CACC

Credit Acceptance Corporation
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$5.62B
P/E Ratio
11.93
EPS
$45.35
Beta
1.40
52W High
$668.86
52W Low
$401.90
50-Day MA
$572.62
200-Day MA
$534.02
Dividend Yield
—
Profit Margin
38.50%
Forward P/E
10.28
PEG Ratio
1.15

About Credit Acceptance Corporation

Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.30B
Gross Profit (TTM)$1.23B
EBITDA—
Operating Margin52.60%
Return on Equity31.90%
Return on Assets5.79%
Revenue/Share (TTM)$120.24
Book Value$153.13
Price-to-Book3.62
Price-to-Sales (TTM)4.31
EV/Revenue5.22
EV/EBITDA16.42
Quarterly Earnings Growth (YoY)70.60%
Quarterly Revenue Growth (YoY)9.50%
Shares Outstanding$10.38M
Float$5.12M
% Insiders36.72%
% Institutions76.65%

Historical Volatility

HV 10-Day
26.77%
HV 20-Day
29.66%
HV 30-Day
26.26%
HV 60-Day
26.22%
HV Rank
15.5%

Volatility is currently expanding

Analyst Ratings

Consensus ($596.67 target)
3
Hold

Latest News

Fortune Media and Great Place To Work® Name Credit Acceptance to 2026 Best Workplaces in Financial Services™ List for the 12th Consecutive Year

Southfield, Michigan, Oct. 07, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the Best Workplaces in Financial Services & Insurance™ for the 12th consecutive year, reflecting the Company's continued commitment to building a high-performing workplace where team members are empowered to deliver results for dealer partners, customers, and shareholders. Credit Acceptance was ranked 5th among the 50 companies in the large company category, up 5 spots from last year.

GlobeNewsWire10/7/2026Neutral
CREDIT ACCEPTANCE CORPORATION INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Investigates Credit Acceptance Corporation's Directors and Officers for Breach of Fiduciary Duties – CACC

NEW YORK--(BUSINESS WIRE)---- $CACC #CAC--Scott+Scott Attorneys at Law LLP has launched an urgent investigation into whether certain officers and directors of Credit Acceptance Corporation (NASDAQ: CACC) failed to manage Credit Acceptance Corporation in an acceptable manner, breaching their fiduciary duties to Credit Acceptance Corporation, and whether Credit Acceptance Corporation and its shareholders have suffered damages as a result. Attorney Joseph A. Pettigrew is heading the investigation—what shareholder.

Business Wire10/7/2026Neutral
Credit Acceptance Reaches Resolution With State Attorneys General

Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations

GlobeNewsWire9/17/2026Neutral
Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing

Southfield, Michigan, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $500.0 million revolving secured warehouse facility (the “Facility”) will cease to revolve from September 20, 2027 to September 15, 2028. The interest rate on borrowings under the Facility has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 185 basis points to SOFR plus 175 basis points.

GlobeNewsWire9/15/2026Neutral
Credit Acceptance Announces Completion Of $600.0 Million Asset-Backed Financing

Southfield, Michigan, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the completion of a $600.0 million asset-backed non-recourse secured financing (the “Financing”).  Pursuant to this transaction, we conveyed loans having a value of approximately $750.2 million to a wholly owned special purpose entity which will transfer the loans to a trust, which will issue three classes of notes:

GlobeNewsWire8/20/2026Neutral
Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care® for Fifth Consecutive Year

Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of PEOPLE Magazine's 100 Companies That Care® by Great Place To Work® and PEOPLE magazine for the fifth consecutive year. Credit Acceptance was ranked 11th among the 100 companies that made the list, up 33 spots from last year.

GlobeNewsWire8/13/2026Neutral
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution

Southfield, Michigan, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Jeetu Mirchandani, a veteran technology and AI executive with more than two decades of leadership experience at Amazon, will join the Company as Chief Technology Officer on August 27, 2026. In this role, he will lead Credit Acceptance's Engineering organization and technology strategy, helping accelerate the Company's digital-first, AI-enabled evolution and deliver simpler, more seamless experiences for customers and dealer partners.

GlobeNewsWire8/13/2026Neutral

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Data last updated: 10/19/2026