PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 33.9483
  • Book/Share 20.8657
  • PB 3.0025
  • Debt/Equity 0.5583
  • CurrentRatio 1.3395
  • ROIC 0.1391

 

  • MktCap 58618594855.0
  • FreeCF/Share 5.749
  • PFCF 10.5334
  • PE 12.3338
  • Debt/Assets 0.1413
  • DivYield 0.0022
  • ROE 0.2426

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 2
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation PYPL Citigroup -- Neutral -- $78 Oct. 23, 2025
Initiation PYPL Wells Fargo -- Equal Weight -- $74 Oct. 22, 2025
Downgrade PYPL Goldman Neutral Sell -- $70 Oct. 13, 2025
Downgrade PYPL Wolfe Research Outperform Peer Perform -- -- Oct. 3, 2025
Resumed PYPL Deutsche Bank -- Hold -- $75 July 17, 2025
Upgrade PYPL Seaport Research Partners Sell Neutral -- -- July 14, 2025
Resumed PYPL Piper Sandler -- Neutral -- $74 June 24, 2025
Initiation PYPL Truist -- Sell -- $68 June 2, 2025
Initiation PYPL Compass Point -- Sell -- $56 April 23, 2025
Downgrade PYPL Seaport Research Partners Neutral Sell -- $49 April 17, 2025

News

PayPal's Q2 Focus Shifts From Macro Worries to Winning Checkout
PYPL
Published: July 29, 2025 by: PYMNTS
Sentiment: Positive

PayPal Holdings Inc. used its Q2 earnings call to talk less about inflation or consumer spending softness and more about the tactics it says will secure its place at the virtual and in-store cash register.

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image for news PayPal's Q2 Focus Shifts From Macro Worries to Winning Checkout
PayPal Holdings, Inc. (PYPL) Q2 2025 Earnings Call Transcript
PYPL
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal Holdings, Inc. (NASDAQ:PYPL ) Q2 2025 Earnings Conference Call July 29, 2025 8:00 AM ET Company Participants Alex Chriss - President, CEO & Director Jamie S. Miller - Executive VP and Chief Financial & Operating Officer Steven Eric Winoker - Chief Investor Relations Officer Conference Call Participants Colin Alan Sebastian - Robert W.

Read More
image for news PayPal Holdings, Inc. (PYPL) Q2 2025 Earnings Call Transcript
Paypal (PYPL) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
PYPL
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Paypal (PYPL) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Read More
image for news Paypal (PYPL) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
PayPal shares fall despite Q2 beat, higher full-year outlook
PYPL
Published: July 29, 2025 by: Proactive Investors
Sentiment: Neutral

PayPal Holdings Inc (NASDAQ:PYPL, ETR:2PP) topped Wall Street estimates for second-quarter earnings and revenue on Tuesday and raised its full-year profit forecast, as strong growth in branded checkout and Venmo helped boost payment volumes. Non-GAAP earnings per share rose 18% to $1.40, above analysts' average estimate of $1.30, while revenue climbed 5% year-over-year to $8.29 billion, exceeding expectations of $8.09 billion.

Read More
image for news PayPal shares fall despite Q2 beat, higher full-year outlook
Paypal (PYPL) Beats Q2 Earnings and Revenue Estimates
PYPL
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) came out with quarterly earnings of $1.4 per share, beating the Zacks Consensus Estimate of $1.3 per share. This compares to earnings of $1.19 per share a year ago.

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image for news Paypal (PYPL) Beats Q2 Earnings and Revenue Estimates
PayPal Q2 Earnings Preview: Should You Buy the Stock Now or Wait?
PYPL
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal targets Q2 EPS of up to $1.31, with higher TPV and active accounts fueling modest revenue and margin growth.

Read More
image for news PayPal Q2 Earnings Preview: Should You Buy the Stock Now or Wait?
PayPal and Visa Earnings: A Closer Look
PYPL, V
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Earnings season continues to roll along, with results so far being positive. Like recent periods, the big banks helped kick off the period on a strong enough note, with many other companies following suit over the past week.

