Lloyds Banking Group plc (LYG)
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- symbol LYG
- Rev/Share 2.483
- Book/Share 3.0944
- PB 1.1007
- Debt/Equity 1.8289
- CurrentRatio 0.1274
- ROIC 0.011
- MktCap 51721342977.8478
- FreeCF/Share 0.0
- PFCF 0.0
- PE 11.671
- Debt/Assets 0.0929
- DivYield 0.037
- ROE 0.0946
- Rating B-
- Score 3
- Recommendation Neutral
- P/E Score 2
- DCF Score 4
- P/B Score 3
- D/E Score 1
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | LYG | Goldman | Neutral | Buy | -- | -- | Aug. 5, 2025 |
| Upgrade | LYG | RBC Capital Mkts | Sector Perform | Outperform | -- | -- | Aug. 4, 2025 |
| Upgrade | LYG | JP Morgan | Underweight | Neutral | -- | -- | Aug. 1, 2025 |
| Upgrade | LYG | HSBC Securities | Hold | Buy | -- | -- | April 1, 2025 |
| Downgrade | LYG | Keefe Bruyette | Outperform | Market Perform | -- | -- | March 11, 2025 |
| Upgrade | LYG | Morgan Stanley | Equal Weight | Overweight | -- | -- | March 4, 2025 |
| Initiation | LYG | Goldman | -- | Neutral | -- | -- | Oct. 4, 2024 |
| Initiation | LYG | Kepler | -- | Hold | -- | -- | Sept. 5, 2024 |
News
LYG or EBKDY: Which Is the Better Value Stock Right Now?
Published: August 19, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors looking for stocks in the Banks - Foreign sector might want to consider either Lloyds (LYG) or Erste Group Bank AG (EBKDY). But which of these two stocks is more attractive to value investors?
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Lloyds Banking Group: clear skies or fully priced? Here's our round-up of what the City thinks
Published: August 13, 2025 by: Proactive Investors
Sentiment: Positive
If you want to know how the City feels about Lloyds Banking Group PLC (LSE:LLOY) after its half-year results, the short answer is broadly positive, with a pinch of caution. The UK's biggest retail bank has cleared its biggest legal headache in years, posted some of its best returns in over a decade, and is still paying out one of the more generous dividends in the FTSE 100.
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European Banks: Strong Returns Since 2019 But Are Valuations Still Attractive?
Published: August 11, 2025 by: Seeking Alpha
Sentiment: Positive
European banks have delivered strong returns since 2018, outperforming US peers and benefiting from improved balance sheets and higher interest rates. Despite high past returns and growing optimism, caution is warranted due to the sector's cyclical nature and slowing eurozone growth projections. Valuations remain attractive, with many banks trading below book value and offering appealing dividend and shareholder yields, especially in France and Spain.
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Lloyds upgraded by top-tier bank after motor finance worries ease
Published: August 06, 2025 by: Proactive Investors
Sentiment: Positive
Goldman Sachs has upgraded Lloyds Banking Group PLC (LSE:LLOY) to ‘buy', raising its 12-month price target to 99p and pointing to around 20% upside from here. The tone in the note is much more upbeat, now that uncertainty over motor finance compensation appears to be largely behind the sector.
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Lloyds Banking Group Q2 Earnings: Structural Hedge Tailwind Continues To Power Growth
Published: July 24, 2025 by: Seeking Alpha
Sentiment: Positive
British bank Lloyds reported a solid set of figures for the second quarter, with after-tax earnings comfortably clearing consensus. The bank's structural hedge continues to power net interest margin expansion, offsetting deposit and asset margin headwinds. Healthy capital generation and a surplus over management's target level can support an attractive shareholder yield.
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Lloyds delivers solid Q2 beat, but big decisions still ahead
Published: July 24, 2025 by: Proactive Investors
Sentiment: Positive
Lloyds Banking Group PLC (LSE:LLOY) produced a better-than-expected set of results for the second quarter, with profits, earnings and the dividend all coming in ahead of forecasts. Pre-tax profit rose 17% year on year to just under £2 billion, topping expectations by 18%.
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Lloyds and NatWest consensus forecasts for next week's results
Published: July 18, 2025 by: Proactive Investors
Sentiment: Positive
Lloyds Banking Group PLC (LSE:LLOY) reports second-quarter results next Thursday, 24 July, with NatWest Group PLC (LSE:NWG) following on Friday, 25 July, with the City analyst consensus pointing to growing profits at both. Consensus forecasts compiled by the company are for £4.5 billion of net income, up from the £4.4 billion in the first quarter.
