Enact Holdings Inc (ACT) is a prominent player in the U.S. housing sector, specializing in private mortgage insurance and comprehensive risk management solutions that enhance the affordability and accessibility of homeownership. The company is characterized by a strong capital foundation and a commitment to innovation, driven by strategic collaborations that optimize lender operations and navigate complex market dynamics. With a focus on proactive risk management and sustainable housing practices, Enact is well-positioned to seize emerging growth opportunities within the evolving real estate landscape, highlighting its essential role in supporting the housing market.
| Revenue (TTM) | $1.25B |
| Gross Profit (TTM) | $917.30M |
| EBITDA | — |
| Operating Margin | 73.30% |
| Return on Equity | 12.90% |
| Return on Assets | 8.35% |
| Revenue/Share (TTM) | $8.75 |
| Book Value | $37.66 |
| Price-to-Book | 1.26 |
| Price-to-Sales (TTM) | 5.24 |
| EV/Revenue | 5.43 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 12.60% |
| Quarterly Revenue Growth (YoY) | 4.10% |
| Shares Outstanding | $137.48M |
| Float | $27.05M |
| % Insiders | 80.87% |
| % Institutions | 22.64% |
Volatility is currently contracting
A lender, a mortgage insurer, a Pennsylvania bank, and a Montana utility all pay dividends that earnings cover. But one of them just cut its payout, and its price tag tells you how nervous investors have become.
In October, we welcomed 25 new analysts to Seeking Alpha. This article showcases their stock picks and investment strategies. Analysts provided ratings from Sell to Buy, with detailed justifications based on market trends, company fundamentals, and sector-specific challenges. Key investment theses include bullish views on lululemon athletica, McDonald's, Shoe Station, and the neocloud Nebius.
GAAP Net Income of $159 million , or $1.15 per diluted share Adjusted Operating Income of $164 million , or $1.19 per diluted share Return on Equity of 12.0% and Adjusted Operating Return on Equity of 12.4% Primary Insurance in-force of $275 billion , a 1% year-over-year increase PMIERs Sufficiency of 158% or approximately $1.8 billion Book Value Per Share of $38.30 and Book Value Per Share excluding AOCI of $40.47 Increased Full-Year Capital Return Guidance to approximately $600 million
Enact Holdings (ACT) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Diluted shares decreased by 6.9% the past year, while EPS grew 3 times as much as net income, meaning EPS growth's primary driver is buybacks. Enact Holdings' excess capital, recurring premium income, and high persistency rate set the stage for the 2026 $550M-$600M capital allocation plan, which could cause a 7.8% EPS increase. Genworth participates in the proportional buyback program—keeping its stake at 81%. The parent company's structural need for cash creates a stable capital allocation program.
Secures approximately 35% of quota share reinsurance coverage from a panel of third-party reinsurance providers Secures approximately 35% of quota share reinsurance coverage from a panel of third-party reinsurance providers
Underscores Enact's Continued Strong Performance and Robust Capital Position Underscores Enact's Continued Strong Performance and Robust Capital Position
OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has upgraded the Financial Strength Rating to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “a” (Excellent) from “a-” (Excellent) of the following operating subsidiaries of Enact Holdings, Inc. (EHI) (Delaware) [Nasdaq: ACT]: Enact Mortgage Insurance Corporation (EMIC) and Enact Mortgage Insurance Corporation of North Carolina (EMIC-NC) (collectively referred to as the Enact US-domiciled companies). Both operat.
Here is how Enact Holdings, Inc. (ACT) and Avidia Bancorp, Inc. (AVBC) have performed compared to their sector so far this year.
Investors need to pay close attention to ACT stock based on the movements in the options market lately.
Tiblio connects your broker and runs your put-and-call-writing strategy for you — on ACT and any ticker you trade — then tracks every position and per-strategy win rate.
