UnitedHealth Group Incorporated (UNH)

US — Healthcare Sector
Peers: NVS  ABT  AZN  CI  MRK  NVO  TMO  HUM  CVS  ELV 

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Key Metrics & Ratings

  • symbol UNH
  • Rev/Share 491.8319
  • Book/Share 111.756
  • PB 2.567
  • Debt/Equity 0.7832
  • CurrentRatio 0.7884
  • ROIC 0.0823

 

  • MktCap 255754475971.0
  • FreeCF/Share 17.6648
  • PFCF 15.9101
  • PE 21.3113
  • Debt/Assets 0.2532
  • DivYield 0.0309
  • ROE 0.125

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade UNH Deutsche Bank Buy Hold -- $333 Oct. 29, 2025
Initiation UNH Goldman -- Buy -- $406 Oct. 14, 2025
Downgrade UNH Robert W. Baird Neutral Underperform -- $198 July 31, 2025
Reiterated UNH Oppenheimer -- Outperform $400 $325 July 30, 2025
Downgrade UNH Robert W. Baird Outperform Neutral -- $312 June 11, 2025
Downgrade UNH HSBC Securities Hold Reduce -- $270 May 21, 2025
Downgrade UNH TD Cowen Buy Hold -- $308 May 19, 2025
Downgrade UNH BofA Securities Buy Neutral -- $350 May 14, 2025
Downgrade UNH Raymond James Strong Buy Market Perform -- -- May 14, 2025
Downgrade UNH HSBC Securities Buy Hold -- $490 April 22, 2025

News

UnitedHealthcare Under Pressure: Can UNH's Core Business Rebound?
UNH
Published: February 24, 2026 by: Zacks Investment Research
Sentiment: Negative

UnitedHealth Group Incorporated's UNH health benefits arm, UnitedHealthcare, remains the company's primary revenue engine, yet profitability pressures continue to weigh on investor sentiment. Although the segment's revenues climbed 15.7% in 2025 to $344.9 billion, adjusted operating earnings fell sharply by 41.1% to $9.6 billion, reflecting reduced Medicare funding and persistently elevated medical cost trends.

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image for news UnitedHealthcare Under Pressure: Can UNH's Core Business Rebound?
The Dow's Biggest Losers of 2026: Why CRM, MSFT, and UNH Are Getting Left Behind
CRM, MSFT, UNH
Published: February 19, 2026 by: 24/7 Wall Street
Sentiment: Negative

While the Dow Jones Industrial Average ( NYSEARCA:DIA ) has climbed 3.4% year-to-date entering Thursday's trading, three blue-chip giants went the opposite direction.

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image for news The Dow's Biggest Losers of 2026: Why CRM, MSFT, and UNH Are Getting Left Behind
UnitedHealth Group Incorporated (UNH) Is a Trending Stock: Facts to Know Before Betting on It
UNH
Published: February 19, 2026 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching UnitedHealth (UNH) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

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image for news UnitedHealth Group Incorporated (UNH) Is a Trending Stock: Facts to Know Before Betting on It
UnitedHealth: After The Collapse
UNH
Published: February 10, 2026 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth guides 2026 revenue to $439 billion, down from $448 billion, marking its first annual decline in decades. Operating cash flow remains robust near $18 billion, supported by $19.7 billion trailing twelve-month generation and 1.47x asset turnover. Levered free cash flow growth of 61.7% far exceeds the 16.1% sector median, signaling superior liquidity resilience.

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image for news UnitedHealth: After The Collapse
Can UNH Stock Surge Again?
UNH
Published: February 06, 2026 by: Forbes
Sentiment: Positive

UnitedHealth has shown substantial rally potential, with several occurrences of gains exceeding 30% in less than two months noted in key years 2010, 2019, 2020, 2021, and 2025, notwithstanding the recent 23% drop in the last month. It is particularly noteworthy that the company experienced rallies of more than 50% on two occasions in 2020 and 2025.

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image for news Can UNH Stock Surge Again?
UnitedHealth's Q4 Beat Can't Stop the Slide: Should You Let Go Now?
UNH
Published: February 05, 2026 by: Zacks Investment Research
Sentiment: Negative

UNH beats Q4 EPS, but the stock plunges 21.5% as medical costs spiked, margins sank, and Medicare reimbursement risk clouded its outlook.

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image for news UnitedHealth's Q4 Beat Can't Stop the Slide: Should You Let Go Now?
Investors Heavily Search UnitedHealth Group Incorporated (UNH): Here is What You Need to Know
UNH
Published: February 05, 2026 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to UnitedHealth (UNH). This makes it worthwhile to examine what the stock has in store.