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Lloyds upgraded, though NatWest will remain more profitable for next few years - broker
Published: July 17, 2025 by: Proactive Investors
Sentiment: Neutral
Deciding which of Lloyds Banking Group PLC (LSE:LLOY) and NatWest Group PLC (LSE:NWG) is the more profitable bank is "the ultimate question" for City philosophers, said analysts at Keefe, Bruyette and Woods. In a substantial document devoted to answering this question -- acknowledging that greater philosophers and scientists have pondered the ultimate question of life, from Socrates's examination of wisdom and virtue, to Einstein's betterment of humanity and Deep Thought mulling of the ultimate question of life, the universe and everything -- the US broker ended up upgrading its target prices for both lenders.
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LYG or DBSDY: Which Is the Better Value Stock Right Now?
Published: July 16, 2025 by: Zacks Investment Research
Sentiment: Neutral
Investors interested in Banks - Foreign stocks are likely familiar with Lloyds (LYG) and DBS Group Holdings Ltd (DBSDY). But which of these two stocks offers value investors a better bang for their buck right now?
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Ranking Lloyds, Barclays and NatWest: Which UK bank has further to run?
Published: July 11, 2025 by: Proactive Investors
Sentiment: Positive
UK banks have had their fair share of in-flight turbulence, but analysts still see them heading for a stable landing. According to UBS, domestic lenders have largely closed the gap with their European peers in terms of valuation, and the outlook remains constructive despite some short-term headwinds.
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Lloyds, Natwest and Barclays: Are UK banks set for re-rating?
Published: July 01, 2025 by: Proactive Investors
Sentiment: Positive
UBS has reiterated its positive stance on UK banks, arguing that the sector is poised to re-rate as macroeconomic conditions stabilise and interest rate fears ease. The investment bank maintains an overweight position on UK domestic lenders, noting that they combine modest valuations with some of the strongest forecast returns in the European banking landscape.
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LYG vs. TD: Which Stock Is the Better Value Option?
Published: June 24, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors with an interest in Banks - Foreign stocks have likely encountered both Lloyds (LYG) and Toronto-Dominion Bank (TD). But which of these two stocks is more attractive to value investors?
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Lloyds: steady hand, solid income, but little upside for now
Published: June 12, 2025 by: Proactive Investors
Sentiment: Neutral
Lloyds Banking Group PLC (LSE:LLOY) shares sit at 76p, just above Kfeefe, Bruyette & Woods' target price of 75p, with analysts maintaining a ‘market perform' rating. In a recent management meeting, Lloyds presented a confident outlook, with KBW highlighting reaffirmed guidance on profitability and capital returns.
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Lloyds: UK banks look sturdy as rates hold up and balance sheets stay healthy
Published: June 05, 2025 by: Proactive Investors
Sentiment: Positive
JP Morgan remains upbeat on the outlook for UK banks, pointing to resilient interest rates, steady cash generation, and undemanding valuations as the key reasons behind its positive stance. Following meetings with senior management across the sector, analysts say most lenders are delivering operationally despite fiscal headwinds and an uncertain global backdrop.
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Lloyds, Barclays: Cash ISAs swell as UK savers shift into higher-yield deposits
Published: June 03, 2025 by: Proactive Investors
Sentiment: Neutral
UK savers moved decisively into cash ISAs in April, pushing time deposits up 3.1 % while sight deposits fell 1.6 %, according to Bank of England data. That shift is typical for the start of the tax year, but it carries real implications for bank margins.
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Nationwide results put a spring in the step of Lloyds and Barclays
Published: May 29, 2025 by: Proactive Investors
Sentiment: Positive
Nationwide Building Society has given the UK's listed banking sector a lift after reporting a 30% rise in annual profits and upbeat comments on its outlook. The mutual posted pre-tax profits of £2.3 billion for the year to the end of March, up from £1.8 billion a year earlier, despite returning a record £2.8 billion in value to its members.
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Lloyds named top pick as Deutsche backs UK banks for next phase of growth
Published: May 16, 2025 by: Proactive Investors
Sentiment: Positive
Lloyds Banking Group PLC (LSE:LLOY) has emerged as one of Deutsche Bank's preferred names in the UK banking sector as the broker shifts its focus from rising returns to future growth potential. In a research note, analyst Robert Noble said Lloyds, already a favourite among private investors, is well placed to benefit from a new phase in UK banking marked by stronger loan growth and selective consolidation.
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LYG or IBN: Which Is the Better Value Stock Right Now?
Published: May 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors interested in Banks - Foreign stocks are likely familiar with Lloyds (LYG) and ICICI Bank Limited (IBN). But which of these two stocks is more attractive to value investors?
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Is Lloyds Banking Group flying below the radar? This research house thinks so
Published: May 06, 2025 by: Proactive Investors
Sentiment: Positive
Lloyds Banking Group PLC (LSE:LLOY) is not making headlines, but that might be its greatest strength in 2025. In a research note on Tuesday, Deutsche Bank reiterated its bullish view on the group, maintaining a 'buy' rating and 88p price target.