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image for news PayPal and Visa Earnings: A Closer Look
PayPal Will Let Cross-Border Merchants Pay With Crypto
PYPL
Published: July 28, 2025 by: PYMNTS
Sentiment: Positive

PayPal has introduced a cryptocurrency payments feature it says is aimed at easing cross-border commerce. Pay with Crypto, announced Monday (July 28), is designed to connect merchants to what the company describes as a more than $3 trillion market by allowing for instant crypto to stablecoin or fiat conversion.

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image for news PayPal Will Let Cross-Border Merchants Pay With Crypto
PayPal launches crypto payment service for US merchants
PYPL
Published: July 28, 2025 by: Proactive Investors
Sentiment: Positive

PayPal Holdings Inc (NASDAQ:PYPL, ETR:2PP) said on Monday it is launching “Pay with Crypto,” a new service that enables US merchants to accept payments in over 100 cryptocurrencies, including Bitcoin, Ethereum, Tether, and Solana, as part of a broader move to reduce cross-border transaction costs and tap into the expanding digital asset market. The service, rolling out in the coming weeks, charges a 0.99% transaction fee—significantly below traditional international payment processing costs—and offers instant conversion to fiat or stablecoins.

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image for news PayPal launches crypto payment service for US merchants
PayPal's ‘battleground' stock heads for longest winning streak in years. Earnings are on deck.
PYPL
Published: July 25, 2025 by: Market Watch
Sentiment: Positive

PayPal's stock is on track to rise for the eighth session in a row, but analysts have a hard time making a call about the future.

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image for news PayPal's ‘battleground' stock heads for longest winning streak in years. Earnings are on deck.
Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
PYPL
Published: July 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
Mastercard vs. PayPal: Which Payments Innovator is the Better Buy Now?
MA, PYPL
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Neutral

PayPal's lower valuation, direct commerce and lower leverage could make it the better buy over Mastercard now.

Read More
image for news Mastercard vs. PayPal: Which Payments Innovator is the Better Buy Now?
PayPal Now Available Directly in Wix Payments Platform in US
PYPL, WIX
Published: July 24, 2025 by: PYMNTS
Sentiment: Positive

Wix and PayPal began rolling out a deeper integration that makes PayPal available directly in the Wix Payments platform.

Read More
image for news PayPal Now Available Directly in Wix Payments Platform in US
PayPal Taps New Markets: Will Interoperability Fuel Its Growth?
PYPL
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's new global platform links nearly 2B users and wallets, aiming to redefine cross-border commerce and payments.

Read More
image for news PayPal Taps New Markets: Will Interoperability Fuel Its Growth?
Paypal (PYPL) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
PYPL
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for Paypal (PYPL), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2025.

Read More
image for news Paypal (PYPL) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
Paypal (PYPL) Reports Next Week: Wall Street Expects Earnings Growth
PYPL
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Paypal (PYPL) Reports Next Week: Wall Street Expects Earnings Growth
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (July 2025)
PYPL
Published: July 22, 2025 by: 24/7 Wall Street
Sentiment: Positive

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) gained 4.23% over the past month, trimming the stock's year-to-date loss to 12.91%.

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image for news PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (July 2025)
Can PayPal's Crypto Strategy Give It a Competitive Edge?
PYPL
Published: July 21, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL deepens its crypto push with PYUSD expansion and new token listings, targeting broader blockchain adoption.

Read More
image for news Can PayPal's Crypto Strategy Give It a Competitive Edge?
Q2 Could Be the Catalyst PayPal Investors Have Been Waiting For
PYPL
Published: July 18, 2025 by: MarketBeat
Sentiment: Positive

Tech giant PayPal Holdings Inc. NASDAQ: PYPL has frustrated investors over the past few years. Despite being one of the pandemic's standout winners, the stock has essentially traded flat for the better part of three years since losing 80% of its value.

