UnitedHealth Group Incorporated (UNH)

US — Healthcare Sector
Peers: NVS  ABT  AZN  CI  MRK  NVO  TMO  HUM  CVS  ELV 

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Key Metrics & Ratings

  • symbol UNH
  • Rev/Share 479.25
  • Book/Share 111.8601
  • PB 2.8748
  • Debt/Equity 0.789
  • CurrentRatio 0.8229
  • ROIC 0.1051

 

  • MktCap 291299583420.0
  • FreeCF/Share 19.1322
  • PFCF 16.7683
  • PE 16.601
  • Debt/Assets 0.2542
  • DivYield 0.0268
  • ROE 0.1832

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 3
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade UNH Deutsche Bank Buy Hold -- $333 Oct. 29, 2025
Initiation UNH Goldman -- Buy -- $406 Oct. 14, 2025
Downgrade UNH Robert W. Baird Neutral Underperform -- $198 July 31, 2025
Reiterated UNH Oppenheimer -- Outperform $400 $325 July 30, 2025
Downgrade UNH Robert W. Baird Outperform Neutral -- $312 June 11, 2025
Downgrade UNH HSBC Securities Hold Reduce -- $270 May 21, 2025
Downgrade UNH TD Cowen Buy Hold -- $308 May 19, 2025
Downgrade UNH BofA Securities Buy Neutral -- $350 May 14, 2025
Downgrade UNH Raymond James Strong Buy Market Perform -- -- May 14, 2025
Downgrade UNH HSBC Securities Buy Hold -- $490 April 22, 2025

News

UnitedHealth Group Incorporated (UNH) Presents at UBS Global Healthcare Conference 2025 Transcript
UNH
Published: November 11, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth Group Incorporated ( UNH ) UBS Global Healthcare Conference 2025 November 10, 2025 8:45 AM EST Company Participants Julie Murphy Wayne DeVeydt - Chief Financial Officer Conference Call Participants Albert Rice - UBS Investment Bank, Research Division Presentation Albert Rice UBS Investment Bank, Research Division All right. I think we're ready to get going.

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image for news UnitedHealth Group Incorporated (UNH) Presents at UBS Global Healthcare Conference 2025 Transcript
UnitedHealth Group Incorporated (UNH) Is a Trending Stock: Facts to Know Before Betting on It
UNH
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to UnitedHealth (UNH). This makes it worthwhile to examine what the stock has in store.

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image for news UnitedHealth Group Incorporated (UNH) Is a Trending Stock: Facts to Know Before Betting on It
UnitedHealth's Q3 Beat Isn't Stopping the Bleed: Hold or Fold Now?
UNH
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

UNH's Q3 earnings beat couldn't stop a 9.6% stock slide as rising medical costs and margin strain test investor patience.

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image for news UnitedHealth's Q3 Beat Isn't Stopping the Bleed: Hold or Fold Now?
Buy Or Sell United Health Stock?
UNH
Published: November 05, 2025 by: Forbes
Sentiment: Neutral

UnitedHealth (UNH) shares have dropped 10% over the last week and are presently trading at $330.83. We believe there are only a few aspects to be wary of in UNH stock, considering its overall Moderate operating performance and financial health.

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image for news Buy Or Sell United Health Stock?
UnitedHealth: The Market Is Still Worried, And That's Good For Buyers
UNH
Published: November 04, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth Group is showing solid signs of stabilization after July's capitulation, with Berkshire's investment boosting sentiments and a resilient Q3 performance lending a calming influence. UNH's medical cost ratio improvement and double-digit earnings growth expected by 2027 underpin a positive long-term outlook, despite current margin pressures. Valuation has rebounded near its 10-year average, suggesting near-term consolidation, but 2027 EPS forecasts indicate the opportunity for long-term holders is still nascent.