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Lloyds Banking Group plc (LYG) Q1 2025 Earnings Call Transcript
Published: May 01, 2025 by: Seeking Alpha
Sentiment: Neutral
Lloyds Banking Group plc (NYSE:LYG ) Q1 2025 Earnings Conference Call May 1, 2025 4:30 AM ET Company Participants William Chalmers - Executive Director and Chief Financial Officer Conference Call Participants Guy Stebbings - Exane BNP Aman Rakkar - Barclays Capital Ben Toms - RBC Ed Firth - KBW Jonathan Pierce - Jefferies Amit Goel - Mediobanca Robin Down - HSBC Andrew Coombs - Citi Chris Cant - Autonomous Ben Caven-Roberts - Goldman Sachs Operator Thank you for standing by, and welcome to the Lloyds Banking Group 2025 Interim Management Statement Call. At this time, all participants are in a …
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Lloyds results a shade soft, but outlook still intact
Published: May 01, 2025 by: Proactive Investors
Sentiment: Neutral
Lloyds Banking Group PLC (LSE:LLOY) shares dipped around 2.5% after first-quarter results landed a touch below expectations. It wasn't a disaster by any stretch, but the shortfall, mainly due to higher costs and bad loan provisions, gave the market pause, especially with banks under scrutiny for how they handle margin pressure and economic uncertainty.
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Lloyds keeps guidance unchanged despite higher impairment charge
Published: May 01, 2025 by: Proactive Investors
Sentiment: Neutral
Lloyds Banking Group PLC (LSE:LLOY) reported first-quarter profits slightly lower than a year ago, but in line with expectations as increased income and reduced volatility combined with higher costs and higher impairment charges. The UK's largest lender reaffirmed guidance for the full year and said it was making "good progress" on its strategic transformation.
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Britain's Lloyds quarterly profit drops 7%, provisions $133 million for tariffs
Published: May 01, 2025 by: Reuters
Sentiment: Negative
Lloyds Banking Group reported a near 7% drop in first-quarter profit on Thursday, hurt by higher costs, and said it had set aside 100 million pounds ($132.9 million) for tariff-related impact.
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Lloyds (LYG) is a Great Momentum Stock: Should You Buy?
Published: April 25, 2025 by: Zacks Investment Research
Sentiment: Positive
Does Lloyds (LYG) have what it takes to be a top stock pick for momentum investors? Let's find out.
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Lloyds Banking Group: Quarterlies in the offing; is now the time to buy?
Published: April 25, 2025 by: Proactive Investors
Sentiment: Neutral
As Lloyds Banking Group PLC (LSE:LLOY) readies its first quarter results, the share price, hovering around 73p, has prompted fresh debate: is this a buying opportunity, or should investors await the actual figures? To decide, it helps to understand Lloyd's key metrics, the forces at play and the risks ahead.
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LYG vs. CM: Which Stock Is the Better Value Option?
Published: April 23, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors interested in stocks from the Banks - Foreign sector have probably already heard of Lloyds (LYG) and Canadian Imperial Bank (CM). But which of these two stocks presents investors with the better value opportunity right now?
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LYG or CM: Which Is the Better Value Stock Right Now?
Published: April 04, 2025 by: Zacks Investment Research
Sentiment: Positive
Investors interested in stocks from the Banks - Foreign sector have probably already heard of Lloyds (LYG) and Canadian Imperial Bank (CM). But which of these two stocks is more attractive to value investors?
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FCA intervention may complicate pay-out process; so what does this mean for Lloyds investors?
Published: April 02, 2025 by: Proactive Investors
Sentiment: Negative
The Financial Conduct Authority (FCA) pushed back against a sweeping court ruling that could force banks to pay out billions in motor finance compensation, which may limit payouts but complicate the compensation process, according to research from RBC Capital. Submitting its views to the Supreme Court, the FCA said the Court of Appeal had gone “too far” by assuming all car dealers owed customers a fiduciary duty - meaning a legal obligation to act in their best interest.
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Lloyds (LYG) Upgraded to Buy: Here's What You Should Know
Published: March 27, 2025 by: Zacks Investment Research
Sentiment: Positive
Lloyds (LYG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
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XBT.com Surpasses $3M at Lloyds Auctions, Poised to Be the Largest Crypto Domain Sale Since 2021
Published: March 26, 2025 by: GlobeNewsWire
Sentiment: Neutral
The premium crypto domain XBT.com has surpassed $3 million USD in its ongoing auction at Lloyds, positioning it as one of the most valuable digital asset domain sales in recent history and potentially the largest crypto domain sale since 2021 The premium crypto domain XBT.com has surpassed $3 million USD in its ongoing auction at Lloyds, positioning it as one of the most valuable digital asset domain sales in recent history and potentially the largest crypto domain sale since 2021
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About Lloyds Banking Group plc (LYG)
- IPO Date 2001-11-28
- Website https://www.lloydsbankinggroup.com
- Industry Banks - Regional
- CEO Charles Alan Nunn
- Employees 61228