Mastercard Incorporated (MA)

US — Financial Services Sector
Peers: AXP  PYPL  UPST  COF  V  ALLY  SOFI 

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Key Metrics & Ratings

  • symbol MA
  • Rev/Share 34.8549
  • Book/Share 8.7697
  • PB 63.0538
  • Debt/Equity 2.3971
  • CurrentRatio 1.1223
  • ROIC 0.4454

 

  • MktCap 496535533609.0
  • FreeCF/Share 18.835
  • PFCF 29.1942
  • PE 35.0402
  • Debt/Assets 0.3562
  • DivYield 0.0055
  • ROE 1.969

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 1
  • DCF Score 3
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation MA Citigroup -- Buy -- $735 Oct. 23, 2025
Initiation MA Wells Fargo -- Overweight -- $669 Oct. 22, 2025
Resumed MA Deutsche Bank -- Buy -- -- July 17, 2025
Upgrade MA Seaport Research Partners Neutral Buy -- $616 July 14, 2025
Initiation MA Truist -- Buy -- $640 June 2, 2025
Downgrade MA Monness Crespi & Hardt Buy Neutral -- -- April 9, 2025
Upgrade MA DZ Bank Hold Buy -- $620 Feb. 4, 2025
Upgrade MA Monness Crespi & Hardt Neutral Buy -- $640 Jan. 31, 2025
Downgrade MA Seaport Research Partners Buy Neutral -- -- Jan. 14, 2025
Resumed MA Oppenheimer -- Outperform -- $591 Oct. 1, 2024

News

Visa and Mastercard reach proposed settlement with US merchants, ending decades-long fee dispute
MA, V
Published: November 11, 2025 by: Proactive Investors
Sentiment: Positive

Visa Inc (NYSE:V, ETR:3V64) and Mastercard Inc (NYSE:MA) have reached a proposed settlement with US merchants aimed at resolving more than two decades of litigation over credit card interchange fees and merchant rules, a deal that could reshape how retailers manage payment costs and how consumers are charged at checkout. The agreement would reduce the average effective interchange fee merchants pay on US credit card transactions by roughly 10 basis points, or 0.1 percentage point, for five years.

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image for news Visa and Mastercard reach proposed settlement with US merchants, ending decades-long fee dispute
Visa and Mastercard Reach New ‘Swipe Fees' Settlement
MA, V
Published: November 10, 2025 by: PYMNTS
Sentiment: Positive

Visa and Mastercard have announced an updated settlement in a 20-year legal battle with merchants. The agreement, which still requires approval from the Eastern District Court of New York, was announced by the two payments companies Monday (Nov. 10).

Read More
image for news Visa and Mastercard Reach New ‘Swipe Fees' Settlement
Visa and MasterCard Strike a Fee Deal. The Winners and Losers.
MA, V
Published: November 10, 2025 by: Barrons
Sentiment: Neutral

The agreement would allow merchants to lower fees and reject certain credit cards. But what does it mean for the stocks—and shoppers.

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image for news Visa and MasterCard Strike a Fee Deal. The Winners and Losers.
Wall Street Ups Mastercard's Earnings View, But the Price Tag Bites
MA
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive

MA's rising earnings outlook and global momentum fuel optimism, but premium valuation and mounting regulatory risks temper enthusiasm.

Read More
image for news Wall Street Ups Mastercard's Earnings View, But the Price Tag Bites
Visa, Mastercard reach swipe-fee settlement: How it'll affect your wallet
MA, V
Published: November 10, 2025 by: Fox Business
Sentiment: Positive

Visa and Mastercard settlement cuts credit card swipe fees by 0.1%, potentially saving consumers. But the retail advocacy group NRF doesn't believe that's enough.

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image for news Visa, Mastercard reach swipe-fee settlement: How it'll affect your wallet
Visa, Mastercard Reach Settlement With Merchants to Lower Fees
MA, V
Published: November 10, 2025 by: WSJ
Sentiment: Positive

Visa and Mastercard have reached a settlement with merchants that will provide more flexibility and options to control how they receive payments from customers.

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image for news Visa, Mastercard Reach Settlement With Merchants to Lower Fees
Mastercard Incorporated (MA) is Attracting Investor Attention: Here is What You Should Know
MA
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to MasterCard (MA). This makes it worthwhile to examine what the stock has in store.

