PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 35.6305
  • Book/Share 21.7573
  • PB 1.8858
  • Debt/Equity 0.493
  • CurrentRatio 1.2867
  • ROIC 0.1495

 

  • MktCap 38389800945.0
  • FreeCF/Share 5.9764
  • PFCF 6.8997
  • PE 7.2996
  • Debt/Assets 0.1246
  • DivYield 0.0034
  • ROE 0.2587

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade PYPL Canaccord Genuity Buy Hold -- $42 Feb. 4, 2026
Upgrade PYPL Compass Point Sell Neutral -- $51 Feb. 4, 2026
Downgrade PYPL HSBC Securities Buy Hold -- $47 Feb. 4, 2026
Downgrade PYPL Citizens JMP Mkt Outperform Market Perform -- -- Feb. 4, 2026
Downgrade PYPL Rothschild & Co Redburn Neutral Sell -- $50 Jan. 28, 2026
Initiation PYPL Cantor Fitzgerald -- Neutral -- $60 Jan. 27, 2026
Downgrade PYPL Daiwa Securities Outperform Neutral -- $61 Jan. 13, 2026
Downgrade PYPL Monness Crespi & Hardt Buy Neutral -- -- Jan. 5, 2026
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025
Downgrade PYPL Robert W. Baird Outperform Neutral -- $66 Dec. 12, 2025

News

Crude Oil Falls Over 2%; PayPal Shares Spike Higher
BNO, DBO, GUSH, IEO, OIH, OIL, PXJ, PYPL, UCO, USO, XOP
Published: October 28, 2025 by: Benzinga
Sentiment: Neutral

U.S. stocks traded higher midway through trading, with the Nasdaq Composite gaining around 0.4% on Tuesday.

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image for news Crude Oil Falls Over 2%; PayPal Shares Spike Higher
Top Stock Movers Now: PayPal, UPS, F5, and More
FFIV, PYPL, UPS
Published: October 28, 2025 by: Investopedia
Sentiment: Neutral

Major U.S. equities indexes climbed to fresh intraday highs Tuesday in the wake of strong corporate earnings and as the Federal Reserve's two-day meeting kicked off. The Dow Jones Industrial Average, Nasdaq, and S&P 500 all set fresh records for a third straight session.

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image for news Top Stock Movers Now: PayPal, UPS, F5, and More
PayPal flags smaller basket sizes, cautious shoppers amid macro uncertainty
PYPL
Published: October 28, 2025 by: Reuters
Sentiment: Negative

PayPal saw a slowdown in payments activity in September that continued into October across both the U.S. and Europe, as consumers became more selective in their purchases, CFO Jamie Miller told analysts on a call.

Read More
image for news PayPal flags smaller basket sizes, cautious shoppers amid macro uncertainty
PayPal stock climbs on OpenAI partnership, Q3 earnings beat
PYPL
Published: October 28, 2025 by: Proactive Investors
Sentiment: Positive

PayPal Holdings Inc (NASDAQ:PYPL, ETR:2PP) shares powered nearly 11% higher in early trading on Tuesday after the company announced an agreement with OpenAI that will allow ChatGPT users to buy products using PayPal's payment platform. Beginning next year, PayPal users can purchase items through the AI platform, and its merchants can sell on ChatGPT, with their inventory listed there.

Read More
image for news PayPal stock climbs on OpenAI partnership, Q3 earnings beat
Paypal (PYPL) Reports Q3 Earnings: What Key Metrics Have to Say
PYPL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for Paypal (PYPL) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Paypal (PYPL) Reports Q3 Earnings: What Key Metrics Have to Say
PayPal: Strong Growth, Dividend Initiation, 12x P/E
PYPL
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal delivered robust Q3 results, with higher free cash flow and margins, and accelerating Venmo-related total payment volume growth. The Fintech's Venmo enterprise lead PayPal's Q3 total payment volume growth, supporting raised EPS guidance for FY 2025 and highlighting strong core business momentum. PayPal initiated a dividend of $0.14 per-share, highlighting its value as a capital return play for investors. The dividend comes on top of ~$6.0B in expected stock buybacks this year.

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image for news PayPal: Strong Growth, Dividend Initiation, 12x P/E
Fintech Earnings: Sofi Technologies, PayPal Score Big Beats
PYPL, SOFI
Published: October 28, 2025 by: Schaeffers Research
Sentiment: Positive

The fintech sector is buzzing today, after two heavyweights stepped into the earnings confessional.

