UPST

Upstart Holdings Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$3.12B
P/E Ratio
79.63
EPS
$0.41
Beta
2.28
52W High
$87.30
52W Low
$23.96
50-Day MA
$31.18
200-Day MA
$39.68
Dividend Yield
Profit Margin
4.21%
Forward P/E
35.46
PEG Ratio

About Upstart Holdings Inc

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.17B
Gross Profit (TTM)$970.74M
EBITDA$98.92M
Operating Margin0.90%
Return on Equity7.01%
Return on Assets1.77%
Revenue/Share (TTM)$12.14
Book Value$7.66
Price-to-Book4.26
Price-to-Sales (TTM)2.66
EV/Revenue4.526
EV/EBITDA
Quarterly Earnings Growth (YoY)209.10%
Quarterly Revenue Growth (YoY)44.60%
Shares Outstanding$95.71M
Float$82.17M
% Insiders13.01%
% Institutions62.16%

Historical Volatility

HV 10-Day
65.23%
HV 20-Day
70.79%
HV 30-Day
71.00%
HV 60-Day
68.39%
HV Rank
56.3%

Volatility is currently contracting

Analyst Ratings

Consensus ($40.13 target)
2
Strong Buy
6
Buy
6
Hold
1
Strong Sell

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Data last updated: 6/27/2026