PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 35.6305
  • Book/Share 21.7573
  • PB 1.8858
  • Debt/Equity 0.493
  • CurrentRatio 1.2867
  • ROIC 0.1495

 

  • MktCap 38389800945.0
  • FreeCF/Share 5.9764
  • PFCF 6.8997
  • PE 7.2996
  • Debt/Assets 0.1246
  • DivYield 0.0034
  • ROE 0.2587

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade PYPL Canaccord Genuity Buy Hold -- $42 Feb. 4, 2026
Upgrade PYPL Compass Point Sell Neutral -- $51 Feb. 4, 2026
Downgrade PYPL HSBC Securities Buy Hold -- $47 Feb. 4, 2026
Downgrade PYPL Citizens JMP Mkt Outperform Market Perform -- -- Feb. 4, 2026
Downgrade PYPL Rothschild & Co Redburn Neutral Sell -- $50 Jan. 28, 2026
Initiation PYPL Cantor Fitzgerald -- Neutral -- $60 Jan. 27, 2026
Downgrade PYPL Daiwa Securities Outperform Neutral -- $61 Jan. 13, 2026
Downgrade PYPL Monness Crespi & Hardt Buy Neutral -- -- Jan. 5, 2026
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025
Downgrade PYPL Robert W. Baird Outperform Neutral -- $66 Dec. 12, 2025

News

Can PayPal's New Ads Manager Drive Top-Line Growth in 2026?
PYPL
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's new Ads Manager platform and other strategic initiatives aim to boost its business growth and global commerce expansion.

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image for news Can PayPal's New Ads Manager Drive Top-Line Growth in 2026?
5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
COF, GDOT, MA, PYPL, V
Published: October 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Five mobile payment stocks, namely, MA, V, PYPL, COF and GDOT are poised to gain as digital transactions surge worldwide.

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image for news 5 Mobile Payment Stocks to Buy Now and Hold for Long-Term Gains
PayPal: Boring Is The New Bullish
PYPL
Published: October 08, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal has transitioned from a hyper-growth fintech to a steady, cash-rich payments franchise. Trading at 10× FCF, PayPal's downside is limited, and even modest improvements in margins, mix, or Venmo monetization could push intrinsic value toward $100B (+40–50%). The market prices PayPal as a no-growth utility, despite its ability to generate $6B+ in annual FCF and fund $6B in annual buybacks.

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image for news PayPal: Boring Is The New Bullish
Can PayPal's 5% Cash Back on BNPL Fuel Its Growth This Holiday Season?
PYPL
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL boosts BNPL online and in-store purchases with 5% cash back, targeting stronger holiday spending and merchant growth.

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image for news Can PayPal's 5% Cash Back on BNPL Fuel Its Growth This Holiday Season?
Buy PayPal Before Its Likely Breakout Higher (Earnings Preview)
PYPL
Published: October 07, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal stock has been consolidating for over three years, reflecting post-COVID growth slowdown and ongoing market skepticism about the company's long-term valuation and recovery prospects. The upcoming Q3 earnings are seen as a potential breakout catalyst, with PayPal World's launch and transaction margin improvements setting up for a possible double-beat quarter. Despite strong Q2 results and raised guidance, market expectations for PayPal's earnings remain muted, with little upward revision for 2026–2027, underestimating management's strategic shift and cost discipline.

Read More
image for news Buy PayPal Before Its Likely Breakout Higher (Earnings Preview)
PayPal stock price forecast as PYUSD stablecoin growth surges
PYPL
Published: October 07, 2025 by: Invezz
Sentiment: Positive

The PayPal stock price rebounded this week, continuing a trend that started late September when it was trading at $65.30. This rebound happened as the company's stablecoin growth continued and as investors bought the recent dip.

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image for news PayPal stock price forecast as PYUSD stablecoin growth surges
Why Paypal (PYPL) is a Top Momentum Stock for the Long-Term
PYPL
Published: October 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Why Paypal (PYPL) is a Top Momentum Stock for the Long-Term
Verizon Names a New CEO. The Ex-PayPal Boss Faces These Challenges.
PYPL, VZ
Published: October 06, 2025 by: Barrons
Sentiment: Neutral

Daniel Schulman is taking over as the carrier seeks to stop customers from switching to its rivals.