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image for news Mastercard Incorporated (MA) is Attracting Investor Attention: Here is What You Should Know
Mastercard Q3 Earnings Beat on Strong Cross-Border Volume Growth
MA
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

MA's Q3 earnings rose 13% year over year driven by strong cross-border volume and improved value-added services revenues, partly offset by higher general and administrative costs.

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image for news Mastercard Q3 Earnings Beat on Strong Cross-Border Volume Growth
Mastercard Incorporated (MA) Q3 2025 Earnings Call Transcript
MA
Published: October 30, 2025 by: Seeking Alpha
Sentiment: Neutral

Mastercard Incorporated ( MA ) Q3 2025 Earnings Call October 30, 2025 9:00 AM EDT Company Participants Devin Corr - Executive Vice President of Investor Relations Michael Miebach - CEO & Director Sachin Mehra - Chief Financial Officer Conference Call Participants Bryan Bergin - TD Cowen, Research Division Darrin Peller - Wolfe Research, LLC James Faucette - Morgan Stanley, Research Division Jason Kupferberg - Wells Fargo Securities, LLC, Research Division Bryan Keane - Citigroup Inc., Research Division Harshita Rawat - Sanford C. Bernstein & Co., LLC.

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image for news Mastercard Incorporated (MA) Q3 2025 Earnings Call Transcript
Mastercard CEO Sees ‘Long Runway' for Agentic Commerce
MA
Published: October 30, 2025 by: PYMNTS
Sentiment: Positive

Agentic commerce, stablecoins and steady consumer spending were among the highlights of Mastercard's third-quarter earnings report on Thursday (Oct. 30). CEO Michael Miebach said on the call that “we continue to see healthy consumer and business spending in the quarter with the macroeconomic environment still generally supportive.

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image for news Mastercard CEO Sees ‘Long Runway' for Agentic Commerce
Mastercard Q3 earnings beat estimates on strong consumer and corporate spending
MA
Published: October 30, 2025 by: Proactive Investors
Sentiment: Positive

Mastercard Inc (NYSE:MA) outperformed expectations in Q3, lifted by healthy consumer and business spending. The company reported third-quarter net income of $3.9 billion, or $4.34 per diluted share, while adjusted net income came in at $4.

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image for news Mastercard Q3 earnings beat estimates on strong consumer and corporate spending
MasterCard (MA) Beats Q3 Earnings and Revenue Estimates
MA
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

MasterCard (MA) came out with quarterly earnings of $4.38 per share, beating the Zacks Consensus Estimate of $4.31 per share. This compares to earnings of $3.89 per share a year ago.

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image for news MasterCard (MA) Beats Q3 Earnings and Revenue Estimates
Will Mastercard Stock Rise On Its Upcoming Earnings?
MA
Published: October 28, 2025 by: Forbes
Sentiment: Positive

Mastercard (NYSE:MA) is scheduled to announce its earnings on Thursday, October 30, 2025. Revenue is projected to increase by approximately 16% year-over-year to reach $8.54 billion, according to consensus estimates, while earnings are expected to grow 11% to $4.32 per share.

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image for news Will Mastercard Stock Rise On Its Upcoming Earnings?
Mastercard's Pre-Earnings Reality Check: Buy, Sell or Hold Before Q3?
MA
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

MA prepares for its Q3 results with double-digit growth forecasts, rising costs and a premium valuation testing investor confidence.

Read More
image for news Mastercard's Pre-Earnings Reality Check: Buy, Sell or Hold Before Q3?
MasterCard (MA) Q3 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
MA
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for MasterCard (MA), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2025.

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image for news MasterCard (MA) Q3 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
MasterCard (MA) Reports Next Week: Wall Street Expects Earnings Growth
MA
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

MasterCard (MA) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news MasterCard (MA) Reports Next Week: Wall Street Expects Earnings Growth
3 Warren Buffett Stocks to Hold Forever
AMZN, LEN, MA
Published: October 21, 2025 by: The Motley Fool
Sentiment: Neutral

It sometimes seems like billionaire investor Warren Buffett has been around forever. He's been at the helm of Berkshire Hathaway since 1970, and he's only just now planning to step down.

