SoFi Technologies, Inc. (SOFI)
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- symbol SOFI
- Rev/Share 3.7929
- Book/Share 7.4965
- PB 4.0739
- Debt/Equity 0.0
- CurrentRatio 0.0
- ROIC 0.0827
- MktCap 36828186000.0
- FreeCF/Share -2.5865
- PFCF -12.1571
- PE 55.8671
- Debt/Assets 0.0
- DivYield 0
- ROE 0.0888
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Reiterated | SOFI | Needham | -- | Buy | $25 | $29 | Sept. 10, 2025 |
| Initiation | SOFI | Rothschild & Co Redburn | -- | Neutral | -- | $20.5 | Aug. 1, 2025 |
| Downgrade | SOFI | Citizens JMP | Mkt Outperform | Market Perform | -- | -- | July 14, 2025 |
| Resumed | SOFI | Goldman | -- | Neutral | -- | $19 | July 14, 2025 |
| Initiation | SOFI | TD Cowen | -- | Hold | -- | $21 | July 11, 2025 |
| Initiation | SOFI | Stephens | -- | Overweight | -- | $20 | June 12, 2025 |
| Initiation | SOFI | Truist | -- | Hold | -- | $14 | June 2, 2025 |
| Initiation | SOFI | Citizens JMP | -- | Mkt Outperform | -- | $17 | April 25, 2025 |
| Initiation | SOFI | William Blair | -- | Outperform | -- | -- | Jan. 15, 2025 |
| Downgrade | SOFI | Keefe Bruyette | Market Perform | Underperform | $7 | $8 | Jan. 2, 2025 |
News
SoFi Debuts Crypto-Trading Platform For Consumers
Published: November 11, 2025 by: PYMNTS
Sentiment: Positive
SoFi Technologies said it has become the first nationally-chartered bank to offer consumer cryptocurrency trading. SoFiCrypto, announced by the digital financial services company Tuesday (Nov. 11), lets customers buy, sell and hold crypto such as Bitcoin, Ethereum and Solana.
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SoFi CEO: Blockchain and cryptocurrencies are a technology supercycle just like AI
Published: November 11, 2025 by: CNBC Television
Sentiment: Positive
SoFi CEO Anthony Noto says the company believes that blockchain and cryptocurrencies are a technology supercycle "just like AI," after launching crypto trading on its platform in efforts to become a "one-stop shop."
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SoFi CEO: I worry 'quite significantly' about stablecoins not backed by banks
Published: November 11, 2025 by: CNBC Television
Sentiment: Neutral
SoFi CEO Anthony Noto revealed concerns about stablecoins "from operators that are not banks," following the company's launch of crypto trading on its platform.
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SoFi Technologies to kick off crypto trading for retail customers
Published: November 11, 2025 by: Proactive Investors
Sentiment: Positive
SoFi Technologies Inc (NASDAQ: SOFI) on Tuesday announced plans to launch cryptocurrency trading for its retail customers. In doing so, SoFi said it has become the first and only nationally chartered bank where consumers can bank, borrow, invest, buy, sell and hold cryptocurrencies, including Bitcoin, Ethereum, and Solana.
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SoFi CEO on launch of crypto trading: Blockchain and crypto are a supercycle technology just like AI
Published: November 11, 2025 by: CNBC Television
Sentiment: Positive
SoFi CEO Anthony Noto joins 'Squawk Box' to discuss the launch of crypto trading on its platform, how the product stacks up against the competition, his thoughts on bitcoin and crypto, and more.
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Is SoFi Technologies Stock a Buy After Another Record Quarter?
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI posts record Q3 revenues and profits, raises 2025 outlook and expands into AI and blockchain to power future growth.
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Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
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SoFi's Fee Flywheel Confirms The Breakout
Published: October 31, 2025 by: Seeking Alpha
Sentiment: Positive
Non-lending segments generated $534M in Q3 FY25 revenue, up 57% YoY, now representing 56% of SoFi's total topline. Fee-based revenue reached $409M, growing 50% YoY, with a $1.6B annualized run rate, reducing reliance on interest-sensitive lending. The Loan Platform Business originated $3.4B in Q3, generating $168M in high-margin revenue, pacing toward $13B in annualized originations.
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IFS vs. SOFI: Which Stock Should Value Investors Buy Now?
Published: October 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors interested in Financial - Miscellaneous Services stocks are likely familiar with Intercorp Financial Services Inc. (IFS) and SoFi Technologies, Inc. (SOFI). But which of these two stocks offers value investors a better bang for their buck right now?
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Here Are Wednesday's Top Wall Street Analyst Research Calls: United Health, SoFi, Skyworks, Energy Transfer and More
Published: October 29, 2025 by: 24/7 Wall Street
Sentiment: Positive
The futures are trading higher this morning after another stellar day across Wall Street on Tuesday, as all the major indices once again ended higher and continue to print new all-time highs.
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SoFi Benefits From Expanding Beyond Lending, Says CEO
Published: October 28, 2025 by: Bloomberg Technology
Sentiment: Positive
SoFi raised its full year profit outlook and reported increased membership in the last quarter, something CEO Anthony Noto attributed to SoFi's growing range of financial offerings. Noto joins Caroline Hyde and Ed Ludlow on “Bloomberg Tech.
