Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now?
Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.
Zacks Investment Research10/14/2026Positive
UPST
Upstart Holdings IncNASDAQFINANCIAL SERVICESCREDIT SERVICES
Key Statistics
Market Cap
$2.24B
P/E Ratio
46.00
EPS
$0.50
Beta
2.43
52W High
$52.10
52W Low
$22.21
50-Day MA
$25.78
200-Day MA
$30.34
Dividend Yield
—
Profit Margin
4.69%
Forward P/E
13.21
PEG Ratio
—
About Upstart Holdings Inc
Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.
Fundamentals
| Revenue (TTM) | $1.29B |
| Gross Profit (TTM) | $1.07B |
| EBITDA | $115.06M |
| Operating Margin | 7.20% |
| Return on Equity | 7.94% |
| Return on Assets | 1.98% |
| Revenue/Share (TTM) | $13.26 |
| Book Value | $8.20 |
| Price-to-Book | 2.90 |
| Price-to-Sales (TTM) | 1.74 |
| EV/Revenue | 3.539 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 211.20% |
| Quarterly Revenue Growth (YoY) | 42.30% |
| Shares Outstanding | $97.31M |
| Float | $83.67M |
| % Insiders | 12.94% |
| % Institutions | 62.34% |
Historical Volatility
HV 10-Day
61.15%
HV 20-Day
49.62%
HV 30-Day
47.70%
HV 60-Day
50.95%
HV Rank
8.7%
Volatility is currently expanding
Analyst Ratings
Consensus ($38.38 target)
2
Strong Buy6
Buy7
Hold1
Strong SellLatest News
Fintech Stocks in Focus as AI and Digital Innovation Drive Growth
AI, blockchain and digital innovation are reshaping fintech. Discover how Robinhood, Block and Upstart are leveraging these trends to fuel future growth.
Zacks Investment Research10/13/2026Positive
Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know
Upstart Holdings, Inc. (UPST) closed at $23.75 in the latest trading session, marking a -1.45% move from the prior day.
Zacks Investment Research10/12/2026Neutral
Upstart Expands Credit Union Network With Denver Partnership
UPST expands its credit union network as Credit Union of Denver uses its AI-powered marketplace to broaden affordable personal loan access.
Zacks Investment Research10/8/2026Positive
Credit Union of Denver Partners with Upstart to Expand Access to Personal Lending
LAKEWOOD, Colo. & BURLINGAME, Calif.--(BUSINESS WIRE)--Credit Union of Denver Partners with Upstart to Expand Access to Personal Lending.
Business Wire10/7/2026Neutral
Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's Why
In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $23.86, denoting a -2.01% move from the preceding trading day.
Zacks Investment Research10/6/2026Negative
Upstart to Announce Third Quarter 2026 Results on November 3, 2026
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart to Announce Third Quarter 2026 Results on November 3, 2026.
Business Wire10/6/2026Neutral
Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges
Upstart Holdings (NASDAQ:UPST) reported a slight dip in its own credit-stress gauge, the Upstart Macro Index, to 1.49, and the stock is pulling away from the rest of consumer lending, according to Upstart Holdings, Inc.
24/7 Wall Street10/5/2026Positive
Upstart Publishes September 2026 Originations and Latest UMI
BURLINGAME, Calif.--(BUSINESS WIRE)--Upstart Publishes September 2026 Originations and Latest UMI.
Business Wire10/5/2026Neutral
Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know
Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Zacks Investment Research9/30/2026Positive
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Data last updated: 10/27/2026