle Goldberg to Board of Directors
ALLY
Published: May 12, 2025 by: PRNewsWire
Sentiment: Neutral

Director Ken Bacon to retire after 10 years of service DETROIT , May 12, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) announced that its shareholders elected Michelle J. Goldberg to the company's Board of Directors at its 2025 annual meeting of shareholders.

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image for news Ally appoints Michelle Goldberg to Board of Directors
Ally Financial to present at the Bernstein Strategic Decisions Conference
ALLY
Published: May 09, 2025 by: PRNewsWire
Sentiment: Neutral

CHARLOTTE, N.C. , May 9, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) Chief Executive Officer Michael Rhodes will present at the Bernstein Strategic Decisions Conference on Friday, May 30, 2025 at approximately 10:00 a.m.

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image for news Ally Financial to present at the Bernstein Strategic Decisions Conference
Ally Corporate Finance targets infrastructure sector with new vertical focused on power, energy and digital
ALLY
Published: May 01, 2025 by: PRNewsWire
Sentiment: Neutral

New dedicated team formed to provide innovative financing solutions across critical infrastructure sectors NEW YORK , May 1, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) today announced the launch of a new Corporate Finance division focused on energy and infrastructure finance, specifically targeting the power, energy and digital sectors. This initiative is part of Ally's commitment to delivering tailored financing solutions that meet the evolving needs of businesses operating in these vital industries.

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image for news Ally Corporate Finance targets infrastructure sector with new vertical focused on power, energy and digital
Ally Financial: Rise In Used Car Prices Could Help Mitigate Credit Risk (Rating Upgrade)
ALLY
Published: April 30, 2025 by: Seeking Alpha
Sentiment: Positive

Ally Financial's strategic actions include ceasing mortgage originations, selling Ally Credit Card and Ally Lending, focusing on higher-yielding auto and corporate loans. Despite a Q1 net income loss, Ally achieved a better-than-expected adjusted EPS of $0.58, driven by strong consumer auto loan applications and improved credit quality trends. Ally Financial's valuation is attractive, trading below tangible book value and with a normalized P/E ratio lower than historical averages.

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image for news Ally Financial: Rise In Used Car Prices Could Help Mitigate Credit Risk (Rating Upgrade)
Ally Financial: Mixed Q1, With Weak Capital An Increasing Focus
ALLY
Published: April 17, 2025 by: Seeking Alpha
Sentiment: Negative

Ally Financial shares have underperformed, losing 12% over the past year, due to increased credit losses and a darkening economic outlook. Q1 earnings showed mixed results with a GAAP loss, but higher used car residual values could mitigate default risks. Ally's capital position is tight, with a pro-forma capital ratio of 7.3%, limiting its ability to maneuver in a weaker economy.

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image for news Ally Financial: Mixed Q1, With Weak Capital An Increasing Focus
Ally Financial (ALLY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
ALLY
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for Ally Financial (ALLY) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Read More
image for news Ally Financial (ALLY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
Ally Financial (ALLY) Surpasses Q1 Earnings Estimates
ALLY
Published: April 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Ally Financial (ALLY) came out with quarterly earnings of $0.58 per share, beating the Zacks Consensus Estimate of $0.43 per share. This compares to earnings of $0.45 per share a year ago.

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image for news Ally Financial (ALLY) Surpasses Q1 Earnings Estimates
Ally Financial declares dividend on common stock and Series B and Series C preferred stock
ALLY
Published: April 16, 2025 by: PRNewsWire
Sentiment: Neutral

DETROIT , April 16, 2025 /PRNewswire/ -- The board of directors of Ally Financial Inc. (NYSE: ALLY) declared a quarterly cash dividend of $0.30 per share of the company's common stock, payable on May 15, 2025, to shareholders of record on May 1, 2025, as well as quarterly dividend payments for the company's Series B and Series C preferred stock securities, payable on May 15, 2025. A quarterly dividend payment was declared on Ally's 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, of approximately $15.9 million, or $11.75 per share, and is payable to shareholders of record as of …

Read More
image for news Ally Financial declares dividend on common stock and Series B and Series C preferred stock
BIG-TIME BUCKET: WNBA SCORES ALLY FINANCIAL AS OFFICIAL BANKING PARTNER AND NEWEST CHANGEMAKER
ALLY
Published: April 11, 2025 by: PRNewsWire
Sentiment: Neutral

--Ally will Serve as the Presenting Partner of the WNBA's First-Ever "Rivals Week," a Thrilling Showcase of Must-See Matchups August 9-17-- --New Sweepstakes from Ally Offers Fans a Chance to Win a Trip to AT&T WNBA All-Star 2025 in Indianapolis and $5,000-- --Ally Complements Partnership by Signing Endorsement Deal with Incoming Rookie Paige "Buckets" Bueckers-- CHARLOTTE, N.C. and NEW YORK , April 11, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY), which holds the nation's largest digital-only bank and is a leading brand in women's sports, and the Women's National Basketball Association (WNBA), have announced a multi-year partnership introducing Ally …

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image for news BIG-TIME BUCKET: WNBA SCORES ALLY FINANCIAL AS OFFICIAL BANKING PARTNER AND NEWEST CHANGEMAKER
Ally Financial schedules release of first quarter 2025 financial results
ALLY
Published: March 12, 2025 by: PRNewsWire
Sentiment: Neutral

CHARLOTTE, N.C. , March 12, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) has scheduled the release of its first quarter financial results for Thursday, April 17, 2025, at approximately 7:30 a.m.

Read More
image for news Ally Financial schedules release of first quarter 2025 financial results
Ally Financial sells $2.8 billion of low-yielding securities to bolster balance sheet
ALLY
Published: March 04, 2025 by: Reuters
Sentiment: Positive

Ally Financial said on Tuesday it had sold $2.8 billion of low-yielding investment securities as part of a repositioning the consumer lender expects will help it modestly increase its interest income going forward.

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image for news Ally Financial sells $2.8 billion of low-yielding securities to bolster balance sheet

About Ally Financial Inc. (ALLY)

  • IPO Date 2014-01-28
  • Website https://www.ally.com
  • Industry Financial - Credit Services
  • CEO Michael G. Rhodes
  • Employees 10700

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.