ENVA

Enova International Inc
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$5.90B
P/E Ratio
19.27
EPS
$12.30
Beta
1.22
52W High
$246.38
52W Low
$99.61
50-Day MA
$183.62
200-Day MA
$150.71
Dividend Yield
Profit Margin
20.70%
Forward P/E
14.45
PEG Ratio
0.00

About Enova International Inc

Enova International, Inc., a technology and analytics company, offers online financial services in the United States, Brazil, Australia, and Canada. The company is headquartered in Chicago, Illinois.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.58B
Gross Profit (TTM)$1.31B
EBITDA
Operating Margin26.60%
Return on Equity25.10%
Return on Assets5.30%
Revenue/Share (TTM)$63.29
Book Value$56.25
Price-to-Book4.17
Price-to-Sales (TTM)3.73
EV/Revenue3.237
EV/EBITDA22.64
Quarterly Earnings Growth (YoY)28.60%
Quarterly Revenue Growth (YoY)25.80%
Shares Outstanding$24.88M
Float$23.79M
% Insiders4.53%
% Institutions97.20%

Historical Volatility

HV 10-Day
44.77%
HV 20-Day
38.68%
HV 30-Day
37.22%
HV 60-Day
37.55%
HV Rank
51.6%

Volatility is currently expanding

Analyst Ratings

Consensus ($238.57 target)
2
Strong Buy
5
Buy

Latest News

Enova: The Grasshopper Deal Could Create Long-Term Value Beyond Initial Synergies

Enova is expanding its small business lending with the acquisition of Grasshopper Bank, aiming to reduce funding costs and boost profitability. The SMB segment now represents 70% of ENVA's loan portfolio, with Q1 2026 SMB revenue up 37% YoY, outpacing consumer growth. Management expects the Grasshopper acquisition to be over 15% EPS accretive in year one and over 25% as synergies are realized.

Seeking Alpha6/25/2026Positive
Enova International: Structurally Undervalued

Enova Financial is transitioning from an online lender to a bank holding company via the Grasshopper Bank acquisition, unlocking new growth and stability. ENVA has compounded adjusted EBITDA at 24% and loans at 31% annually, with machine learning-driven underwriting and 30% returns on equity. The stock trades at a discount to peers despite strong margins and is assigned a Buy rating with a $292/share price target, implying ~70% upside.

Seeking Alpha6/10/2026Positive

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Data last updated: 7/9/2026