
Rhinebeck Bancorp and Orange County Bancorp differ in valuation, growth drivers and financial profile, but which bank stock looks more compelling now? Let's dive in.
Orange County Bancorp Inc. (OBT) is a prominent community-oriented financial institution based in Orange County, New York, offering a wide array of banking and financial services tailored for both individuals and businesses. Committed to personal and commercial lending, as well as wealth management, the bank fosters deep community connections that contribute to regional economic development. As a publicly traded entity, OBT emphasizes sustainable growth and robust risk management practices, making it an attractive investment opportunity for institutional investors looking to capitalize on the vibrant regional banking market.
| Revenue (TTM) | $122.67M |
| Gross Profit (TTM) | $122.67M |
| EBITDA | — |
| Operating Margin | 40.90% |
| Return on Equity | 17.00% |
| Return on Assets | 1.75% |
| Revenue/Share (TTM) | $9.18 |
| Book Value | $22.87 |
| Price-to-Book | 1.64 |
| Price-to-Sales (TTM) | 4.13 |
| EV/Revenue | 4.234 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 17.00% |
| Quarterly Revenue Growth (YoY) | -5.00% |
| Shares Outstanding | $13.41M |
| Float | $11.37M |
| % Insiders | 8.19% |
| % Institutions | 55.13% |
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Rhinebeck Bancorp and Orange County Bancorp differ in valuation, growth drivers and financial profile, but which bank stock looks more compelling now? Let's dive in.

MIDDLETOWN, N.Y., Aug. 21, 2026 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (Nasdaq: OBT), parent company of Orange Bank & Trust Company and Orange Investment Advisors, Inc. today announced a declaration of a $0.18 cash dividend per share of its common stock. The dividend will be paid on September 15, 2026 to shareholders of record on September 4, 2026.

MIDDLETOWN, N.Y., July 28, 2026 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (the “Company” - Nasdaq: OBT), parent company of Orange Bank & Trust Co. (the “Bank”) and Orange Investment Advisors, Inc. (“OIA”), today announced net income of $13.7 million, or $1.02 per basic and diluted share, for the three months ended June 30, 2026. This compares with net income of $10.5 million, or $0.87 per basic and diluted share, for the three months ended June 30, 2025. The increase in earnings per share, basic and diluted, was due primarily to an increase in net interest income, a one-time reduction in deferred tax valuation allowance, and a reduction in provision for credit losses partially offset by a decrease in noninterest income, resulting from the recognition of a valuation loss related to loans held-for-sale, during the period. For the six months ended June 30, 2026, net income reached $24.9 million, or $1.87 per basic and diluted share, as compared to $19.2 million, or $1.64 per basic and diluted share, for the six months ended June 30, 2025.

MIDDLETOWN, N.Y., May 22, 2026 (GLOBE NEWSWIRE) -- Orange County Bancorp, Inc. (Nasdaq: OBT), parent company of Orange Bank & Trust Company and Orange Investment Advisors, Inc. today announced a declaration of a $0.18 cash dividend per share of its common stock. The dividend will be paid on June 15, 2026 to shareholders of record on June 4, 2026.
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