NMI Holdings, Inc. provides private home equity insurance services in the United States. The company is headquartered in Emeryville, California.
| Revenue (TTM) | $730.78M |
| Gross Profit (TTM) | $558.20M |
| EBITDA | $545.69M |
| Operating Margin | 76.70% |
| Return on Equity | 15.40% |
| Return on Assets | 8.82% |
| Revenue/Share (TTM) | $9.55 |
| Book Value | $35.89 |
| Price-to-Book | 1.17 |
| Price-to-Sales (TTM) | 4.24 |
| EV/Revenue | 4.812 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 14.10% |
| Quarterly Revenue Growth (YoY) | 8.10% |
| Shares Outstanding | $75.22M |
| Float | $73.91M |
| % Insiders | 1.58% |
| % Institutions | 101.45% |
Volatility is currently contracting
NMI Holdings (NMIH) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
NMIH's strong insurance growth, improving credit performance and capital position support premium growth and shareholder returns.
NMIH's strong IIF and NIW growth expand its mortgage insurance portfolio, while improving underwriting supports future earnings.
NMI Holdings' strong insurance growth, credit performance and capital position support earnings, with buybacks adding to shareholder value.
NMI Holdings has outperformed, reaching a 52-week high and surpassing my $42 price target, driven by strong credit performance and market share gains. NMIH's prudent underwriting, low default rates, and robust balance sheet underpin resilience, though credit losses are expected to gradually rise as legacy policies diminish. Despite a healthy labor market and incremental investment income tailwinds, NMIH's more aggressive growth strategy increases exposure to potential home price declines.
NMIH beat Q2 earnings estimates as premium growth, stronger investment income and lower claims lifted revenues and profitability.
EMERYVILLE, Calif., July 30, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $105.8 million, or $1.38 per diluted share, for the second quarter ended June 30, 2026, compared to $99.3 million, or $1.28 per diluted share, for the first quarter ended March 31, 2026 and $96.2 million, or $1.21 per diluted share, for the second quarter ended June 30, 2025. Adjusted net income for the quarter was $106.0 million, or $1.38 per diluted share, compared to $99.4 million, or $1.28 per diluted share, for the first quarter ended March 31, 2026 and $96.5 million, or $1.22 per diluted share, for the second quarter ended June 30, 2025.
NMI Holdings (NMIH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
NMIH is leveraging its mortgage insurance business to drive recurring premium revenues, underwriting profitability and long-term growth.
NMI Holdings benefits from rising mortgage insurance activity and record insurance in force, supporting premium and earnings growth.
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