UnitedHealth Group Incorporated (UNH)

US — Healthcare Sector
Peers: NVS  ABT  AZN  CI  MRK  NVO  TMO  HUM  CVS  ELV 

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Key Metrics & Ratings

  • symbol UNH
  • Rev/Share 479.25
  • Book/Share 116.5341
  • PB 3.1037
  • Debt/Equity 0.8366
  • CurrentRatio 0.8229
  • ROIC 0.1051

 

  • MktCap 296589680960.0
  • FreeCF/Share 19.1322
  • PFCF 17.0729
  • PE 16.9025
  • Debt/Assets 0.2542
  • DivYield 0.0267
  • ROE 0.186

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 5
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade UNH Deutsche Bank Buy Hold -- $333 Oct. 29, 2025
Initiation UNH Goldman -- Buy -- $406 Oct. 14, 2025
Downgrade UNH Robert W. Baird Neutral Underperform -- $198 July 31, 2025
Reiterated UNH Oppenheimer -- Outperform $400 $325 July 30, 2025
Downgrade UNH Robert W. Baird Outperform Neutral -- $312 June 11, 2025
Downgrade UNH HSBC Securities Hold Reduce -- $270 May 21, 2025
Downgrade UNH TD Cowen Buy Hold -- $308 May 19, 2025
Downgrade UNH BofA Securities Buy Neutral -- $350 May 14, 2025
Downgrade UNH Raymond James Strong Buy Market Perform -- -- May 14, 2025
Downgrade UNH HSBC Securities Buy Hold -- $490 April 22, 2025

News

UnitedHealth vows to be a better company amid layoffs
UNH
Published: December 22, 2025 by: Fast Company
Sentiment: Negative

UnitedHealth Group has laid off dozens of remote employees in healthcare technology and services marketing from its Optum unit, who were given two weeks notice in November, sources told Health Payer Specialist.

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image for news UnitedHealth vows to be a better company amid layoffs
Is UnitedHealth the Single Best Dividend Stock to Buy for 2026?
UNH
Published: December 19, 2025 by: 24/7 Wall Street
Sentiment: Negative

UnitedHealth Group ( NYSE: UNH ) has endured a brutal 2025, with shares down approximately 35% year-to-date.

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image for news Is UnitedHealth the Single Best Dividend Stock to Buy for 2026?
UnitedHealth Group: The Floor Is Set For Recovery
UNH
Published: December 17, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated has stabilized after recent headwinds, with profits recovering, and the foundation set for renewed growth. UNH's Q4 2025 dividend was raised 5.2% year-over-year, signaling management's confidence despite prior profit pressures. Consensus projects a -41% EPS decline in FY 2025, but a robust 14.1% CAGR EPS recovery over the next five years is expected.

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image for news UnitedHealth Group: The Floor Is Set For Recovery
UnitedHealth Stock Can Jump 30% On These Catalysts
UNH
Published: December 17, 2025 by: Forbes
Sentiment: Positive

UnitedHealth has shown considerable rally potential, with several instances of gains exceeding 30% within two months recorded in crucial years 2010, 2019, 2020, 2021, and 2025. Importantly, it achieved rallies of over 50% on two occasions in 2020 and 2025.

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image for news UnitedHealth Stock Can Jump 30% On These Catalysts
Health Insurers Now Get a Pulse: 3 Stocks to Jump in 2026
CNC, CVS, UNH
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Neutral

Health insurers are regaining pricing control and margin visibility, putting UnitedHealth, CVS Health and Centene back in focus as managed care regains its pulse.

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image for news Health Insurers Now Get a Pulse: 3 Stocks to Jump in 2026
Brokers Suggest Investing in UnitedHealth (UNH): Read This Before Placing a Bet
UNH
Published: December 16, 2025 by: Zacks Investment Research
Sentiment: Negative

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.

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image for news Brokers Suggest Investing in UnitedHealth (UNH): Read This Before Placing a Bet
3 HMO Stocks in Focus Despite Rising Medical Costs, Regulatory Pressures
CNC, HUM, UNH
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Negative

The Medical-HMO industry pursues growth through M&A and tech innovation, aided by easing interest rates, but faces headwinds from rising medical costs, regulatory shifts and a shortage of healthcare professionals. UNH, HUM and CNC are likely to navigate industry storms.

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image for news 3 HMO Stocks in Focus Despite Rising Medical Costs, Regulatory Pressures
UnitedHealth's 2026 Could Surprise The Street
UNH
Published: December 12, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth crashed over 40% YTD as seniors' utilization spiked and MLR neared 90%, but the stock has already rebounded ~25% since my mid‑May Buy. The Q3 showed 12% revenue growth and a 4% EPS beat despite ugly optics; management called trends historically high but consistent, signaling no new MLR shock emerging. UNH is deliberately exiting and repricing uneconomic Medicare Advantage business — shrinking MA membership by ~1 million while pushing double‑digit rate increases to structurally lift margins per remaining member.

