UnitedHealth Group Incorporated (UNH)

US — Healthcare Sector
Peers: CI  HUM  ELV  CNC  MOH  CVS  ALHC 

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Key Metrics & Ratings

  • symbol UNH
  • Rev/Share 462.8297
  • Book/Share 339.0912
  • PB 0.0
  • Debt/Equity 0.0
  • CurrentRatio 0.8458
  • ROIC 0.1313

 

  • MktCap 226385858400.0
  • FreeCF/Share 27.7703
  • PFCF 8.9583
  • PE 10.664
  • Debt/Assets 0.0185
  • DivYield 0.0341
  • ROE 0.3018

 

  • Rating
  • Score
  • Recommendation
  • P/E Score
  • DCF Score
  • P/B Score
  • D/E Score

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade UNH Robert W. Baird Neutral Underperform -- $198 July 31, 2025
Reiterated UNH Oppenheimer -- Outperform $400 $325 July 30, 2025
Downgrade UNH Robert W. Baird Outperform Neutral -- $312 June 11, 2025
Downgrade UNH HSBC Securities Hold Reduce -- $270 May 21, 2025
Downgrade UNH TD Cowen Buy Hold -- $308 May 19, 2025
Downgrade UNH Raymond James Strong Buy Market Perform -- -- May 14, 2025
Downgrade UNH BofA Securities Buy Neutral -- $350 May 14, 2025
Downgrade UNH HSBC Securities Buy Hold -- $490 April 22, 2025
Downgrade UNH Argus Buy Hold -- -- April 21, 2025
Upgrade UNH HSBC Securities Hold Buy -- $595 Jan. 10, 2025

News

Options Corner: UNH Steep Decline
UNH
Published: August 01, 2025 by: Schwab Network
Sentiment: Negative

UnitedHealth (UNH) shares have plummeted to the downside in a strong downtrend thus far in 2025. Tom White looks at the healthcare company and discusses its weight on the Dow Jones Industrial Avg.

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image for news Options Corner: UNH Steep Decline
UnitedHealth: The Disappointment Continues
UNH
Published: July 31, 2025 by: Seeking Alpha
Sentiment: Negative

UnitedHealth Group Incorporated faces ongoing structural headwinds, poor execution, and a dramatic EPS reset, making a quick recovery highly unlikely. Management's guidance lacks confidence, with 2025 adjusted EPS slashed to $16, down substantially from its original outlook. While management has postured for further improvements through 2027, investors aren't buying into UNH's optimism yet.

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image for news UnitedHealth: The Disappointment Continues
Dow Jones: Microsoft Tops $4T Market Cap, But UnitedHealth Drop Pressures Index
MSFT, UNH
Published: July 31, 2025 by: FXEmpire
Sentiment: Neutral

Dow slips as UnitedHealth weighs, while Microsoft hits $4T value and fuels Nasdaq gains. Traders eye Apple and Amazon earnings later today.

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image for news Dow Jones: Microsoft Tops $4T Market Cap, But UnitedHealth Drop Pressures Index
UnitedHealth Q2: Seeing More Clarity Could Be Positive For The Stock
UNH
Published: July 31, 2025 by: Seeking Alpha
Sentiment: Neutral

UNH's Q2 FY2025 results significantly missed EPS expectations due to higher medical costs, and its updated FY2025 guidance came in largely below consensus. Higher MA cost trends continue to pressure margins in 2H 2025, and management now expects 2026 costs to rise further after miscalculation. Adjusted EPS is expected to decline 66% YoY in 2H FY2025, with FY2025 guidance at least $16 per share, implying a 42% YoY drop.

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image for news UnitedHealth Q2: Seeing More Clarity Could Be Positive For The Stock
UnitedHealth: The Bottom Might Be In (Technical Analysis)
UNH
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Positive

Despite rising medical costs and margin pressures, UnitedHealth Group Incorporated remains solidly profitable, with strong sales growth and a robust net earnings base. UNH stock is now technically oversold, trading at just 12x 2026 estimated profits and offering a 3.3% dividend yield, making it attractive for value investors. A recovery is possible if UnitedHealth Group controls its medical care ratio and meets profit guidance, with even slight improvements likely to shift sentiment positively.

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image for news UnitedHealth: The Bottom Might Be In (Technical Analysis)
Trade Tracker: Steve Weiss sells UnitedHealth and buys more FTAI Aviation
FTAI, UNH
Published: July 30, 2025 by: CNBC Television
Sentiment: Neutral

Steve Weiss, Founder and Managing Partner of Short Hills Capital Partners joins CNBC's “Halftime Report” to detail his latest portfolio moves.

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image for news Trade Tracker: Steve Weiss sells UnitedHealth and buys more FTAI Aviation
Here's the best time to buy UnitedHealth (UNH) stock, according to AI
UNH
Published: July 30, 2025 by: Finbold
Sentiment: Neutral

UnitedHealth's (NYSE: UNH) turbulent run in 2025 is escalating after the firm reported disappointing Q2 earnings results, but an AI platform has identified strategic entry points for long-term investors.

