SoFi Technologies, Inc. (SOFI)

US — Financial Services Sector
Peers: UPST  AFRM  LCID  PLTR  RBLX 

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Key Metrics & Ratings

  • symbol SOFI
  • Rev/Share 3.7735
  • Book/Share 6.2226
  • PB 4.2458
  • Debt/Equity 0.5881
  • CurrentRatio 0.1498
  • ROIC 0.0485

 

  • MktCap 31636631642.0
  • FreeCF/Share -2.7477
  • PFCF -10.4433
  • PE 51.8676
  • Debt/Assets 0.0981
  • DivYield 0
  • ROE 0.0858

 

  • Rating C
  • Score 2
  • Recommendation Sell
  • P/E Score 1
  • DCF Score 1
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Reiterated SOFI Needham -- Buy $25 $29 Sept. 10, 2025
Initiation SOFI Rothschild & Co Redburn -- Neutral -- $20.5 Aug. 1, 2025
Downgrade SOFI Citizens JMP Mkt Outperform Market Perform -- -- July 14, 2025
Resumed SOFI Goldman -- Neutral -- $19 July 14, 2025
Initiation SOFI TD Cowen -- Hold -- $21 July 11, 2025
Initiation SOFI Stephens -- Overweight -- $20 June 12, 2025
Initiation SOFI Truist -- Hold -- $14 June 2, 2025
Initiation SOFI Citizens JMP -- Mkt Outperform -- $17 April 25, 2025
Initiation SOFI William Blair -- Outperform -- -- Jan. 15, 2025
Downgrade SOFI Keefe Bruyette Market Perform Underperform $7 $8 Jan. 2, 2025

News

SOFI Faces Analyst Pressure Amid 250% Y/Y Rally
SOFI
Published: September 29, 2025 by: Schwab Network
Sentiment: Negative

SoFi Technologies (SOFI) experienced astounding stock growth over the last year. Now, Morgan Stanley warns its rally is overextended.

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image for news SOFI Faces Analyst Pressure Amid 250% Y/Y Rally
Where Will SoFi Technologies Be in 10 Years?
SOFI
Published: September 29, 2025 by: The Motley Fool
Sentiment: Positive

SoFi Technologies (SOFI 0.68%) was founded in 2011 with the sole purpose of helping students pay for their college educations. Over the next 14 years, the business evolved into a more comprehensive financial services provider, with a digital-first model at its core.

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image for news Where Will SoFi Technologies Be in 10 Years?
Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
SOFI
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
May be still young in AI revolution lifecycle, says SoFi's Liz Thomas
SOFI
Published: September 24, 2025 by: CNBC Television
Sentiment: Neutral

Liz Thomas, SoFi head of investment strategy, joins 'Closing Bell' to discuss Thomas' thoughts on today's equity markets, concerns around unprofitable companies and much more.

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image for news May be still young in AI revolution lifecycle, says SoFi's Liz Thomas
Buy 5 Financial Technology Giants Amid Fed's Low-Interest-Rate Regime
CSGP, HOOD, IBKR, PYPL, SOFI
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Fed's rate cut sparks opportunity for fintech leaders like CSGP, PYPL, SOFI, IBKR and HOOD.

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image for news Buy 5 Financial Technology Giants Amid Fed's Low-Interest-Rate Regime
SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
NU, SOFI
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi reports record member gains and fee growth, while Nu scales rapidly across Latin America, driven by rising revenues and engagement.

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image for news SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
IFS or SOFI: Which Is the Better Value Stock Right Now?
IFS, SOFI
Published: September 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and SoFi Technologies, Inc. (SOFI). But which of these two companies is the best option for those looking for undervalued stocks?

Read More
image for news IFS or SOFI: Which Is the Better Value Stock Right Now?
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Sept 19)
SOFI
Published: September 19, 2025 by: 24/7 Wall Street
Sentiment: Neutral

SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth.

Read More
image for news SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Sept 19)
Are You Looking for a Top Momentum Pick? Why SoFi Technologies, Inc. (SOFI) is a Great Choice
SOFI
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Does SoFi Technologies, Inc. (SOFI) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news Are You Looking for a Top Momentum Pick? Why SoFi Technologies, Inc. (SOFI) is a Great Choice
SoFi's Konecta Now Puts Banking Chatbots in the Spotlight
SOFI
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Neutral

SOFI's Konecta chatbot delivers faster service, lower costs and higher satisfaction, putting the fintech in the banking AI spotlight.

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image for news SoFi's Konecta Now Puts Banking Chatbots in the Spotlight
Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
DAVE, SOFI
Published: September 16, 2025 by: 24/7 Wall Street
Sentiment: Neutral

It's a head-to-head battle of fintech startups with popular personal finance apps.

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image for news Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
SOFI
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Read More
image for news SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks
AGCO, DOCU, IDCC, NKE, SOFI
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Top-ranked stocks NIKE (NKE), Docusign (DOCU), AGCO (AGCO), SoFi Technologies (SOFI) and InterDigital (IDCC) are likely to beat on the bottom line in their upcoming releases.

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image for news Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Sept 12)
SOFI
Published: September 12, 2025 by: 24/7 Wall Street
Sentiment: Positive

SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth. The stock is 1.3% higher than it was a week ago, and shares are trading near an all-time high. The share price is up 68.6% year to date, outperforming the S&P 500. SoFi's one-year gain is 255.1%.

Read More
image for news SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Sept 12)
Are Finance Stocks Lagging SoFi Technologies (SOFI) This Year?
SOFI
Published: September 11, 2025 by: Zacks Investment Research
Sentiment: Negative

Here is how SoFi Technologies, Inc. (SOFI) and Aviva (AVVIY) have performed compared to their sector so far this year.

