
Consumer Portfolio Services, Inc. (CPSS) Q3 2026 Earnings Call Prepared Remarks Transcript
Consumer Portfolio Services, Inc. is a specialized finance company in the United States. The company is headquartered in Las Vegas, Nevada.
| Revenue (TTM) | $223.84M |
| Gross Profit (TTM) | $223.84M |
| EBITDA | — |
| Operating Margin | 16.40% |
| Return on Equity | 7.50% |
| Return on Assets | 0.55% |
| Revenue/Share (TTM) | $10.26 |
| Book Value | $14.82 |
| Price-to-Book | 0.67 |
| Price-to-Sales (TTM) | 0.99 |
| EV/Revenue | 20.96 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 50.00% |
| Quarterly Revenue Growth (YoY) | 24.50% |
| Shares Outstanding | $21.85M |
| Float | $8.70M |
| % Insiders | 39.96% |
| % Institutions | 45.44% |
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Consumer Portfolio Services, Inc. (CPSS) Q3 2026 Earnings Call Prepared Remarks Transcript

Consumer Portfolio Services NASDAQ: CPSS reported higher third-quarter revenue, earnings and record originations as the company expanded its sales force and dealer network while maintaining what management described as a disciplined credit approach.

LAS VEGAS, Nevada, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Monday, October 26, 2026 at 1:00 p.m. ET to discuss its third quarter 2026 operating results.

LAS VEGAS, Nevada, Oct. 21, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2026 on Wednesday October 21, 2026. The transaction is CPS's 61st senior subordinate securitization since the beginning of 2011, and the 44th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes. It also marks the 111th securitization in the history of the Company.

LAS VEGAS, Nevada, Oct. 13, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 9, 2026, it amended its two-year revolving credit agreement with Capital One, N.A. to increase the capacity of the facility. The amendment applies to both Capital One, N.A. and the subordinate lender, and increases the total capacity of the facility from $390 million to $518 million.

LAS VEGAS, Nevada, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $80.0 million securitization of residual interests from previously issued securitizations.

Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.

LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.
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