Visa vs. Mastercard: Which Payment Stock Has More Upside?
MA edges V on expected EPS growth and strategic expansion in AI and digital assets, supported by Agent Pay, BVNK and value-added services.
Zacks Investment Research9/16/2026Positive
MA
Mastercard IncNYSEFINANCIAL SERVICESCREDIT SERVICES
Key Statistics
Market Cap
$502.19B
P/E Ratio
31.59
EPS
$18.15
Beta
0.73
52W High
$601.23
52W Low
$463.74
50-Day MA
$562.98
200-Day MA
$531.27
Dividend Yield
0.59%
Profit Margin
46.30%
Forward P/E
24.88
PEG Ratio
1.50
About Mastercard Inc
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.
Fundamentals
| Revenue (TTM) | $35.08B |
| Gross Profit (TTM) | $35.08B |
| EBITDA | $22.20B |
| Operating Margin | 61.10% |
| Return on Equity | 241.20% |
| Return on Assets | 24.10% |
| Revenue/Share (TTM) | $39.27 |
| Book Value | $6.40 |
| Price-to-Book | 89.68 |
| Price-to-Sales (TTM) | 14.31 |
| EV/Revenue | 14.71 |
| EV/EBITDA | 23.34 |
| Quarterly Earnings Growth (YoY) | 22.10% |
| Quarterly Revenue Growth (YoY) | 14.10% |
| Shares Outstanding | $869.46M |
| Float | $868.35M |
| % Insiders | 0.11% |
| % Institutions | 91.18% |
Historical Volatility
HV 10-Day
14.96%
HV 20-Day
19.19%
HV 30-Day
18.09%
HV 60-Day
21.42%
HV Rank
17.9%
Volatility is currently contracting
Analyst Ratings
Consensus ($666.71 target)
9
Strong Buy28
Buy3
HoldLatest News
Mastercard is rethinking its iconic ‘Priceless' campaign after nearly 30 years
Mastercard's new marketing push aims to give America's 36 million small businesses a morale boost as they face pressures ranging from increased energy prices triggered by war in the Middle East, tariffs that have upended supply chains, and higher labor and operating costs.
Fast Company9/15/2026Neutral
Mastercard Dreamonomics Report Finds Smaller Businesses Prioritizing Stability
Small businesses are putting a premium on predictability. Across more than 6,000 small and medium-sized enterprises (SMEs) surveyed in 18 countries for Mastercard's inaugural Dreamonomics report, 68% said they prioritize stability and predictability over fast growth.
PYMNTS9/15/2026Neutral
Mastercard's Dreamonomics Report Finds Small Business Owners Are Redefining Growth for a More Demanding Economy: 68% Prioritize Stability Over Speed, 89% Want More Digital Tools and 71% Say Cyber Protection Is a Priority
PURCHASE, N.Y.--(BUSINESS WIRE)--Small businesses are looking ahead with ambition — but they are also preparing for the pressure that comes when opportunity arrives. Mastercard today introduced Dreamonomics, a new global view of the forces reshaping small and medium-sized enterprises (SMEs) perceptions and approach to growth. The research shows that SMEs are redefining growth as controlled momentum: 68% prioritize stability and predictability over fast growth, 54% actively avoid unnecessary fin.
Business Wire9/15/2026Neutral
Mastercard CFO Outlines Growth Strategy Driven by Stablecoins and Value-Added Services
Incoming Mastercard Chief Financial Officer Ling Hai, who assumed that role Aug. 3, outlined a growth-focused capital allocation strategy that includes frontline sales, targeted acquisition and infrastructure expansion Thursday (Sept. 10) during the Goldman Sachs 2026 Communacopia + Technology conference.
PYMNTS9/14/2026Positive
KEO Capital Announces Strategic Partnership with Mastercard to Expand Cross-Border Card Program
STOCKHOLM, SE / ACCESS Newswire / September 14, 2026 / KEO Capital (STO:KEOC) - KEO Capital AB (publ) ("KEO Capital" or the "Company") (Nasdaq Stockholm:KEOC) is pleased to announce a strategic partnership with Mastercard (NYSE:MA), under which Keo Capital will be granted the ability to issue Mastercard-branded cards as part of its cross-border program. The partnership marks a significant milestone for Keo Capital, aligning the company with a Global payment leader whose network spans more than 200 countries and territories and processed over USD 10 trillion in gross dollar volume in 2025.
Accesswire9/14/2026Neutral
Mastercard Is A Better Buy Than Visa Right Now
I own both V and MA, but I expect stronger upside from MA. MA historically outpaces V in top-line growth and shows ongoing margin expansion, while V's recent growth is seen as a one-off event. MA and V now trade at similar forward P/E multiples (~28–28.6x), but MA's growth profile justifies a premium valuation if sustained.
Seeking Alpha9/14/2026Positive
Mastercard Incorporated (MA) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
Mastercard Incorporated (MA) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
Seeking Alpha9/11/2026Neutral
Mastercard CFO Sees Resilient Spending Fueling Growth in Services, Stablecoins and UAE Deal
Mastercard NYSE: MA CFO Ling Hai said the company remains focused on top-line growth, supported by consumer spending resilience, cross-border travel and non-travel payments, services expansion, and targeted acquisitions.
MarketBeat9/11/2026Positive
Can Mastercard Turn Digital Wallets Into Its Next Growth Driver?
MA's Wallet Pay connects regional digital wallets to its global network, opening new paths for cross-border payments and transaction growth.
Zacks Investment Research9/10/2026Neutral
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Data last updated: 9/16/2026