SoFi Technologies, Inc. (SOFI)
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- symbol SOFI
- Rev/Share 3.7929
- Book/Share 7.4965
- PB 3.7451
- Debt/Equity 0.3198
- CurrentRatio 0.1687
- ROIC 0.0519
- MktCap 33860583279.0
- FreeCF/Share -1.5371
- PFCF -18.8093
- PE 51.3579
- Debt/Assets 0.062
- DivYield 0
- ROE 0.0888
- Rating C+
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 3
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Resumed | SOFI | BofA Securities | -- | Underperform | -- | $20.5 | Jan. 6, 2026 |
| Reiterated | SOFI | Needham | -- | Buy | $25 | $29 | Sept. 10, 2025 |
| Initiation | SOFI | Rothschild & Co Redburn | -- | Neutral | -- | $20.5 | Aug. 1, 2025 |
| Downgrade | SOFI | Citizens JMP | Mkt Outperform | Market Perform | -- | -- | July 14, 2025 |
| Resumed | SOFI | Goldman | -- | Neutral | -- | $19 | July 14, 2025 |
| Initiation | SOFI | TD Cowen | -- | Hold | -- | $21 | July 11, 2025 |
| Initiation | SOFI | Stephens | -- | Overweight | -- | $20 | June 12, 2025 |
| Initiation | SOFI | Truist | -- | Hold | -- | $14 | June 2, 2025 |
| Initiation | SOFI | Citizens JMP | -- | Mkt Outperform | -- | $17 | April 25, 2025 |
| Initiation | SOFI | William Blair | -- | Outperform | -- | -- | Jan. 15, 2025 |
News
SOFI Stock Rises 40% in Half a Year: Play or Time to Pause?
Published: January 07, 2026 by: Zacks Investment Research
Sentiment: Positive
SOFI is up 40% in six months as new payments, crypto and AI launches fuel growth, but a premium valuation raises questions on how much upside remains.
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SoFi Technologies Tumbles on Underperform Rating. Is Bank of America Wrong?
Published: January 07, 2026 by: 24/7 Wall Street
Sentiment: Negative
SoFi Technologies ( NASDAQ:SOFI ) shares dropped almost 8% yesterday after Bank of America ( NYSE:BAC ) resumed coverage with an underperform rating and a $20.50 price target, implying 30% downside from where it had been trading.
Read More
More Downside For SOFI Stock?
Published: January 07, 2026 by: Forbes
Sentiment: Negative
SoFi Technologies (SOFI) stock decreased by 8% on January 6. The recent decline points to renewed worries about equity dilution, its elevated valuation, and crypto exposure, but sharp declines like this often pose a more difficult question: is the weakness temporary, or does it indicate more serious issues?
Read More
Up 85%: Should You Buy This Fintech Stock?
Published: January 05, 2026 by: 24/7 Wall Street
Sentiment: Positive
Stocks have had a wild ride in 2025. While it wasn't a smooth year, the stock market remained resilient despite the ups and downs.
Read More
Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
Published: December 31, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Read More
Inside SoFi's Galileo Platform: The Backbone of Modern Digital Banking
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI's Galileo platform powers millions of accounts in 2025, posting steady revenue growth as its API-first stack drives fintech innovation.
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SoFi vs. Nu Holdings: Which Fintech Stock is a Better Buy Right Now?
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI pulls ahead as profitability surges, guidance rises and deposits grow, making it the stronger fintech buy right now.
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Crypto Comeback in 2026? 4 Stocks to Ride the Bitcoin Rally
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Bitcoin's wild 2025 ride, shifting sentiment and growing ETF inflows may drive HOOD, KLAR, SOFI and CME stocks in 2026.
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Buy 3 Fintech Bigwigs for 2026 to Tap Global Digital Finance Revolution
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Positive
HOOD, SOFI and AFRM lead a fintech trio poised to ride AI, mobile growth and lower rates into 2026's digital finance boom.
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SoFi Stock Looks Like a Buy Following Stablecoin Launch
Published: December 26, 2025 by: 24/7 Wall Street
Sentiment: Positive
Shares of fintech firm SoFi Technologies (NASDAQ:SOFI) had a solid 2025, with around 95% worth of gains, beating both the S&P 500 and Nasdaq 100 by a wide margin.
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SoFi: Breakout Higher Can Continue, New Growth Engines Are Kicking In (Rating Upgrade)
Published: December 21, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies is finally upgraded to a buy, driven by its expanding platform moat and robust multi-year growth trajectory. SOFI's loan platform business has achieved 4x growth, with $3.4B in originations and a $13B run rate, fueling revenue durability. Despite a nearly 50x forward earnings multiple, SOFI's growth engine supports its expansive moat and growing competitive levers.
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SoFi's Stablecoin Launch And What It Means For Financial Institutions
Published: December 19, 2025 by: Benzinga
Sentiment: Positive
When SoFi Technologies Inc. (NASDAQ: SOFI) announced its stablecoin launch on December 18, the market responded immediately. Shares jumped approximately 4%, closing at $26.29 as investors processed what this move actually represents: a federally chartered bank issuing digital currency on public blockchain infrastructure.
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SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Read More
The Zacks Analyst Blog Capital One Financial, SoFi and OppFi
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Capital One Financial stands to gain as digital payments grow, rates ease and consumer spending stays strong, extending momentum in payment stocks into 2026.
