MSBI

Midland States Bancorp, Inc.
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$616.09M
P/E Ratio
24.77
EPS
$1.20
Beta
0.64
52W High
$31.68
52W Low
$13.60
50-Day MA
$28.31
200-Day MA
$22.22
Dividend Yield
4.19%
Profit Margin
12.80%
Forward P/E
8.22
PEG Ratio
1.41

About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is a financial holding company for Midland States Bank offering various banking products and services to individuals, businesses, municipalities, and other entities. The company is headquartered in Effingham, Illinois.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$274.47M
Gross Profit (TTM)$274.47M
EBITDA
Operating Margin34.00%
Return on Equity6.22%
Return on Assets0.51%
Revenue/Share (TTM)$12.64
Book Value$21.54
Price-to-Book1.40
Price-to-Sales (TTM)2.25
EV/Revenue3.973
EV/EBITDA
Quarterly Earnings Growth (YoY)-71.20%
Quarterly Revenue Growth (YoY)14.30%
Shares Outstanding$20.73M
Float$19.48M
% Insiders8.18%
% Institutions70.08%

Historical Volatility

HV 10-Day
25.07%
HV 20-Day
24.11%
HV 30-Day
24.18%
HV 60-Day
28.73%
HV Rank
7.9%

Volatility is currently expanding

Analyst Ratings

Consensus ($30.00 target)
5
Hold

Latest News

Are Investors Undervaluing Midland States Bancorp (MSBI) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research7/8/2026Positive
Midland States Bancorp Appears Worthy Of A Cautious Upgrade

Midland States Bancorp has rebounded sharply in 2026, with the stock up 68% in six months and improved Q1 results. MSBI's Q1 2026 earnings exceeded expectations, driven by better loan quality, net interest margin expansion, and efficiency gains. Despite progress, MSBI's asset quality remains below regional peers, with elevated CRE exposure and ongoing risks from nonperforming loans.

Seeking Alpha6/2/2026Positive
Midland States Bancorp, Inc. Increases Stock Repurchase Program to $45 Million

EFFINGHAM, Ill., May 05, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors has approved an amendment to the Company's current stock repurchase program that increases the amount of common stock authorized for repurchase from $25 million to $45 million and extends the expiration date of the program to December 31, 2026.

GlobeNewsWire5/5/2026Neutral
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

EFFINGHAM, Ill., May 05, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on May 22, 2026 to all shareholders of record as of the close of business on May 15, 2026.

GlobeNewsWire5/5/2026Neutral
Should Value Investors Buy Midland States Bancorp (MSBI) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research4/28/2026Positive
Midland States Bancorp, Inc. Announces 2026 First Quarter Results

EFFINGHAM, Ill., April 23, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) (the “Company”) today reported net income available to common shareholders of $16.2 million, or $0.74 per diluted share, for the first quarter of 2026, compared to a net loss available to common shareholders of $5.1 million, or $0.24 per diluted share, for the fourth quarter of 2025. This also compares to a net loss of $143.2 million, or $6.58 per diluted share, for the first quarter of 2025.

GlobeNewsWire4/23/2026Neutral

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Data last updated: 7/9/2026