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Start Your Free Trial NowKey Metrics & Ratings
- symbol SOFI
- Rev/Share 3.7662
- Book/Share 6.2226
- PB 3.6191
- Debt/Equity 0.5073
- CurrentRatio 0.1488
- ROIC 0.0515
- MktCap 26694982800.0
- FreeCF/Share -1.8309
- PFCF -13.2241
- PE 44.2112
- Debt/Assets 0.0847
- DivYield 0
- ROE 0.0858
- Rating C
- Score 2
- Recommendation Sell
- P/E Score 1
- DCF Score 1
- P/B Score 1
- D/E Score 2
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Initiation | SOFI | Rothschild & Co Redburn | -- | Neutral | -- | $20.5 | Aug. 1, 2025 |
| Downgrade | SOFI | Citizens JMP | Mkt Outperform | Market Perform | -- | -- | July 14, 2025 |
| Resumed | SOFI | Goldman | -- | Neutral | -- | $19 | July 14, 2025 |
| Initiation | SOFI | TD Cowen | -- | Hold | -- | $21 | July 11, 2025 |
| Initiation | SOFI | Stephens | -- | Overweight | -- | $20 | June 12, 2025 |
| Initiation | SOFI | Truist | -- | Hold | -- | $14 | June 2, 2025 |
| Initiation | SOFI | Citizens JMP | -- | Mkt Outperform | -- | $17 | April 25, 2025 |
| Initiation | SOFI | William Blair | -- | Outperform | -- | -- | Jan. 15, 2025 |
| Downgrade | SOFI | Keefe Bruyette | Market Perform | Underperform | $7 | $8 | Jan. 2, 2025 |
| Downgrade | SOFI | BofA Securities | Neutral | Underperform | -- | $12 | Dec. 9, 2024 |
News
SoFi's Growth Momentum in 2025 Boosts Investor Confidence
Published: August 20, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi's solid Q2 results, fueled by 43% revenue growth and record loan originations, position it as a rising fintech super app in 2025.
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SoFi, Coinbase, and Robinhood Stocks Are Falling. The Fintech Rally Loses Steam.
Published: August 19, 2025 by: Barrons
Sentiment: Negative
Fintechs are selling off during a sleepy week on Wall Street. The Nasdaq Composite index and the largest fintech ETF are both down.
Read More
Investors Heavily Search SoFi Technologies, Inc. (SOFI): Here is What You Need to Know
Published: August 18, 2025 by: Zacks Investment Research
Sentiment: Positive
Zacks.com users have recently been watching SoFi Technologies (SOFI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Read More
SoFi Technologies: Shares Aren't Done Rising Yet
Published: August 18, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies is a solid business that's growing rapidly and that should continue to do so moving forward. The stock isn't as cheap as it was previously, but it's still an interesting prospect with upside potential. Management's move to increase cash at current prices also makes sense and should pave the way for even more growth.
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XP vs. SOFI: Which Stock Is the Better Value Option?
Published: August 13, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both XP Inc.A (XP) and SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?
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The Untold Story Of SoFi's Rise
Published: August 08, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies' non‑lending segments generated $472 million in Q2 2025, rising 74% YoY and now contributing 55% of total revenue. Loan Platform Business originated $2.4 billion, produced $131 million revenue, and is progressing toward a $1 billion annual run rate. Adjusted EBITDA climbed 81% YoY to $249 million with a 29% margin, marking the seventh consecutive profitable quarter.
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SoFi Technologies, Inc. (SOFI) is Attracting Investor Attention: Here is What You Should Know
Published: August 05, 2025 by: Zacks Investment Research
Sentiment: Positive
Zacks.com users have recently been watching SoFi Technologies (SOFI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
Read More
3 Surprising Earnings Winners Changing Their Market Narrative
Published: August 04, 2025 by: MarketBeat
Sentiment: Positive
Who doesn't love a comeback story? While the most significant stock gains in 2025 have gone to AI hyperscalers, the market has rallied hard off the April lows, and investors are feeling more optimistic despite trade war headwinds and job market uncertainty.
