NMI Holdings, Inc. (NMIH)

US — Financial Services Sector
Peers: BHF  BFH  WSBC  ENVA  KMPR  HG  SFNC  ECC  BKU  OAK-PA 

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Key Metrics & Ratings

  • symbol NMIH
  • Rev/Share 9.207
  • Book/Share 33793.8201
  • PB 0.0012
  • Debt/Equity 0.0002
  • CurrentRatio 0.3253
  • ROIC -0.0015

 

  • MktCap 3000923987.0
  • FreeCF/Share 5.3783
  • PFCF 7.2746
  • PE 7.6991
  • Debt/Assets 0.0001
  • DivYield 0
  • ROE 0.0006

 

  • Rating A
  • Score 4
  • Recommendation Buy
  • P/E Score 4
  • DCF Score 5
  • P/B Score 5
  • D/E Score 4

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade NMIH Keefe Bruyette Market Perform Outperform -- $48 Dec. 18, 2025
Downgrade NMIH Keefe Bruyette Outperform Market Perform -- $43 July 7, 2025
Upgrade NMIH Keefe Bruyette Market Perform Outperform -- $43 Feb. 24, 2025
Downgrade NMIH Barclays Overweight Equal Weight $48 $41 Jan. 6, 2025
Upgrade NMIH RBC Capital Mkts Sector Perform Outperform $40 $48 Sept. 18, 2024

News

What Makes NMI Holdings (NMIH) a New Buy Stock
NMIH
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings (NMIH) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

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image for news What Makes NMI Holdings (NMIH) a New Buy Stock
NMIH or KNSL: Which Is the Better Value Stock Right Now?
KNSL, NMIH
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Neutral

Investors interested in Insurance - Property and Casualty stocks are likely familiar with NMI Holdings (NMIH) and Kinsale Capital Group, Inc. (KNSL). But which of these two stocks presents investors with the better value opportunity right now?

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image for news NMIH or KNSL: Which Is the Better Value Stock Right Now?
Should Value Investors Buy NMI (NMIH) Stock?
NMIH
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

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image for news Should Value Investors Buy NMI (NMIH) Stock?
Why NMI Holdings (NMIH) is a Top Momentum Stock for the Long-Term
NMIH
Published: February 13, 2026 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why NMI Holdings (NMIH) is a Top Momentum Stock for the Long-Term
NMI Holdings Q4 Earnings Beat, Primary Insurance in Force Rises Y/Y
NMIH
Published: February 11, 2026 by: Zacks Investment Research
Sentiment: Positive

NMIH tops Q4 estimates as premiums, investment income and insurance in force rise, despite lower persistency and a higher loss ratio.

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image for news NMI Holdings Q4 Earnings Beat, Primary Insurance in Force Rises Y/Y
Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
NMIH
Published: February 11, 2026 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
NMIH Outperforms Industry, Trades Near 52-Week High: Time to Hold?
NMIH
Published: January 06, 2026 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

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image for news NMIH Outperforms Industry, Trades Near 52-Week High: Time to Hold?
Why Is NMI Holdings (NMIH) Up 3.7% Since Last Earnings Report?
NMIH
Published: December 04, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?

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image for news Why Is NMI Holdings (NMIH) Up 3.7% Since Last Earnings Report?
NMIH Stock Near 52-Week High, Trades at a Discount: Time to Hold?
NMIH
Published: November 17, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

Read More
image for news NMIH Stock Near 52-Week High, Trades at a Discount: Time to Hold?
Why NMI Holdings (NMIH) is a Top Momentum Stock for the Long-Term
NMIH
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

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image for news Why NMI Holdings (NMIH) is a Top Momentum Stock for the Long-Term
NMI Holdings: Solid Q3, But Home Price Exposure Limits Upside
NMIH
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive

NMI Holdings is rated a "Hold" as shares offer market-like upside of ~8%, below the threshold for a "Buy." NMIH continues to deliver strong results with disciplined underwriting, high persistency, and stable portfolio yields despite a challenging housing market. The company has a smaller, newer policy book, making it more sensitive to home price changes, but it maintains low loss ratios and robust reserves.

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image for news NMI Holdings: Solid Q3, But Home Price Exposure Limits Upside
NMI Holdings Q3 Earnings Meet Estimates, Revenues & Premiums Rise Y/Y
NMIH
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive

NMIH's Q3 results reflect higher premiums earned, improved net investment income, as well as consistent growth in the high-quality insured portfolio.

