
Humana's Q3 2026 loss is narrower than expected as Medicare membership and premiums grow, prompting a guidance hike despite rising benefit costs and expenses.
Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky.
| Revenue (TTM) | $145.68B |
| Gross Profit (TTM) | $19.89B |
| EBITDA | $3.60B |
| Operating Margin | 3.46% |
| Return on Equity | 6.89% |
| Return on Assets | 3.90% |
| Revenue/Share (TTM) | $1211.44 |
| Book Value | $146.42 |
| Price-to-Book | 2.57 |
| Price-to-Sales (TTM) | 0.36 |
| EV/Revenue | 0.39 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 27.10% |
| Quarterly Revenue Growth (YoY) | 26.20% |
| Shares Outstanding | $120.08M |
| Float | $119.83M |
| % Insiders | 0.21% |
| % Institutions | 101.31% |
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Humana's Q3 2026 loss is narrower than expected as Medicare membership and premiums grow, prompting a guidance hike despite rising benefit costs and expenses.

BLS results were far better than expected: +165K, close to triple the +59K analysts were looking for.

Humana Inc. (HUM) Q3 2026 Earnings Call Transcript

While the top- and bottom-line numbers for Humana (HUM) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

The Fund returned 3.18% compared to a 2.61% return for the Russell 1000 Value Index. Key contributors include Microsoft, Salesforce and Thermo Fisher Scientific. Key detractors include Aon, Carrier Global and Builders FirstSource.

Humana (HUM) came out with a quarterly loss of $0.7 per share versus the Zacks Consensus Estimate of a loss of $1.03. This compares to earnings of $3.24 per share a year ago.

Humana raised its full-year earnings outlook as consolidated income and revenue rose in the recent quarter.

LOUISVILLE, Ky.--(BUSINESS WIRE)--Humana Inc. (NYSE: HUM) today reported consolidated pretax results and diluted earnings per share for the quarter ended September 30, 2026 (3Q26) versus the quarter ended September 30, 2025 (3Q25) and for the nine months ended September 30, 2026 (YTD 2026) versus the nine months ended September 30, 2025 (YTD 2025) as noted in the tables below. Consolidated income (loss) before income taxes and equity in net losses (pretax results) In millions 3Q26 (a) 3Q25 (a).

Humana Inc. (NYSE:HUM) will release its third-quarter earnings report before the opening bell on Friday, Nov. 6.

Costs have been a stumbling block for insurers prior to this year.
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