MSBI

Midland States Bancorp, Inc.
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$691.46M
P/E Ratio
21.22
EPS
$1.57
Beta
0.64
52W High
$34.76
52W Low
$13.47
50-Day MA
$31.29
200-Day MA
$24.40
Dividend Yield
3.83%
Profit Margin
15.00%
Forward P/E
8.22
PEG Ratio
1.41

About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is a financial holding company for Midland States Bank offering various banking products and services to individuals, businesses, municipalities, and other entities. The company is headquartered in Effingham, Illinois.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$286.15M
Gross Profit (TTM)$286.15M
EBITDA
Operating Margin35.60%
Return on Equity7.53%
Return on Assets0.62%
Revenue/Share (TTM)$13.29
Book Value$22.15
Price-to-Book1.51
Price-to-Sales (TTM)2.42
EV/Revenue3.729
EV/EBITDA
Quarterly Earnings Growth (YoY)86.00%
Quarterly Revenue Growth (YoY)18.00%
Shares Outstanding$20.75M
Float$19.50M
% Insiders8.17%
% Institutions71.84%

Historical Volatility

HV 10-Day
12.05%
HV 20-Day
26.14%
HV 30-Day
25.84%
HV 60-Day
24.26%
HV Rank
15.1%

Volatility is currently contracting

Analyst Ratings

Consensus ($33.25 target)
5
Hold

Latest News

Midland States Bancorp: 7.7% Yielding Preferred Share From A Regional Bank

Midland States Bancorp's preferred shares now offer a 7.7% yield, supported by improved operating performance and conservative lending practices. MSBI's net interest margin reached a seven-year high of 3.98%, driven by stable asset yields and lower borrowing costs. Loan-to-deposit ratio has dropped from near 100% to 73%, positioning MSBI as one of the most conservative regional banks in lending.

Seeking Alpha8/18/2026Positive
Should Value Investors Buy Midland States Bancorp (MSBI) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research8/10/2026Positive
New Strong Buy Stocks for August 7th

EDRY, OPBK, SUPN, MSBI and NXRT have been added to the Zacks Rank #1 (Strong Buy) List on August 7th, 2026.

Zacks Investment Research8/7/2026Positive
Midland States Bancorp, Inc. Increases Common Stock Cash Dividend to $0.33 Per Share and Declares Preferred Stock Dividend

EFFINGHAM, Ill., Aug. 04, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors declared a quarterly cash dividend of $0.33 per share of its common stock, an increase of 3.1% from the previous quarterly cash dividend of $0.32 per share. The dividend is payable on August 21, 2026 to all shareholders of record as of the close of business on August 14, 2026.

GlobeNewsWire8/4/2026Neutral
Midland States Bancorp, Inc. Announces 2026 Second Quarter Results

EFFINGHAM, Ill., July 23, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) (the “Company”) today reported net income available to common shareholders of $17.7 million, or $0.82 per diluted share, for the second quarter of 2026, compared to net income available to common shareholders of $16.2 million, or $0.74 per diluted share, for the first quarter of 2026. This also compares to net income available to common shareholders of $9.8 million, or $0.44 per diluted share, for the second quarter of 2025.

GlobeNewsWire7/23/2026Neutral

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Data last updated: 8/18/2026