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image for news NMI Holdings Q3 Earnings Meet Estimates, Revenues & Premiums Rise Y/Y
Here's Why NMI Holdings (NMIH) is Poised for a Turnaround After Losing 8.8% in 4 Weeks
NMIH
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Neutral

NMI Holdings (NMIH) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

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image for news Here's Why NMI Holdings (NMIH) is Poised for a Turnaround After Losing 8.8% in 4 Weeks
NMI Holdings is Trading at a Discount: Should You Buy Now or Wait?
NMIH
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Positive

NMIH benefits from housing strength and disciplined growth, but rising claims, competition and debt test its resilience.

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image for news NMI Holdings is Trading at a Discount: Should You Buy Now or Wait?
Here's Why NMI Holdings (NMIH) is a Strong Value Stock
NMIH
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Read More
image for news Here's Why NMI Holdings (NMIH) is a Strong Value Stock
NMI Holdings Trades Above 50-Day SMA: How to Play the Stock Now?
NMIH
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Negative

NMIH aims to capture long-term value through strong execution and market demand, but rising claims and debt pose challenges ahead.

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image for news NMI Holdings Trades Above 50-Day SMA: How to Play the Stock Now?
NMI Holdings (NMIH) Up 6.2% Since Last Earnings Report: Can It Continue?
NMIH
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?

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image for news NMI Holdings (NMIH) Up 6.2% Since Last Earnings Report: Can It Continue?
NMI Holdings Is Overlooked And Overly Cheap
NMIH
Published: August 12, 2025 by: Seeking Alpha
Sentiment: Positive

NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit protections, conservative underwriting, and substantial reinsurance coverage. NMIH's risk of widespread mortgage defaults is mitigated by strong housing fundamentals: low vacancy rates, high home equity, and excellent credit quality.

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image for news NMI Holdings Is Overlooked And Overly Cheap
NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums
NMIH
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

NMIH tops Q2 estimates as higher premiums and investment income offset lower persistency and rising claims.

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image for news NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums
NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
NMIH
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript
NMIH
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Neutral

NMI Holdings, Inc. (NASDAQ:NMIH ) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Adam S. Pollitzer - President, CEO & Director Aurora Jean Swithenbank - Executive VP & CFO Bradley Mize Shuster - Executive Chairman John M.

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image for news NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript
NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates
NMIH
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings (NMIH) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $1.2 per share a year ago.

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image for news NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates
NMI Holdings (NMIH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
NMIH
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings (NMIH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news NMI Holdings (NMIH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
NMIH
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
Why NMI Holdings (NMIH) is a Top Growth Stock for the Long-Term
NMIH
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Read More
image for news Why NMI Holdings (NMIH) is a Top Growth Stock for the Long-Term
NMIH Stock Near 52-Week High: A Signal for Investors to Hold Tight?
NMIH
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

Read More
image for news NMIH Stock Near 52-Week High: A Signal for Investors to Hold Tight?
NMI Holdings (NMIH) Up 7.6% Since Last Earnings Report: Can It Continue?
NMIH
Published: May 29, 2025 by: Zacks Investment Research
Sentiment: Positive

NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?

Read More
image for news NMI Holdings (NMIH) Up 7.6% Since Last Earnings Report: Can It Continue?
Here's Why NMI Holdings (NMIH) is a Strong Value Stock
NMIH
Published: May 21, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Read More
image for news Here's Why NMI Holdings (NMIH) is a Strong Value Stock
NMI Holdings Trades Above 50-Day SMA: Time to Hold NMIH Stock?
NMIH
Published: May 15, 2025 by: Zacks Investment Research
Sentiment: Positive

NMIH is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.

Read More
image for news NMI Holdings Trades Above 50-Day SMA: Time to Hold NMIH Stock?
NMI Holdings (NMIH) is a Top-Ranked Growth Stock: Should You Buy?
NMIH
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Read More
image for news NMI Holdings (NMIH) is a Top-Ranked Growth Stock: Should You Buy?

About NMI Holdings, Inc. (NMIH)

  • IPO Date 2013-11-08
  • Website https://www.nationalmi.com
  • Industry Insurance - Specialty
  • CEO Adam S. Pollitzer
  • Employees 230

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.