Cullen/Frost Bankers, Inc. (CFR)

US — Financial Services Sector
Peers: ONB  UMBF  BPOP  CBSH  ZION  WAL  WTFC  CADE  BOKF  PNFP 

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Key Metrics & Ratings

  • symbol CFR
  • Rev/Share 42.4335
  • Book/Share 69.6127
  • PB 1.7224
  • Debt/Equity 1.1479
  • CurrentRatio 0.0
  • ROIC 0.0272

 

  • MktCap 7696164940.0
  • FreeCF/Share 1.8711
  • PFCF 64.1887
  • PE 12.0586
  • Debt/Assets 0.0975
  • DivYield 0.0325
  • ROE 0.1529

 

  • Rating B+
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 5
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Initiation CFR Cantor Fitzgerald -- Neutral -- $138 Sept. 10, 2025
Upgrade CFR Raymond James Market Perform Outperform -- $150 July 8, 2025
Initiation CFR Jefferies -- Underperform -- $105 May 21, 2025
Upgrade CFR Evercore ISI Underperform In-line -- $132 May 2, 2025
Initiation CFR Barclays -- Equal Weight -- $130 April 1, 2025
Downgrade CFR DA Davidson Buy Neutral $138 $143 Feb. 3, 2025

News

FHN vs. CFR: Which Stock Is the Better Value Option?
CFR, FHN
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?

Read More
image for news FHN vs. CFR: Which Stock Is the Better Value Option?
Cullen/Frost Q3: Expansion Efforts Begin To Bear Fruit
CFR
Published: November 04, 2025 by: Seeking Alpha
Sentiment: Positive

Like the wider regional bank space, shares of Texas's Cullen/Frost have been a fairly muted performer in recent months. Frost's third-quarter results were pretty strong, with EPS rising in double digits. While lower credit charges helped, there was positive operating leverage above this line. Frost's cost growth remains quite high due to its multi-year branch expansion program, but should moderate in the next couple of years.

Read More
image for news Cullen/Frost Q3: Expansion Efforts Begin To Bear Fruit
Cullen/Frost Q3 Earnings Beat on Strong NII & Fee Income Growth
CFR
Published: October 31, 2025 by: Zacks Investment Research
Sentiment: Positive

CFR posts a solid Q3 earnings beat as higher net interest and fee income boost revenue and profitability.

Read More
image for news Cullen/Frost Q3 Earnings Beat on Strong NII & Fee Income Growth
Cullen/Frost (CFR) Reports Q3 Earnings: What Key Metrics Have to Say
CFR
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Although the revenue and EPS for Cullen/Frost (CFR) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Read More
image for news Cullen/Frost (CFR) Reports Q3 Earnings: What Key Metrics Have to Say
Cullen/Frost Bankers (CFR) Beats Q3 Earnings and Revenue Estimates
CFR
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.67 per share, beating the Zacks Consensus Estimate of $2.38 per share. This compares to earnings of $2.24 per share a year ago.

Read More
image for news Cullen/Frost Bankers (CFR) Beats Q3 Earnings and Revenue Estimates
Cullen/Frost Bankers (CFR) Reports Next Week: Wall Street Expects Earnings Growth
CFR
Published: October 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost (CFR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Cullen/Frost Bankers (CFR) Reports Next Week: Wall Street Expects Earnings Growth
FHN or CFR: Which Is the Better Value Stock Right Now?
CFR, FHN
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors with an interest in Banks - Southwest stocks have likely encountered both First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?

Read More
image for news FHN or CFR: Which Is the Better Value Stock Right Now?
Cullen/Frost Bankers (CFR) Could Be a Great Choice
CFR
Published: October 17, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Cullen/Frost Bankers (CFR) Could Be a Great Choice
Cullen/Frost Bankers, Inc. Hosts Third Quarter 2025 Earnings Conference Call
CFR
Published: October 14, 2025 by: PRNewsWire
Sentiment: Neutral

SAN ANTONIO , Oct. 14, 2025 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE: CFR) will host a conference call on Thursday, October 30, 2025 to discuss third quarter 2025 earnings. Earnings Release : The earnings release for Cullen/Frost Bankers, Inc. will be available at approximately 8:00 a.m.

Read More
image for news Cullen/Frost Bankers, Inc. Hosts Third Quarter 2025 Earnings Conference Call
Why Cullen/Frost (CFR) is Poised to Beat Earnings Estimates Again
CFR
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost (CFR) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Why Cullen/Frost (CFR) is Poised to Beat Earnings Estimates Again
Are You Looking for a High-Growth Dividend Stock?
CFR
Published: October 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
FHN vs. CFR: Which Stock Should Value Investors Buy Now?
CFR, FHN
Published: October 01, 2025 by: Zacks Investment Research
Sentiment: Positive

Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?

