SoFi Technologies, Inc. (SOFI)
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- symbol SOFI
- Rev/Share 3.9007
- Book/Share 8.5786
- PB 2.1239
- Debt/Equity 0.1731
- CurrentRatio 0.0
- ROIC 0.0151
- MktCap 23023843367.0
- FreeCF/Share -2.1373
- PFCF -8.8098
- PE 46.2863
- Debt/Assets 0.0358
- DivYield 0
- ROE 0.0587
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 3
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | SOFI | Citizens | Market Perform | Mkt Outperform | -- | $30 | Feb. 9, 2026 |
| Upgrade | SOFI | JP Morgan | Neutral | Overweight | -- | $31 | Feb. 3, 2026 |
| Reiterated | SOFI | Needham | -- | Buy | $36 | $33 | Feb. 2, 2026 |
| Resumed | SOFI | BofA Securities | -- | Underperform | -- | $20.5 | Jan. 6, 2026 |
| Reiterated | SOFI | Needham | -- | Buy | $25 | $29 | Sept. 10, 2025 |
| Initiation | SOFI | Rothschild & Co Redburn | -- | Neutral | -- | $20.5 | Aug. 1, 2025 |
| Resumed | SOFI | Goldman | -- | Neutral | -- | $19 | July 14, 2025 |
| Downgrade | SOFI | Citizens JMP | Mkt Outperform | Market Perform | -- | -- | July 14, 2025 |
| Initiation | SOFI | TD Cowen | -- | Hold | -- | $21 | July 11, 2025 |
| Initiation | SOFI | Stephens | -- | Overweight | -- | $20 | June 12, 2025 |
News
DAVE vs. SOFI: Which Fintech Stock Should You Invest In Now?
Published: February 25, 2026 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies adds 1.02M members as revenues rise 40% y/y. Dave posts a 63% y/y surge and tighter credit metrics.
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Why Sofi Technologies at $18 Makes Zero Sense
Published: February 24, 2026 by: 24/7 Wall Street
Sentiment: Neutral
SoFi Technologies ( NASDAQ:SOFI | SOFI Price Prediction ) has transformed itself over the past few years from a student loan refinancing outfit to a full-line, online financial services company.
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Stock Of The Day: Where Will SoFi Turn?
Published: February 19, 2026 by: Benzinga
Sentiment: Negative
Trading in SoFi Technologies, Inc. (NASDAQ: SOFI) is quiet on Thursday. The shares are consolidating after a long and painful downtrend.
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3 Cheap Stocks to Buy Now: All Under $20 Per Share
Published: February 19, 2026 by: 24/7 Wall Street
Sentiment: Positive
Companies trading under $20 per share often draw institutional and retail investor attention.
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Is Trending Stock SoFi Technologies, Inc. (SOFI) a Buy Now?
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
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SoFi vs Ally Financial: Which Financial Stock Is the Better Buy After 2026's Selloff?
Published: February 17, 2026 by: 24/7 Wall Street
Sentiment: Neutral
SoFi Technologies (NASDAQ: SOFI | SOFI Price Prediction) and Ally Financial (NYSE: ALLY) both delivered fourth-quarter earnings recently, but the market's reaction tells two different stories.
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These 3 Companies Shattered Quarterly Records
Published: February 11, 2026 by: Zacks Investment Research
Sentiment: Neutral
The 2025 Q4 earnings season continues to be one of positivity, with these three companies posting record-breaking results.
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SoFi's 2026 Outlook: Margin Expansion Strengthens Further
Published: February 11, 2026 by: Zacks Investment Research
Sentiment: Positive
SOFI targets mid-30% EBITDA margins in 2026 as 30% revenue growth fuels a shift from fintech upstart to scaled, profit-driven operator.
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SoFi Is Much Cheaper Than It Looks
Published: February 09, 2026 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc. still looks like a Strong Buy following the recent selloff. SOFI's high net interest margins, rapid loan origination, and strong member growth will continue to drive superior operating leverage and profitability. Consensus estimates project 54% EPS growth through 2026 and 35% through 2027, supporting significant upside even with potential multiple contraction.
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SoFi Technologies Stock Could Rise 40%, Say Analysts. The Fintech Is a Buy.
Published: February 09, 2026 by: Barrons
Sentiment: Positive
A selloff has created an opportunity to own ‘one of the most compelling long-term compounders in fintech,' says Citizens JMP.
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SoFi: Recent Pullback Creates Opportunity As 2026 Catalysts Line Up
Published: February 06, 2026 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies is rated 'Strong Buy' due to rapid user growth, consistent earnings beats, and expanding fintech offerings. SOFI benefits from a pro-business environment, potential S&P 500 inclusion, and product innovation targeting younger, affluent customers. The recent pullback is seen as a buying opportunity, attributed to negative Wall Street sentiment rather than business fundamentals.
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Is Most-Watched Stock SoFi Technologies, Inc. (SOFI) Worth Betting on Now?
Published: February 06, 2026 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
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Is SoFi Stock a Buy, Hold, or Sell After Impressive Q4 Earnings?
Published: February 05, 2026 by: Zacks Investment Research
Sentiment: Positive
SOFI beat Q4 earnings estimates, topped $1B in quarterly revenues and expanded margins, yet shares slid 9%, highlighting a gap between results and price.
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What's Happening With SOFI Stock
Published: February 04, 2026 by: Forbes
Sentiment: Negative
SoFi Technologies (SOFI) – a digital platform that provides loans, cash management, and investment services – has experienced an 8-day decline, with total losses during this time reaching -17%. The company's market capitalization has plummeted by approximately $5.4 billion over the past 8 days and currently sits at $27.5 billion.