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SoFi Technologies: Another Triple Beat, More Catalysts, And I'm Very Bullish
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc. delivered a triple beat in Q3 2025, with 36% YoY revenue growth and raised full-year guidance. SOFI's Financial Services Productivity Loop drove record member and product growth, reinforcing its sustainable competitive advantage and diversified revenue streams. Upcoming catalysts include blockchain-enabled SoFi Pay, a stablecoin launch, crypto platform rollout, and potential S&P 500 inclusion in 2026.
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SOFI Hits All-Time High on Record Net Revenue & Raised Outlook
Published: October 28, 2025 by: Schwab Network
Sentiment: Positive
SoFi Technologies (SOFI) flexed more strength in the fintech space after the company posted an earnings beat and guidance boost. George Tsilis talks about the company's climb and "impressive" moves to its balance sheet, though warns the stock needs time to grow into current valuations.
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SoFi Technologies, Inc. (SOFI) Q3 2025 Earnings Call Transcript
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Neutral
SoFi Technologies, Inc. (NASDAQ:SOFI ) Q3 2025 Earnings Call October 28, 2025 8:00 AM EDT Company Participants Anthony Noto - CEO & Director Chris Lapointe - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho Securities USA LLC, Research Division John Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Andrew Jeffrey - William Blair & Company L.L.C., Research Division Kyle Peterson - Needham & Company, LLC, Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Peter Christiansen - Citigroup Inc., Research Division Moshe Orenbuch - TD Cowen, Research Division Devin Ryan - …
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SoFi Technologies reports record Q3 results, raises full-year guidance
Published: October 28, 2025 by: Proactive Investors
Sentiment: Positive
SoFi Technologies (NASDAQ:SOFI) reported record revenue and net income for the third quarter driven by increased loan originations, fee-based revenue growth, and a rise in total members and products. For the quarter ended September 30, 2025, SoFi posted revenue of $961.6 million, up 38% from $697.1 million in the same period last year and ahead of Wall Street estimates of $889 million to $895 million.
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SoFi Technologies (SOFI) Reports Q3 Earnings: What Key Metrics Have to Say
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Although the revenue and EPS for SoFi Technologies (SOFI) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
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SoFi Technologies: Blowout Q3 Earnings Confirm Bullish Case
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc. delivered strong Q3 results, maintaining double-digit growth across key financial and business metrics, reinforcing its robust business model. SOFI's expanding customer base and product offerings drive long-term growth potential, supporting cross-selling and improved profitability through lower acquisition costs. All major segments, including Lending, Technology Platform, and Financial Services, posted double-digit revenue growth, highlighting a balanced and resilient business mix.
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Fintech Earnings: Sofi Technologies, PayPal Score Big Beats
Published: October 28, 2025 by: Schaeffers Research
Sentiment: Positive
The fintech sector is buzzing today, after two heavyweights stepped into the earnings confessional.
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OPFI vs. SOFI: Which Fintech Credit Stock Is the Better Buy Right Now?
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi's niche subprime strategy and rising earnings contrast with SoFi Technologies' scale-driven growth and expanding profitability. Let us determine which fintech stock looks stronger now.
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SOFI Technologies to Report Q3 Earnings: Here's What to Expect
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI is set to report Q3 results, with revenue and earnings expected to show strong double-digit growth.
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SoFi Technologies Stock Before Q3 Earnings: To Buy or Not to Buy?
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI's Q3 results could impress again, but its surging stock and rich valuation test investor conviction.
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Insights Into SoFi Technologies (SOFI) Q3: Wall Street Projections for Key Metrics
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Neutral
Get a deeper insight into the potential performance of SoFi Technologies (SOFI) for the quarter ended September 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.
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Is SoFi Stock (SOFI) a Buy in October?
Published: October 23, 2025 by: The Motley Fool
Sentiment: Positive
SoFi is attracting young professionals who have years ahead of them to buy its products. It has been reporting fantastic growth, and its stock price has reflected that over the past three years.
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SOFI's Konecta's AI Advantage is a Leap in Fintech Efficiency
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi's AI chatbot Konecta delivers faster responses, lower costs and stronger loyalty, propelling fintech efficiency to new heights.
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SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
Published: October 22, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Read More
SoFi: Inflection Coming; Why I'm Long
Published: October 20, 2025 by: Seeking Alpha
Sentiment: Neutral
SoFi (SOFI) aims to be a comprehensive financial platform, driving record member growth and expanding into crypto and blockchain services. SOFI could achieve over 25% year-over-year revenue growth in 2026 if interest rates decline, supporting a premium valuation. Despite strong credit performance and improving delinquency rates, SOFI still lacks free cash flow and may require further capital raises.
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SoFi Technologies (SOFI) Upgraded to Buy: What Does It Mean for the Stock?
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
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SOFI Stock Soars 163% in 6 Months: Should You Buy, Hold or Sell?
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI's six-month, 163% surge is powered by rapid member growth, a profitable fee-based model, and rising earnings momentum.
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SoFi Vs. Upstart: Which Fintech To Choose And For Whom
Published: October 10, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies stands out as a diversified digital bank with strong revenue growth, profitability, and a robust customer ecosystem. SoFi Technologies' valuation is historically high, reflecting much of its recent success, but long-term investors may find it compelling to start a position and DCA. Upstart Holdings offers high growth potential with its AI-driven lending platform but remains volatile and highly dependent on macroeconomic conditions.
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Will SoFi Technologies (SOFI) Beat Estimates Again in Its Next Earnings Report?
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
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About SoFi Technologies, Inc. (SOFI)
- IPO Date 2021-01-04
- Website https://www.sofi.com
- Industry Financial - Credit Services
- CEO Anthony J. Noto
- Employees 5000