Citigroup Inc. (C)

US — Financial Services Sector
Peers: MUFG  RY  WFC  BAC  SAN  HSBC  TD 

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Key Metrics & Ratings

  • symbol C
  • Rev/Share 92.4831
  • Book/Share 117.4955
  • PB 1.0343
  • Debt/Equity 3.3811
  • CurrentRatio 0.3673
  • ROIC 0.0147

 

  • MktCap 225208619355.0
  • FreeCF/Share -40.8455
  • PFCF -3.029
  • PE 14.9969
  • Debt/Assets 0.2726
  • DivYield 0.0192
  • ROE 0.0694

 

  • Rating B-
  • Score 3
  • Recommendation Neutral
  • P/E Score 3
  • DCF Score 3
  • P/B Score 3
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade C JP Morgan Neutral Overweight -- $124 Dec. 12, 2025
Initiation C TD Cowen -- Hold -- $83 May 15, 2025
Upgrade C Barclays Equal Weight Overweight $70 $95 Jan. 6, 2025
Upgrade C Keefe Bruyette Market Perform Outperform $70 $82 Dec. 3, 2024

News

Wall Street Roundup: Is Everything Priced In But Normalcy?
BAC, C, CAT, DAL, GS, HAL, IIPR, JBHT, META, MU, OKLO, RBLX, SNDK, VST, WFC
Published: January 09, 2026 by: Seeking Alpha
Sentiment: Neutral

AI-driven demand is fueling outsized gains in memory, storage, and power infrastructure stocks, with SNDK up 71% in a month and MU up 230% in 2025. Geopolitical events, notably US action in Venezuela, boosted oil and defense stocks, but pressured Canadian oil sands due to heavy crude competition.

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image for news Wall Street Roundup: Is Everything Priced In But Normalcy?
Focus: Banks eye Venezuela investment, JPMorgan seen with advantage
C, JPM
Published: January 09, 2026 by: Reuters
Sentiment: Positive

The U.S. involvement in Venezuela's oil sector offers a potential opportunity for international banks, with JPMorgan Chase in an advantageous spot due to its history in the country and past involvement with international trade financing.

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image for news Focus: Banks eye Venezuela investment, JPMorgan seen with advantage
Countdown to Citigroup (C) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
C
Published: January 09, 2026 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of Citigroup (C) for the quarter ended December 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

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image for news Countdown to Citigroup (C) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
Citigroup (C) Reports Next Week: Wall Street Expects Earnings Growth
C
Published: January 07, 2026 by: Zacks Investment Research
Sentiment: Positive

Citigroup (C) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Citigroup (C) Reports Next Week: Wall Street Expects Earnings Growth
Citi Wealth Releases Macroeconomic and Markets View for 1Q 2026 – Staying Grounded in a Noisy World
C
Published: January 07, 2026 by: Business Wire
Sentiment: Neutral

NEW YORK--(BUSINESS WIRE)--Today, Citi Wealth released The Short and Long: Q1 Macro Investment View, a new, quarterly report designed to offer global, data-driven guidance to help investors navigate increasingly complex markets with confidence and clarity. Following an unpredictable and sometimes volatile macro picture in 2025, Citi Wealth's focus in 2026 is constructing dynamic portfolios with core positions – rather than shifting point-in-time forecasts – as a winning strategy to navigate vol.

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image for news Citi Wealth Releases Macroeconomic and Markets View for 1Q 2026 – Staying Grounded in a Noisy World
Citigroup Stock Reaches New 52-Week High: Hold or Fold Now?
C
Published: January 06, 2026 by: Zacks Investment Research
Sentiment: Positive

C hits a new 52-week high as strategic exits, easing regulation and a softer-rate backdrop lift confidence, but is there more upside left? Let us find out.

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image for news Citigroup Stock Reaches New 52-Week High: Hold or Fold Now?
Citigroup: Priced For Perfection, But More Cuts Can Be Made
C
Published: January 05, 2026 by: Seeking Alpha
Sentiment: Positive

Citigroup Inc.'s valuation is in line with other Money Center Banks. It is no longer cheap. Earnings forecasts appear aggressive, and out of 29 analysts covering C stock, only one rates it as a sell. It appears to be priced for perfection. AI-related productivity gains may benefit Citigroup more than other banks, and falling short-term rates should narrow the gap in its Net Interest Margin with its peers.