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Earnings Estimates Rising for SoFi Technologies (SOFI): Will It Gain?
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies, Inc. (SOFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
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SOFI Stock Declines 2.4% Since Q2 Earnings & Revenue Beat
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Neutral
SOFI posts triple beats in Q2 and lifts the full-year outlook. However, shares slip 2.4% despite 43% revenue growth.
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SoFi Technologies: You Might Regret Not Taking Profits Now
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi delivered another stellar quarter, consistently beating estimates and showing robust revenue and earnings growth, possibly impressing even the skeptics. Valuation is extremely stretched at 61x forward EPS, suggesting years of optimism are already priced in, leaving little room for disappointment. Loan platform and asset-light strategies are gaining traction, but over 50% of revenue is still loan-driven, exposing SoFi to cyclical and credit risks.
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SoFi's Q2 Beat Signals The Start Of A Crypto-Driven Growth Surge
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Positive
SOFI's Q2'25 earnings beat estimates, with strong revenue growth and a successful shift toward fee-based, capital-light income streams. Financial Services now represents 40% of revenue, showing dynamic growth and margin expansion, while Lending remains the core, most profitable segment. SOFI raised FY25 guidance, expects 30% annual revenue growth, and is expanding into crypto and stablecoins, unlocking new revenue streams.
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SoFi Technologies: Blowout Q2 Earnings, Stock Sale, More Upside
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Positive
SoFi Technologies delivered a strong Q2 report, crushing earnings and revenue estimates, fueled by impressive customer growth and robust financial services expansion. Despite a 6% share drop on a $1.5B stock sale, I see this capital raise as an opportunity for additional growth and investments, not a reason to sell. Management raised its FY 2025 revenue and income guidance, signaling continued momentum and setting the stage for future EPS upgrades.
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SoFi: Great Quarter, But I'm Pausing Accumulation (Rating Downgrade)
Published: July 30, 2025 by: Seeking Alpha
Sentiment: Neutral
SoFi delivered a strong Q2 2025 report yesterday, handily beating revenue and EPS estimates, with robust growth in fee-based revenue and member additions. Management raised 2025 guidance, projecting 30% revenue growth and higher EPS, reflecting ongoing business momentum and product innovation. Despite impressive fundamentals, a recent stock rally has shifted SoFi's risk/reward. With its 5-year CAGR slipping below my hurdle rate, I rate SoFi a 'Hold' in the $20s, pausing accumulation.
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SoFi CEO: Growth is coming from the largest banks in our country
Published: July 30, 2025 by: Fox Business
Sentiment: Positive
SoFi CEO Anthony Noto unpacks company offerings and growth on 'The Claman Countdown.' #foxbusiness #politics #eocnomy #market #investing
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SoFi Technologies, Inc. Announces Pricing of Public Offering of Common Stock
Published: July 29, 2025 by: Business Wire
Sentiment: Neutral
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) (“SoFi” or the “Company”) today announced that it has priced its previously announced underwritten public offering of 71,942,450 shares of its common stock at a price of $20.85 per share, for total gross proceeds of approximately $1.5 billion, before deducting underwriting discounts and commissions and offering expenses payable by the company. In addition, SoFi has granted the underwriters a 30-day option to purchase up to a.
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SoFi: Why It's Still Too Early To Take Profits After The Slam-Dunk Quarter?
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Negative
SoFi Technologies, Inc. reported killer Q2 earnings, keeping up member and product growth and pushing the stock up as much as 15% during the day. The quarter was so good that SOFI investors are starting to think if it's time to take profits, and we think it's still too early. Members are expected to grow 30% Y/Y this year, adding 3 million members, and products continue to grow in double-digits, which translates to more cross-selling opportunities.
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SoFi Technologies, Inc. Announces Public Offering of Common Stock
Published: July 29, 2025 by: Business Wire
Sentiment: Neutral
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) (“SoFi” or the “Company”) today announced an underwritten public offering of $1.5 billion of shares of its common stock. In connection with the offering, SoFi expects to grant the underwriter a 30-day option to purchase up to an additional 15% of the shares of common stock offered in the offering. All of the shares of common stock in the offering will be sold by SoFi. SoFi intends to use the net proceeds from the offering f.