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image for news Fintech Earnings: Sofi Technologies, PayPal Score Big Beats
PayPal Q3 Earnings: Looking Under The Hood
PYPL
Published: October 28, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. surged in the pre-market on news of an OpenAI collaboration, while some financials under the hood point in the wrong direction. Take rates and transaction margins decreased. Like streaming is a shift of the same eyeballs to another type of consumption, agentic purchasing might just be a different form of shopping rather than a new growth opportunity. Concerns over Honey have fizzled out and had minimal reputational impact.

Read More
image for news PayPal Q3 Earnings: Looking Under The Hood
Why Paypal Is Up 10% After Q3 Earnings
PYPL
Published: October 28, 2025 by: 24/7 Wall Street
Sentiment: Positive

PayPal beat earnings and revenue, raised guidance, and launched its first-ever quarterly dividend.

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image for news Why Paypal Is Up 10% After Q3 Earnings
Why PayPal stock is surging today
PYPL
Published: October 28, 2025 by: Finbold
Sentiment: Positive

PayPal (NASDAQ: PYPL) shares surged in early Tuesday trading after the digital payments giant delivered stronger-than-expected third-quarter results and unveiled a strategic partnership with OpenAI, the creator of ChatGPT.

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image for news Why PayPal stock is surging today
Paypal (PYPL) Beats Q3 Earnings and Revenue Estimates
PYPL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) came out with quarterly earnings of $1.34 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $1.2 per share a year ago.

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image for news Paypal (PYPL) Beats Q3 Earnings and Revenue Estimates
PayPal Q3 Earnings Preview: Should You Buy the Stock Now or Wait?
PYPL
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's Q3 results hinge on steady TPV gains, new AI and commerce tools, and key deals driving modest growth momentum.

Read More
image for news PayPal Q3 Earnings Preview: Should You Buy the Stock Now or Wait?
PYPL "Bad News Priced In" Ahead of Earnings
PYPL
Published: October 27, 2025 by: Schwab Network
Sentiment: Neutral

Nick Raich notes increased competition facing PayPal (PYPL), pointing to disruption in the digital payments space. He says the "silver lining" for PYPL ahead of earnings is that the expectations have been lowered and "bad news priced in.

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image for news PYPL "Bad News Priced In" Ahead of Earnings
PayPal: Management Planting Turnaround Seeds
PYPL
Published: October 26, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. is rated a Strong Buy, as it remains undervalued despite recent share price underperformance and cautious market sentiment. Q3 earnings are expected to be a key catalyst, with solid revenue growth, positive analyst revisions, and a strong historical earnings surprise record. Recent partnerships with Google and BigCommerce, plus the launch of PayPal Ads Manager, position PYPL for long-term growth and ecosystem expansion.

Read More
image for news PayPal: Management Planting Turnaround Seeds
PayPal's crypto partner on $300T minting error: 'We want to be much better than this'
PYPL
Published: October 24, 2025 by: CNBC Television
Sentiment: Negative

Paxos, the blockchain partner of PayPal, mistakenly minted $300 trillion worth of the online payment giant's stablecoin last week in what the company called a “technical error.” Chad Cascarilla, Paxos CEO, joins CNBC's 'Money Movers' to discuss what happened.

Read More
image for news PayPal's crypto partner on $300T minting error: 'We want to be much better than this'
Here's What to Expect From PayPal's Transaction Revenues in Q3
PYPL
Published: October 24, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's Q3 results hinge on transaction revenues, fueled by Venmo growth, new payment features and rising digital commerce trends.

Read More
image for news Here's What to Expect From PayPal's Transaction Revenues in Q3
Insights Into Paypal (PYPL) Q3: Wall Street Projections for Key Metrics
PYPL
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Beyond analysts' top-and-bottom-line estimates for Paypal (PYPL), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2025.

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image for news Insights Into Paypal (PYPL) Q3: Wall Street Projections for Key Metrics
PayPal: Grab It While The Market Continues To Ignore
PYPL
Published: October 22, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. stock is staying remarkably resilient despite ongoing market skepticism, sustained by a large active user base that's showing signs of stabilization. Management targets +8% branded checkout growth and highlights strong performance in BNPL and Venmo, but faces competitive pressures from fintech peers. PYPL's valuation has compressed significantly, with the market awaiting proof of successful turnaround execution before re-rating the stock higher.

Read More
image for news PayPal: Grab It While The Market Continues To Ignore
PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (November 2025)
PYPL
Published: October 22, 2025 by: 24/7 Wall Street
Sentiment: Neutral

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL) gained 1.76% over the past month after losing 3.41% and 11.12% the two months prior.