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image for news Here's the best time to buy UnitedHealth (UNH) stock, according to AI
UnitedHealth Faces Long Road to Recovery
UNH
Published: July 30, 2025 by: WSJ
Sentiment: Negative

Returning CEO Stephen Hemsley is lowering expectations, but perhaps not enough.

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image for news UnitedHealth Faces Long Road to Recovery
UnitedHealth: Why This Healthcare Giant May Keep Sinking For The Rest Of The Year
UNH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Negative

My bearish thesis on UnitedHealth Group Incorporated is playing out, with margins and earnings deteriorating as expected after Q2 FY25 results. The onus is on management to prove this is the bottom. Management's disappointing FY25 revenue guidance adds to challenges, making a turnaround story unlikely in the near term. Valuations may appear reasonable and even low depending on how you look at it, but I believe eroding earnings fundamentals make this a "no-go" for buys.

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image for news UnitedHealth: Why This Healthcare Giant May Keep Sinking For The Rest Of The Year
UnitedHealth Stock Is A Strong Buy Amid Unfavorable Medical Trends (Upgrade)
UNH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Positive

Despite a double earnings miss, I am upgrading UnitedHealth Group Incorporated stock to Strong Buy due to its long-term growth potential and resilient fundamentals. UNH's current valuation prices in excessive pessimism; I believe earnings will recover as premium repricing and cost controls take effect. Management's transparency, share repurchases, and a growing dividend support my conviction in UNH's ability to outperform the S&P 500 over time.

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image for news UnitedHealth Stock Is A Strong Buy Amid Unfavorable Medical Trends (Upgrade)
UnitedHealth Group Incorporated (UNH) Q2 2025 Earnings Call Transcript
UNH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth Group Incorporated (NYSE:UNH ) Q2 2025 Earnings Conference Call July 29, 2025 8:45 AM ET Company Participants Bobby Hunter - CEO of Government Programs & Head of Medicare Insurance - Corporate Participant Daniel J. Schumacher - President Daniel Roger Kueter - Chief Executive Officer of UnitedHealthcare Employer & Individual - Corporate Participant Dhivya Suryadevara - Chief Executive Officer of Optum Financial Services - Corporate Participant Krista Nelson - Chief Executive Officer of UnitedHealthcare Community & State - Corporate Participant Timothy John Noel - Chief Executive Officer of UnitedHealthcare Business John F.

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image for news UnitedHealth Group Incorporated (UNH) Q2 2025 Earnings Call Transcript
'Halftime' Committee Stocks on the Move: UnitedHealth, Merck, Royal Caribbean and Spotify
MRK, RCL, SPOT, UNH
Published: July 29, 2025 by: CNBC Television
Sentiment: Negative

The Investment Committee debate some of their stocks on the move lower.

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image for news 'Halftime' Committee Stocks on the Move: UnitedHealth, Merck, Royal Caribbean and Spotify
UnitedHealth Q2 Earnings Review: Still On The Canvas, While America Watches On
UNH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Negative

UnitedHealth Group Incorporated's Q2 results show revenue growth but sharply lower earnings, with margins under pressure from higher medical costs and Medicare Advantage miscalculations. Management reinstated 2025 guidance but cut EPS forecasts in half, warning that recovery will be slow and margins will remain compressed for several years. Both UnitedHealthcare and Optum face significant headwinds, including regulatory risk, rising costs, and underperformance in value-based care and PBM businesses.

Read More
image for news UnitedHealth Q2 Earnings Review: Still On The Canvas, While America Watches On
UnitedHealth: Buy This Generational Wealth Compounder While It's On Sale
UNH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth's stock decline is overdone; DOJ investigation risk is likely manageable, with historical precedent suggesting a fine and agreement as the worst-case outcome. Medicaid margin pressures are temporary, with pricing power expected to return in 2026, restoring profitability for UnitedHealth and peers. Insider buying and a strong management track record reinforce my conviction in UnitedHealth's long-term compounding potential and resilience.

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image for news UnitedHealth: Buy This Generational Wealth Compounder While It's On Sale
UnitedHealth Q2 Earnings Miss Estimates on Increasing Medical Costs
UNH
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Negative

UNH misses Q2 earnings estimates as surging medical costs slash EPS 40%, despite revenue growth and Optum Rx strength.

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image for news UnitedHealth Q2 Earnings Miss Estimates on Increasing Medical Costs
UnitedHealth Group stock price drops again as the health insurance giant's sickly summer continues
UNH
Published: July 29, 2025 by: Fast Company
Sentiment: Negative

UnitedHealthcare's parent company, UnitedHealth Group, is in need of some bed rest this week. The company's stock price (NYSE: UNH) has been knocked off its feet again after the American insurance giant reported disappointing quarterly results and offered 2025 earnings guidance that was significantly below investor expectations.

Read More
image for news UnitedHealth Group stock price drops again as the health insurance giant's sickly summer continues
UnitedHealth, UPS, and Whirlpool Show First Cracks in a Strong Earnings Season
UNH, UPS, WHR
Published: July 29, 2025 by: Barrons
Sentiment: Negative

Tech and financials are booming. Other sectors are struggling.

