UPST

Upstart Holdings Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$3.17B
P/E Ratio
73.58
EPS
$0.45
Beta
2.16
52W High
$87.30
52W Low
$23.96
50-Day MA
$28.67
200-Day MA
$48.09
Dividend Yield
Profit Margin
4.98%
Forward P/E
34.48
PEG Ratio

About Upstart Holdings Inc

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.08B
Gross Profit (TTM)$887.14M
EBITDA$99.13M
Operating Margin8.88%
Return on Equity7.49%
Return on Assets1.74%
Revenue/Share (TTM)$11.20
Book Value$8.15
Price-to-Book3.97
Price-to-Sales (TTM)2.95
EV/Revenue4.902
EV/EBITDA
Quarterly Earnings Growth (YoY)209.10%
Quarterly Revenue Growth (YoY)34.40%
Shares Outstanding$95.71M
Float$80.33M
% Insiders12.93%
% Institutions67.89%

Historical Volatility

HV 10-Day
82.05%
HV 20-Day
64.54%
HV 30-Day
67.58%
HV 60-Day
76.96%
HV Rank
41.7%

Volatility is currently expanding

Analyst Ratings

Consensus ($43.93 target)
2
Strong Buy
6
Buy
6
Hold
1
Strong Sell
Data last updated: 4/28/2026