HCI Group, Inc. (HCI)

US — Financial Services Sector
Peers: SKWD  BOH  PRK  TOWN  PFS  PLMR  AHL  HG  OAK-PB  KMPR 

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Key Metrics & Ratings

  • symbol HCI
  • Rev/Share 67.9854
  • Book/Share 69.0429
  • PB 3.0659
  • Debt/Equity 0.0206
  • CurrentRatio 0.0
  • ROIC 1.2869

 

  • MktCap 2643927574.0
  • FreeCF/Share 42.4406
  • PFCF 5.4647
  • PE 16.1385
  • Debt/Assets 0.0081
  • DivYield 0.0078
  • ROE 0.2632

 

  • Rating A
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 2
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade HCI Compass Point Neutral Buy -- $205 May 30, 2025
Downgrade HCI Compass Point Buy Neutral $119 $120 Oct. 21, 2024

News

Here is Why Growth Investors Should Buy HCI Group (HCI) Now
HCI
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) could produce exceptional returns because of its solid growth attributes.

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image for news Here is Why Growth Investors Should Buy HCI Group (HCI) Now
Wall Street Analysts Think HCI Group (HCI) Is a Good Investment: Is It?
HCI
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?

Read More
image for news Wall Street Analysts Think HCI Group (HCI) Is a Good Investment: Is It?
HCI Group (HCI) Reports Next Week: Wall Street Expects Earnings Growth
HCI
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news HCI Group (HCI) Reports Next Week: Wall Street Expects Earnings Growth
4 Financial Stocks to Bet on as Sector Momentum Builds
GS, HCI, IBKR, JHG
Published: October 28, 2025 by: Zacks Investment Research
Sentiment: Positive

As financials gain steam in 2025, stocks like Goldman Sachs, HCI Group, Interactive Brokers and Janus Henderson stand out for growth and earnings strength.

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image for news 4 Financial Stocks to Bet on as Sector Momentum Builds
Is the Options Market Predicting a Spike in HCI Group Stock?
HCI
Published: October 27, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors need to pay close attention to HCI Group stock based on the movements in the options market lately.

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image for news Is the Options Market Predicting a Spike in HCI Group Stock?
Is Most-Watched Stock HCI Group, Inc. (HCI) Worth Betting on Now?
HCI
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching HCI Group (HCI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Read More
image for news Is Most-Watched Stock HCI Group, Inc. (HCI) Worth Betting on Now?
Is HCI Group (HCI) Stock Outpacing Its Finance Peers This Year?
HCI
Published: October 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Here is how HCI Group (HCI) and Banco Bradesco (BBD) have performed compared to their sector so far this year.

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image for news Is HCI Group (HCI) Stock Outpacing Its Finance Peers This Year?
HCI Group, Inc. (HCI) Hits Fresh High: Is There Still Room to Run?
HCI
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news HCI Group, Inc. (HCI) Hits Fresh High: Is There Still Room to Run?
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
CLSK, HCI
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates.

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image for news These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Exzeo Group, Inc. Launches Initial Public Offering
HCI
Published: October 16, 2025 by: GlobeNewsWire
Sentiment: Neutral

TAMPA, Fla., Oct. 16, 2025 (GLOBE NEWSWIRE) -- HCI Group, Inc. (NYSE:HCI) today announced that its majority owned subsidiary, Exzeo Group, Inc., has launched its initial public offering (“IPO”) pursuant to a registration statement on Form S-1 filed with the U.S. Securities and Exchange Commission (the "SEC"). Exzeo is offering 8,000,000 shares of its common stock in the IPO. All shares being offered are primary shares, and HCI Group will retain majority ownership following the IPO. Exzeo intends to grant the underwriters a 30-day option to purchase up to an additional 1,200,000 common shares at the IPO price, less underwriting …

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image for news Exzeo Group, Inc. Launches Initial Public Offering
Looking for a Growth Stock? 3 Reasons Why HCI Group (HCI) is a Solid Choice
HCI
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) possesses solid growth attributes, which could help it handily outperform the market.

Read More
image for news Looking for a Growth Stock? 3 Reasons Why HCI Group (HCI) is a Solid Choice
Can HCI Group (HCI) Keep the Earnings Surprise Streak Alive?
HCI
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

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image for news Can HCI Group (HCI) Keep the Earnings Surprise Streak Alive?
HCI Group (HCI) Is Considered a Good Investment by Brokers: Is That True?
HCI
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?

Read More
image for news HCI Group (HCI) Is Considered a Good Investment by Brokers: Is That True?
HCI Group, Inc. (HCI) Hit a 52 Week High, Can the Run Continue?
HCI
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news HCI Group, Inc. (HCI) Hit a 52 Week High, Can the Run Continue?
HCI Group Announces Public Filing of Registration Statement for Proposed Initial Public Offering of Subsidiary, Exzeo Group, Inc.
HCI
Published: September 25, 2025 by: GlobeNewsWire
Sentiment: Neutral

TAMPA, Fla., Sept. 25, 2025 (GLOBE NEWSWIRE) -- HCI Group, Inc. (NYSE:HCI) today announced that its majority owned subsidiary, Exzeo Group, Inc., has publicly filed a registration statement on Form S-1 with the U.S. Securities and Exchange Commission (the “SEC”) in connection with the proposed initial public offering of Exzeo's common stock. The number of shares to be offered and the price range for the proposed offering have not yet been determined. The offering is subject to market conditions, and there can be no assurance as to whether or when the offering may be completed or as to the actual …

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image for news HCI Group Announces Public Filing of Registration Statement for Proposed Initial Public Offering of Subsidiary, Exzeo Group, Inc.
3 P&C Insurance Stocks That Have Rallied More Than 25% YTD
HCI, HRTG, PRA
Published: September 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Despite higher catastrophe losses, HRTG, PRA, and HCI not only outperform the industry but also crush the Zacks S&P 500 composite and Finance sector.

