SoFi Technologies, Inc. (SOFI)
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- symbol SOFI
- Rev/Share 3.7929
- Book/Share 7.4965
- PB 3.8725
- Debt/Equity 0.3198
- CurrentRatio 0.1687
- ROIC 0.0519
- MktCap 35007365367.0
- FreeCF/Share -1.5371
- PFCF -19.4464
- PE 53.1049
- Debt/Assets 0.062
- DivYield 0
- ROE 0.0888
- Rating C+
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Reiterated | SOFI | Needham | -- | Buy | $25 | $29 | Sept. 10, 2025 |
| Initiation | SOFI | Rothschild & Co Redburn | -- | Neutral | -- | $20.5 | Aug. 1, 2025 |
| Downgrade | SOFI | Citizens JMP | Mkt Outperform | Market Perform | -- | -- | July 14, 2025 |
| Resumed | SOFI | Goldman | -- | Neutral | -- | $19 | July 14, 2025 |
| Initiation | SOFI | TD Cowen | -- | Hold | -- | $21 | July 11, 2025 |
| Initiation | SOFI | Stephens | -- | Overweight | -- | $20 | June 12, 2025 |
| Initiation | SOFI | Truist | -- | Hold | -- | $14 | June 2, 2025 |
| Initiation | SOFI | Citizens JMP | -- | Mkt Outperform | -- | $17 | April 25, 2025 |
| Initiation | SOFI | William Blair | -- | Outperform | -- | -- | Jan. 15, 2025 |
| Downgrade | SOFI | Keefe Bruyette | Market Perform | Underperform | $7 | $8 | Jan. 2, 2025 |
News
Buy 5 Financial Technology Ginats Amid Fed Rate Cut Hope in December
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Fed rate-cut hopes lift fintech outlook as HOOD, IBKR, FICO, SOFI and MCO gain momentum.
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Galileo Strengthens SoFi's Fintech Integration and Growth Path
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI leverages Galileo's technology to accelerate innovation, enhance integration and sharpen its fintech edge as its earnings estimates rise.
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Palantir vs. SoFi: Which High-Growth Tech Stock is the Better Buy Now?
Published: November 26, 2025 by: Zacks Investment Research
Sentiment: Positive
PLTR's surging commercial momentum and rising profitability give it an edge as both tech innovators race for high-growth gains.
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SoFi Technologies: Remittances Blockchain To Further Accelerate Its Growth Flywheel
Published: November 26, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies continues to deliver strong growth, with Q3 2025 GAAP net revenue up 38% year-over-year and robust expansion in its Loan Platform Business. SOFI's platform model drives member growth, now at 12.6 million, and benefits from a diversified loan book, reducing reliance on student loans. The company is innovating with blockchain-powered international remittances via SoFi Pay, targeting the large US-Mexico market and enhancing its financial services ecosystem.
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Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks
Published: November 19, 2025 by: Zacks Investment Research
Sentiment: Positive
Top-ranked stocks TakeTwo Interactive Software (TTWO), Allstate (ALL), SoFi Technologies (SOFI), Alkermes (ALKS) and Morgan Stanley (MS) are likely to beat on the bottom line in their upcoming releases.
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Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
Published: November 19, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
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Cathie Wood Is Selling SoFi Stock. Should You?
Published: November 17, 2025 by: The Motley Fool
Sentiment: Positive
SoFi has the disruptive technology Wood usually looks for in an investment. Its platform is attracting a young user group that can grow with the platform over time.
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SoFi's Upgraded Outlook Driven by Strengthening Scalable Profitability
Published: November 17, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI lifts its 2025 outlook as scalable profitability boosts member growth, revenue expectations and tangible book value.
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SoFi's Overpriced Valuation Meets High Growth, Profitable Cadence
Published: November 14, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi has successfully delivered the diversified monetization capabilities as a fintech and a neobank, with it mitigating the risks from a rapidly changing macroeconomic environment. The fintech segment is increasingly becoming a bottom-line driver, with further growth likely thanks to the accelerating user acquisition and cross-selling trends. Its neobank capabilities remain robust, with the Fed's rate cut already triggering the expansion of loan originations, aided by the growing deposit base contributing to the lower funding costs.