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image for news Q2 Could Be the Catalyst PayPal Investors Have Been Waiting For
PYPL vs. MA: Which Stock Is the Better Value Option?
MA, PYPL
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in Financial Transaction Services stocks are likely familiar with Paypal (PYPL) and MasterCard (MA). But which of these two stocks offers value investors a better bang for their buck right now?

Read More
image for news PYPL vs. MA: Which Stock Is the Better Value Option?
Here's Why Paypal (PYPL) is a Strong Momentum Stock
PYPL
Published: July 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Paypal (PYPL) is a Strong Momentum Stock
SHOP Dominating P2P Space, PYPL Drags Despite Venmo Strength
PYPL
Published: July 14, 2025 by: Schwab Network
Sentiment: Negative

@LikeFolio's data shows Venmo interest up 14%, but it doesn't compare to Shopify's (SHOP) 30% increase. Landon Swan notes the fintech space as a whole is struggling, with PayPal (PYPL) falling behind despite Venmo's performance.

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image for news SHOP Dominating P2P Space, PYPL Drags Despite Venmo Strength
PayPal: A 2025 Turnaround Hiding In Plain Sight
PYPL
Published: July 14, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. is generating billions in free cash flow, expanding margins, and gaining enterprise traction — yet the market still prices it like a dying fintech. With 436 million active users, sticky merchant relationships, and platform-agnostic tech, PayPal's network moat is stronger than analysts give it credit for. New leadership is cutting costs, focusing on high-margin products, and quietly executing a turnaround that could catch Wall Street off guard in 2025.

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image for news PayPal: A 2025 Turnaround Hiding In Plain Sight
GS Downgrade Ahead of Earnings, PYPL Upgrade & AFRM Downgrade
AFRM, PYPL
Published: July 14, 2025 by: Schwab Network
Sentiment: Negative

Goldman Sachs (GS) got a downgrade ahead of its earnings that will kick off earnings seasons alongside other big banks. There's a clash in the buy now, pay later space with PayPal (PYPL) getting an upgrade while Affirm (AFRM) got a downgrade.

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image for news GS Downgrade Ahead of Earnings, PYPL Upgrade & AFRM Downgrade
Buy 3 AI-Powered Giant Financial Transaction Services Stocks for 2H25
MA, PYPL, V
Published: July 10, 2025 by: Zacks Investment Research
Sentiment: Positive

V, MA, and PYPL are harnessing AI to boost security, streamline services, and drive payment volume growth.

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image for news Buy 3 AI-Powered Giant Financial Transaction Services Stocks for 2H25
Paypal (PYPL) is a Top-Ranked Growth Stock: Should You Buy?
PYPL
Published: July 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Paypal (PYPL) is a Top-Ranked Growth Stock: Should You Buy?
4 Crypto-Centric Stocks to Watch Closely Before the Next Bitcoin Rally
ACN, CME, PYPL, V
Published: July 02, 2025 by: Zacks Investment Research
Sentiment: Positive

As Bitcoin holds firm near $107K, CME, ACN, V, and PYPL emerge as crypto-centric stocks with growth potential in 2025.

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image for news 4 Crypto-Centric Stocks to Watch Closely Before the Next Bitcoin Rally
Will Paypal (PYPL) Beat Estimates Again in Its Next Earnings Report?
PYPL
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will Paypal (PYPL) Beat Estimates Again in Its Next Earnings Report?
PYPL vs. MA: Which Stock Should Value Investors Buy Now?
MA, PYPL
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in Financial Transaction Services stocks are likely familiar with Paypal (PYPL) and MasterCard (MA). But which of these two stocks is more attractive to value investors?

Read More
image for news PYPL vs. MA: Which Stock Should Value Investors Buy Now?
Is Trending Stock PayPal Holdings, Inc. (PYPL) a Buy Now?
PYPL
Published: July 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Read More
image for news Is Trending Stock PayPal Holdings, Inc. (PYPL) a Buy Now?

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Alex Chriss
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.