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image for news Citigroup: Priced For Perfection, But More Cuts Can Be Made
Looking Ahead to a New "Jobs Week"
ADP, AMZN, C, DAL, JPM, NSRGY
Published: January 05, 2026 by: Zacks Investment Research
Sentiment: Neutral

"Jobs Week" starts Wednesday with ADP private-sector payrolls and JOLTS numbers, and ends Friday with the full BLS report.

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image for news Looking Ahead to a New "Jobs Week"
Citigroup Gets Board Nod to Sell AO Citibank, Advances Russia Exit
C
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Neutral

C clears internal hurdle to sell AO Citibank, advancing its multi-year exit from Russia with a deal set to close in the first half of 2026.

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image for news Citigroup Gets Board Nod to Sell AO Citibank, Advances Russia Exit
Bank Stocks Shine in 2025: 3 S&P 500 Plays to Watch for 2026
BK, C, NTRS
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Bank stocks surge in 2025. With the Fed easing and earnings tailwinds, the sector shows no signs of slowing in 2026.

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image for news Bank Stocks Shine in 2025: 3 S&P 500 Plays to Watch for 2026
Big Bank Stocks Come Roaring Back in 2025
BAC, C, GS, JPM, MS, WFC
Published: December 29, 2025 by: Bloomberg Markets and Finance
Sentiment: Positive

2025 was a good year for the big banks. The six titans of US banking are up by an average of more than 45% this year, while the stocks of the top four public alternative asset managers are collectively down.

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image for news Big Bank Stocks Come Roaring Back in 2025
2 Red-Hot Bank Stocks Rallying Into 2026
C, FITB
Published: December 23, 2025 by: Schaeffers Research
Sentiment: Positive

Overall, the banking sector has had a decent year, with the Invesco KBW Bank ETF (KBWB) up 31.6% in 2025, while the SPDR S&P Regional Banking ETF (KRE) sports a 10.9% year-to-date gain.

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image for news 2 Red-Hot Bank Stocks Rallying Into 2026
OCC Lifts Oversight on Citigroup: Catalyst for Transformation Drive?
C
Published: December 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Citigroup, Inc. C has received notable regulatory relief after the Office of the Comptroller of the Currency (OCC) removed the July 2024 amendment to the bank's 2020 consent order. This original consent order was focused on longstanding deficiencies in risk management, data governance, internal controls and compliance.

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image for news OCC Lifts Oversight on Citigroup: Catalyst for Transformation Drive?
HSBC appoints ex-Citi executive Ida Liu to lead private bank
C, HSBC
Published: December 22, 2025 by: Reuters
Sentiment: Neutral

HSBC said on Monday it appointed Ida Liu as chief executive officer of HSBC's private bank, effective January 5.

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image for news HSBC appoints ex-Citi executive Ida Liu to lead private bank
Citigroup Stock Outshines Mag-7 in 2025: What Awaits in 2026?
C
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

C shares jump 62.9% in 2025, beating most Mag-7 names as restructuring, rate cuts and revived deal activity lift confidence heading into 2026.

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image for news Citigroup Stock Outshines Mag-7 in 2025: What Awaits in 2026?
Citigroup Inks Partnership Deal With LSEG: A Push for Efficiency?
C
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

C strikes a multi-year partnership with LSEG to standardize enterprise data, strengthen risk controls and boost efficiency across global client workflows.

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image for news Citigroup Inks Partnership Deal With LSEG: A Push for Efficiency?
Citigroup Projects Higher Q4 IB Revenues: Fee Income to Benefit?
C
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Positive

C expects IB fees to jump in the mid-20% in 4Q25, fueled by strong M&A momentum and capital markets activity despite softer market revenues.

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image for news Citigroup Projects Higher Q4 IB Revenues: Fee Income to Benefit?
Visa Launches Stablecoin Settlement for U.S. Banks. Circle Stock Is the Big Winner.
BAC, C, CRCL, GS, JPM, MS, V, WFC
Published: December 16, 2025 by: Barrons
Sentiment: Positive

Banks can now settle transactions with Visa using Circle Internet Group's USDC.

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image for news Visa Launches Stablecoin Settlement for U.S. Banks. Circle Stock Is the Big Winner.
Final Trades: Leidos Holding, Citigroup and the IYG
C, LDOS
Published: December 15, 2025 by: CNBC Television
Sentiment: Neutral

The Investment Committee give you their top stocks to watch for the second half.

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image for news Final Trades: Leidos Holding, Citigroup and the IYG
Citigroup Nears Regulatory Approval for 25% Banamex Stake Sale
C
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

C nears regulatory approval to sell a 25% stake in Banamex, advancing its plan to exit Mexican consumer banking.