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image for news Investors Heavily Search UnitedHealth Group Incorporated (UNH): Here is What You Need to Know
UnitedHealth: Buy The Dip As Multiple Factors Could Drive Strong Long-Term Returns
UNH
Published: February 04, 2026 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group offers a compelling buy-the-dip opportunity below $300, supported by strong management and a resilient long-term growth profile. UNH's recent selloff, triggered by a proposed Medicare reimbursement rate and Q4 revenue miss, appears overdone given its defensive fundamentals and rapid historical rebounds. Management targets a return to 13–16% long-term growth, leverages AI for cost reduction, and aligns interests with shareholders through significant insider buying.

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image for news UnitedHealth: Buy The Dip As Multiple Factors Could Drive Strong Long-Term Returns
Why Investors Need to Take Advantage of These 2 Medical Stocks Now
DXCM, UNH
Published: February 04, 2026 by: Zacks Investment Research
Sentiment: Positive

Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates.

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image for news Why Investors Need to Take Advantage of These 2 Medical Stocks Now
UnitedHealth Stock Could Reach New Heights by 2030: Here's the Outlook
UNH
Published: February 03, 2026 by: 24/7 Wall Street
Sentiment: Neutral

Is the outlook for UnitedHealth (NYSE:UNH) stock healthy or ill?

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image for news UnitedHealth Stock Could Reach New Heights by 2030: Here's the Outlook
Does UNH Stock Still Deserve Its Premium Valuation?
UNH
Published: February 02, 2026 by: Forbes
Sentiment: Negative

While UnitedHealth Group (NYSE: UNH) has long commanded a premium for its industry-leading stability, the stock has notably lagged behind competitors over the past year. The market is now reassessing this valuation.

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image for news Does UNH Stock Still Deserve Its Premium Valuation?
Healthcare ETFs in Focus as UnitedHealth Rises 4% Post Mixed Q4 Results
UNH
Published: January 29, 2026 by: Zacks Investment Research
Sentiment: Negative

Healthcare ETFs draw attention as UNH climbs 4% on mixed Q4 results, a better 2026 cost outlook, and rising concerns over Medicaid pressure.

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image for news Healthcare ETFs in Focus as UnitedHealth Rises 4% Post Mixed Q4 Results
UnitedHealth Stock Sell-Off Screams 'Buying Opportunity'
UNH
Published: January 28, 2026 by: Benzinga
Sentiment: Positive

Following Tuesday's sharp 20% drop, Cantor Fitzgerald analysts labeled the decline in UnitedHealth Group, Inc. (NYSE: UNH) shares as a buying opportunity.

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image for news UnitedHealth Stock Sell-Off Screams 'Buying Opportunity'
How Low Can UNH Stock Go?
UNH
Published: January 28, 2026 by: Forbes
Sentiment: Negative

UnitedHealth (UNH) shares have declined by 19.6% in a single day. See our take on – UNH Stock: Why Did The Healthcare Giant Stumble?

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image for news How Low Can UNH Stock Go?
UnitedHealth Group: Recovery Might Take Longer, But Contrarians Know What To Do
UNH
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated remains a contrarian Buy after a sharp selloff, with recent Medicare Advantage rate news pressuring margins and investor sentiment. UNH expects 2026 revenues to decline 2%, but operating income should exceed $24B, reflecting successful cost controls and AI-driven efficiency gains. Despite near-term EPS growth of just 8.6%, management targets a long-term adjusted EPS CAGR of 13–16%, suggesting significant re-rating potential at a forward P/E of 15.8.

Read More
image for news UnitedHealth Group: Recovery Might Take Longer, But Contrarians Know What To Do
One Stock Is Behind the Dow's Steep Drop Tuesday. Here's Why—and Which Stock
UNH
Published: January 27, 2026 by: Investopedia
Sentiment: Neutral

The Dow Jones Industrial Average is missing out on a rally today thanks in large part to one very influential stock.

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image for news One Stock Is Behind the Dow's Steep Drop Tuesday. Here's Why—and Which Stock
UnitedHealth Stock on Track for Worst Day Since April
UNH
Published: January 27, 2026 by: Schaeffers Research
Sentiment: Negative

UnitedHealth Group Inc (NYSE:UNH) stock is eyeing its worst single-day percentage loss since April, last seen down 19.8% to trade at $281.96.

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image for news UnitedHealth Stock on Track for Worst Day Since April
UnitedHealth Group Stock Is Not Attractive Yet: Caution Is Warranted
UNH
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Negative

UnitedHealth Group Incorporated is facing a sharp selloff due to a surprise Medicare Advantage rate proposal and disappointing FY26 guidance. UNH's rising medical care ratio, now at 88.9%, signals margin compression and structural cost headwinds that threaten near-term profitability. Optum remains a strategic bright spot, but its outperformance cannot fully offset mounting insurance business pressures and sector-wide regulatory risks.

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image for news UnitedHealth Group Stock Is Not Attractive Yet: Caution Is Warranted
UnitedHealth Stock Plunges 20%—Here's What's Driving the Huge Decline
UNH
Published: January 27, 2026 by: Investopedia
Sentiment: Neutral

Shares of UnitedHealth Group led a sell-off in health insurance stocks on Tuesday after the company reported its quarterly results and the Trump administration announced Medicare rates would be effectively unchanged next year.