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SoFi: Still Very Early In A Multi-Year Growth Story
Published: November 12, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies (SOFI) remains a Strong Buy, driven by its integrated financial platform and exceptional growth in financial services. SOFI's Q3 results showed 37% revenue growth YoY, with financial services segment revenue up 76% and segment operating margins at 54%. Despite a high 75x earnings multiple, SOFI's rapid revenue and EPS growth justify its premium valuation compared to traditional banks.
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SoFi Debuts Crypto-Trading Platform For Consumers
Published: November 11, 2025 by: PYMNTS
Sentiment: Positive
SoFi Technologies said it has become the first nationally-chartered bank to offer consumer cryptocurrency trading. SoFiCrypto, announced by the digital financial services company Tuesday (Nov. 11), lets customers buy, sell and hold crypto such as Bitcoin, Ethereum and Solana.
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SoFi CEO: Blockchain and cryptocurrencies are a technology supercycle just like AI
Published: November 11, 2025 by: CNBC Television
Sentiment: Positive
SoFi CEO Anthony Noto says the company believes that blockchain and cryptocurrencies are a technology supercycle "just like AI," after launching crypto trading on its platform in efforts to become a "one-stop shop."
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SoFi CEO: I worry 'quite significantly' about stablecoins not backed by banks
Published: November 11, 2025 by: CNBC Television
Sentiment: Neutral
SoFi CEO Anthony Noto revealed concerns about stablecoins "from operators that are not banks," following the company's launch of crypto trading on its platform.
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SoFi Technologies to kick off crypto trading for retail customers
Published: November 11, 2025 by: Proactive Investors
Sentiment: Positive
SoFi Technologies Inc (NASDAQ: SOFI) on Tuesday announced plans to launch cryptocurrency trading for its retail customers. In doing so, SoFi said it has become the first and only nationally chartered bank where consumers can bank, borrow, invest, buy, sell and hold cryptocurrencies, including Bitcoin, Ethereum, and Solana.
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SoFi CEO on launch of crypto trading: Blockchain and crypto are a supercycle technology just like AI
Published: November 11, 2025 by: CNBC Television
Sentiment: Positive
SoFi CEO Anthony Noto joins 'Squawk Box' to discuss the launch of crypto trading on its platform, how the product stacks up against the competition, his thoughts on bitcoin and crypto, and more.
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Is SoFi Technologies Stock a Buy After Another Record Quarter?
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI posts record Q3 revenues and profits, raises 2025 outlook and expands into AI and blockchain to power future growth.
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Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
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SoFi's Fee Flywheel Confirms The Breakout
Published: October 31, 2025 by: Seeking Alpha
Sentiment: Positive
Non-lending segments generated $534M in Q3 FY25 revenue, up 57% YoY, now representing 56% of SoFi's total topline. Fee-based revenue reached $409M, growing 50% YoY, with a $1.6B annualized run rate, reducing reliance on interest-sensitive lending. The Loan Platform Business originated $3.4B in Q3, generating $168M in high-margin revenue, pacing toward $13B in annualized originations.
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IFS vs. SOFI: Which Stock Should Value Investors Buy Now?
Published: October 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors interested in Financial - Miscellaneous Services stocks are likely familiar with Intercorp Financial Services Inc. (IFS) and SoFi Technologies, Inc. (SOFI). But which of these two stocks offers value investors a better bang for their buck right now?
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Here Are Wednesday's Top Wall Street Analyst Research Calls: United Health, SoFi, Skyworks, Energy Transfer and More
Published: October 29, 2025 by: 24/7 Wall Street
Sentiment: Positive
The futures are trading higher this morning after another stellar day across Wall Street on Tuesday, as all the major indices once again ended higher and continue to print new all-time highs.
