SoFi Technologies, Inc. (SOFI)
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- symbol SOFI
- Rev/Share 3.7735
- Book/Share 6.2226
- PB 4.2651
- Debt/Equity 0.5881
- CurrentRatio 0.1498
- ROIC 0.0485
- MktCap 31780325654.0
- FreeCF/Share -2.7477
- PFCF -10.4908
- PE 52.1032
- Debt/Assets 0.0981
- DivYield 0
- ROE 0.0858
- Rating C+
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Reiterated | SOFI | Needham | -- | Buy | $25 | $29 | Sept. 10, 2025 |
| Initiation | SOFI | Rothschild & Co Redburn | -- | Neutral | -- | $20.5 | Aug. 1, 2025 |
| Downgrade | SOFI | Citizens JMP | Mkt Outperform | Market Perform | -- | -- | July 14, 2025 |
| Resumed | SOFI | Goldman | -- | Neutral | -- | $19 | July 14, 2025 |
| Initiation | SOFI | TD Cowen | -- | Hold | -- | $21 | July 11, 2025 |
| Initiation | SOFI | Stephens | -- | Overweight | -- | $20 | June 12, 2025 |
| Initiation | SOFI | Truist | -- | Hold | -- | $14 | June 2, 2025 |
| Initiation | SOFI | Citizens JMP | -- | Mkt Outperform | -- | $17 | April 25, 2025 |
| Initiation | SOFI | William Blair | -- | Outperform | -- | -- | Jan. 15, 2025 |
| Downgrade | SOFI | Keefe Bruyette | Market Perform | Underperform | $7 | $8 | Jan. 2, 2025 |
News
SoFi: Inflection Coming; Why I'm Long
Published: October 20, 2025 by: Seeking Alpha
Sentiment: Neutral
SoFi (SOFI) aims to be a comprehensive financial platform, driving record member growth and expanding into crypto and blockchain services. SOFI could achieve over 25% year-over-year revenue growth in 2026 if interest rates decline, supporting a premium valuation. Despite strong credit performance and improving delinquency rates, SOFI still lacks free cash flow and may require further capital raises.
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SoFi Technologies (SOFI) Upgraded to Buy: What Does It Mean for the Stock?
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
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SOFI Stock Soars 163% in 6 Months: Should You Buy, Hold or Sell?
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI's six-month, 163% surge is powered by rapid member growth, a profitable fee-based model, and rising earnings momentum.
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SoFi Vs. Upstart: Which Fintech To Choose And For Whom
Published: October 10, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies stands out as a diversified digital bank with strong revenue growth, profitability, and a robust customer ecosystem. SoFi Technologies' valuation is historically high, reflecting much of its recent success, but long-term investors may find it compelling to start a position and DCA. Upstart Holdings offers high growth potential with its AI-driven lending platform but remains volatile and highly dependent on macroeconomic conditions.
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Will SoFi Technologies (SOFI) Beat Estimates Again in Its Next Earnings Report?
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
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SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Zacks.com users have recently been watching SoFi Technologies (SOFI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
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Market euphoria can get more euphoric before something turns it around, says SoFi's Liz Thomas
Published: October 07, 2025 by: CNBC Television
Sentiment: Positive
Liz Thomas, SoFi, joins 'Closing Bell' to discuss how Thomas feels about the strength of equity markets, if there's a lot more upside to today's equity markets and much more.
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Top Stock Pick Report: A Q3 For the Record Books
Published: October 07, 2025 by: Schaeffers Research
Sentiment: Positive
Subscribers to Chart of the Week received this commentary on Sunday, October 5.
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Sofi Stock Rises. What Trump's Changes to Student Loans Could Mean for the Fintech.
Published: October 07, 2025 by: Barrons
Sentiment: Positive
The fintech could benefit from a smaller federal role in student lending.
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SOFI Faces Analyst Pressure Amid 250% Y/Y Rally
Published: September 29, 2025 by: Schwab Network
Sentiment: Negative
SoFi Technologies (SOFI) experienced astounding stock growth over the last year. Now, Morgan Stanley warns its rally is overextended.
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Where Will SoFi Technologies Be in 10 Years?
Published: September 29, 2025 by: The Motley Fool
Sentiment: Positive
SoFi Technologies (SOFI 0.68%) was founded in 2011 with the sole purpose of helping students pay for their college educations. Over the next 14 years, the business evolved into a more comprehensive financial services provider, with a digital-first model at its core.