Read More
image for news FHN vs. CFR: Which Stock Should Value Investors Buy Now?
Cullen/Frost Bankers (CFR) Could Be a Great Choice
CFR
Published: September 15, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Cullen/Frost Bankers (CFR) Could Be a Great Choice
Are You Looking for a High-Growth Dividend Stock?
CFR
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now
CFR
Published: August 13, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now
Cullen/Frost Q2 Earnings Top Estimates, Stock Slips on Cost Concerns
CFR
Published: August 01, 2025 by: Zacks Investment Research
Sentiment: Neutral

CFR tops Q2 earnings estimates with solid revenue gains, but shares dip 4.9% on rising cost concerns.

Read More
image for news Cullen/Frost Q2 Earnings Top Estimates, Stock Slips on Cost Concerns
Here's What Key Metrics Tell Us About Cullen/Frost (CFR) Q2 Earnings
CFR
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for Cullen/Frost (CFR) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Read More
image for news Here's What Key Metrics Tell Us About Cullen/Frost (CFR) Q2 Earnings
Cullen/Frost Bankers (CFR) Q2 Earnings and Revenues Surpass Estimates
CFR
Published: July 31, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost Bankers (CFR) came out with quarterly earnings of $2.39 per share, beating the Zacks Consensus Estimate of $2.28 per share. This compares to earnings of $2.21 per share a year ago.

Read More
image for news Cullen/Frost Bankers (CFR) Q2 Earnings and Revenues Surpass Estimates
Why Cullen/Frost Bankers (CFR) is a Top Dividend Stock for Your Portfolio
CFR
Published: July 28, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Why Cullen/Frost Bankers (CFR) is a Top Dividend Stock for Your Portfolio
Cullen/Frost Bankers (CFR) Reports Next Week: Wall Street Expects Earnings Growth
CFR
Published: July 24, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost (CFR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news Cullen/Frost Bankers (CFR) Reports Next Week: Wall Street Expects Earnings Growth
Will Cullen/Frost (CFR) Beat Estimates Again in Its Next Earnings Report?
CFR
Published: July 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost (CFR) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will Cullen/Frost (CFR) Beat Estimates Again in Its Next Earnings Report?
Cullen/Frost Bankers (CFR) is a Top Dividend Stock Right Now: Should You Buy?
CFR
Published: July 11, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost (CFR) have what it takes?

Read More
image for news Cullen/Frost Bankers (CFR) is a Top Dividend Stock Right Now: Should You Buy?
What Makes Cullen/Frost Bankers (CFR) a Strong Momentum Stock: Buy Now?
CFR
Published: July 07, 2025 by: Zacks Investment Research
Sentiment: Positive

Does Cullen/Frost Bankers (CFR) have what it takes to be a top stock pick for momentum investors? Let's find out.

Read More
image for news What Makes Cullen/Frost Bankers (CFR) a Strong Momentum Stock: Buy Now?
Cullen/Frost Bankers, Inc. Hosts Second Quarter 2025 Earnings Conference Call
CFR
Published: July 07, 2025 by: PRNewsWire
Sentiment: Neutral

SAN ANTONIO , July 7, 2025 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE:CFR) will host a conference call on Thursday, July 31, 2025 to discuss second quarter 2025 earnings. Earnings Release : The earnings release for Cullen/Frost Bankers, Inc. will be available at approximately 8:00 a.m.

Read More
image for news Cullen/Frost Bankers, Inc. Hosts Second Quarter 2025 Earnings Conference Call
This is Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock
CFR
Published: June 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost Bankers (CFR) have what it takes?

Read More
image for news This is Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock
4 Stocks With Robust Sales Growth to Buy Despite Market Uncertainty
CFR, INTU, MOS, STNE
Published: June 17, 2025 by: Zacks Investment Research
Sentiment: Positive

INTU, STNE, CFR and MOS show strong sales growth and healthy cash flow, some of the key traits for navigating market uncertainty.

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image for news 4 Stocks With Robust Sales Growth to Buy Despite Market Uncertainty
Cullen/Frost Bankers (CFR) Could Be a Great Choice
CFR
Published: June 09, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost Bankers (CFR) have what it takes?

Read More
image for news Cullen/Frost Bankers (CFR) Could Be a Great Choice
All You Need to Know About Cullen/Frost (CFR) Rating Upgrade to Buy
CFR
Published: May 27, 2025 by: Zacks Investment Research
Sentiment: Positive

Cullen/Frost (CFR) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Read More
image for news All You Need to Know About Cullen/Frost (CFR) Rating Upgrade to Buy
Are You Looking for a High-Growth Dividend Stock?
CFR
Published: May 22, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost Bankers (CFR) have what it takes?

Read More
image for news Are You Looking for a High-Growth Dividend Stock?
Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now
CFR
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cullen/Frost Bankers (CFR) have what it takes?

Read More
image for news Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now

About Cullen/Frost Bankers, Inc. (CFR)

  • IPO Date 1980-03-17
  • Website https://www.frostbank.com
  • Industry Banks - Regional
  • CEO Phillip D. Green
  • Employees 5854

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.