CACC

Credit Acceptance Corporation
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$5.99B
P/E Ratio
12.94
EPS
$44.30
Beta
1.35
52W High
$668.86
52W Low
$401.90
50-Day MA
$594.47
200-Day MA
$507.56
Dividend Yield
Profit Margin
38.50%
Forward P/E
12.36
PEG Ratio
1.15

About Credit Acceptance Corporation

Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.30B
Gross Profit (TTM)$1.23B
EBITDA
Operating Margin52.60%
Return on Equity31.90%
Return on Assets5.79%
Revenue/Share (TTM)$120.24
Book Value$153.13
Price-to-Book3.84
Price-to-Sales (TTM)4.56
EV/Revenue5.37
EV/EBITDA16.88
Quarterly Earnings Growth (YoY)70.60%
Quarterly Revenue Growth (YoY)9.50%
Shares Outstanding$10.46M
Float$5.87M
% Insiders46.08%
% Institutions76.74%

Historical Volatility

HV 10-Day
25.18%
HV 20-Day
28.48%
HV 30-Day
28.93%
HV 60-Day
30.46%
HV Rank
6.0%

Volatility is currently contracting

Analyst Ratings

Consensus ($636.67 target)
3
Hold

Latest News

Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care® for Fifth Consecutive Year

Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of PEOPLE Magazine's 100 Companies That Care® by Great Place To Work® and PEOPLE magazine for the fifth consecutive year. Credit Acceptance was ranked 11th among the 100 companies that made the list, up 33 spots from last year.

GlobeNewsWire8/13/2026Neutral
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution

Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Jeetu Mirchandani, a veteran technology and AI executive with more than two decades of leadership experience at Amazon, will join the Company as Chief Technology Officer on August 27, 2026. In this role, he will lead Credit Acceptance's Engineering organization and technology strategy, helping accelerate the Company's digital-first, AI-enabled evolution and deliver simpler, more seamless experiences for customers and dealer partners.

GlobeNewsWire8/13/2026Neutral
Credit Acceptance Announces Second Quarter 2026 Results

Southfield, Michigan, Aug. 04, 2026 (GLOBE NEWSWIRE) -- Credit A cceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidated net income of $135.9 million, or $12.66 per diluted share, for the three months ended June 30, 2026. Adjusted net income, a non-GAAP financial measure, for the three months ended June 30, 2026 was $130.1 million, or $12.12 per diluted share. The following table summarizes our financial results:

GlobeNewsWire8/4/2026Neutral
Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast

Southfield, Michigan, July 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our second quarter 2026 earnings on Tuesday, August 4, 2026, after the market closes. A webcast is scheduled for Tuesday, August 4, 2026, at 5:00 p.m. Eastern Time to discuss second quarter 2026 earnings.

GlobeNewsWire7/28/2026Neutral
Credit Acceptance Announces Leadership Changes to Advance Digital-First Strategy

Southfield, Michigan, July 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), announced leadership changes designed to advance our digital-first strategy and position the Company for long-term success.

GlobeNewsWire7/27/2026Neutral
Credit Acceptance Announces Appointment of Joe Billante as Chief Financial Officer; Jay Martin to Retire After More Than Two Decades of Service

Southfield, Michigan, June 10, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), a leading financial services company enabling automobile dealers to sell vehicles to consumers regardless of credit history, today announced the appointment of Joe Billante as Chief Financial Officer, effective July 27, 2026. Mr. Billante succeeds Jay Martin, who will retire on July 27 after 23 years of distinguished service to Credit Acceptance.

GlobeNewsWire6/10/2026Neutral

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Data last updated: 8/18/2026