YRD

Yirendai Ltd
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$67.80M
P/E Ratio
—
EPS
$-2.45
Beta
1.12
52W High
$6.10
52W Low
$0.35
50-Day MA
$1.02
200-Day MA
$2.05
Dividend Yield
—
Profit Margin
-34.50%
Forward P/E
7.10
PEG Ratio
1.24

About Yirendai Ltd

Yiren Digital Ltd., is an online consumer finance marketplace connecting borrowers and investors in the People's Republic of China.

Official WebsiteChinaFY End: December

Fundamentals

Revenue (TTM)$4.32B
Gross Profit (TTM)$3.53B
EBITDA$826.73M
Operating Margin-13.30%
Return on Equity-17.70%
Return on Assets4.22%
Revenue/Share (TTM)$49.45
Book Value$11.70
Price-to-Book0.07
Price-to-Sales (TTM)0.02
EV/Revenue0.0328
EV/EBITDA-0.15
Quarterly Earnings Growth (YoY)-10.20%
Quarterly Revenue Growth (YoY)-46.10%
Shares Outstanding$87.49M
Float$14.46M
% Insiders0.00%
% Institutions2.53%

Historical Volatility

HV 10-Day
58.54%
HV 20-Day
46.48%
HV 30-Day
45.60%
HV 60-Day
45.87%
HV Rank
—

Volatility is currently expanding

Latest News

Rosen Law Firm Encourages Yiren Digital Ltd. Investors to Inquire About Securities Class Action Investigation - YRD

NEW YORK--(BUSINESS WIRE)--Why: Rosen Law Firm, a global investor rights law firm, announces an investigation of potential securities claims on behalf of shareholders of Yiren Digital Ltd. (NYSE: YRD) resulting from allegations that Yiren may have issued materially misleading business information to the investing public. So What: If you purchased Yiren securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. The Ros.

Business Wire10/16/2026Neutral
Securities Fraud Investigation Into Yiren Digital Ltd. (YRD) Announced – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R.

LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz announces an investigation of Yiren Digital Ltd. (“Yiren” or the “Company”) (NYSE: YRD) on behalf of investors concerning the Company's possible violations of federal securities laws.IF YOU ARE AN INVESTOR WHO LOST MONEY ON YIREN DIGITAL LTD. (YRD), CLICK HERE TO INQUIRE ABOUT POTENTIALLY PURSUING A CLAIM TO RECOVER YOUR LOSS.What Is The Investigation About?On October 12, 2026, Yiren announced Ning Tang, the Company's Executive Chair.

Business Wire10/14/2026Neutral
Yiren Digital Appoints Na Mei as Acting Chief Executive Officer

BEIJING, Oct. 13, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that the Company's board of directors (the "Board") has appointed Ms.

PRNewsWire10/13/2026Neutral
Yiren Digital Provides Update on Its CEO and Operations

BEIJING, Oct. 12, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that the Company became aware of a police notice published on October 12, 2026, stating that Mr.

PRNewsWire10/12/2026Neutral
Yirendai Q2 Earnings Call Highlights

Yirendai NYSE: YRD, which operates as Yiren Digital, reported a narrower sequential net loss in the second quarter of 2026 as lower provisions for contingent liabilities reflected improving credit conditions. Management said the company is accelerating a shift away from capital-intensive lending and toward an asset-light model centered on technology, borrower referrals, digital insurance distribution and artificial intelligence services.

MarketBeat9/30/2026Positive
Yiren Digital Upgrades Enterprise AI Across Core Business Functions

Shared enterprise AI operating model accelerates deployment, strengthens operating leverage and supports scalable expansion across businesses BEIJING, Aug. 18, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced continued progress in upgrading AI capabilities across core enterprise functions, establishing a shared operating model that enables AI capabilities developed within one business to be rapidly deployed across additional functions.

PRNewsWire8/18/2026Neutral
Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025

Hawkeye and DiTing helped prevent RMB165M (approximately US$23M) in fraud losses in 2025, reinforcing Yiren Digital's credit-risk discipline BEIJING, Aug. 12, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that its AI-powered fraud detection systems intercepted 10,300 fraudulent borrowers across 14,500 cases in 2025, helping avoid RMB165 million (US$23 million) in fraud-related losses and demonstrating how enterprise AI can strengthen credit-risk management through AI-led fraud detection and intelligent decision-making.

PRNewsWire8/12/2026Neutral

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Data last updated: 10/17/2026