PayPal Holdings, Inc. (PYPL)

US — Financial Services Sector
Peers: SMFG  WFC  DB  TRV  HDB  TFC  PNC  LYG  MFC 

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Key Metrics & Ratings

  • symbol PYPL
  • Rev/Share 35.6305
  • Book/Share 21.7573
  • PB 1.8858
  • Debt/Equity 0.493
  • CurrentRatio 1.2867
  • ROIC 0.1495

 

  • MktCap 38389800945.0
  • FreeCF/Share 5.9764
  • PFCF 6.8997
  • PE 7.2996
  • Debt/Assets 0.1246
  • DivYield 0.0034
  • ROE 0.2587

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 1
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade PYPL Canaccord Genuity Buy Hold -- $42 Feb. 4, 2026
Upgrade PYPL Compass Point Sell Neutral -- $51 Feb. 4, 2026
Downgrade PYPL HSBC Securities Buy Hold -- $47 Feb. 4, 2026
Downgrade PYPL Citizens JMP Mkt Outperform Market Perform -- -- Feb. 4, 2026
Downgrade PYPL Rothschild & Co Redburn Neutral Sell -- $50 Jan. 28, 2026
Initiation PYPL Cantor Fitzgerald -- Neutral -- $60 Jan. 27, 2026
Downgrade PYPL Daiwa Securities Outperform Neutral -- $61 Jan. 13, 2026
Downgrade PYPL Monness Crespi & Hardt Buy Neutral -- -- Jan. 5, 2026
Downgrade PYPL Morgan Stanley Equal Weight Underweight -- $51 Dec. 18, 2025
Downgrade PYPL Robert W. Baird Outperform Neutral -- $66 Dec. 12, 2025

News

PayPal Stock Ready To Surge?
PYPL
Published: November 21, 2025 by: Forbes
Sentiment: Positive

PayPal (PYPL) stock has lagged in recent years amid softer growth and rising competition, but its large user base, strong brand, and solid margins keep it on investors' radar. With the market revisiting undervalued fintech names, the question is whether PayPal is finally poised for a rebound.

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image for news PayPal Stock Ready To Surge?
PayPal's Agentic Commerce: How is it Preparing for This Revolution?
PYPL
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL teams up with Perplexity on a new agentic shopping app, letting consumers buy from 5,000+ merchants through personalized AI-powered search.

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image for news PayPal's Agentic Commerce: How is it Preparing for This Revolution?
PayPal Holdings, Inc. (PYPL) Presents at Citi's 14th Annual FinTech Conference Transcript
PYPL
Published: November 19, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal Holdings, Inc. ( PYPL ) Citi's 14th Annual FinTech Conference November 19, 2025 9:00 AM EST Company Participants James Chriss - President, CEO & Director Conference Call Participants Bryan Keane - Citigroup Inc., Research Division Presentation Bryan Keane Citigroup Inc., Research Division Thanks for coming to the session with PayPal. My name is Bryan Keane.

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image for news PayPal Holdings, Inc. (PYPL) Presents at Citi's 14th Annual FinTech Conference Transcript
Perplexity AI announces free product to streamline online shopping
PYPL
Published: November 19, 2025 by: CNBC
Sentiment: Positive

Perplexity AI announced a free agentic shopping product for U.S. users next week. The startup partnered with PayPal ahead of the launch.

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image for news Perplexity AI announces free product to streamline online shopping
Can PayPal Stock Rebound From $60?
PYPL
Published: November 17, 2025 by: Forbes
Sentiment: Negative

PayPal (PYPL) has spent the past few years unwinding its pandemic-era excesses, leaving the stock trading at a valuation far below its historical norms. Revenue growth has slowed, competition in digital payments has intensified, and investor sentiment has shifted toward newer fintech names.

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image for news Can PayPal Stock Rebound From $60?
KKR to Buy Up to $75 Billion of PayPal's BNPL Loan Receivables in Europe
PYPL
Published: November 17, 2025 by: PYMNTS
Sentiment: Positive

PayPal Holdings and global investment firm KKR renewed their agreement in which KKR's credit funds and accounts purchase PayPal's European buy now, pay later (BNPL) receivables.