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image for news Citigroup Nears Regulatory Approval for 25% Banamex Stake Sale
Why Investors Need to Take Advantage of These 2 Finance Stocks Now
C, HCI
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates.

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image for news Why Investors Need to Take Advantage of These 2 Finance Stocks Now
COST & RH Earnings Move Retail Trade, Citigroup (C) Sees Upgrade
C, RH
Published: December 12, 2025 by: Schwab Network
Sentiment: Positive

Pies are the big word when it comes to Costco's (COST) latest earnings, where the company posted an earnings beat and strong Black Friday sales. Diane King Hall talks about what the report means for all parts of the retail trade.

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image for news COST & RH Earnings Move Retail Trade, Citigroup (C) Sees Upgrade
Options Corner: Citigroup (C) First Place in Financial Group
C
Published: December 12, 2025 by: Schwab Network
Sentiment: Positive

Financial stocks experienced a strong 2025 but Rick Ducat notes Citigroup (C) as the strongest performer. He measures the stock's rally to peers like JPMorgan Chase (JPM), Goldman Sachs (GS), and Wells Fargo (WFC) to show where Citi stands.

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image for news Options Corner: Citigroup (C) First Place in Financial Group
Fed Cuts Rates, Signals Caution Ahead: 5 Bank Stocks Set to Benefit
BAC, C, CFG, KEY, WFC
Published: December 11, 2025 by: Zacks Investment Research
Sentiment: Positive

BAC and other major banks rally as the Fed trims rates again and signals a cautious path for 2026, boosting expectations for lending and NII momentum.

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image for news Fed Cuts Rates, Signals Caution Ahead: 5 Bank Stocks Set to Benefit
Citigroup promotes 276 employees to managing director in smallest class since 2020
C
Published: December 03, 2025 by: Reuters
Sentiment: Neutral

Citigroup said on Wednesday it has promoted 276 employees to managing director roles in 2025, the smallest class in five years.

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image for news Citigroup promotes 276 employees to managing director in smallest class since 2020
The Big 3: AMZN, LUV, C
AMZN, C, LUV
Published: December 02, 2025 by: Schwab Network
Sentiment: Neutral

Investors are waiting on pins and needles to the Fed's December decision on interest rates, says Jessica Inskip (@jessicainskip). When it comes to today's Big 3, she explains how Amazon (AMZN), Southwest Airlines (LUV), and Citigroup (C) play into the consumer big picture.

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image for news The Big 3: AMZN, LUV, C
Citigroup vs. PNC Financial: Which Stock Has a Bigger Upside?
C, PNC
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Do C's sweeping exits, leaner operations and rising NII guidance set the stage for stronger upside than PNC's expansion push? Let us find out.

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image for news Citigroup vs. PNC Financial: Which Stock Has a Bigger Upside?
C's CFO Transition & U.S. Banking Revamp: A Move Toward Future Growth?
C
Published: November 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Citigroup's CFO shift to Gonzalo Luchetti and a sweeping U.S. consumer revamp signal a bold reset aimed at boosting returns and sharpening growth.

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image for news C's CFO Transition & U.S. Banking Revamp: A Move Toward Future Growth?
Citi Announces CFO Transition and Integration of Some Businesses
C
Published: November 21, 2025 by: PYMNTS
Sentiment: Neutral

Citi announced changes to its leadership team and structure as it works to continue increasing its shareholder returns. Mark Mason will transition out of the role of chief financial officer in March 2026, according to a Thursday (Nov. 20) press release.

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image for news Citi Announces CFO Transition and Integration of Some Businesses
Citigroup's Card Metrics Improve Y/Y: What it Means for Asset Quality?
C
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Will C's mixed October card metrics reshape its asset quality as delinquencies edge up, but charge-offs improve year over year? Let us discuss.

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image for news Citigroup's Card Metrics Improve Y/Y: What it Means for Asset Quality?

About Citigroup Inc. (C)

  • IPO Date 1977-01-03
  • Website https://www.citigroup.com
  • Industry Banks - Diversified
  • CEO Jane Nind Fraser
  • Employees 229000

Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. The company operates in two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, Citi-branded cards, and Citi retail services. It also provides various banking, credit card, lending, and investment services through a network of local branches, offices, and electronic delivery systems. The ICG segment offers wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative, equity and fixed income research, corporate lending, investment banking and advisory, private banking, cash management, trade finance, and securities services to corporate, institutional, public sector, and high-net-worth clients. As of December 31, 2020, it operated 2,303 branches primarily in the United States, Mexico, and Asia. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.