CPSS

Consumer Portfolio Services Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$198.09M
P/E Ratio
10.10
EPS
$0.91
Beta
1.11
52W High
$10.49
52W Low
$6.67
50-Day MA
$9.42
200-Day MA
$8.87
Dividend Yield
Profit Margin
10.20%
Forward P/E
5.21
PEG Ratio
0.33

About Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. is a specialized finance company in the United States. The company is headquartered in Las Vegas, Nevada.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$211.77M
Gross Profit (TTM)$211.77M
EBITDA
Operating Margin15.80%
Return on Equity6.94%
Return on Assets0.53%
Revenue/Share (TTM)$9.67
Book Value$14.89
Price-to-Book0.64
Price-to-Sales (TTM)0.94
EV/Revenue20.17
EV/EBITDA
Quarterly Earnings Growth (YoY)35.00%
Quarterly Revenue Growth (YoY)18.90%
Shares Outstanding$21.55M
Float$8.59M
% Insiders31.59%
% Institutions46.39%

Historical Volatility

HV 10-Day
41.27%
HV 20-Day
36.37%
HV 30-Day
38.38%
HV 60-Day
37.33%
HV Rank
28.2%

Volatility is currently expanding

Latest News

CPS Announces $80.0 Million Securitization of Residual Interests

LAS VEGAS, Nevada, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $80.0 million securitization of residual interests from previously issued securitizations.

GlobeNewsWire8/18/2026Neutral
Consumer Portfolio Services Q2 Earnings Call Highlights

Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.

MarketBeat8/5/2026Positive
CPS Announces Second Quarter 2026 Earnings

LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.

GlobeNewsWire8/4/2026Neutral
CPS to Host Conference Call on Second Quarter 2026 Earnings

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

GlobeNewsWire8/3/2026Neutral
CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

GlobeNewsWire7/22/2026Neutral
CPS Announces Renewal And Capacity Increase Of Credit Facility

LAS VEGAS, July 09, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on July 9, 2026, it renewed its two-year revolving credit agreement with Citibank, N.A. while simultaneously increasing the capacity of the facility. The renewal and increase apply to both Citibank, N.A. and the subordinate lender, and increases the capacity of the facility from $335 million to $508 million.

GlobeNewsWire7/9/2026Neutral
CPS Announces First Quarter 2026 Earnings

Revenues of $112.3 million compared to $106.9 million in the prior year period Net income of $5.5 million for the first quarter of 2026, an 18% increase from prior year Total portfolio balance of $3.942 billion, highest in company history New contract purchases of $533.2 million in the first quarter, an 18% increase from the prior year first quarter LAS VEGAS, NV, May 05, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $5.5 million, or $0.24 per diluted share for its first quarter ended March 31, 2026. This represents an 18% increase in net income compared to $4.7 million in the first quarter of 2025.

GlobeNewsWire5/5/2026Neutral
CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, April 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its second term securitization in 2026 on Wednesday April 22, 2026. The transaction is CPS's 59th senior subordinate securitization since the beginning of 2011 and the 42nd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

GlobeNewsWire4/22/2026Neutral

Turn research into an automated options-selling system

Tiblio connects your broker and runs your put-and-call-writing strategy for you — on CPSS and any ticker you trade — then tracks every position and per-strategy win rate.

See how it works

More FINANCIAL SERVICES Stocks

Data last updated: 8/18/2026