SoFi Technologies, Inc. provides digital financial services. The company is headquartered in San Francisco, California.
| Revenue (TTM) | $3.91B |
| Gross Profit (TTM) | $3.26B |
| EBITDA | — |
| Operating Margin | 18.30% |
| Return on Equity | 6.60% |
| Return on Assets | 1.26% |
| Revenue/Share (TTM) | $3.27 |
| Book Value | $8.44 |
| Price-to-Book | 2.23 |
| Price-to-Sales (TTM) | 6.16 |
| EV/Revenue | 6.6 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 101.20% |
| Quarterly Revenue Growth (YoY) | 42.50% |
| Shares Outstanding | $1.28B |
| Float | $1.26B |
| % Insiders | 1.43% |
| % Institutions | 56.90% |
Volatility is currently contracting
SoFi Technologies, Inc. remains a Buy as it transitions into a diversified digital financial platform with durable, sustainable growth. Q1 2026 saw 43% net revenue growth to $1.1B and strong profitability, with lending driving results but non-lending segments gaining importance. Q2 expectations are high; investors should focus on deposit growth, product adoption, fee-based revenue, and credit quality—not just headline beats.
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has quietly built the profile of an ideal fintech takeover target: 14.7 million members, a national bank charter, over $40 billion in member deposits funding over 90% of liabilities, and the Galileo technology platform servicing approximately 133 million global accounts.
Investors breathed a sigh of relief on Tuesday, July 14, when the Consumer Price Index (CPI) came in below consensus, signaling that inflation slowed month over month in June. The index declined 0.4% between May and June, mainly due to falling energy prices.
SOFI has been through two adverse earnings events this year and has underperformed both the fintech sector and the broader market in 2026 with a decline of ~30% YTD. With Q2 earnings due to be announced on July 29, could it get third time lucky? A potential topline beat of +5%, further EBITDA margin progression with a tilt towards non-lending revenue, stability of the TPS business, and any upgrade in guidance would be taken well.
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has been one of the loudest post-election casualties in fintech.
SoFi stock has rebounded in recent weeks, climbing from its year-to-date low of about $15 to around $19 today. Even so, the shares remain roughly 42% below their all-time high.
SOFI expands its ETF lineup with SFYI, combining popular holdings and an options strategy to deepen investing engagement and grow fee revenue.
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has achieved sustained GAAP profitability, and CEO Anthony Noto is pushing for aggressive growth.
SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
SoFi Technologies' AI push with Coach and Composer aims to deepen member engagement as rapid user, product and revenue growth strengthens its financial ecosystem.
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