
Midland States Bancorp (MSBI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Midland States Bancorp, Inc. is a financial holding company for Midland States Bank offering various banking products and services to individuals, businesses, municipalities, and other entities. The company is headquartered in Effingham, Illinois.
| Revenue (TTM) | $286.15M |
| Gross Profit (TTM) | $286.15M |
| EBITDA | — |
| Operating Margin | 35.60% |
| Return on Equity | 7.53% |
| Return on Assets | 0.62% |
| Revenue/Share (TTM) | $13.29 |
| Book Value | $22.15 |
| Price-to-Book | 1.49 |
| Price-to-Sales (TTM) | 2.34 |
| EV/Revenue | 3.66 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 86.00% |
| Quarterly Revenue Growth (YoY) | 18.00% |
| Shares Outstanding | $20.75M |
| Float | $19.50M |
| % Insiders | 8.17% |
| % Institutions | 72.44% |
Volatility is currently contracting

Midland States Bancorp (MSBI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Midland States Bancorp (MSBI) have what it takes?

EFFINGHAM, Ill., Oct. 06, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that it has filed a universal shelf registration statement on Form S-3 with the Securities and Exchange Commission (SEC). The registration statement, once declared effective by the SEC, is intended to provide the Company with flexibility to access the capital markets in an efficient manner.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Midland States Bancorp (MSBI) have what it takes?

Midland States Bancorp is rated buy, driven by improving asset quality and lower credit provisions supporting higher earnings. MSBI's 4% dividend yield and 26 consecutive years of dividend growth, alongside ongoing share buybacks, offer strong shareholder returns. Wealth management achieved record assets and fees in 2Q26, with further growth expected from expanded advisor hiring.

Midland States Bancorp's preferred shares now offer a 7.7% yield, supported by improved operating performance and conservative lending practices. MSBI's net interest margin reached a seven-year high of 3.98%, driven by stable asset yields and lower borrowing costs. Loan-to-deposit ratio has dropped from near 100% to 73%, positioning MSBI as one of the most conservative regional banks in lending.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

EDRY, OPBK, SUPN, MSBI and NXRT have been added to the Zacks Rank #1 (Strong Buy) List on August 7th, 2026.

NXRT, QUAD and MSBI made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 7th, 2026.

EFFINGHAM, Ill., Aug. 04, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors declared a quarterly cash dividend of $0.33 per share of its common stock, an increase of 3.1% from the previous quarterly cash dividend of $0.32 per share. The dividend is payable on August 21, 2026 to all shareholders of record as of the close of business on August 14, 2026.
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