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image for news 3 Warren Buffett Stocks to Hold Forever
Why MasterCard (MA) is Poised to Beat Earnings Estimates Again
MA
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive

MasterCard (MA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Why MasterCard (MA) is Poised to Beat Earnings Estimates Again
Can Mastercard & U.S. Bank Simplify the Subscription Overload?
MA
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Neutral

MA deepens its digital role through a U.S. Bank partnership that simplifies subscription tracking for cardholders.

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image for news Can Mastercard & U.S. Bank Simplify the Subscription Overload?
Mastercard Incorporated (MA) Is a Trending Stock: Facts to Know Before Betting on It
MA
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

MasterCard (MA) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

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image for news Mastercard Incorporated (MA) Is a Trending Stock: Facts to Know Before Betting on It
Mastercard Debuts POP to Improve Merchant Approval Rates
MA
Published: October 13, 2025 by: PYMNTS
Sentiment: Positive

Mastercard has introduced a service aimed at improving approval rates for merchants. The Payment Optimization Platform (POP) uses data to make “intelligent decisions about transactions,” the company said in a Monday (Oct. 13) announcement.

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image for news Mastercard Debuts POP to Improve Merchant Approval Rates
CPAY vs. MA: Which Stock Is the Better Value Option?
CPAY, MA
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in stocks from the Financial Transaction Services sector have probably already heard of Corpay (CPAY) and MasterCard (MA). But which of these two stocks offers value investors a better bang for their buck right now?

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image for news CPAY vs. MA: Which Stock Is the Better Value Option?
Can Mastercard's Recorded Future Redefine Cyber Defense With AI?
MA
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Negative

MA's Recorded Future debuts an AI-powered system to automate threat detection, aiming to redefine real-time cyber defense for the financial world.

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image for news Can Mastercard's Recorded Future Redefine Cyber Defense With AI?
Mastercard Delivers $63 Bil To Shareholders Over The Last 10 Years
MA
Published: October 09, 2025 by: Forbes
Sentiment: Positive

Over the past ten years, Mastercard (MA) stock has returned an impressive $63 Bil to its shareholders in the form of cash through dividends and share repurchases. Let's analyze some data and see how this payout capability measures up against the largest capital-return corporations in the market.

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image for news Mastercard Delivers $63 Bil To Shareholders Over The Last 10 Years
Should You Buy Mastercard Despite Its Rich Valuation of 31.54X P/E?
MA
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

MA trades at a premium, but strong growth, cash flow and digital expansion support its long-term leadership in the payments space.

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image for news Should You Buy Mastercard Despite Its Rich Valuation of 31.54X P/E?
5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
COF, GDOT, MA, PYPL, V
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Five mobile payment stocks, namely, MA, V, PYPL, COF and GDOT are poised to gain as digital transactions surge worldwide.

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image for news 5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
Can Predictive Intelligence Future-Proof Mastercard's Business Model?
MA
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Neutral

MA is turning transaction data into predictive intelligence, using AI to power fraud detection and smarter commerce.

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image for news Can Predictive Intelligence Future-Proof Mastercard's Business Model?
Wall Street Bulls Look Optimistic About MasterCard (MA): Should You Buy?
MA
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

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image for news Wall Street Bulls Look Optimistic About MasterCard (MA): Should You Buy?
Mastercard Teams Up With Smile ID to Advance Secure Digital Identity
MA
Published: September 30, 2025 by: Zacks Investment Research
Sentiment: Positive

MA partners with Smile ID to strengthen digital ID verification, combat fraud and power Africa's digital economy.

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image for news Mastercard Teams Up With Smile ID to Advance Secure Digital Identity
Mastercard: I See Stablecoins As A Tailwind
MA
Published: September 30, 2025 by: Seeking Alpha
Sentiment: Positive

Mastercard (MA) stands out as a capital-light, compounding business at the core of financial infrastructure, making it a key 'rails and tollbooths' portfolio holding. MA's international growth and infrastructure role often justify its premium over Visa (V), though recent returns have lagged the broader market. The current bull market's AI focus and premium valuations have sidelined MA and V, but these factors don't fully explain their underperformance.

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image for news Mastercard: I See Stablecoins As A Tailwind

About Mastercard Incorporated (MA)

  • IPO Date 2006-05-25
  • Website https://www.mastercard.com
  • Industry Financial - Credit Services
  • CEO Michael Miebach
  • Employees 35300

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.