Read More
image for news Verizon Names a New CEO. The Ex-PayPal Boss Faces These Challenges.
Verizon names a PayPal veteran its next CEO. Can that help its lagging stock?
PYPL, VZ
Published: October 06, 2025 by: Market Watch
Sentiment: Positive

Verizon once was widely viewed as having the best wireless network, but that's now up in the air. New CEO Dan Schulman sees “a clear opportunity to redefine our trajectory.

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image for news Verizon names a PayPal veteran its next CEO. Can that help its lagging stock?
BABA Shines in A.I., PYPL Downgrade, BA Delays 777x Jet
PYPL
Published: October 03, 2025 by: Schwab Network
Sentiment: Neutral

Alibaba (BABA) has more than doubled its stock price so far in 2025, getting more bullish optimism Friday with an upgrade from Erste. Diane King Hall talks about Alibaba's big run higher and how the Street is shaping their opinion on China tech.

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image for news BABA Shines in A.I., PYPL Downgrade, BA Delays 777x Jet
Here is What to Know Beyond Why PayPal Holdings, Inc. (PYPL) is a Trending Stock
PYPL
Published: October 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.

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image for news Here is What to Know Beyond Why PayPal Holdings, Inc. (PYPL) is a Trending Stock
Prediction: PayPal's New Google Partnership Could Drive the Stock Higher
PYPL
Published: September 29, 2025 by: The Motley Fool
Sentiment: Positive

PayPal (PYPL 3.51%) has been trying to turn around its business for years, but its new partnership with Alphabet (GOOGL -1.03%) (GOOG -1.17%) has the potential to be a game-changer. With this partnership, it will change now be at the forefront of artificial intelligence (AI)-powered commerce.

Read More
image for news Prediction: PayPal's New Google Partnership Could Drive the Stock Higher
Here's Why Paypal (PYPL) is a Strong Value Stock
PYPL
Published: September 26, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Here's Why Paypal (PYPL) is a Strong Value Stock
PayPal: Keep Your Eye On The Prize
PYPL
Published: September 26, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal offers strong value at current lows, with improving margins, robust free cash flow, and a bullish $79-$85 price target by 2026 year-end. Recent management changes and focus on cost control have driven operating income and ROIC higher, while market pessimism remains overstated. PYPL's buybacks, investments in AI, and Venmo growth position it for steady EPS gains and shareholder returns, even amid slower TPV growth.

Read More
image for news PayPal: Keep Your Eye On The Prize
PYPL or MA: Which Is the Better Value Stock Right Now?
MA, PYPL
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors with an interest in Financial Transaction Services stocks have likely encountered both Paypal (PYPL) and MasterCard (MA). But which of these two companies is the best option for those looking for undervalued stocks?

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image for news PYPL or MA: Which Is the Better Value Stock Right Now?
PayPal's Buy Now Pay Later Grows Fast: What Drives This Surge?
PYPL
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's BNPL jumped with 20% volume growth in Q2 2025. Its new financing from Blue Owl, big merchant wins, and its higher order value remain encouraging.

Read More
image for news PayPal's Buy Now Pay Later Grows Fast: What Drives This Surge?
Paypal Is Pulling An Apple, Making It A Buy
AAPL, PYPL
Published: September 25, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal is transitioning from a high-growth phase to a mature, cash-rich business model, warranting a new valuation approach. PayPal is adopting a shareholder-friendly strategy, prioritizing massive share buybacks funded by strong free cash flow, similar to Apple's playbook. The company's asset-light, high-margin business model enables high free cash flow conversion rates, supporting sustained capital returns to shareholders.

Read More
image for news Paypal Is Pulling An Apple, Making It A Buy
Technical Resistance Could Keep Pressuring PayPal Stock
PYPL
Published: September 24, 2025 by: Schaeffers Research
Sentiment: Negative

PayPal Holdings Inc (NASDAQ:PYPL) stock has been trading within a short range since its late-July bear gap , staying roughly between the $66 and $70 levels.