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image for news UnitedHealth, UPS, and Whirlpool Show First Cracks in a Strong Earnings Season
2 Blue-Chip Stocks Making Moves After Earnings
UNH
Published: July 29, 2025 by: Schaeffers Research
Sentiment: Positive

Aerospace giant Boeing Co (BA) reported impressive second-quarter results before the bell this morning, including narrower-than-expected losses of $1.24 per share on a revenue beat of $22.75 billion.

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image for news 2 Blue-Chip Stocks Making Moves After Earnings
UNH Continues 50% Y/Y Slide, SPOT Sells Off, WHR "Tariff Exposed Story"
SPOT, UNH, WHR
Published: July 29, 2025 by: Schwab Network
Sentiment: Negative

It's all down arrows on this morning's earnings movers. Sam Vadas talks about the "tariff exposed story" impacting Whirlpool (WHR) and UPS Inc. (UPS).

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image for news UNH Continues 50% Y/Y Slide, SPOT Sells Off, WHR "Tariff Exposed Story"
Here's What Key Metrics Tell Us About UnitedHealth (UNH) Q2 Earnings
UNH
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for UnitedHealth (UNH) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

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image for news Here's What Key Metrics Tell Us About UnitedHealth (UNH) Q2 Earnings
UnitedHealth misses profit estimates, reinstates outlook below expectations
UNH
Published: July 29, 2025 by: Proactive Investors
Sentiment: Negative

UnitedHealth Group Inc (NYSE:UNH, ETR:UNH) reported second-quarter earnings that fell short of Wall Street expectations and reinstated a full-year forecast well below consensus. The company posted adjusted earnings of $4.08 per share for the quarter ended June 30, significantly below analysts' estimates of $4.45, and marking a 14% decline from a year earlier.

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image for news UnitedHealth misses profit estimates, reinstates outlook below expectations
UnitedHealth: Everything You Need To Know
UNH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Positive

Q2 was challenging. Management can address profitability by repricing, optimizing care strategies, and adjusting for higher member usage, though a turnaround will take several quarters. Despite regulatory scrutiny and operational challenges, the business remains profitable.

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image for news UnitedHealth: Everything You Need To Know
Mizuho's Jared Holtz: UnitedHealth's trough earnings number is what we're all trying to see
UNH
Published: July 28, 2025 by: CNBC Television
Sentiment: Neutral

Jared Holtz, Mizuho health care sector strategist, joins 'Power Lunch' to discuss what investors should do with stocks in the health care sector, the tariff angle to big pharma and much more.

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image for news Mizuho's Jared Holtz: UnitedHealth's trough earnings number is what we're all trying to see
Can Optum Support UnitedHealth's Profit Amid Industry Headwinds?
UNH
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Negative

UNH leans on Optum's diversified growth and value-based care to counter insurance sector margin pressure in Q2.

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image for news Can Optum Support UnitedHealth's Profit Amid Industry Headwinds?
Is It Worth Investing in UnitedHealth (UNH) Based on Wall Street's Bullish Views?
UNH
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Neutral

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.

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image for news Is It Worth Investing in UnitedHealth (UNH) Based on Wall Street's Bullish Views?
UnitedHealthcare Pressure Builds: Trouble Ahead for UNH's Q2 Earnings?
UNH
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Neutral

UNH braces for a steep Q2 profit drop as soaring medical costs and DOJ scrutiny shake investor confidence.

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image for news UnitedHealthcare Pressure Builds: Trouble Ahead for UNH's Q2 Earnings?
UnitedHealth's stock doesn't offer much value, says Raymond James' John Ransom
UNH
Published: July 24, 2025 by: CNBC Television
Sentiment: Negative

Jeff Jonas, Gabelli portfolio manager, and John Ransom, Raymond James director of healthcare research, join 'Power Lunch' to discuss each expert's thoughts on UnitedHealth amid its recent plunge.

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image for news UnitedHealth's stock doesn't offer much value, says Raymond James' John Ransom
UnitedHeath shares fall after health-care giant admits DOJ fraud probe into Medicare business
UNH
Published: July 24, 2025 by: New York Post
Sentiment: Negative

Company shares have tumbled since December, when UnitedHealthcare CEO Brian Thompson was fatally shot in midtown Manhattan.

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image for news UnitedHeath shares fall after health-care giant admits DOJ fraud probe into Medicare business
UnitedHealth on Thin Ice Before Q2 Earnings: Should Investors Exit?
UNH
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Neutral

UNH braces for a 27% earnings drop in Q2 as soaring medical costs, margin pressure and investor jitters weigh on performance.

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image for news UnitedHealth on Thin Ice Before Q2 Earnings: Should Investors Exit?
Pre-Markets Mixed Despite Strong Earnings Results
AAL, HON, UNH, UNP
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Pre-Markets Mixed Despite Strong Earnings Results.

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image for news Pre-Markets Mixed Despite Strong Earnings Results

About UnitedHealth Group Incorporated (UNH)

  • IPO Date 1984-10-17
  • Website https://www.unitedhealthgroup.com
  • Industry Medical - Healthcare Plans
  • CEO Stephen J. Hemsley
  • Employees 400000

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.