Enova International, Inc. (ENVA)

US — Financial Services Sector
Peers: BFH  WU  BKU  FHB  WSFS  APAM  CATY  ETOR  WSBC  FBP 

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Key Metrics & Ratings

  • symbol ENVA
  • Rev/Share 127.2984
  • Book/Share 53.9916
  • PB 3.1925
  • Debt/Equity 3.3652
  • CurrentRatio 0.2122
  • ROIC 2.8731

 

  • MktCap 4261813776.0
  • FreeCF/Share 68.875
  • PFCF 2.4993
  • PE 13.8382
  • Debt/Assets 0.6954
  • DivYield 0
  • ROE 0.2445

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 3
  • P/B Score 1
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation ENVA Seaport Research Partners -- Buy -- $124 May 14, 2025
Upgrade ENVA TD Cowen Hold Buy -- $17 April 1, 2025
Downgrade ENVA Janney Buy Neutral -- -- Aug. 26, 2024

News

Enova International, Inc. (ENVA) Hits Fresh High: Is There Still Room to Run?
ENVA
Published: February 03, 2026 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news Enova International, Inc. (ENVA) Hits Fresh High: Is There Still Room to Run?
Here's Why Momentum in Enova International (ENVA) Should Keep going
ENVA
Published: February 03, 2026 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our "Recent Price Strength" screen.

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image for news Here's Why Momentum in Enova International (ENVA) Should Keep going
Grab These 4 Stocks With Solid Net Profit Margins for Better Returns
ENVA, IBKR, RELY, RFIL
Published: February 03, 2026 by: Zacks Investment Research
Sentiment: Positive

Let's take a look at four stocks, ENVA, RFIL, IBKR and RELY, with impressive net profit margins for a robust portfolio.

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image for news Grab These 4 Stocks With Solid Net Profit Margins for Better Returns
Best Momentum Stocks to Buy for February 2nd
ASML, ENVA, LUV
Published: February 02, 2026 by: Zacks Investment Research
Sentiment: Positive

ASML, LUV and ENVA made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on February 2, 2026.

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image for news Best Momentum Stocks to Buy for February 2nd
Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"
ENVA
Published: January 29, 2026 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) is well positioned to outperform the market, as it exhibits above-average growth in financials.

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image for news Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"
Should Value Investors Buy Enova International (ENVA) Stock?
ENVA
Published: January 28, 2026 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Enova International (ENVA) Stock?
New Report: Small Businesses Enter 2026 with Sustained Confidence, Expanding Access to Capital and Growing Use of AI
ENVA
Published: January 28, 2026 by: PRNewsWire
Sentiment: Neutral

94% of small businesses anticipate growth over the next year as owners invest in efficiency and plan ahead amid evolving market conditions CHICAGO, Jan. 28, 2026 /PRNewswire/ -- Small business confidence remains resilient heading into the new year, according to the latest Small Business Cash Flow Trend Report from OnDeck, a market leader in small business lending and Ocrolus, an AI workflow and cash flow analytics platform for lenders. Key findings include: Growth Expectations.

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image for news New Report: Small Businesses Enter 2026 with Sustained Confidence, Expanding Access to Capital and Growing Use of AI
Are Investors Undervaluing Enova International (ENVA) Right Now?
ENVA
Published: January 12, 2026 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Are Investors Undervaluing Enova International (ENVA) Right Now?
2 Consumer Loan Stocks to Buy on Strong Industry Catalysts
ECPG, ENVA
Published: January 05, 2026 by: Zacks Investment Research
Sentiment: Positive

While subdued asset quality remains a concern, falling rates and easier lending criteria are expected to boost the Zacks Consumer Loans industry's prospects. So, firms like Enova International and Encore Capital are poised to gain.

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image for news 2 Consumer Loan Stocks to Buy on Strong Industry Catalysts
Enova Celebrates 13-Year Streak on the Computerworld 2026 Best Places to Work in IT List
ENVA
Published: December 23, 2025 by: PRNewsWire
Sentiment: Neutral

Enova ranks No. 15 among midsize organizations for its collaborative culture, continuous learning and people-first workplace CHICAGO , Dec. 23, 2025 /PRNewswire/ -- Foundry's Computerworld has named Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, to the Computerworld 2026 Best Places to Work in IT list.

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image for news Enova Celebrates 13-Year Streak on the Computerworld 2026 Best Places to Work in IT List
Market Mavericks: 3 Financial Stocks Up 50% in 2025 & Still Gaining
CUBI, ENVA, HCI
Published: December 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Falling interest rates, strong consumer spending and tech upgrades are reshaping the Finance sector as 2025 draws to a close.

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image for news Market Mavericks: 3 Financial Stocks Up 50% in 2025 & Still Gaining
Lower Rates, Higher Gain: 3 Consumer Loan Stocks to Consider for 2026
ALLY, ENVA, OMF
Published: December 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Falling rates and easing standards are boosting consumer lenders, with ENVA, ALLY and OMF positioned to benefit from stronger loan demand into 2026.