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SoFi Benefits From Expanding Beyond Lending, Says CEO
Published: October 28, 2025 by: Bloomberg Technology
Sentiment: Positive
SoFi raised its full year profit outlook and reported increased membership in the last quarter, something CEO Anthony Noto attributed to SoFi's growing range of financial offerings. Noto joins Caroline Hyde and Ed Ludlow on “Bloomberg Tech.
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SoFi Technologies: Another Triple Beat, More Catalysts, And I'm Very Bullish
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc. delivered a triple beat in Q3 2025, with 36% YoY revenue growth and raised full-year guidance. SOFI's Financial Services Productivity Loop drove record member and product growth, reinforcing its sustainable competitive advantage and diversified revenue streams. Upcoming catalysts include blockchain-enabled SoFi Pay, a stablecoin launch, crypto platform rollout, and potential S&P 500 inclusion in 2026.
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SOFI Hits All-Time High on Record Net Revenue & Raised Outlook
Published: October 28, 2025 by: Schwab Network
Sentiment: Positive
SoFi Technologies (SOFI) flexed more strength in the fintech space after the company posted an earnings beat and guidance boost. George Tsilis talks about the company's climb and "impressive" moves to its balance sheet, though warns the stock needs time to grow into current valuations.
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SoFi Technologies, Inc. (SOFI) Q3 2025 Earnings Call Transcript
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Neutral
SoFi Technologies, Inc. (NASDAQ:SOFI ) Q3 2025 Earnings Call October 28, 2025 8:00 AM EDT Company Participants Anthony Noto - CEO & Director Chris Lapointe - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho Securities USA LLC, Research Division John Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Andrew Jeffrey - William Blair & Company L.L.C., Research Division Kyle Peterson - Needham & Company, LLC, Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Peter Christiansen - Citigroup Inc., Research Division Moshe Orenbuch - TD Cowen, Research Division Devin Ryan - …
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SoFi Technologies reports record Q3 results, raises full-year guidance
Published: October 28, 2025 by: Proactive Investors
Sentiment: Positive
SoFi Technologies (NASDAQ:SOFI) reported record revenue and net income for the third quarter driven by increased loan originations, fee-based revenue growth, and a rise in total members and products. For the quarter ended September 30, 2025, SoFi posted revenue of $961.6 million, up 38% from $697.1 million in the same period last year and ahead of Wall Street estimates of $889 million to $895 million.
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SoFi Technologies (SOFI) Reports Q3 Earnings: What Key Metrics Have to Say
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive
Although the revenue and EPS for SoFi Technologies (SOFI) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
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SoFi Technologies: Blowout Q3 Earnings Confirm Bullish Case
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies, Inc. delivered strong Q3 results, maintaining double-digit growth across key financial and business metrics, reinforcing its robust business model. SOFI's expanding customer base and product offerings drive long-term growth potential, supporting cross-selling and improved profitability through lower acquisition costs. All major segments, including Lending, Technology Platform, and Financial Services, posted double-digit revenue growth, highlighting a balanced and resilient business mix.
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Fintech Earnings: Sofi Technologies, PayPal Score Big Beats
Published: October 28, 2025 by: Schaeffers Research
Sentiment: Positive
The fintech sector is buzzing today, after two heavyweights stepped into the earnings confessional.
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OPFI vs. SOFI: Which Fintech Credit Stock Is the Better Buy Right Now?
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive
OppFi's niche subprime strategy and rising earnings contrast with SoFi Technologies' scale-driven growth and expanding profitability. Let us determine which fintech stock looks stronger now.
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SOFI Technologies to Report Q3 Earnings: Here's What to Expect
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive
SOFI is set to report Q3 results, with revenue and earnings expected to show strong double-digit growth.
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About SoFi Technologies, Inc. (SOFI)
- IPO Date 2021-01-04
- Website https://www.sofi.com
- Industry Financial - Credit Services
- CEO Anthony J. Noto
- Employees 5000