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image for news UnitedHealth's 2026 Could Surprise The Street
Behind the Curtain: How UnitedHealth is Rewriting its Own Rules
UNH
Published: December 10, 2025 by: Zacks Investment Research
Sentiment: Neutral

UNH is reshaping its model with tech-driven, integrated care as Optum's growth and rising revenues redefine its strategy.

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image for news Behind the Curtain: How UnitedHealth is Rewriting its Own Rules
UNH Stock: Can UnitedHealth Recover From 2025's Turbulence?
UNH
Published: December 09, 2025 by: Forbes
Sentiment: Neutral

UnitedHealth's stock has generally underperformed compared to some rivals over the last year, but how does it stand against competitors in the ever-changing healthcare landscape? An in-depth analysis shows strong profitability, consistent revenue growth, and reasonable valuation support.

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image for news UNH Stock: Can UnitedHealth Recover From 2025's Turbulence?
Is UnitedHealth Stock Winning?
UNH
Published: December 09, 2025 by: Forbes
Sentiment: Positive

UnitedHealth's stock has generally underperformed compared to some rivals over the last year, but how does it stand against competitors in the ever-changing healthcare landscape? An in-depth analysis shows strong profitability, consistent revenue growth, and reasonable valuation support.

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image for news Is UnitedHealth Stock Winning?
Can UNH's AI-Powered Virtual Assistance Enhance Member Experience?
UNH
Published: December 08, 2025 by: Zacks Investment Research
Sentiment: Positive

UnitedHealth's AI-powered virtual assistants aim to simplify claims, boost engagement and deliver faster, more intuitive healthcare support.

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image for news Can UNH's AI-Powered Virtual Assistance Enhance Member Experience?
Is Trending Stock UnitedHealth Group Incorporated (UNH) a Buy Now?
UNH
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to UnitedHealth (UNH). This makes it worthwhile to examine what the stock has in store.

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image for news Is Trending Stock UnitedHealth Group Incorporated (UNH) a Buy Now?
Is UnitedHealth's Valuation Dip & Divestment Diet a Real Buy Window?
UNH
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Negative

UNH trades below its five-year median P/E as it navigates margin pressure, membership declines and strategic divestments.

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image for news Is UnitedHealth's Valuation Dip & Divestment Diet a Real Buy Window?
UNH Battles MCR, Optum Bandages: But the Real Wild Card is Washington
UNH
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

UnitedHealth grapples with a surging MCR as Optum's strength steadies results while Washington's policy moves loom large.

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image for news UNH Battles MCR, Optum Bandages: But the Real Wild Card is Washington
Why Is UnitedHealth (UNH) Down 7.2% Since Last Earnings Report?
UNH
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Negative

UnitedHealth (UNH) reported earnings 30 days ago. What's next for the stock?

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image for news Why Is UnitedHealth (UNH) Down 7.2% Since Last Earnings Report?
Battle of Benefits: Will UNH Deliver the Bigger Dose or CVS? (Revised)
CVS, UNH
Published: November 26, 2025 by: Zacks Investment Research
Sentiment: Positive

CVS's rising margins, stronger guidance and sharper valuation edge make it stand out in the UNH vs. CVS upside debate.

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image for news Battle of Benefits: Will UNH Deliver the Bigger Dose or CVS? (Revised)
Battle of Benefits: Will UNH Deliver the Bigger Dose or CVH?
CVS, UNH
Published: November 26, 2025 by: Zacks Investment Research
Sentiment: Positive

CVS's rising margins, stronger guidance and sharper valuation edge make it stand out in the UNH vs. CVS upside debate.

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image for news Battle of Benefits: Will UNH Deliver the Bigger Dose or CVH?
Smart Meter Opinion Editorial: Remote Patient Monitoring Works. UnitedHealthcare's 2026 Rollback Ignores the Evidence, and Patients Will Pay the Price.
UNH
Published: November 26, 2025 by: Business Wire
Sentiment: Neutral

TAMPA, Fla.--(BUSINESS WIRE)--The following is an opinion editorial provided by Casey Pittock, CEO, Smart Meter: UnitedHealthcare's decision to sharply limit remote patient monitoring (RPM) reimbursement beginning January 1, 2026, to heart failure and hypertensive disorders of pregnancy, is a disservice to clinicians, patients, and the healthcare system at large. It contradicts federal momentum to modernize chronic care and misrepresents the weight of current evidence on RPM's clinical value fo.

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image for news Smart Meter Opinion Editorial: Remote Patient Monitoring Works. UnitedHealthcare's 2026 Rollback Ignores the Evidence, and Patients Will Pay the Price.
Is UNH's Hybrid Care Strategy Reshaping the Health System Playbook?
UNH
Published: November 25, 2025 by: Zacks Investment Research
Sentiment: Neutral

UnitedHealth pushes its hybrid care model forward, merging digital tools with in-person care as it extends this approach across global markets.