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image for news Lower Rates, Higher Gain: 3 Consumer Loan Stocks to Consider for 2026
Enova International, Inc. (ENVA) M&A Call Transcript
ENVA
Published: December 11, 2025 by: Seeking Alpha
Sentiment: Neutral

Enova International, Inc. (ENVA) M&A Call Transcript

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image for news Enova International, Inc. (ENVA) M&A Call Transcript
Enova Plans to Acquire Grasshopper to Gain Digital Banking Infrastructure
ENVA
Published: December 11, 2025 by: PYMNTS
Sentiment: Positive

Enova International plans to acquire Grasshopper Bancorp and its wholly owned subsidiary Grasshopper Bank to create what it says will be a “stronger, more diversified financial services provider.” The $369 million transaction will combine Enova's consumer and small business online lending capabilities with Grasshopper's digital banking infrastructure, the companies said in a Thursday (Dec.

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image for news Enova Plans to Acquire Grasshopper to Gain Digital Banking Infrastructure
5 Mid-Cap Financial Technology Stocks to Buy on Recent Fed Rate Cut
BFH, ENVA, EVTC, LC, OPFI
Published: December 11, 2025 by: Zacks Investment Research
Sentiment: Positive

EVTC, ENVA, LC, OPFI and BFH are five mid-cap fintech names spotlighted after the Fed's rate cut as lower rates boost innovation and growth prospects across the sector.

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image for news 5 Mid-Cap Financial Technology Stocks to Buy on Recent Fed Rate Cut
Should Value Investors Buy Enova International (ENVA) Stock?
ENVA
Published: December 08, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Enova International (ENVA) Stock?
Enova International, Inc. (ENVA) Hit a 52 Week High, Can the Run Continue?
ENVA
Published: December 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news Enova International, Inc. (ENVA) Hit a 52 Week High, Can the Run Continue?
Are Investors Undervaluing Enova International (ENVA) Right Now?
ENVA
Published: November 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Are Investors Undervaluing Enova International (ENVA) Right Now?
3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)
ENVA
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) possesses solid growth attributes, which could help it handily outperform the market.

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image for news 3 Reasons Why Growth Investors Shouldn't Overlook Enova International (ENVA)
Enova International, Inc. (ENVA) Soars to 52-Week High, Time to Cash Out?
ENVA
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news Enova International, Inc. (ENVA) Soars to 52-Week High, Time to Cash Out?
Is Enova International (ENVA) Stock Undervalued Right Now?
ENVA
Published: November 04, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Is Enova International (ENVA) Stock Undervalued Right Now?
Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"
ENVA
Published: October 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) could produce exceptional returns because of its solid growth attributes.

Read More
image for news Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think "Yes"
Enova Sees Subprime Borrowers Managing Debt, Driving Strong Loan Growth
ENVA
Published: October 24, 2025 by: PYMNTS
Sentiment: Positive

Enova International's third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that loan demand is strong. The company's presentation materials and management commentary pointed towards strong credit metrics, as well.

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image for news Enova Sees Subprime Borrowers Managing Debt, Driving Strong Loan Growth
Enova International (ENVA) Reports Next Week: Wall Street Expects Earnings Growth
ENVA
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Enova International (ENVA) Reports Next Week: Wall Street Expects Earnings Growth
Enova International, Inc. (ENVA) Hits Fresh High: Is There Still Room to Run?
ENVA
Published: September 18, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Read More
image for news Enova International, Inc. (ENVA) Hits Fresh High: Is There Still Room to Run?
Enova International (ENVA) Soars 3.8%: Is Further Upside Left in the Stock?
ENVA
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

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image for news Enova International (ENVA) Soars 3.8%: Is Further Upside Left in the Stock?
Best Value Stock to Buy for September 16th
ENVA, MCB, SBFG
Published: September 16, 2025 by: Zacks Investment Research
Sentiment: Positive

ENVA, SBFG and MCB made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 16, 2025.

Read More
image for news Best Value Stock to Buy for September 16th
Should Value Investors Buy Enova International (ENVA) Stock?
ENVA
Published: September 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Should Value Investors Buy Enova International (ENVA) Stock?
Fast-paced Momentum Stock Enova International (ENVA) Is Still Trading at a Bargain
ENVA
Published: September 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Enova International (ENVA) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

Read More
image for news Fast-paced Momentum Stock Enova International (ENVA) Is Still Trading at a Bargain
Are Investors Undervaluing Enova International (ENVA) Right Now?
ENVA
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Read More
image for news Are Investors Undervaluing Enova International (ENVA) Right Now?

About Enova International, Inc. (ENVA)

  • IPO Date 2014-11-13
  • Website https://www.enova.com
  • Industry Financial - Credit Services
  • CEO Steven E. Cunningham
  • Employees 1787

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.