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3 Payment Stocks to Buy as Their Bull Run Extends Into 2026
Published: December 16, 2025 by: Zacks Investment Research
Sentiment: Positive
The payments space heads into 2026 with tailwinds from rate cuts, tech innovation and rising transaction volumes, setting the stage for sustained growth across the industry.
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Riding on the Cashless Wave: 3 Fintech Stocks Positioned for 2026
Published: December 16, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi, Block and Circle benefit from the digital payment surge, with strong growth potential heading into 2026.
Read More
SoFi: Dilution Headlines Miss The Balance-Sheet Upgrade Story
Published: December 16, 2025 by: Seeking Alpha
Sentiment: Positive
SOFI's chart looks shaky after the failure to find support above $30, but I'm ignoring technicals: fundamentals point to accelerating earnings and a higher 2026 repricing despite recent equity dilution. SOFI's Loan Platform Business drives higher-margin, less rate-sensitive income, reducing reliance on traditional lending and enhancing earnings power. Despite recent equity dilution, capital raises are viewed as strategic moves to optimize the balance sheet and fuel technology expansion.
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SOFI Stock Skyrockets 82% in 6 Months: Buy, Hold or Sell?
Published: December 12, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi's 82% surge in six months spotlights soaring profitability, record loan growth and sharply raised 2025 guidance that could keep momentum alive.
Read More
Can SoFi Do What JPMorgan Has Been Unable To In 226 Years?
Published: December 12, 2025 by: 24/7 Wall Street
Sentiment: Negative
JPMorgan Chase ( NYSE:JPM ) has shaped American finance for over two centuries, tracing its roots to 1799 and repeatedly stepping in as the “bank of last resort” to avert crises.
Read More
Will SoFi Technologies (SOFI) Stock Hit $50 in 2026?
Published: December 12, 2025 by: 24/7 Wall Street
Sentiment: Neutral
Anthony Noto, the CEO of fintech firm SoFi Technologies (NASDAQ:SOFI), envisions scaling SoFi into a trillion-dollar company.
Read More
The Big 3: GOOGL, CRML, SOFI
Published: December 08, 2025 by: Schwab Network
Sentiment: Positive
Aquiles Larrea makes the case for a 7,400 SPX being in the crosshairs into 2026 with the tech trade bolstering index strength. He highlights Alphabet's (GOOGL) A.I.
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SoFi: Dilution Hammers Shares, But Accretion Is The Name Of The Game
Published: December 08, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc. remains in long-term growth mode but is richly valued at a mid-70s FWD EPS multiple. A surprising $1.5 billion share offering raises substantial questions about SOFI's capital allocation despite a strong balance sheet. Q3 results were robust with net revenue up 38% YoY and tangible book value per share rising to $5.97, cash flows strong, raising questions about the need for dilution.
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SoFi: A Fintech Evolution That's Paying Off
Published: December 08, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies has rapidly evolved into a leading full-service digital bank, boasting $30 billion in deposits and robust profitability. SoFi's integrated platform, strong execution, and disciplined cost control drive impressive growth, with Q3 2025 revenue and EBITDA exceeding expectations. Despite rich valuation and macroeconomic risks, SoFi's self-funded model, expanding fee-based ecosystem, and operating leverage set it apart from peers.
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What's Next After Sofi Stock's 117% Surge?
Published: December 08, 2025 by: Forbes
Sentiment: Positive
In the past six months, SoFi's (NASDAQ:SOFI) share price has increased by approximately 101%, indicating a significant re-rating by investors. In its latest reported quarter (Q3 2025), the company reported adjusted net revenue of around USD 950–962 million, reflecting an increase of about 38% compared to the previous year.
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SOFI Sells Off Over $1.5B Common Shares Sale
Published: December 05, 2025 by: Schwab Network
Sentiment: Negative
SoFi Technologies (SOFI) stalled its stellar 2025 run on Friday when the company announced a $1.5 billion stock offering. George Tsilis calls the practice a common, and at times healthy occurrence for growing companies, but believes investors are wary of SoFi's financials.
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Investors Have Bid SoFi Stock Up All Year. Now They're Backing Off
Published: December 05, 2025 by: Investopedia
Sentiment: Positive
SoFi's been on a winning streak. Today's it's taking a breather.
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SoFi's Blockchain Remittance Push Signals New Growth Phase
Published: December 04, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI's blockchain push aims to speed up cross-border transfers, cut fees and deepen user engagement across its growing financial ecosystem.
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XP vs. SOFI: Which Stock Is the Better Value Option?
Published: December 03, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors interested in Financial - Miscellaneous Services stocks are likely familiar with XP Inc.A (XP) and SoFi Technologies, Inc. (SOFI). But which of these two stocks is more attractive to value investors?
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SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
Published: December 03, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
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Buy 5 Financial Technology Ginats Amid Fed Rate Cut Hope in December
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Fed rate-cut hopes lift fintech outlook as HOOD, IBKR, FICO, SOFI and MCO gain momentum.
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About SoFi Technologies, Inc. (SOFI)
- IPO Date 2021-01-04
- Website https://www.sofi.com
- Industry Financial - Credit Services
- CEO Anthony J. Noto
- Employees 5000