SoFi Technologies Teams Up With Payward: Will SoFiUSD Gain Traction?
SOFI's Payward tie-up expands SoFiUSD's reach through Kraken while adding digital-asset liquidity and 24/7 dollar clearing.
Zacks Investment Research9/4/2026Positive
SOFI
SoFi Technologies Inc.NASDAQFINANCIAL SERVICESCREDIT SERVICES
Key Statistics
Market Cap
$23.53B
P/E Ratio
37.18
EPS
$0.49
Beta
2.21
52W High
$32.73
52W Low
$14.88
50-Day MA
$17.88
200-Day MA
$19.97
Dividend Yield
—
Profit Margin
14.90%
Forward P/E
23.15
PEG Ratio
0.67
About SoFi Technologies Inc.
SoFi Technologies, Inc. provides digital financial services. The company is headquartered in San Francisco, California.
Fundamentals
| Revenue (TTM) | $4.27B |
| Gross Profit (TTM) | $3.57B |
| EBITDA | — |
| Operating Margin | 17.00% |
| Return on Equity | 7.10% |
| Return on Assets | 1.25% |
| Revenue/Share (TTM) | $3.44 |
| Book Value | $8.58 |
| Price-to-Book | 2.16 |
| Price-to-Sales (TTM) | 5.51 |
| EV/Revenue | 6.34 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 40.40% |
| Quarterly Revenue Growth (YoY) | 42.60% |
| Shares Outstanding | $1.29B |
| Float | $1.27B |
| % Insiders | 1.42% |
| % Institutions | 51.37% |
Historical Volatility
HV 10-Day
60.01%
HV 20-Day
52.50%
HV 30-Day
64.67%
HV 60-Day
55.16%
HV Rank
76.2%
Volatility is currently contracting
Analyst Ratings
Consensus ($20.26 target)
3
Strong Buy5
Buy12
Hold2
Sell2
Strong SellLatest News
SoFi and Payward Team to Link Banking and Digital Asset Markets
Financial services app SoFi has joined forces with Payward, parent company of cryptocurrency exchange Kraken. With this partnership, Payward will leverage SoFi's “Big Business Banking” capabilities, join the SoFi Exchange Network (SEN) and list the SoFiUSD stablecoin on its multi-asset trading platform, the companies said in a Thursday (Sept.
PYMNTS9/3/2026Positive
Price Prediction: SoFi's Price Target For 2027 May Surprise Investors
SoFi shares have shed nearly a third of their value in 2026 even as the fintech keeps posting record numbers, and that gap between price and fundamentals points to a scenario Wall Street has not fully priced in yet.
24/7 Wall Street9/3/2026Neutral
SoFi Technologies: Shares Are Flat So I'm Accumulating More
SoFi Technologies remains a Strong Buy, with robust member growth, accelerating cross-sell, and sector-leading revenue expansion justifying a premium valuation. SOFI's cross-selling strategy has driven product-per-member to a record 1.54x, with new customers adopting over two products on average, enhancing ARPU and operating leverage. Updated projections see SOFI reaching $10B in revenue and $1.42 EPS by 2030, supporting a $28.5–$34.2 price target and 67–100% upside from current levels.
Seeking Alpha9/3/2026Positive
SoFi Drops 4%, Affirm Falls 5% as Yields Hit Balance-Sheet Lenders, Robinhood Holds Steady
Today's fintech selling is precisely targeted at the two names in the group that carry consumer credit on their own balance sheets, and the ordering inside the trio proves it.
24/7 Wall Street9/1/2026Positive
SoFi's Deposits Aren't A Moat: They're A Rate Hedge
SoFi Technologies, Inc. remains a Buy as the business pivots toward fee-based revenue and leverages its deposit base as a rate hedge. Management raised 2024 revenue guidance to $4.75–$4.85B but held profit targets flat, reinvesting incremental revenue into growth initiatives. Fee-based revenue reached 39% of total, with the Loan Platform Business enabling growth without adding credit risk to SOFI's balance sheet.
Seeking Alpha9/1/2026Positive
Is SoFi's Product Flywheel Gaining Enough Traction to Lift SOFI Stock?
SoFi's product flywheel gains traction as cross-buy rises, non-lending products expand, and fee-based growth broadens its financial-services model.
Zacks Investment Research8/31/2026Positive
SoFi Tech Solutions' New President Is Building the AWS of Finance
Watch more: Monday Conversation With SoFi's Kathleen Pierce-Gilmore Former Visa executive Kathleen Pierce-Gilmore is three months into her new role as president of SoFi Technology Solutions.
PYMNTS8/31/2026Positive
SoFi Technologies (SOFI) Up 16.5% Since Last Earnings Report: Can It Continue?
SoFi Technologies (SOFI) reported earnings 30 days ago. What's next for the stock?
Zacks Investment Research8/28/2026Positive
SoFi Technologies' SoFi Plus: Can Paid Membership Drive Growth?
SOFI's paid membership gains early traction, with cross-selling and product adoption central to its growth ambitions.
Zacks Investment Research8/27/2026Positive
Turn research into an automated options-selling system
Tiblio connects your broker and runs your put-and-call-writing strategy for you — on SOFI and any ticker you trade — then tracks every position and per-strategy win rate.
More FINANCIAL SERVICES Stocks
Data last updated: 9/7/2026