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Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
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May be still young in AI revolution lifecycle, says SoFi's Liz Thomas
Published: September 24, 2025 by: CNBC Television
Sentiment: Neutral
Liz Thomas, SoFi head of investment strategy, joins 'Closing Bell' to discuss Thomas' thoughts on today's equity markets, concerns around unprofitable companies and much more.
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Buy 5 Financial Technology Giants Amid Fed's Low-Interest-Rate Regime
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Fed's rate cut sparks opportunity for fintech leaders like CSGP, PYPL, SOFI, IBKR and HOOD.
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SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
Published: September 23, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi reports record member gains and fee growth, while Nu scales rapidly across Latin America, driven by rising revenues and engagement.
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IFS or SOFI: Which Is the Better Value Stock Right Now?
Published: September 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and SoFi Technologies, Inc. (SOFI). But which of these two companies is the best option for those looking for undervalued stocks?
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SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Sept 19)
Published: September 19, 2025 by: 24/7 Wall Street
Sentiment: Neutral
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth.
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Are You Looking for a Top Momentum Pick? Why SoFi Technologies, Inc. (SOFI) is a Great Choice
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Does SoFi Technologies, Inc. (SOFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
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SoFi's Konecta Now Puts Banking Chatbots in the Spotlight
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Neutral
SOFI's Konecta chatbot delivers faster service, lower costs and higher satisfaction, putting the fintech in the banking AI spotlight.
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Dave Inc. (DAVE) vs. SoFi (SOFI): Which Fintech Stock Is Better?
Published: September 16, 2025 by: 24/7 Wall Street
Sentiment: Neutral
It's a head-to-head battle of fintech startups with popular personal finance apps.
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SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
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Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks
Published: September 12, 2025 by: Zacks Investment Research
Sentiment: Positive
Top-ranked stocks NIKE (NKE), Docusign (DOCU), AGCO (AGCO), SoFi Technologies (SOFI) and InterDigital (IDCC) are likely to beat on the bottom line in their upcoming releases.
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SoFi Technologies (NASDAQ: SOFI) Price Prediction and Forecast 2025-2030 (Sept 12)
Published: September 12, 2025 by: 24/7 Wall Street
Sentiment: Positive
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth. The stock is 1.3% higher than it was a week ago, and shares are trading near an all-time high. The share price is up 68.6% year to date, outperforming the S&P 500. SoFi's one-year gain is 255.1%.
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Are Finance Stocks Lagging SoFi Technologies (SOFI) This Year?
Published: September 11, 2025 by: Zacks Investment Research
Sentiment: Negative
Here is how SoFi Technologies, Inc. (SOFI) and Aviva (AVVIY) have performed compared to their sector so far this year.
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SOFI Stock Skyrockets 80% in 3 Months: Too Late or Still a Bet?
Published: September 09, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi stock has soared 80% in three months as membership, fee-based revenues and earnings momentum fuel bullish investor sentiment.
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Mortgage Pressures Ease, 3 Stocks to Rally on Lower Rates
Published: September 09, 2025 by: MarketBeat
Sentiment: Neutral
Everyone is talking about the potential for the Federal Reserve to cut rates in the United States, an event that has the entire stock market trading into new all-time highs, especially the names in the technology sector that make up most of the S&P 500 index today.
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SoFi launches new AI-themed ETF as skepticism grows
Published: September 03, 2025 by: Reuters
Sentiment: Positive
SoFi Technologies jumped back into the exchange-traded fund business on Wednesday with its first launch in nearly two years, betting on artificial intelligence, the hottest theme in retail investing.
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SoFi Technologies, Inc. (SOFI) Is Up 2.08% in One Week: What You Should Know
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive
Does SoFi Technologies, Inc. (SOFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
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Best Fintech Stocks Offering Compelling Long-Term Upside
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Positive
AI, embedded finance and programmable money are reshaping the fintech industry and fueling investor interest in Interactive Brokers, Robinhood and SoFi.
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IFS vs. SOFI: Which Stock Is the Better Value Option?
Published: September 01, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and SoFi Technologies, Inc. (SOFI). But which of these two stocks is more attractive to value investors?
Read More
About SoFi Technologies, Inc. (SOFI)
- IPO Date 2021-01-04
- Website https://www.sofi.com
- Industry Financial - Credit Services
- CEO Anthony J. Noto
- Employees 5000