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image for news UnitedHealth Stock Plunges 20%—Here's What's Driving the Huge Decline
UnitedHealth Group: I Might Add On This Massive Overreaction
UNH
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Positive

UnitedHealth experienced a 20% single-day drop, but I view this as a major overreaction given its strong fundamentals. UNH's 2026 guidance signals a shift from growth to margin recovery, with adjusted EPS targeted at $17.75+ and operating margin at 5.5%. Management is exiting unprofitable Medicaid states and focusing on higher-margin business, accepting a 2% revenue decline for improved profitability.

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image for news UnitedHealth Group: I Might Add On This Massive Overreaction
UnitedHealth Q4 Earnings Beat on Strong Optum Rx, Offers 2026 Outlook
UNH
Published: January 27, 2026 by: Zacks Investment Research
Sentiment: Positive

UNH tops Q4 EPS estimates as Optum Rx drove growth, but profits plunged year over year, and management set a cautious 2026 outlook amid rising costs.

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image for news UnitedHealth Q4 Earnings Beat on Strong Optum Rx, Offers 2026 Outlook
U.S. Managed Care Insurers To Post Lower Q4 2025 Net Income Amid Higher Costs
ALHC, CI, CNC, ELV, HUM, MOH, OSCR, UNH
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Negative

U.S. Managed Care Insurers To Post Lower Q4 2025 Net Income Amid Higher Costs

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image for news U.S. Managed Care Insurers To Post Lower Q4 2025 Net Income Amid Higher Costs
UnitedHealth Group Incorporated (UNH) Q4 2025 Earnings Call Transcript
UNH
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth Group Incorporated (UNH) Q4 2025 Earnings Call Transcript

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image for news UnitedHealth Group Incorporated (UNH) Q4 2025 Earnings Call Transcript
Q4 Earnings Ahead of the Bell: BA, UNH, GM & More
BA, GM, UNH
Published: January 27, 2026 by: Zacks Investment Research
Sentiment: Neutral

Boeing, UnitedHealthcare, GM and UPS are among those big names reporting Q4 earnings this morning.

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image for news Q4 Earnings Ahead of the Bell: BA, UNH, GM & More
Trump Triggers Buying Opportunity in UnitedHealth Group
UNH
Published: January 27, 2026 by: MarketBeat
Sentiment: Positive

The Trump administration sent ripples of fear through the insurance sector in late January, setting UnitedHealth Group NYSE: UNH and other insurance stocks up as buying opportunities. The sell-off was driven by a proposed update to Medicare reimbursements paid to private insurers.

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image for news Trump Triggers Buying Opportunity in UnitedHealth Group
UnitedHealth Group: Double Whammy Disaster
UNH
Published: January 27, 2026 by: Seeking Alpha
Sentiment: Negative

UnitedHealth Group Incorporated Q4 earnings and guidance disappointed, with both revenue and EPS missing internal expectations and consensus. UNH's medical care ratio remains elevated at 89.1%, signaling ongoing margin pressure despite some improvement from prior quarters. Medicare Advantage reimbursement rates are set to barely increase, compounding near-term headwinds and tempering the earnings outlook.

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image for news UnitedHealth Group: Double Whammy Disaster
Here's Why Health Insurance Stocks Are Sinking Tuesday
UNH
Published: January 27, 2026 by: Investopedia
Sentiment: Negative

Several health insurer stocks tumbled Tuesday following a proposal from the Centers for Medicare and Medicaid Services that would raise payments to insurers less than expected in 2027.

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image for news Here's Why Health Insurance Stocks Are Sinking Tuesday
UnitedHealth (UNH) Reports Q4 Earnings: What Key Metrics Have to Say
UNH
Published: January 27, 2026 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for UnitedHealth (UNH) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news UnitedHealth (UNH) Reports Q4 Earnings: What Key Metrics Have to Say
10 Earnings Reports That Might Fly Under the Radar Next Week
CLS, NUE, NEE, UNH
Published: January 27, 2026 by: Schaeffers Research
Sentiment: Neutral

Earnings season reminds me a lot of traveling.

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image for news 10 Earnings Reports That Might Fly Under the Radar Next Week
How UNH Stock Returned $78 Billion To Shareholders
UNH
Published: January 27, 2026 by: Forbes
Sentiment: Positive

Over the past decade, UnitedHealth Group (NYSE: UNH) has leveraged its dominant position in the managed care and health services sectors to return $78 billion to shareholders, split between $26 billion in dividends and $52 billion in share repurchases.

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image for news How UNH Stock Returned $78 Billion To Shareholders

About UnitedHealth Group Incorporated (UNH)

  • IPO Date 1984-10-17
  • Website https://www.unitedhealthgroup.com
  • Industry Medical - Healthcare Plans
  • CEO Stephen J. Hemsley
  • Employees 400000

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.