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image for news 3 P&C Insurance Stocks That Have Rallied More Than 25% YTD
HCI Group (HCI) Is Up 6.00% in One Week: What You Should Know
HCI
Published: September 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Does HCI Group (HCI) have what it takes to be a top stock pick for momentum investors? Let's find out.

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image for news HCI Group (HCI) Is Up 6.00% in One Week: What You Should Know
3 Reasons Why HCI Group (HCI) Is a Great Growth Stock
HCI
Published: September 15, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) possesses solid growth attributes, which could help it handily outperform the market.

Read More
image for news 3 Reasons Why HCI Group (HCI) Is a Great Growth Stock
HCI Group, Inc. (HCI) Hits Fresh High: Is There Still Room to Run?
HCI
Published: September 09, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news HCI Group, Inc. (HCI) Hits Fresh High: Is There Still Room to Run?
Wall Street Analysts See HCI Group (HCI) as a Buy: Should You Invest?
HCI
Published: September 02, 2025 by: Zacks Investment Research
Sentiment: Neutral

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?

Read More
image for news Wall Street Analysts See HCI Group (HCI) as a Buy: Should You Invest?
3 Reasons Why Growth Investors Shouldn't Overlook HCI Group (HCI)
HCI
Published: August 28, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) is well positioned to outperform the market, as it exhibits above-average growth in financials.

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image for news 3 Reasons Why Growth Investors Shouldn't Overlook HCI Group (HCI)
HCI Group: Unperturbed And Unfazed Despite Market Uncertainty
HCI
Published: August 27, 2025 by: Seeking Alpha
Sentiment: Positive

HCI Group's disciplined underwriting, prudent expansion, and robust balance sheet drive strong topline growth and operational efficiency, even in Florida's challenging insurance market. Despite appearing overvalued on a price-to-book basis, strong earnings and cash flow growth support continued share price appreciation, with technicals signaling bullish momentum. Liquidity remains exceptional, with ample cash and reinsurance recoverables covering all liabilities, ensuring sustainability and dividend longevity.

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image for news HCI Group: Unperturbed And Unfazed Despite Market Uncertainty
Is It Worth Investing in HCI Group (HCI) Based on Wall Street's Bullish Views?
HCI
Published: August 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

Read More
image for news Is It Worth Investing in HCI Group (HCI) Based on Wall Street's Bullish Views?
Is HCI Group (HCI) a Solid Growth Stock? 3 Reasons to Think "Yes"
HCI
Published: August 12, 2025 by: Zacks Investment Research
Sentiment: Positive

HCI Group (HCI) possesses solid growth attributes, which could help it handily outperform the market.

Read More
image for news Is HCI Group (HCI) a Solid Growth Stock? 3 Reasons to Think "Yes"
Wall Street Analysts See a 31.2% Upside in HCI Group (HCI): Can the Stock Really Move This High?
HCI
Published: August 12, 2025 by: Zacks Investment Research
Sentiment: Positive

The consensus price target hints at a 31.2% upside potential for HCI Group (HCI). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

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image for news Wall Street Analysts See a 31.2% Upside in HCI Group (HCI): Can the Stock Really Move This High?
Are Investors Undervaluing HCI Group (HCI) Right Now?
HCI
Published: August 12, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

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image for news Are Investors Undervaluing HCI Group (HCI) Right Now?
Wall Street's Insights Into Key Metrics Ahead of HCI Group (HCI) Q2 Earnings
HCI
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for HCI Group (HCI), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.

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image for news Wall Street's Insights Into Key Metrics Ahead of HCI Group (HCI) Q2 Earnings
HCI Group, Inc. (HCI) is Attracting Investor Attention: Here is What You Should Know
HCI
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching HCI Group (HCI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Read More
image for news HCI Group, Inc. (HCI) is Attracting Investor Attention: Here is What You Should Know
Is HCI Group (HCI) a Buy as Wall Street Analysts Look Optimistic?
HCI
Published: July 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?

Read More
image for news Is HCI Group (HCI) a Buy as Wall Street Analysts Look Optimistic?
HCI Group, Inc. (HCI) is Attracting Investor Attention: Here is What You Should Know
HCI
Published: July 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Zacks.com users have recently been watching HCI Group (HCI) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Read More
image for news HCI Group, Inc. (HCI) is Attracting Investor Attention: Here is What You Should Know

About HCI Group, Inc. (HCI)

  • IPO Date 2008-09-15
  • Website https://hcigroup.com
  • Industry Insurance - Property & Casualty
  • CEO Pareshbhai Suryakant Patel
  • Employees 552

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.