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SoFi Technologies, Inc. (SOFI) Q2 2025 Earnings Call Transcript
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Neutral
SoFi Technologies, Inc. (NASDAQ:SOFI ) Q2 2025 Earnings Call July 29, 2025 8:00 AM ET Company Participants Anthony J. Noto - CEO & Director Christopher Lapointe - Chief Financial Officer Conference Call Participants Andrew William Jeffrey - William Blair & Company L.L.C.
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SoFi Appeals to 'Overachievers,' CEO Says
Published: July 29, 2025 by: Bloomberg Technology
Sentiment: Positive
SoFi CEO Anthony Noto says the company's investment in capital-light businesses has allowed it to boost revenue and offer more appealing products. Noto discusses the company's earnings with Caroline Hyde and Ed Ludlow on “Bloomberg Tech.
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2 Fintech Stocks in Focus After Earnings
Published: July 29, 2025 by: Schaeffers Research
Sentiment: Neutral
Fintech giants PayPal Holdings Inc (NASDAQ:PYPL) and SoFi Technologies Inc (NASDAQ:SOFI) are fresh off the earnings confessional.
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SoFi CEO Anthony Noto on the company's crypto strategy
Published: July 29, 2025 by: CNBC Television
Sentiment: Positive
SoFi's CEO Anthony Noto said Tuesday that recent tech IPOs and excitement around crypto have brought investors back to fintech, helping his company drive 44% year-over-year revenue growth and beating the "rule of 40."
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SoFi Rides AI, Blockchain Wave as FinTech Fires on All Cylinders
Published: July 29, 2025 by: PYMNTS
Sentiment: Positive
FinTechs are maturing, evolving and consolidating, creating new growth opportunities.
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SoFi CEO Anthony Noto on Q2 earnings, share surge and crypto strategy
Published: July 29, 2025 by: CNBC Television
Sentiment: Positive
Anthony Noto, SoFi CEO, joins 'Money Movers' to discuss Q2 earnings as shares surge for the company, his crypto strategy and U.S. consumer health.
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SoFi Technologies Stock Jumps on Q2 Results, Raised Outlook
Published: July 29, 2025 by: Investopedia
Sentiment: Positive
SoFi Technologies (SOFI) shares are jumping 15% in intraday trading Tuesday after the personal finance tech firm posted better-than-estimated results and boosted its revenue and earnings outlook.
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SoFi Technologies (SOFI) Reports Q2 Earnings: What Key Metrics Have to Say
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive
Although the revenue and EPS for SoFi Technologies (SOFI) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
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Buy Or Sell SOFI Stock At $24?
Published: July 29, 2025 by: Forbes
Sentiment: Positive
SoFi Technologies stock (NASDAQ:SOFI) surged 14% in early trading on Tuesday, July 29, after the announcement of strong Q2 earnings. The firm disclosed earnings of $0.08 per share on revenue of $855 million, considerably surpassing Wall Street's projections of $0.06 per share and $804 million, respectively.
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SoFi Technologies, Inc. (SOFI) Q2 Earnings and Revenues Surpass Estimates
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive
SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.08 per share, beating the Zacks Consensus Estimate of $0.06 per share. This compares to earnings of $0.01 per share a year ago.
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XP or SOFI: Which Is the Better Value Stock Right Now?
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either XP Inc.A (XP) or SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?
Read More
Buy SOFI Stock Ahead of Its Upcoming Earnings?
Published: July 28, 2025 by: Forbes
Sentiment: Positive
SoFi Technologies (NASDAQ:SOFI) is scheduled to announce its earnings on Tuesday, July 29, 2025. Historically, SOFI stock has performed well the day after earnings reports, showing a positive one-day return in 69% of instances.
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About SoFi Technologies, Inc. (SOFI)
- IPO Date 2021-01-04
- Website https://www.sofi.com
- Industry Financial - Credit Services
- CEO Anthony J. Noto
- Employees 5000