CFFI

C&F Financial Corporation
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$341.76M
P/E Ratio
11.27
EPS
$9.33
Beta
0.35
52W High
$115.40
52W Low
$64.88
50-Day MA
$100.01
200-Day MA
$83.06
Dividend Yield
1.75%
Profit Margin
21.80%
Forward P/E
5.69
PEG Ratio
0.00

About C&F Financial Corporation

C&F Financial Corporation is the banking holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company is headquartered in Toano, Virginia.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$138.67M
Gross Profit (TTM)$138.67M
EBITDA—
Operating Margin28.70%
Return on Equity11.60%
Return on Assets1.10%
Revenue/Share (TTM)$42.70
Book Value$82.67
Price-to-Book1.32
Price-to-Sales (TTM)2.46
EV/Revenue3.548
EV/EBITDA—
Quarterly Earnings Growth (YoY)16.50%
Quarterly Revenue Growth (YoY)7.10%
Shares Outstanding$3.25M
Float$3.03M
% Insiders6.50%
% Institutions42.23%

Historical Volatility

HV 10-Day
29.59%
HV 20-Day
27.94%
HV 30-Day
28.22%
HV 60-Day
27.86%
HV Rank
17.9%

Volatility is currently expanding

Analyst Ratings

Consensus ($124.00 target)
1
Buy

Latest News

C&F Financial Corporation Announces Net Income for Third Quarter and First Nine Months of 2026

TOANO, Va., Oct. 26, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $8.3 million for the third quarter of 2026, an increase of 16.1 percent, compared to $7.1 million for the third quarter of 2025. The Corporation reported consolidated net income of $23.7 million for the first nine months of 2026, an increase of 16.8 percent, compared to $20.3 million for the first nine months of 2025.

GlobeNewsWire10/26/2026Neutral
C&F Financial Corporation Announces Quarterly Dividend

TOANO, Va., Aug. 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable October 1, 2026 to shareholders of record on September 15, 2026.

GlobeNewsWire8/19/2026Neutral
C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months

TOANO, Va., July 23, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $8.6 million for the second quarter of 2026, an increase of 11.1 percent, compared to $7.8 million for the second quarter of 2025. The Corporation reported consolidated net income of $15.4 million for the first six months of 2026, an increase of 17.2 percent, compared to $13.2 million for the first six months of 2025.

GlobeNewsWire7/23/2026Neutral
C&F Announces Expansion into Lynchburg Market

TOANO, Va., July 22, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, is pleased to announce its expansion into the Lynchburg market and welcomes Ryan White as its new Market Executive. This addition underscores C&F's commitment to providing outstanding service and building strong relationships with businesses and communities throughout the Commonwealth.

GlobeNewsWire7/22/2026Neutral
C&F Financial Corporation Announces Quarterly Dividend

TOANO, Va., May 20, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable July 1, 2026 to shareholders of record on June 15, 2026.

GlobeNewsWire5/20/2026Neutral

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Data last updated: 11/7/2026