Read More
image for news Technical Resistance Could Keep Pressuring PayPal Stock
PayPal Sells $7 Billion in BNPL Loans to Blue Owl Capital
PYPL
Published: September 24, 2025 by: PYMNTS
Sentiment: Neutral

PayPal formed a two-year, multibillion-dollar pact with asset manager Blue Owl Capital. Under the partnership, funds managed by Blue Owl will purchase roughly $7 billion in loans from PayPal's “Pay in 4” buy now, pay later (BNPL) program, the payments giant said in a Wednesday (Sept.

Read More
image for news PayPal Sells $7 Billion in BNPL Loans to Blue Owl Capital
PayPal: Profitable Growth Strategy Fueled Raised Full-Year Outlook
PYPL
Published: September 24, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal's raised full-year outlook is an indication of the management's dedication to pursuing profitable growth moving forward. Its initiative to introduce innovation to its branded experience and Fastlane will play an important role in maintaining its competitive edge. PayPal's asset-light business model enables it to deliver earnings growth without the need for equity capital in equal proportion.

Read More
image for news PayPal: Profitable Growth Strategy Fueled Raised Full-Year Outlook
PayPal Trades Cheaper Than Industry: How to Play the Stock?
PYPL
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Neutral

PYPL trades at a steep discount to peers like Visa and Mastercard, raising the question of whether the pullback is a buy-the-dip chance.

Read More
image for news PayPal Trades Cheaper Than Industry: How to Play the Stock?
4 Crypto-Centric Stocks to Grab Before Bitcoin's Next Rally
CME, HOOD, IBKR, PYPL
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive

HOOD, IBKR, PYPL and CME stand out as crypto-linked stocks with strong earnings growth potential heading into 2025.

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image for news 4 Crypto-Centric Stocks to Grab Before Bitcoin's Next Rally
Buy 5 Financial Technology Giants Amid Fed's Low-Interest-Rate Regime
CSGP, HOOD, IBKR, PYPL, SOFI
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Fed's rate cut sparks opportunity for fintech leaders like CSGP, PYPL, SOFI, IBKR and HOOD.

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image for news Buy 5 Financial Technology Giants Amid Fed's Low-Interest-Rate Regime
PayPal Makes $100 Million Bet on Middle East/Africa Digital Commerce
PYPL
Published: September 24, 2025 by: PYMNTS
Sentiment: Positive

PayPal is investing $100 million to support digital commerce in the Middle East and Africa. The investment is to be deployed via minority investments, acquisitions, PayPal Ventures funding and people/technology deployments.

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image for news PayPal Makes $100 Million Bet on Middle East/Africa Digital Commerce
Is Trending Stock PayPal Holdings, Inc. (PYPL) a Buy Now?
PYPL
Published: September 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Read More
image for news Is Trending Stock PayPal Holdings, Inc. (PYPL) a Buy Now?
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (October 2025)
PYPL
Published: September 22, 2025 by: 24/7 Wall Street
Sentiment: Negative

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) lost 3.41% over the past month after plummeting 11.12% the month prior.

Read More
image for news PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (October 2025)
Here's Why Paypal (PYPL) is a Strong Momentum Stock
PYPL
Published: September 19, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Here's Why Paypal (PYPL) is a Strong Momentum Stock
PayPal and Google Want to Help You Shop Online With AI
GOOG, GOOGL, PYPL
Published: September 18, 2025 by: Investopedia
Sentiment: Neutral

PayPal and Google are teaming up to help you shop online with artificial intelligence.

Read More
image for news PayPal and Google Want to Help You Shop Online With AI
PayPal & Google Tie-Up: Is Growth Just Around the Corner?
GOOG, GOOGL, PYPL
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL teams up with Google to drive AI-powered shopping, seamless checkouts and new digital commerce experiences.

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image for news PayPal & Google Tie-Up: Is Growth Just Around the Corner?
Google and PayPal team up on agentic commerce
GOOG, GOOGL, PYPL
Published: September 18, 2025 by: TechCrunch
Sentiment: Positive

PayPal announced on Wednesday a new multi-year partnership with Google that will see the payments giant using Google's AI technology to create new AI-powered shopping experiences. PayPal's solutions, meanwhile, will be integrated across Google's products, and PayPal will work with Google Cloud on hosting and improving its technology infrastructure.

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image for news Google and PayPal team up on agentic commerce

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Jamie S. Miller
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.