
F.N.B. Corporation receives a soft Buy rating, reflecting solid financial performance, improving profitability, and attractive valuation despite recent underperformance versus the S&P 500. FNB's net interest margin rose to 3.25%, with net interest income up to $344 million and non-performing loans at a low 0.31%, supporting asset quality. Deposit levels are stable, uninsured deposit exposure is below 30%, and loan growth is driven by commercial and residential lending, offsetting liquidity and leverage shifts.










