CPSS

Consumer Portfolio Services Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$222.22M
P/E Ratio
9.78
EPS
$1.04
Beta
1.13
52W High
$10.49
52W Low
$7.46
50-Day MA
$9.40
200-Day MA
$9.06
Dividend Yield
—
Profit Margin
10.60%
Forward P/E
3.95
PEG Ratio
0.33

About Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. is a specialized finance company in the United States. The company is headquartered in Las Vegas, Nevada.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$223.84M
Gross Profit (TTM)$223.84M
EBITDA—
Operating Margin16.40%
Return on Equity7.50%
Return on Assets0.55%
Revenue/Share (TTM)$10.26
Book Value$14.82
Price-to-Book0.67
Price-to-Sales (TTM)0.99
EV/Revenue20.96
EV/EBITDA—
Quarterly Earnings Growth (YoY)50.00%
Quarterly Revenue Growth (YoY)24.50%
Shares Outstanding$21.85M
Float$8.70M
% Insiders39.96%
% Institutions45.44%

Historical Volatility

HV 10-Day
51.81%
HV 20-Day
46.17%
HV 30-Day
45.72%
HV 60-Day
41.12%
HV Rank
90.5%

Volatility is currently expanding

Latest News

What Consumer Portfolio Services (CPSS) Said on Its Q3 Earnings Call

Consumer Portfolio Services NASDAQ: CPSS reported higher third-quarter revenue, earnings and record originations as the company expanded its sales force and dealer network while maintaining what management described as a disciplined credit approach.

MarketBeat10/26/2026Positive
CPS to Host Conference Call on Third Quarter 2026 Earnings

LAS VEGAS, Nevada, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Monday, October 26, 2026 at 1:00 p.m. ET to discuss its third quarter 2026 operating results.

GlobeNewsWire10/22/2026Neutral
CPS Announces $767.85 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, Oct. 21, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2026 on Wednesday October 21, 2026. The transaction is CPS's 61st senior subordinate securitization since the beginning of 2011, and the 44th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes. It also marks the 111th securitization in the history of the Company.

GlobeNewsWire10/21/2026Neutral
CPS Announces Upsizing of Existing Credit Facility to Fund Accelerating Loan Origination Volume

LAS VEGAS, Nevada, Oct. 13, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 9, 2026, it amended its two-year revolving credit agreement with Capital One, N.A. to increase the capacity of the facility. The amendment applies to both Capital One, N.A. and the subordinate lender, and increases the total capacity of the facility from $390 million to $518 million.

GlobeNewsWire10/13/2026Neutral
CPS Announces $80.0 Million Securitization of Residual Interests

LAS VEGAS, Nevada, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced the closing of a $80.0 million securitization of residual interests from previously issued securitizations.

GlobeNewsWire8/18/2026Neutral
Consumer Portfolio Services Q2 Earnings Call Highlights

Consumer Portfolio Services NASDAQ: CPSS reported sharply higher second-quarter loan originations and improved profitability, as the subprime auto lender expanded its sales force, added dealers and maintained what management described as disciplined underwriting standards.

MarketBeat8/5/2026Positive
CPS Announces Second Quarter 2026 Earnings

LAS VEGAS, NV, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $6.2 million, or $0.27 per diluted share for its second quarter ended June 30, 2026. This represents a 30% increase in net income compared to $4.8 million in the second quarter of 2025. Earnings per diluted share increased by 35% compared to $0.20 in the second quarter of 2025.

GlobeNewsWire8/4/2026Neutral
CPS to Host Conference Call on Second Quarter 2026 Earnings

Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

GlobeNewsWire8/3/2026Neutral
CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization

LAS VEGAS, Nevada, July 22, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2026 on Wednesday July 22, 2026. This is the largest securitization in the history of the company. The transaction is CPS's 60th senior subordinate securitization since the beginning of 2011 and the 43rd consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

GlobeNewsWire7/22/2026Neutral

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Data last updated: 11/7/2026