NMI Holdings, Inc. (NMIH)
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- symbol NMIH
- Rev/Share 9.207
- Book/Share 33793.8201
- PB 0.0012
- Debt/Equity 0.0002
- CurrentRatio 0.3253
- ROIC -0.0015
- MktCap 3000923987.0
- FreeCF/Share 5.3783
- PFCF 7.2746
- PE 7.6991
- Debt/Assets 0.0001
- DivYield 0
- ROE 0.0006
- Rating A
- Score 4
- Recommendation Buy
- P/E Score 4
- DCF Score 5
- P/B Score 5
- D/E Score 4
Recent Analyst Ratings
| Type | Ticker | Analyst Firm | Previous Rating | Current Rating | Previous Price Target | Current Price Target | Date |
|---|---|---|---|---|---|---|---|
| Upgrade | NMIH | Keefe Bruyette | Market Perform | Outperform | -- | $48 | Dec. 18, 2025 |
| Downgrade | NMIH | Keefe Bruyette | Outperform | Market Perform | -- | $43 | July 7, 2025 |
| Upgrade | NMIH | Keefe Bruyette | Market Perform | Outperform | -- | $43 | Feb. 24, 2025 |
| Downgrade | NMIH | Barclays | Overweight | Equal Weight | $48 | $41 | Jan. 6, 2025 |
| Upgrade | NMIH | RBC Capital Mkts | Sector Perform | Outperform | $40 | $48 | Sept. 18, 2024 |
News
What Makes NMI Holdings (NMIH) a New Buy Stock
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings (NMIH) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
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NMIH or KNSL: Which Is the Better Value Stock Right Now?
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Neutral
Investors interested in Insurance - Property and Casualty stocks are likely familiar with NMI Holdings (NMIH) and Kinsale Capital Group, Inc. (KNSL). But which of these two stocks presents investors with the better value opportunity right now?
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Should Value Investors Buy NMI (NMIH) Stock?
Published: February 18, 2026 by: Zacks Investment Research
Sentiment: Positive
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
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Why NMI Holdings (NMIH) is a Top Momentum Stock for the Long-Term
Published: February 13, 2026 by: Zacks Investment Research
Sentiment: Positive
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
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NMI Holdings Q4 Earnings Beat, Primary Insurance in Force Rises Y/Y
Published: February 11, 2026 by: Zacks Investment Research
Sentiment: Positive
NMIH tops Q4 estimates as premiums, investment income and insurance in force rise, despite lower persistency and a higher loss ratio.
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Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
Published: February 11, 2026 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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NMIH Outperforms Industry, Trades Near 52-Week High: Time to Hold?
Published: January 06, 2026 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.
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Why Is NMI Holdings (NMIH) Up 3.7% Since Last Earnings Report?
Published: December 04, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?
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NMIH Stock Near 52-Week High, Trades at a Discount: Time to Hold?
Published: November 17, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.
Read More
Why NMI Holdings (NMIH) is a Top Momentum Stock for the Long-Term
Published: November 06, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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NMI Holdings: Solid Q3, But Home Price Exposure Limits Upside
Published: November 05, 2025 by: Seeking Alpha
Sentiment: Positive
NMI Holdings is rated a "Hold" as shares offer market-like upside of ~8%, below the threshold for a "Buy." NMIH continues to deliver strong results with disciplined underwriting, high persistency, and stable portfolio yields despite a challenging housing market. The company has a smaller, newer policy book, making it more sensitive to home price changes, but it maintains low loss ratios and robust reserves.
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NMI Holdings Q3 Earnings Meet Estimates, Revenues & Premiums Rise Y/Y
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive
NMIH's Q3 results reflect higher premiums earned, improved net investment income, as well as consistent growth in the high-quality insured portfolio.
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Here's Why NMI Holdings (NMIH) is Poised for a Turnaround After Losing 8.8% in 4 Weeks
Published: October 07, 2025 by: Zacks Investment Research
Sentiment: Neutral
NMI Holdings (NMIH) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
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NMI Holdings is Trading at a Discount: Should You Buy Now or Wait?
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Positive
NMIH benefits from housing strength and disciplined growth, but rising claims, competition and debt test its resilience.
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Here's Why NMI Holdings (NMIH) is a Strong Value Stock
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
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NMI Holdings Trades Above 50-Day SMA: How to Play the Stock Now?
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Negative
NMIH aims to capture long-term value through strong execution and market demand, but rising claims and debt pose challenges ahead.
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NMI Holdings (NMIH) Up 6.2% Since Last Earnings Report: Can It Continue?
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?
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NMI Holdings Is Overlooked And Overly Cheap
Published: August 12, 2025 by: Seeking Alpha
Sentiment: Positive
NMIH is significantly undervalued, trading at a 13% earnings yield—triple the S&P 500—and offers a 40% upside to fair value. The company operates in a niche, low-volatility sector, with strong credit protections, conservative underwriting, and substantial reinsurance coverage. NMIH's risk of widespread mortgage defaults is mitigated by strong housing fundamentals: low vacancy rates, high home equity, and excellent credit quality.
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NMI Holdings Q2 Earnings & Revenues Top Estimates on Higher Premiums
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive
NMIH tops Q2 estimates as higher premiums and investment income offset lower persistency and rising claims.
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NMI Holdings (NMIH) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Neutral
While the top- and bottom-line numbers for NMI Holdings (NMIH) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
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NMI Holdings, Inc. (NMIH) Q2 2025 Earnings Call Transcript
Published: July 29, 2025 by: Seeking Alpha
Sentiment: Neutral
NMI Holdings, Inc. (NASDAQ:NMIH ) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Adam S. Pollitzer - President, CEO & Director Aurora Jean Swithenbank - Executive VP & CFO Bradley Mize Shuster - Executive Chairman John M.
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NMI Holdings (NMIH) Q2 Earnings and Revenues Beat Estimates
Published: July 29, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings (NMIH) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $1.2 per share a year ago.
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NMI Holdings (NMIH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Published: July 22, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings (NMIH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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Why NMI Holdings (NMIH) is a Top Value Stock for the Long-Term
Published: July 09, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
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Why NMI Holdings (NMIH) is a Top Growth Stock for the Long-Term
Published: July 04, 2025 by: Zacks Investment Research
Sentiment: Positive
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Read More
NMIH Stock Near 52-Week High: A Signal for Investors to Hold Tight?
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.
Read More
NMI Holdings (NMIH) Up 7.6% Since Last Earnings Report: Can It Continue?
Published: May 29, 2025 by: Zacks Investment Research
Sentiment: Positive
NMI Holdings (NMIH) reported earnings 30 days ago. What's next for the stock?
Read More
Here's Why NMI Holdings (NMIH) is a Strong Value Stock
Published: May 21, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Read More
NMI Holdings Trades Above 50-Day SMA: Time to Hold NMIH Stock?
Published: May 15, 2025 by: Zacks Investment Research
Sentiment: Positive
NMIH is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.
Read More
NMI Holdings (NMIH) is a Top-Ranked Growth Stock: Should You Buy?
Published: May 12, 2025 by: Zacks Investment Research
Sentiment: Positive
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Read More
About NMI Holdings, Inc. (NMIH)
- IPO Date 2013-11-08
- Website https://www.nationalmi.com
- Industry Insurance - Specialty
- CEO Adam S. Pollitzer
- Employees 230