NMIH

NMI Holdings Inc
NASDAQFINANCIAL SERVICESINSURANCE - SPECIALTY

Key Statistics

Market Cap
$3.06B
P/E Ratio
8.01
EPS
$5.08
Beta
0.56
52W High
$46.74
52W Low
$34.84
50-Day MA
$42.94
200-Day MA
$40.12
Dividend Yield
—
Profit Margin
54.10%
Forward P/E
7.70
PEG Ratio
1.66

About NMI Holdings Inc

NMI Holdings, Inc. provides private home equity insurance services in the United States. The company is headquartered in Emeryville, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$730.78M
Gross Profit (TTM)$558.20M
EBITDA$545.69M
Operating Margin76.70%
Return on Equity15.40%
Return on Assets8.82%
Revenue/Share (TTM)$9.55
Book Value$35.89
Price-to-Book1.17
Price-to-Sales (TTM)4.19
EV/Revenue4.812
EV/EBITDA—
Quarterly Earnings Growth (YoY)14.10%
Quarterly Revenue Growth (YoY)8.10%
Shares Outstanding$75.22M
Float$73.91M
% Insiders1.58%
% Institutions101.27%

Historical Volatility

HV 10-Day
22.31%
HV 20-Day
37.80%
HV 30-Day
31.21%
HV 60-Day
25.78%
HV Rank
85.7%

Volatility is currently contracting

Analyst Ratings

Consensus ($49.14 target)
2
Strong Buy
3
Buy
2
Hold

Latest News

Are Investors Undervaluing NMI (NMIH) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research10/1/2026Positive
NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)

NMI Holdings has outperformed, reaching a 52-week high and surpassing my $42 price target, driven by strong credit performance and market share gains. NMIH's prudent underwriting, low default rates, and robust balance sheet underpin resilience, though credit losses are expected to gradually rise as legacy policies diminish. Despite a healthy labor market and incremental investment income tailwinds, NMIH's more aggressive growth strategy increases exposure to potential home price declines.

Seeking Alpha8/3/2026Positive

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Data last updated: 10/17/2026