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image for news KKR to Buy Up to $75 Billion of PayPal's BNPL Loan Receivables in Europe
Apple Pay US online volumes to surpass PayPal in 2025 and beyond: analysts
AAPL, PYPL
Published: November 14, 2025 by: Proactive Investors
Sentiment: Positive

UBS analysts believe Apple Inc (NASDAQ:AAPL, ETR:APC)'s Apple Pay desktop adoption is progressing throughout 2025, expecting additional merchants to adopt Apple Pay desktop after the holiday season. In a note to clients on Friday, the analysts wrote that their estimates suggest Apple Pay US online volumes will be slightly larger than PayPal's Branded Checkout in 2025 and beyond.

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image for news Apple Pay US online volumes to surpass PayPal in 2025 and beyond: analysts
PayPal vs. Block: Which Fintech Stock is a Better Buy Right Now?
PYPL, XYZ
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal's rising profitability and platform upgrades contrast with Block's rapid Cash App-driven growth in this fintech face-off.

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image for news PayPal vs. Block: Which Fintech Stock is a Better Buy Right Now?
PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PYPL
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.

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image for news PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know
PayPal: Growth Engine With Deteriorating Bottom-Lines - Reversal In Progress
PYPL
Published: November 14, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal's ongoing focus on fintech innovation has delivered renewed growth across Venmo and BNPL by the double digits, with it lending credibility to its ongoing turnaround progress. These developments highlight the fintech's growing mindshare in the increasingly crowded space, as observed in the higher active accounts and the increased number of transactions. Even so, the same can't be said about PYPL's bottom-lines, with the intensified innovations impacting its profit margins and the growing adj EPS partly attributed to lower share counts.

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image for news PayPal: Growth Engine With Deteriorating Bottom-Lines - Reversal In Progress
PayPal Holdings, Inc. (PYPL) Presents at KBW Fintech Payments Conference 2025 Transcript
PYPL
Published: November 13, 2025 by: Seeking Alpha
Sentiment: Neutral

PayPal Holdings, Inc. ( PYPL ) KBW Fintech Payments Conference 2025 November 13, 2025 9:25 AM EST Company Participants Diego Scotti - Executive VP & GM of Consumer Group Conference Call Participants Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Sanjay Sakhrani Keefe, Bruyette, & Woods, Inc., Research Division I want to welcome Diego Scotti. He is the General Manager of PayPal's Consumer Group.

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image for news PayPal Holdings, Inc. (PYPL) Presents at KBW Fintech Payments Conference 2025 Transcript
Bloomberg Watch Shows 5 Ideal "Safer" November Dividend Dogs
AVGO, CIIHY, CL, EL, EMR, ESS, FOX, ITVPY, KLAC, NRDBY, NSC, OZK, PHPPY, PYPL, SLB, SUBCY, SUHJY, TPR, UPS, WM
Published: November 12, 2025 by: Seeking Alpha
Sentiment: Positive

Bloomberg's 2025 Dividend Focus list highlights 36 dividend payers, with 16 qualifying as 'safer' due to free cash flow yields exceeding dividend yields. Top ten dividend stocks, including OZK, SLB, WM, and SUBCY, are projected to offer 12.5%-26.5% net gains by November 2026 based on analyst targets. Five 'IDEAL' stocks—CHHQF, VODAF, SUBCY, ITVPY, AVIFY—offer dividends from $1,000 invested that exceed their single share price, signaling potential buy opportunities.

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image for news Bloomberg Watch Shows 5 Ideal "Safer" November Dividend Dogs
PayPal Expands Buy Now Pay Later: Can it Fuel Growth in 2025?
PYPL
Published: November 11, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL expands its "Pay in 4" BNPL service to Canada as global demand surges and strategic deals fuel momentum.

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image for news PayPal Expands Buy Now Pay Later: Can it Fuel Growth in 2025?
PayPal's Solid Q3 Transaction Revenues Set the Stage for a Strong 2025
PYPL
Published: November 10, 2025 by: Zacks Investment Research
Sentiment: Positive

PYPL posts solid Q3 gains as transaction revenues climb 6.4% year over year, powered by online shopping and mobile payment growth.

Read More
image for news PayPal's Solid Q3 Transaction Revenues Set the Stage for a Strong 2025
PayPal Expands ‘Pay in 4' BNPL Offering to Canada
PYPL
Published: November 10, 2025 by: PYMNTS
Sentiment: Positive

PayPal's buy now, pay later (BNPL) offering is heading north in time for the holidays. Beginning with this year's holiday shopping season, PayPal Pay in 4 will be available for consumers in Canada, according to a Monday (Nov. 10) press release.

Read More
image for news PayPal Expands ‘Pay in 4' BNPL Offering to Canada
PayPal Vs. FI: Which Stock Offers The Better Value?
FI, PYPL
Published: November 07, 2025 by: Forbes
Sentiment: Neutral

PayPal remains a dominant player in digital payments, but its growth has cooled while competitors continue to expand. Comparing PayPal's valuation and fundamentals with those of Fiserv (FI) highlights an interesting contrast that could influence investors' next move.

Read More
image for news PayPal Vs. FI: Which Stock Offers The Better Value?
While Wall Street Sleeps, PayPal Is Rebuilding Its Growth Engine
PYPL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal remains a strong long-term buy, trading at historically low valuation multiples despite solid earnings and raised 2025 guidance. PayPal's growth is driven by Venmo, Buy Now Pay Later, merchant solutions, and new initiatives like PayPal World and AI partnerships. Management expects double-digit EPS growth, continues aggressive share buybacks, and introduced a modest dividend, signaling confidence in future performance.

Read More
image for news While Wall Street Sleeps, PayPal Is Rebuilding Its Growth Engine
PayPal: A GARP Case With Underappreciated Monetization Upside
PYPL
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal is a net-cash market leader priced like an ex-growth laggard. Branded margins are improving while Venmo, PayPal Ads and BNPL add fresh monetization layers. Free cash flow funds aggressive buybacks at an 8–10% yield.

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image for news PayPal: A GARP Case With Underappreciated Monetization Upside
Top 10 Quant Stocks Of 2025 Up 45%
AGX, CLS, CRDO, DXPE, EAT, INTA, LRN, OPFI, PYPL, URBN
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

As of Oct. 31, SA Quant's Top 10 Stocks for 2025 have significantly outperformed the S&P 500, gaining nearly 45% vs. the S&P 500's 18%. Two out of 10 stocks have delivered triple-digit returns, with Celestica delivering an incredible 236% since it was selected on Jan. 9, 2025. While only three stocks are Quant-rated ‘Buy' or ‘Strong Buys,' the list remains fundamentally strong, with several stocks primed for long-term outperformance.

Read More
image for news Top 10 Quant Stocks Of 2025 Up 45%
PayPal Casinos USA 2025: BetWhale Is Rated the Leading Casino That Accepts PayPal Payments
PYPL
Published: November 04, 2025 by: GlobeNewsWire
Sentiment: Neutral

BetWhale solidifies its spot at the top of PayPal casinos USA for 2025, delivering quick payouts, strong data protection, and fresh player perks as more folks in the States look for reliable online spots to play with peace of mind. BetWhale solidifies its spot at the top of PayPal casinos USA for 2025, delivering quick payouts, strong data protection, and fresh player perks as more folks in the States look for reliable online spots to play with peace of mind.

Read More
image for news PayPal Casinos USA 2025: BetWhale Is Rated the Leading Casino That Accepts PayPal Payments
PYPL Shares Fall 7% Despite Impressive Earnings: Is the Stock a Buy?
PYPL
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Negative

PYPL posts growth in Q3 revenues, EPS and TPV, lifts 2025 outlook. However, shares slip as investors stay cautious.