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image for news Are Finance Stocks Lagging SoFi Technologies (SOFI) This Year?
SOFI Stock Skyrockets 80% in 3 Months: Too Late or Still a Bet?
SOFI
Published: September 09, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi stock has soared 80% in three months as membership, fee-based revenues and earnings momentum fuel bullish investor sentiment.

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image for news SOFI Stock Skyrockets 80% in 3 Months: Too Late or Still a Bet?
Mortgage Pressures Ease, 3 Stocks to Rally on Lower Rates
PHM, RKT, SOFI
Published: September 09, 2025 by: MarketBeat
Sentiment: Neutral

Everyone is talking about the potential for the Federal Reserve to cut rates in the United States, an event that has the entire stock market trading into new all-time highs, especially the names in the technology sector that make up most of the S&P 500 index today.

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image for news Mortgage Pressures Ease, 3 Stocks to Rally on Lower Rates
SoFi launches new AI-themed ETF as skepticism grows
SOFI
Published: September 03, 2025 by: Reuters
Sentiment: Positive

SoFi Technologies jumped back into the exchange-traded fund business on Wednesday with its first launch in nearly two years, betting on artificial intelligence, the hottest theme in retail investing.

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image for news SoFi launches new AI-themed ETF as skepticism grows
SoFi Technologies, Inc. (SOFI) Is Up 2.08% in One Week: What You Should Know
SOFI
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive

Does SoFi Technologies, Inc. (SOFI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news SoFi Technologies, Inc. (SOFI) Is Up 2.08% in One Week: What You Should Know
Best Fintech Stocks Offering Compelling Long-Term Upside
HOOD, IBKR, SOFI
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive

AI, embedded finance and programmable money are reshaping the fintech industry and fueling investor interest in Interactive Brokers, Robinhood and SoFi.

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image for news Best Fintech Stocks Offering Compelling Long-Term Upside
IFS vs. SOFI: Which Stock Is the Better Value Option?
IFS, SOFI
Published: September 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and SoFi Technologies, Inc. (SOFI). But which of these two stocks is more attractive to value investors?

Read More
image for news IFS vs. SOFI: Which Stock Is the Better Value Option?
Palantir, MARA and Tesla are most bought shares for Robinhood UK traders
PLTR, TSLA, AAPL, AMD, MARA, NVDA, SOFI
Published: September 01, 2025 by: Proactive Investors
Sentiment: Positive

Artificial intelligence, crypto and big tech continued to dominate trading activity among UK users of Robinhood in August, with Palantir Technologies Inc (NYSE:PLTR), Tesla Inc (NASDAQ:TSLA) and Nvidia Corp (NASDAQ:NVDA, ETR:NVD) topping the platform's most popular stocks list. Shares in AMD, Apple Inc (NASDAQ:AAPL, ETR:APC), SoFi Technologies and crypto-linked MARA also featured, as retail investors stuck with familiar growth themes despite growing market unease around valuations.

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image for news Palantir, MARA and Tesla are most bought shares for Robinhood UK traders
SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
SOFI
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Read More
image for news SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
SoFi Technologies (SOFI) Up 14.1% Since Last Earnings Report: Can It Continue?
SOFI
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi Technologies (SOFI) reported earnings 30 days ago. What's next for the stock?

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image for news SoFi Technologies (SOFI) Up 14.1% Since Last Earnings Report: Can It Continue?
DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
DAVE, SOFI
Published: August 27, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi's soaring revenues, raised 2025 guidance, and record member growth set it apart from Dave's lean but pressured fintech model.

Read More
image for news DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
Big Analyst Revisions Could Be Ahead for SoFi Stock
SOFI
Published: August 26, 2025 by: MarketBeat
Sentiment: Neutral

There are a few things investors need to understand about Wall Street analysts. They are typically careful and wary of upgrading and boosting any company's valuation or rating (no matter how justified) if the price is lagging behind the broader S&P 500 index or the industry peer group.

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image for news Big Analyst Revisions Could Be Ahead for SoFi Stock
The Transformation Driving SoFi Higher
SOFI
Published: August 25, 2025 by: Seeking Alpha
Sentiment: Positive

SoFi's stock surged 55% in two months as fee-based revenue hit $378M, 44% of total revenue. Financial Services revenue soared 106% YoY to $363M with 52% contribution margins, nearly tripling last year's profitability levels. Technology Platform revenue reached $110M, up 15% YoY, maintaining a 30% margin while scaling recurring income streams.

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image for news The Transformation Driving SoFi Higher
SoFi Technologies, Inc. (SOFI) Just Overtook the 50-Day Moving Average
SOFI
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive

SoFi Technologies, Inc. (SOFI) reached a significant support level, and could be a good pick for investors from a technical perspective. Recently, SOFI broke through the 50-day moving average, which suggests a short-term bullish trend.

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image for news SoFi Technologies, Inc. (SOFI) Just Overtook the 50-Day Moving Average
SOFI Stock: More Upside After A 60% Rise?
SOFI
Published: August 22, 2025 by: Forbes
Sentiment: Positive

The stock price of SoFi Technologies (NASDAQ:SOFI) has increased by 60% this year, primarily due to the company's announcement regarding new cryptocurrency investment options. This raises an important question: is the stock still a worthwhile investment?

Read More
image for news SOFI Stock: More Upside After A 60% Rise?
SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Aug 22)
SOFI
Published: August 22, 2025 by: 24/7 Wall Street
Sentiment: Neutral

SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer recently stated at a conference that the fintech company has targeted 30% member growth and 20% revenue growth.

Read More
image for news SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Aug 22)

About SoFi Technologies, Inc. (SOFI)

  • IPO Date 2021-01-04
  • Website https://www.sofi.com
  • Industry Financial - Credit Services
  • CEO Anthony J. Noto
  • Employees 5000

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.