
Palomar's underwriting discipline, premium growth and diversified specialty platform support growth, while catastrophe losses and higher expenses remain risks.
Palomar Holdings, Inc., an insurance holding company, offers specialized property insurance to residential and commercial clients. The company is headquartered in La Jolla, California.
| Revenue (TTM) | $980.27M |
| Gross Profit (TTM) | $281.66M |
| EBITDA | $266.88M |
| Operating Margin | 20.30% |
| Return on Equity | 22.50% |
| Return on Assets | 5.31% |
| Revenue/Share (TTM) | $36.83 |
| Book Value | $36.17 |
| Price-to-Book | 3.87 |
| Price-to-Sales (TTM) | 3.93 |
| EV/Revenue | 4.031 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 0.00% |
| Quarterly Revenue Growth (YoY) | 59.70% |
| Shares Outstanding | $26.50M |
| Float | $25.85M |
| % Insiders | 2.49% |
| % Institutions | 100.46% |
Volatility is currently contracting

Palomar's underwriting discipline, premium growth and diversified specialty platform support growth, while catastrophe losses and higher expenses remain risks.

From a technical perspective, Palomar (PLMR) is looking like an interesting pick, as it just reached a key level of support. PLMR recently overtook the 200-day moving average, and this suggests a long-term bullish trend.

Palomar (PLMR) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock suggests that there could be more strength down the road.

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HCI, PGR, ALL and PLMR are positioned to stay resilient as CSU sees a milder 2026 hurricane season, prudent pricing, increased exposure and increased digitalization.

Investors need to pay close attention to PLMR stock based on the movements in the options market lately.

I retain my 'Buy' rating for Palomar Holdings, following my evaluation of management's disclosures at a recent investment conference. PLMR raised FY26 net profit guidance to $273M, implying a solid 26.3% growth, supported by reduced reinsurance pricing, portfolio diversification, and M&As. The company's FY2027/2028 margins are expected to be favorably impacted by operating leverage as it moves past the peak investment phase.

Palomar (PLMR) reported earnings 30 days ago. What's next for the stock?

Palomar targets stronger 2026 earnings through premium growth, specialty expansion and rising investment income.

By focusing on risks that most standard insurers avoid, including earthquakes, floods, and surplus lines, the company just posted its strongest quarter ever. Trading now near its 52-week low and with a new acquisition, Palomar is either a rare entry point into disciplined growth or a company that's one disaster away from a serious hit.