CACC

Credit Acceptance Corporation
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$5.84B
P/E Ratio
13.80
EPS
$40.47
Beta
1.36
52W High
$668.86
52W Low
$401.90
50-Day MA
$588.14
200-Day MA
$502.19
Dividend Yield
Profit Margin
35.50%
Forward P/E
11.65
PEG Ratio
1.15

About Credit Acceptance Corporation

Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.28B
Gross Profit (TTM)$1.20B
EBITDA
Operating Margin52.70%
Return on Equity28.10%
Return on Assets5.05%
Revenue/Share (TTM)$114.78
Book Value$145.26
Price-to-Book3.82
Price-to-Sales (TTM)4.58
EV/Revenue5.29
EV/EBITDA17.87
Quarterly Earnings Growth (YoY)43.20%
Quarterly Revenue Growth (YoY)12.70%
Shares Outstanding$10.46M
Float$6.02M
% Insiders52.59%
% Institutions68.63%

Historical Volatility

HV 10-Day
37.93%
HV 20-Day
31.24%
HV 30-Day
34.59%
HV 60-Day
32.71%
HV Rank
28.2%

Volatility is currently expanding

Analyst Ratings

Consensus ($628.33 target)
3
Hold

Latest News

Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast

Southfield, Michigan, July 28, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our second quarter 2026 earnings on Tuesday, August 4, 2026, after the market closes. A webcast is scheduled for Tuesday, August 4, 2026, at 5:00 p.m. Eastern Time to discuss second quarter 2026 earnings.

GlobeNewsWire7/28/2026Neutral
Credit Acceptance Announces Leadership Changes to Advance Digital-First Strategy

Southfield, Michigan, July 27, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), announced leadership changes designed to advance our digital-first strategy and position the Company for long-term success.

GlobeNewsWire7/27/2026Neutral
Credit Acceptance Announces Appointment of Joe Billante as Chief Financial Officer; Jay Martin to Retire After More Than Two Decades of Service

Southfield, Michigan, June 10, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”), a leading financial services company enabling automobile dealers to sell vehicles to consumers regardless of credit history, today announced the appointment of Joe Billante as Chief Financial Officer, effective July 27, 2026. Mr. Billante succeeds Jay Martin, who will retire on July 27 after 23 years of distinguished service to Credit Acceptance.

GlobeNewsWire6/10/2026Neutral
Credit Acceptance Announces Extension of Revolving Secured Line of Credit Facility

Southfield, Michigan, June 09, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we have extended the maturity of our revolving secured line of credit facility with a commercial bank syndicate from June 22, 2028 to June 22, 2029. The interest rate on borrowings under the facility was decreased from the Secured Overnight Financing Rate (“SOFR”) plus 197.5 basis points to SOFR plus 175 basis points.

GlobeNewsWire6/9/2026Neutral

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Data last updated: 7/29/2026