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image for news UnitedHealth: The Market Is Still Worried, And That's Good For Buyers
UnitedHealth Group Q3: Why Strong Money Holds At $323
UNH
Published: November 03, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group remains a buy, supported by recent super-investor accumulation and their holding price. Super-investors, including Berkshire Hathaway and Michael Burry, currently hold UNH shares at $323, or 19.8x FWD P/E. Given the business updates provided in the company's Q3 ER, my risk calculus shows a very skewed risk/return profile at this holding P/E.

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image for news UnitedHealth Group Q3: Why Strong Money Holds At $323
UnitedHealth: A Glimmer Of Future Growth Is Still There
UNH
Published: November 03, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth's Q3 earnings surpassed expectations, breaking a missing streak and signaling a potential operational turnaround under new leadership. UNH's new management, led by returning CEO Stephen Hemsley, is focusing on profitability, cost control, and margin improvement through operational turnaround. Despite anticipated Medicare Advantage membership contraction, strategic repricing and AI investments are poised to enhance future profitability and demand.

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image for news UnitedHealth: A Glimmer Of Future Growth Is Still There
The Richest 0.1% Are Buying These 3 Dividend Stocks Right Now
DHR, UNH, V
Published: October 30, 2025 by: 24/7 Wall Street
Sentiment: Positive

When ultra-rich investors start coalescing into the same names or put an unusually large amount of money into a single stock, that should raise more interest.

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image for news The Richest 0.1% Are Buying These 3 Dividend Stocks Right Now
Here Are Wednesday's Top Wall Street Analyst Research Calls: United Health, SoFi, Skyworks, Energy Transfer and More
ET, SOFI, SWKS, UNH
Published: October 29, 2025 by: 24/7 Wall Street
Sentiment: Positive

The futures are trading higher this morning after another stellar day across Wall Street on Tuesday, as all the major indices once again ended higher and continue to print new all-time highs.

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image for news Here Are Wednesday's Top Wall Street Analyst Research Calls: United Health, SoFi, Skyworks, Energy Transfer and More
UnitedHealth Group's Recovery in Full Swing: Buy While It's Down
UNH
Published: October 29, 2025 by: MarketBeat
Sentiment: Neutral

If UnitedHealth Group's NYSE: UNH stock price implosion was driven by margin, earnings, and capital return concerns, the Q3 results put them to rest.

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image for news UnitedHealth Group's Recovery in Full Swing: Buy While It's Down
UnitedHealth: Strong Long-Term Fundamentals, But Risks Also Exist
UNH
Published: October 29, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group has outperformed the S&P 500 since my previous Buy and Strong Buy ratings, delivering 33% and 41% total returns. Following Q3 FY2025 earnings review, UNH remains the most expensive among peers ELV, CNC, and MOH based on valuation multiples. Despite strong long-term fundamentals, current risks include elevated medical costs, potential for lower earnings, and risk of multiple compression.

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image for news UnitedHealth: Strong Long-Term Fundamentals, But Risks Also Exist
UnitedHealth Revenue Rises 12% Amid AI Investments
UNH
Published: October 28, 2025 by: PYMNTS
Sentiment: Positive

UnitedHealth Group says tech investments are key to its ongoing turnaround strategy. The insurer announced quarterly earnings Tuesday (Oct. 28) showing consolidated revenues of $113.2 billion, a 12% increase year over year.

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image for news UnitedHealth Revenue Rises 12% Amid AI Investments
UnitedHealthcare May Lose Two-Thirds Of Obamacare Enrollees After Price Hikes
UNH
Published: October 28, 2025 by: Forbes
Sentiment: Negative

UnitedHealthcare, the nation's largest health insurer, said rate increases of more than 25% and “targeted service area” reductions could reduce its Obamacare customer base by about “two-thirds.”

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image for news UnitedHealthcare May Lose Two-Thirds Of Obamacare Enrollees After Price Hikes
UnitedHealth Q3 Earnings Beat on Rising Commercial Membership
UNH
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

UNH's Q3 earnings beat estimates on solid commercial membership gains and Optum Rx strength, though profits fall sharply on rising medical costs.

