
AMERISAFE, Inc. (AMSF) Q2 2026 Earnings Call Transcript
AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana.
| Revenue (TTM) | $335.66M |
| Gross Profit (TTM) | $92.91M |
| EBITDA | $59.29M |
| Operating Margin | 19.90% |
| Return on Equity | 18.20% |
| Return on Assets | 3.21% |
| Revenue/Share (TTM) | $17.86 |
| Book Value | $13.50 |
| Price-to-Book | 2.25 |
| Price-to-Sales (TTM) | 1.71 |
| EV/Revenue | 1.479 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 6.80% |
| Quarterly Revenue Growth (YoY) | 13.40% |
| Shares Outstanding | $18.70M |
| Float | $18.14M |
| % Insiders | 2.05% |
| % Institutions | 100.48% |
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AMERISAFE, Inc. (AMSF) Q2 2026 Earnings Call Transcript

AMERISAFE NASDAQ: AMSF reported higher second-quarter premiums and continued policy growth, while executives said the workers' compensation insurer is navigating a profitable but increasingly competitive market marked by rate pressure and rising medical costs.

AMERISAFE grows Q2 revenues and premiums, but higher expenses, weaker underwriting margins and lower investment income weighed on earnings.

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2026 SECOND QUARTER RESULTS.

Can higher net premiums help AMSF offset rising claims costs? Here's what could shape the insurer's Q2 results ahead of its July 21 earnings release.

AMERISAFE, Inc. AMSF continues to distinguish itself in the workers' compensation insurance market through its focus on profitable growth, disciplined underwriting and conservative capital management. As pricing pressure persists across the industry, this strategy has helped the company maintain resilient operating performance and support its long-term investment outlook.

DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2026 SECOND QUARTER EARNINGS RELEASE AND CONFERENCE CALL SCHEDULE.

AMSF is seeing steady premium growth, strong policy retention and disciplined underwriting, but investors should also weigh cash flow and valuation concerns.

Amerisafe (AMSF) reported earnings 30 days ago. What's next for the stock?

AMERISAFE delivered its eighth consecutive quarter of premium growth, with Q1 2026 net premiums up 9% to $75.1 million. Despite strong underwriting discipline and a 93.2% combined ratio, EPS declined year-over-year due to a normalization of the tax rate and rising loss ratios. Persistent industry rate softness and higher medical costs pressure AMSF's earnings outlook, warranting a Hold rating for patient investors.
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