UPST

Upstart Holdings Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$2.37B
P/E Ratio
45.94
EPS
$0.53
Beta
2.43
52W High
$55.22
52W Low
$22.55
50-Day MA
$27.47
200-Day MA
$32.25
Dividend Yield
—
Profit Margin
4.69%
Forward P/E
13.59
PEG Ratio
—

About Upstart Holdings Inc

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.29B
Gross Profit (TTM)$1.07B
EBITDA$115.06M
Operating Margin7.20%
Return on Equity7.94%
Return on Assets1.98%
Revenue/Share (TTM)$13.26
Book Value$8.20
Price-to-Book2.98
Price-to-Sales (TTM)1.84
EV/Revenue3.592
EV/EBITDA—
Quarterly Earnings Growth (YoY)211.20%
Quarterly Revenue Growth (YoY)42.30%
Shares Outstanding$97.31M
Float$83.67M
% Insiders12.94%
% Institutions63.18%

Historical Volatility

HV 10-Day
53.05%
HV 20-Day
45.49%
HV 30-Day
44.11%
HV 60-Day
48.56%
HV Rank
0.8%

Volatility is currently expanding

Analyst Ratings

Consensus ($40.00 target)
1
Strong Buy
6
Buy
7
Hold
1
Strong Sell

Latest News

3 Niche Growth Stocks With an Edge Their Rivals Can't Ignore

When identifying potential growth stock candidates, investors often look for companies with a competitive moat—some advantage in technology, product offerings, efficiency, or similar that gives them a likely edge over their rivals. It can also help to look at smaller, specialized industries, where the competitive landscape may be different and it might be easier to find a profitable niche.

MarketBeat9/28/2026Positive

Turn research into an automated options-selling system

Tiblio connects your broker and runs your put-and-call-writing strategy for you — on UPST and any ticker you trade — then tracks every position and per-strategy win rate.

See how it works

More FINANCIAL SERVICES Stocks

Data last updated: 10/7/2026