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image for news PYPL Shares Fall 7% Despite Impressive Earnings: Is the Stock a Buy?
PayPal Casinos USA 2025: BetWhale Emerges as the Most Trusted PayPal Accepting Casino
PYPL
Published: October 31, 2025 by: GlobeNewsWire
Sentiment: Neutral

New York City, NY, Oct. 31, 2025 (GLOBE NEWSWIRE) -- BetWhale extends its 2025 lead among U.S. PayPal casinos, delivering quicker payments, robust encryption, and refreshed loyalty rewards as more American players prioritize secure, verified payment options.

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image for news PayPal Casinos USA 2025: BetWhale Emerges as the Most Trusted PayPal Accepting Casino
Here's Why Paypal (PYPL) is a Strong Value Stock
PYPL
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Here's Why Paypal (PYPL) is a Strong Value Stock
Here's Why Paypal (PYPL) is a Strong Momentum Stock
PYPL
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Here's Why Paypal (PYPL) is a Strong Momentum Stock
PayPal: Putting A Price On Alex Chriss' Execution Consistency
PYPL
Published: October 30, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal's Q3 2025 results reaffirm the company's steady execution of current CEO Alex Chriss' commitment to restoring sustained, profitable growth. Despite the deteriorating macro backdrop, PayPal's expecting steady expansion in transaction margin dollar, supportive of durable FCF accretion critical for its ongoing growth investments, share buybacks, and newly initiated dividend. Its omnichannel strategy also promises TAM expansion underpinned by the increasing breadth of features within its consolidated product portfolio, implying management focus on ROI optimization.

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image for news PayPal: Putting A Price On Alex Chriss' Execution Consistency
PayPal's Q3 Report Got Too Underappreciated
PYPL
Published: October 29, 2025 by: Seeking Alpha
Sentiment: Positive

PayPal Holdings delivered strong Q3 results, with revenue and EPS beating estimates, yet the market underappreciated the performance. PYPL's branded and Venmo transaction growth accelerated, transaction margins improved, and a new quarterly dividend enhances its value proposition. Recent partnerships with OpenAI and Google expand the company's total addressable market and reinforce its fintech leadership through AI and agentic commerce initiatives.

Read More
image for news PayPal's Q3 Report Got Too Underappreciated
PYPL Shares Rise on Q3 Earnings Beat, 2025 EPS Guidance Raised
PYPL
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Neutral

PayPal's Q3 results reflect a year-over-year rise in revenues, TPV and transaction margin dollars. However, a fall in payment transactions remains a concern.

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image for news PYPL Shares Rise on Q3 Earnings Beat, 2025 EPS Guidance Raised
Final Trades: Netflix, Vistra, Paypal and the QQQ
NFLX, PYPL, QQQ
Published: October 28, 2025 by: CNBC Television
Sentiment: Neutral

(OPTIMIZED VIDEO SPECIFIC DESCRIPTION)

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image for news Final Trades: Netflix, Vistra, Paypal and the QQQ
PayPal's Account Growth and Consumer Spending Slow
PYPL
Published: October 28, 2025 by: PYMNTS
Sentiment: Neutral

PayPal shares soared Tuesday (Oct. 28) in the wake of news that the company is integrating its wallet into OpenAI's ChatGPT. Beyond that headline-grabbing news, PayPal's third-quarter earnings results, released before the market opened, revealed some puts and takes.

Read More
image for news PayPal's Account Growth and Consumer Spending Slow
A ChatGPT Partnership Is Lifting PayPal as AI and Shopping Continue to Pair Up
PYPL
Published: October 28, 2025 by: Investopedia
Sentiment: Neutral

PayPal shares shot higher Tuesday after the company announced a partnership with ChatGPT operator OpenAI and released strong third-quarter results.

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image for news A ChatGPT Partnership Is Lifting PayPal as AI and Shopping Continue to Pair Up

About PayPal Holdings, Inc. (PYPL)

  • IPO Date 2015-07-06
  • Website https://www.paypal.com
  • Industry Financial - Credit Services
  • CEO Jamie S. Miller
  • Employees 24400

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.