
NMIH is leveraging its mortgage insurance business to drive recurring premium revenues, underwriting profitability and long-term growth.
NMI Holdings, Inc. provides private home equity insurance services in the United States. The company is headquartered in Emeryville, California.
| Revenue (TTM) | $716.67M |
| Gross Profit (TTM) | $544.77M |
| EBITDA | $532.71M |
| Operating Margin | 72.00% |
| Return on Equity | 15.60% |
| Return on Assets | 8.86% |
| Revenue/Share (TTM) | $9.30 |
| Book Value | $34.57 |
| Price-to-Book | 1.18 |
| Price-to-Sales (TTM) | 4.35 |
| EV/Revenue | 4.828 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 0.00% |
| Quarterly Revenue Growth (YoY) | 5.90% |
| Shares Outstanding | $75.97M |
| Float | $74.53M |
| % Insiders | 1.75% |
| % Institutions | 100.11% |
Volatility is currently expanding

NMIH is leveraging its mortgage insurance business to drive recurring premium revenues, underwriting profitability and long-term growth.

NMI Holdings benefits from rising mortgage insurance activity and record insurance in force, supporting premium and earnings growth.

EMERYVILLE, Calif., May 26, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ:NMIH) announced today that Adam Pollitzer, the company's President and Chief Executive Officer will be participating in Moody's US Housing Executive Series to be broadcast on May 28th at 1pm ET. A copy of the broadcast will be available on Moody's website at https://events.moodys.com/2026-miu26527-us-housing-series-iii.

NMI Holdings is upgraded to "buy" after recent share underperformance, with valuation now attractive at under 8x earnings and 1.1x book value. Earnings are expected to moderate as legacy low-loss policies shrink and new business faces higher normalized loss ratios, but credit deterioration should remain manageable. NMIH benefits from a strong balance sheet, conservative underwriting, and rising investment income, supporting continued buybacks and capital flexibility.

NMI Holdings remains poised to gain from higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

NMIH tops Q1 estimates as revenues rise 5.8% and primary insurance in force climbs to $222.3B, even as persistency slips and claims surge.

EMERYVILLE, Calif., April 30, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $99.3 million, or $1.28 per diluted share, for the first quarter ended March 31, 2026, compared to $94.2 million, or $1.20 per diluted share, for the fourth quarter ended December 31, 2025 and $102.6 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025. Adjusted net income for the quarter was $99.4 million, or $1.28 per diluted share, compared to $93.8 million, or $1.20 per diluted share, for the fourth quarter ended December 31, 2025 and $102.5 million, or $1.28 per diluted share, for the first quarter ended March 31, 2025.

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