
Truist Financial Corporation (TFC) Q3 2026 Earnings Call Transcript
Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. Its bank operates 2,781 branches in 15 states and Washington, D.C., and offers consumer and commercial banking, securities brokerage, asset management, mortgage, and insurance products and services.
| Revenue (TTM) | $19.03B |
| Gross Profit (TTM) | $19.03B |
| EBITDA | — |
| Operating Margin | 39.80% |
| Return on Equity | 9.06% |
| Return on Assets | 1.06% |
| Revenue/Share (TTM) | $15.16 |
| Book Value | $47.74 |
| Price-to-Book | 1.00 |
| Price-to-Sales (TTM) | 3.02 |
| EV/Revenue | 6.43 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 36.70% |
| Quarterly Revenue Growth (YoY) | 8.20% |
| Shares Outstanding | $1.22B |
| Float | $1.22B |
| % Insiders | 0.18% |
| % Institutions | 78.12% |
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Truist Financial Corporation (TFC) Q3 2026 Earnings Call Transcript

Truist Financial's Q3 2026 earnings miss estimates as securities losses and rising costs weigh on the results despite higher interest income and deposit growth.

Truist Financial NYSE: TFC reported third-quarter 2026 adjusted earnings per share of $1.16, up 12% from a year earlier, as the bank advanced a strategic review aimed at simplifying its business mix, improving balance-sheet composition and redirecting resources toward relationship-based banking businesses.

The headline numbers for Truist Financial (TFC) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Truist Financial Corp (NYSE:TFC), the US financial services group, reported adjusted earnings per share of $1.16 for the third quarter, up 12% year on year, despite a $1.4 billion pre-tax loss from repositioning its securities portfolio. Reported diluted earnings per share fell to $0.56 from $1.04 a year earlier, while net income declined to $799 million from $1.45 billion.

Truist Financial Corporation (TFC) came out with quarterly earnings of $1.16 per share, missing the Zacks Consensus Estimate of $1.17 per share. This compares to earnings of $1.04 per share a year ago.

Executive appointments enhance Truist's leadership as the company sharpens its strategic priorities and invests for its next phase of growth CHARLOTTE, N.C., Oct. 16, 2026 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced executive leadership appointments to complement the bank's existing team as it focuses on its next phase of growth.

CHARLOTTE, N.C., Oct. 16, 2026 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) reported its third quarter 2026 results today.

TFC's Q3 earnings are likely to have benefited from loan growth and higher fee income. Rising costs and deteriorating asset quality may have posed challenges.

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