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image for news UnitedHealth Q3 Earnings Beat on Rising Commercial Membership
You Can Spell UnitedHealth Without AI
UNH
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth delivered a Q3 double beat and raised full-year guidance, signaling improving cost efficiency despite ongoing sector-wide margin pressures. UNH remains undervalued due to sector headwinds and lack of AI narrative, yet its scale, pricing power, and resilient business model offer long-term upside. Optum's restructuring and disciplined capital management position UNH for margin restoration and sustainable growth, with operational gains already visible.

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image for news You Can Spell UnitedHealth Without AI
UnitedHealth: Great News, Finally
UNH
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated delivered strong Q3 results, beating both revenue and earnings estimates and raising guidance, signaling a potential turnaround. UNH reported 12% year-over-year revenue growth and a 4% earnings per share beat, reversing a trend of recent estimate misses. The stock has outperformed the market recently, returning 22% in under three months compared to the S&P 500's 7% gain.

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image for news UnitedHealth: Great News, Finally
UnitedHealth's Q3 earnings report shows turnaround efforts are gaining steam
UNH
Published: October 28, 2025 by: Fast Company
Sentiment: Positive

UnitedHealth on Tuesday raised its annual profit forecast and said it aims to grow in 2026, in a sign that the turnaround efforts under new CEO Stephen Hemsley were gaining steam.

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image for news UnitedHealth's Q3 earnings report shows turnaround efforts are gaining steam
UnitedHealth Earnings Top Expectations, as Insurer Works Toward a Turnaround
UNH
Published: October 28, 2025 by: Investopedia
Sentiment: Positive

America's biggest insurer is showing some signs of improvement in the health of its business, after a series of setbacks.

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image for news UnitedHealth Earnings Top Expectations, as Insurer Works Toward a Turnaround
UnitedHealth Group Incorporated (UNH) Q3 2025 Earnings Call Transcript
UNH
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth Group Incorporated (NYSE:UNH ) Q3 2025 Earnings Call October 28, 2025 8:00 AM EDT Company Participants Stephen Hemsley - CEO & Non-Independent Non-Executive Chairman Timothy Noel - Chief Executive Officer of UnitedHealthcare Business Patrick Conway - Chief Executive Officer of Optum Rx Wayne DeVeydt - Chief Financial Officer Krista Nelson - Chief Executive Officer of UnitedHealthcare Community & State Sandeep Dadlani - Executive VP and Chief Digital & Technology Officer Robert Hunter Dan Schumacher - President Conference Call Participants Joshua Raskin - Nephron Research LLC Albert Rice - UBS Investment Bank, Research Division Justin Lake - Wolfe Research, LLC …

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image for news UnitedHealth Group Incorporated (UNH) Q3 2025 Earnings Call Transcript
UnitedHealth Boosts Guidance And Eyes Big 2026
UNH
Published: October 28, 2025 by: 24/7 Wall Street
Sentiment: Positive

UnitedHealth beat EPS expectations and raised full-year guidance, signaling early signs of stabilization.

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image for news UnitedHealth Boosts Guidance And Eyes Big 2026
UnitedHealth raises full-year guidance as Q3 earnings beat estimates
UNH
Published: October 28, 2025 by: Proactive Investors
Sentiment: Positive

UnitedHealth Group Inc (NYSE:UNH, ETR:UNH) reported third-quarter revenue and adjusted earnings per share that beat Wall Street expectations, driven by growth in its health benefits and pharmacy services, and raised its full-year guidance. Revenue rose 12% from a year earlier to $113.2 billion, narrowly above analysts' estimate of $113.16 billion.

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image for news UnitedHealth raises full-year guidance as Q3 earnings beat estimates
Insurance Stock Drifts Lower After Revenue Miss
UNH
Published: October 28, 2025 by: Schaeffers Research
Sentiment: Negative

Shares of UnitedHealth Group Inc (NYSE:UNH) were last seen down 0.5% to trade at $364.11, after the company announced third-quarter results of $2.92 per share on $113.2 billion in revenue, the former beating estimates and the latter falling short.

