
ESNT's 2026 story is shaped by constrained mortgage activity, strong persistency, capital strength, investment income and reinsurance expansion.
Essent Group Ltd., provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company is headquartered in Hamilton, Bermuda.
| Revenue (TTM) | $1.28B |
| Gross Profit (TTM) | $1.01B |
| EBITDA | $864.81M |
| Operating Margin | 63.70% |
| Return on Equity | 12.10% |
| Return on Assets | 7.27% |
| Revenue/Share (TTM) | $13.23 |
| Book Value | $61.20 |
| Price-to-Book | 1.05 |
| Price-to-Sales (TTM) | 4.62 |
| EV/Revenue | 4.855 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 7.70% |
| Quarterly Revenue Growth (YoY) | 5.80% |
| Shares Outstanding | $92.15M |
| Float | $88.73M |
| % Insiders | 5.60% |
| % Institutions | 98.61% |
Volatility is currently expanding

ESNT's 2026 story is shaped by constrained mortgage activity, strong persistency, capital strength, investment income and reinsurance expansion.

ESNT's 1.04X book valuation, strong capital returns and protected balance sheet support its appeal, while rates, affordability and reserves weigh.

Essent's outlook rests on whether strong capital, stable mortgage insurance economics and reinsurance can offset higher rates and rising reserves.

Investors interested in stocks from the Insurance - Property and Casualty sector have probably already heard of Essent Group (ESNT) and American Coastal Insurance (ACIC). But which of these two companies is the best option for those looking for undervalued stocks?

Zacks Property and Casualty Insurance players like THG, ESNT, MCY, SIGI and SKWD are likely to benefit from digitalization and catastrophes that drive policy renewal rate and pricing.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Essent Group (ESNT) have what it takes?

Investors with an interest in Insurance - Property and Casualty stocks have likely encountered both Essent Group (ESNT) and Cincinnati Financial (CINF). But which of these two stocks presents investors with the better value opportunity right now?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Essent Group (ESNT) have what it takes?

Essent Group remains rated Hold despite Q1 2026 beats, as structural headwinds persist in the private mortgage insurance sector. ESNT's top-line growth has slowed, with rising losses and expenses; recent EPS gains are largely attributable to aggressive share buybacks. Market share for new insurance written continues to decline, though persistency rates remain industry-leading at 84.7%.

Essent Group Ltd. (ESNT) Q1 2026 Earnings Call Transcript