
Bank of the James's earnings surge, efficiency gains, healthier asset quality and lower valuation make it look more attractive than C&F Financial for capital appreciation.
C&F Financial Corporation is the banking holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company is headquartered in Toano, Virginia.
| Revenue (TTM) | $132.37M |
| Gross Profit (TTM) | $132.37M |
| EBITDA | — |
| Operating Margin | 25.60% |
| Return on Equity | 11.30% |
| Return on Assets | 1.05% |
| Revenue/Share (TTM) | $40.84 |
| Book Value | $81.73 |
| Price-to-Book | 1.01 |
| Price-to-Sales (TTM) | 1.93 |
| EV/Revenue | 2.653 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 25.20% |
| Quarterly Revenue Growth (YoY) | 10.40% |
| Shares Outstanding | $3.25M |
| Float | $3.03M |
| % Insiders | 6.70% |
| % Institutions | 41.45% |
Volatility is currently expanding

Bank of the James's earnings surge, efficiency gains, healthier asset quality and lower valuation make it look more attractive than C&F Financial for capital appreciation.

TOANO, Va., May 20, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable July 1, 2026 to shareholders of record on June 15, 2026.

CFFI and FRAF have compelling EPS growth catalysts.

CFFI posts 26% profit growth in Q1, driven by strong mortgage and community banking performance despite consumer finance headwinds.

TOANO, Va., April 23, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $6.8 million for the first quarter of 2026 compared to $5.4 million for the first quarter of 2025. The following table presents selected financial performance highlights for the periods indicated: