NMIH Q3 Earnings Miss Estimates on Higher Claims and Costs
NMI Holdings' Q3 earnings face pressure from rising claims and expenses, despite portfolio growth and stronger investment income.
Zacks Investment Research11/6/2026Negative
NMIH
NMI Holdings IncNASDAQFINANCIAL SERVICESINSURANCE - SPECIALTY
Key Statistics
Market Cap
$2.94B
P/E Ratio
7.67
EPS
$5.09
Beta
0.49
52W High
$46.74
52W Low
$35.12
50-Day MA
$42.14
200-Day MA
$40.36
Dividend Yield
—
Profit Margin
53.10%
Forward P/E
8.09
PEG Ratio
1.66
About NMI Holdings Inc
NMI Holdings, Inc. provides private home equity insurance services in the United States. The company is headquartered in Emeryville, California.
Fundamentals
| Revenue (TTM) | $739.65M |
| Gross Profit (TTM) | $554.87M |
| EBITDA | $541.95M |
| Operating Margin | 67.90% |
| Return on Equity | 15.10% |
| Return on Assets | 8.60% |
| Revenue/Share (TTM) | $9.74 |
| Book Value | $36.13 |
| Price-to-Book | 1.23 |
| Price-to-Sales (TTM) | 3.97 |
| EV/Revenue | 5.03 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 0.80% |
| Quarterly Revenue Growth (YoY) | 5.00% |
| Shares Outstanding | $75.22M |
| Float | $73.50M |
| % Insiders | 1.58% |
| % Institutions | 99.35% |
Historical Volatility
HV 10-Day
68.33%
HV 20-Day
51.08%
HV 30-Day
50.64%
HV 60-Day
36.41%
HV Rank
100.0%
Volatility is currently expanding
Analyst Ratings
Consensus ($48.00 target)
2
Strong Buy3
Buy2
HoldLatest News
What NMI (NMIH) Said on Its Q3 Earnings Call
NMI NASDAQ: NMIH reported third-quarter 2026 adjusted net income of $93.7 million as its mortgage insurance portfolio reached a record $229.7 billion, though higher claims expense weighed on profit compared with the prior quarter.
MarketBeat11/6/2026Neutral
NMI Holdings (NMIH) Earnings Expected to Grow: Should You Buy?
NMI Holdings (NMIH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Zacks Investment Research10/29/2026Positive
Here's Why NMI Holdings (NMIH) is a Strong Momentum Stock
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Zacks Investment Research10/27/2026Positive
Will NMI Holdings (NMIH) Beat Estimates Again in Its Next Earnings Report?
NMI Holdings (NMIH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Zacks Investment Research10/23/2026Positive
Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
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Zacks Investment Research10/22/2026Positive
NMI Holdings, Inc. to Announce Third Quarter 2026 Financial Results on November 5, 2026
EMERYVILLE, Calif., Oct. 14, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will report results for its third quarter ended September 30, 2026 after the market close on Thursday, November 5, 2026.
GlobeNewsWire10/14/2026Neutral
Implied Volatility Surging for NMI Holdings Stock Options
Investors need to pay close attention to NMIH stock based on the movements in the options market lately.
Zacks Investment Research10/12/2026Neutral
Are Investors Undervaluing NMI (NMIH) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Zacks Investment Research10/1/2026Positive
Here's Why NMI Holdings (NMIH) is a Strong Value Stock
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Zacks Investment Research9/30/2026Positive
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Data last updated: 11/7/2026