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Fintech Stocks Offer a Resilient Path Toward Sustainable Returns
Published: February 03, 2026 by: Zacks Investment Research
Sentiment: Positive
Fintech stocks like SoFi, Visa and Robinhood are drawing attention as AI, blockchain and digital payments reshape finance and expand access worldwide.
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SoFi Announces Plan to Liquidate and Close the SoFi Next 500 ETF (SFYX)
Published: February 02, 2026 by: GlobeNewsWire
Sentiment: Neutral
SAN FRANCISCO, Feb. 02, 2026 (GLOBE NEWSWIRE) -- Social Finance, Inc. (“SoFi”) today announced that the Board of Trustees of Tidal Trust I (the “Trust”) has approved, at the request of Tidal Investments LLC and SoFi, a plan of liquidation and termination for the SoFi Next 500 ETF (NYSE Arca: SFYX) (the “Fund”). Under the plan, the Fund is expected to stop trading on NYSE Arca at the close of regular trading on February 18, 2026 (the “Final Trading Day”).
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SoFi: Selloff Looks Well Overdone As Execution Keeps Improving
Published: February 02, 2026 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies keeps up with incredibly strong execution across lending, enterprise, and financial services, despite a recent stock selloff and sector volatility. SOFI delivered robust Q4 2025 results: 53% YoY fee-based revenue growth, $10.5B in originations, and $38B in deposits, with high-quality borrowers. Personal loans remain SOFI's key profit driver, but market uncertainty and regulatory risks could impact refinancing opportunities and net interest margins.
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SoFi's Pullback Before The Breakout
Published: February 02, 2026 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc.'s Financial Services and Tech Platform delivered $579 million in Q4 revenue, representing 57% of adjusted net revenue and reducing lending reliance. Fee-based revenue surged 53% year-over-year to $443 million in Q4, supporting higher margins and lower balance sheet risk. Q4 Adjusted EBITDA reached $318 million with a 31% margin and 44% incremental margin, highlighting powerful operating leverage.
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SoFi: Strong Revaluation Catalyst In 2026
Published: February 02, 2026 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies (SOFI) delivered record customer acquisition and exceeded both revenue and earnings estimates in Q4, reinforcing my strong buy rating. SOFI's Financial Services segment drove 158% Y/Y segment earnings growth in FY 2025. Lending saw record originations of $10.5B in the fourth-quarter, up 46% year-over-year. Guidance for FY 2026 implies 30% adjusted net revenue growth and 52% adjusted EBITDA growth, positioning SOFI for continued rapid earnings growth.
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SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
Published: January 30, 2026 by: Seeking Alpha
Sentiment: Neutral
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
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Scorecard: How We Graded SoFi Technologies (SOFI) Q4 2025 Earnings
Published: January 30, 2026 by: 24/7 Wall Street
Sentiment: Positive
SoFi Technologies (Nasdaq: SOFI) crossed the $1 billion quarterly revenue threshold for the first time in company history, delivering Q4 2025 results that beat estimates across the board while adding a record 1 million new members.
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SoFi Scales Cross-Selling as Loan Originations Hit Records
Published: January 30, 2026 by: PYMNTS
Sentiment: Positive
SoFi's platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending, payments and technology revenue compound.
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SoFi Technologies Reverses Course and Falls After Beat-and-Raise Q4
Published: January 30, 2026 by: 24/7 Wall Street
Sentiment: Positive
SoFi Technologies ( NASDAQ:SOFI ) reported impressive fourth-quarter 2025 earnings this morning, significantly exceeding Wall Street estimates and raising its earnings guidance for the coming year ahead of forecasts.
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SoFi posts record quarterly revenue, adds over 1M members
Published: January 30, 2026 by: Proactive Investors
Sentiment: Positive
SoFi Technologies Inc. (NASDAQ: SOFI) reported its highest-ever quarterly revenue and membership growth on Friday thanks to strong demand across its lending and financial services businesses. For the fourth quarter of 2025, SoFi posted revenue of $1.03 billion, surpassing analysts' estimates of $982 million.
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SoFi Technologies (SOFI) Reports Q4 Earnings: What Key Metrics Have to Say
Published: January 30, 2026 by: Zacks Investment Research
Sentiment: Neutral
While the top- and bottom-line numbers for SoFi Technologies (SOFI) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
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SoFi Technologies, Inc. (SOFI) Surpasses Q4 Earnings and Revenue Estimates
Published: January 30, 2026 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.13 per share, beating the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.05 per share a year ago.
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SOFI Technologies to Report Q4 Earnings: Here's What to Expect
Published: January 28, 2026 by: Zacks Investment Research
Sentiment: Positive
SOFI heads into Q4 earnings with strong revenue growth expectations and a solid track record of beating estimates.
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SoFi vs. OppFi: Which Fintech Stock Looks More Compelling Right Now?
Published: January 28, 2026 by: Zacks Investment Research
Sentiment: Positive
SOFI's expanding platform, blockchain payments, AI tools and Galileo integration strengthen its edge over OPFI in fintech lending.
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Pre-Q4 Earnings: Is SoFi Technologies Stock a Portfolio Must-Have?
Published: January 27, 2026 by: Zacks Investment Research
Sentiment: Negative
SOFI heads into Q4 with sharp earnings and revenue growth expectations, but a recent pullback and elevated valuation put pressure on the bull case.
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SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
Published: January 26, 2026 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Read More
About SoFi Technologies, Inc. (SOFI)
- IPO Date 2021-01-04
- Website https://www.sofi.com
- Industry Financial - Credit Services
- CEO Anthony J. Noto
- Employees 5000