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image for news PayPal (NASDAQ: PYPL) Price Prediction and Forecast 2025-2030 (November 2025)
PayPal Raises Stake in eCommerce Firm Shopware to 41%
PYPL
Published: October 21, 2025 by: PYMNTS
Sentiment: Positive

PayPal is reportedly taking over a stake in eCommerce company Shopware from the Carlyle Group. The company's stake in the German company will jump from 11% to 41% in this deal, Bloomberg News reported Tuesday (Oct. 21), citing sources familiar with the matter.

Read More
image for news PayPal Raises Stake in eCommerce Firm Shopware to 41%
PayPal's Upcoming Q3 May Finally Catalyze A Turnaround (Earnings Preview)
PYPL
Published: October 21, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings, Inc. stock looks mispriced, with upcoming catalysts from crypto initiatives, cost management, and next-generation growth vectors supporting a bullish outlook. PYPL's Q2 results beat expectations, and Q3 may deliver similar strength, especially if Braintree volumes and TPV growth materialize as anticipated. Despite persistent market pessimism and valuation contraction, PYPL's strong free cash flow, buybacks, and recovering EPS suggest significant upside potential.

Read More
image for news PayPal's Upcoming Q3 May Finally Catalyze A Turnaround (Earnings Preview)
Palantir Technologies (NASDAQ: PLTR) Price Prediction and Forecast 2025-2030 for October 20
MDB, PLTR, PYPL
Published: October 20, 2025 by: 24/7 Wall Street
Sentiment: Neutral

Key growth drivers: Palantir's four operating platforms, AIP, Foundry, Gotham and Apollo.

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image for news Palantir Technologies (NASDAQ: PLTR) Price Prediction and Forecast 2025-2030 for October 20
PayPal: Partnership With Google Might Be A Much-Needed Catalyst
GOOG, GOOGL, PYPL
Published: October 16, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal: Partnership With Google Might Be A Much-Needed Catalyst

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image for news PayPal: Partnership With Google Might Be A Much-Needed Catalyst
Venmo And PayPal Are Down For Some, According To Monitor
PYPL
Published: October 16, 2025 by: Forbes
Sentiment: Negative

PayPal and its mobile-payment app Venmo were down for thousands of users on Thursday morning, according to user reports on Downdetector, which described errors logging in to and using the app.

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image for news Venmo And PayPal Are Down For Some, According To Monitor
PayPal vs. Upstart: Which Fintech Stock Should You Buy Today?
PYPL, UPST
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL's diversified growth and AI partnerships give it an edge over UPST's high-risk, high-reward lending surge in the 2025 fintech race.

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image for news PayPal vs. Upstart: Which Fintech Stock Should You Buy Today?
Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
PYPL
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Paypal (PYPL) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

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image for news Investors Heavily Search PayPal Holdings, Inc. (PYPL): Here is What You Need to Know
New Online Casino That Accept Paypal In 2025 By Cafe Casino
PYPL
Published: October 14, 2025 by: GlobeNewsWire
Sentiment: Neutral

Play safely at online casinos that accept PayPal in the USA — enjoy fast deposits, instant withdrawals, and secure real money online casino gaming today. Play safely at online casinos that accept PayPal in the USA — enjoy fast deposits, instant withdrawals, and secure real money online casino gaming today.

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image for news New Online Casino That Accept Paypal In 2025 By Cafe Casino
Analyst Warns Of 2026 Downside For PayPal, Marqeta Stocks: Here's Why
MQ, PYPL
Published: October 13, 2025 by: Benzinga
Sentiment: Negative

Goldman Sachs analyst Will Nance downgraded PayPal Holdings, Inc. (NASDAQ:PYPL) and Marqeta, Inc. (NASDAQ:MQ), citing downside risks to their 2026 forecasts.

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image for news Analyst Warns Of 2026 Downside For PayPal, Marqeta Stocks: Here's Why
Why Paypal (PYPL) is a Top Value Stock for the Long-Term
PYPL
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why Paypal (PYPL) is a Top Value Stock for the Long-Term
Block Rises 11% This Week — How Does It Compare To PayPal?
PYPL
Published: October 09, 2025 by: Forbes
Sentiment: Positive

PayPal (PYPL) stock demonstrates stronger revenue growth during crucial periods, higher profitability, and a generally lower valuation compared to Block (XYZ) stock, implying that investing in PYPL might be a more advantageous choice.

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image for news Block Rises 11% This Week — How Does It Compare To PayPal?

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Jamie S. Miller
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.