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image for news Is UNH's Hybrid Care Strategy Reshaping the Health System Playbook?
Why Did UNH Stock Lose Half Its Value And What Comes Next?
UNH
Published: November 24, 2025 by: Forbes
Sentiment: Negative

UnitedHealth's stock plummeted from over $600 to approximately $310-$320 (nearly 50% down) over the last year, and it's not merely market fluctuations. This decline stems from a significant issue centered around one key metric: the Medical Care Ratio (MCR).

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image for news Why Did UNH Stock Lose Half Its Value And What Comes Next?
UnitedHealth: Buy Before The Buybacks Resume
UNH
Published: November 20, 2025 by: Seeking Alpha
Sentiment: Positive

While the market fixates on UnitedHealth's buyback pause as a sign of distress, a granular analysis of the balance sheet reveals a highly calculable, yet overlooked, path to deleveraging. Investors are currently pricing in a permanent liquidity crunch due to a $3.3 billion debt repayment shortfall, missing the critical distinction between trapped regulatory capital and actual insolvency. I detail how the divergence in Medicare Star Ratings and strategic PPO exits will restore margins, solve the regulatory capital puzzle, and force the buyback window open sooner than expected.

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image for news UnitedHealth: Buy Before The Buybacks Resume
UnitedHealth Group Incorporated (UNH) is Attracting Investor Attention: Here is What You Should Know
UNH
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive

UnitedHealth (UNH) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

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image for news UnitedHealth Group Incorporated (UNH) is Attracting Investor Attention: Here is What You Should Know
UnitedHealth is dropping a million seniors from Medicare Advantage as it aims to restore its ‘swagger'
UNH
Published: November 19, 2025 by: Market Watch
Sentiment: Negative

America's largest insurer is making sweeping changes to its Medicare Advantage plans to improve profit margins.

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image for news UnitedHealth is dropping a million seniors from Medicare Advantage as it aims to restore its ‘swagger'
UnitedHealth Group Taps Former FDA Chief And Medicare Advisor To Board
UNH
Published: November 18, 2025 by: Forbes
Sentiment: Positive

UnitedHealth Group Tuesday named former U.S. Food and Drug Administration commissioner Dr. Scott Gottlieb to its board of directors.

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image for news UnitedHealth Group Taps Former FDA Chief And Medicare Advisor To Board
What Could Ignite UNH Stock's Next Major Rally?
UNH
Published: November 18, 2025 by: Forbes
Sentiment: Positive

UnitedHealth stock (NYSE: UNH) has faced significant pressure this year, creating a potential setup for a major rally.

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image for news What Could Ignite UNH Stock's Next Major Rally?
Scott Gottlieb, M.D., Joins UnitedHealth Group Board of Directors
UNH
Published: November 18, 2025 by: Business Wire
Sentiment: Neutral

--(BUSINESS WIRE)--Dr. Scott Gottlieb, former U.S. Food and Drug Administration (FDA) commissioner, is joining UnitedHealth Group's (NYSE: UNH) Board of Directors, effective immediately. Dr. Gottlieb, 53, served as FDA commissioner from 2017 to 2019, where he became known for promoting transparency, strengthening patient safety and widening consumer choice. He led initiatives to modernize regulations to help foster medical innovation, promote competition in the pharmaceutical market, confront t.

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image for news Scott Gottlieb, M.D., Joins UnitedHealth Group Board of Directors
UnitedHealth's Rally Still Has Legs, Further Margin Recovery Through 2027
UNH
Published: November 13, 2025 by: Seeking Alpha
Sentiment: Positive

UNH has highlighted numerous bold strategies with the aim of driving margin recovery through 2027, mostly through raised premiums along with benefit adjustments and targeted plan exits. Despite the potential top-line impact arising from member base contraction, the management already expects these efforts to deliver a more sustainable/ premium member base. This is aided by the recently confirmed four stars award for the 2027 Medicare Advantage plans, allowing them to receive higher annual bonus payments.

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image for news UnitedHealth's Rally Still Has Legs, Further Margin Recovery Through 2027
Warren Buffett Has Been a Net Seller for 3 Years, but He's Buying These 3 Stocks
CVX, POOL, UNH
Published: November 13, 2025 by: 24/7 Wall Street
Sentiment: Neutral

Warren Buffett has taken a highly conservative approach to the stock market in recent years.

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image for news Warren Buffett Has Been a Net Seller for 3 Years, but He's Buying These 3 Stocks
Can UnitedHealth Still Claim The Top Spot?
UNH
Published: November 12, 2025 by: Forbes
Sentiment: Negative

UnitedHealth Group stock (NYSE: UNH) has declined by 7% over the past month. This downturn is attributed to several significant investor concerns, including rising medical costs within its Medicare Advantage plans, ongoing regulatory and legal scrutiny, and margin pressures in the Optum division.

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image for news Can UnitedHealth Still Claim The Top Spot?

About UnitedHealth Group Incorporated (UNH)

  • IPO Date 1984-10-17
  • Website https://www.unitedhealthgroup.com
  • Industry Medical - Healthcare Plans
  • CEO Stephen J. Hemsley
  • Employees 400000

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.