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image for news Insurance Stock Drifts Lower After Revenue Miss
UnitedHealth: Nothing Is Over
UNH
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated delivered Q3 revenue of $113.2 billion, up 12.3% year-over-year, slightly ahead of consensus estimates despite ongoing regulatory and cost challenges. UNH's Q3 EPS of $2.92 beat expectations, signaling stabilization, while the medical care ratio remained elevated at 89.9% but in line with forecasts. Management raised 2025 guidance, expecting adjusted EPS of at least $16.25 and total revenues around $447 billion, with Optum Rx as a key growth driver.

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image for news UnitedHealth: Nothing Is Over
UnitedHealth (UNH) Reports Q3 Earnings: What Key Metrics Have to Say
UNH
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for UnitedHealth (UNH) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news UnitedHealth (UNH) Reports Q3 Earnings: What Key Metrics Have to Say
UnitedHealth Q3: The Falling Knife Has Finally Stopped Falling
UNH
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated delivered strong Q3 2025 results, beating expectations, raising guidance, and stabilizing key metrics after a challenging year. UNH's medical care ratio aligned with guidance, revenue grew 12.3% year over year, and both insurance and Optum segments showed solid performance. Investor sentiment has shifted positively, with UNH stock outperforming peers and now trading above average analyst price targets, sparking potential upgrades.

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image for news UnitedHealth Q3: The Falling Knife Has Finally Stopped Falling
United Health Jumps After Big Q3 Earnings
UNH
Published: October 28, 2025 by: 24/7 Wall Street
Sentiment: Negative

EPS beat by $0.10, but operating income plunged 50% year-over-year to $4.3B.

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image for news United Health Jumps After Big Q3 Earnings
UnitedHealth Vs. Centene: Next Week's Q3 Earnings Should Trigger Gains For Both
CNC, UNH
Published: October 24, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated and Centene Corporation remain heavily discounted after recent selloffs, but are poised for recovery ahead of Q3 earnings. Both UNH and CNC withdrew guidance in 2025 due to rising healthcare utilization and margin pressure, but recent signals suggest stabilization and improving outlooks. CMS's commitment to higher Medicare Advantage rates in 2026 and improving Medicaid margins supports a bullish stance on both stocks.

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image for news UnitedHealth Vs. Centene: Next Week's Q3 Earnings Should Trigger Gains For Both
UnitedHealth Recovers Its Rhythm Before Q3 Earnings: Time to Buy?
UNH
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive

UNH's Q3 results hinge on premium growth and Optum gains amid rising costs and margin pressure.

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image for news UnitedHealth Recovers Its Rhythm Before Q3 Earnings: Time to Buy?
What Analyst Projections for Key Metrics Reveal About UnitedHealth (UNH) Q3 Earnings
UNH
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Besides Wall Street's top-and-bottom-line estimates for UnitedHealth (UNH), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2025.

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image for news What Analyst Projections for Key Metrics Reveal About UnitedHealth (UNH) Q3 Earnings
What's Behind The 30% Surge In UNH Stock?
UNH
Published: October 23, 2025 by: Forbes
Sentiment: Positive

UnitedHealth (UNH)'s stock jumped 31% in three months, driven not only by a slight increase in revenue and a high P/E multiple, but also amid mixed signals: a Q2 earnings miss, regulatory scrutiny, and renewed investments in AI. What's behind this volatility?

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image for news What's Behind The 30% Surge In UNH Stock?

About UnitedHealth Group Incorporated (UNH)

  • IPO Date 1984-10-17
  • Website https://www.unitedhealthgroup.com
  • Industry Medical - Healthcare Plans
  • CEO Stephen J. Hemsley
  • Employees 400000

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.