YRD

Yirendai Ltd
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$111.11M
P/E Ratio
EPS
$-1.16
Beta
1.12
52W High
$6.79
52W Low
$0.82
50-Day MA
$1.54
200-Day MA
$3.53
Dividend Yield
27.20%
Profit Margin
-13.50%
Forward P/E
7.10
PEG Ratio
1.24

About Yirendai Ltd

Yiren Digital Ltd., is an online consumer finance marketplace connecting borrowers and investors in the People's Republic of China.

Official WebsiteChinaFY End: December

Fundamentals

Revenue (TTM)$5.08B
Gross Profit (TTM)$4.32B
EBITDA$1.69B
Operating Margin27.10%
Return on Equity-7.42%
Return on Assets8.12%
Revenue/Share (TTM)$58.35
Book Value$15.63
Price-to-Book0.10
Price-to-Sales (TTM)0.02
EV/Revenue0.0328
EV/EBITDA-0.15
Quarterly Earnings Growth (YoY)-10.20%
Quarterly Revenue Growth (YoY)-41.10%
Shares Outstanding$87.49M
Float$14.46M
% Insiders0.00%
% Institutions2.65%

Historical Volatility

HV 10-Day
148.15%
HV 20-Day
112.21%
HV 30-Day
105.60%
HV 60-Day
88.27%
HV Rank

Volatility is currently expanding

Latest News

Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform

Staged Investment Rights Provide a Pathway Toward Potential Majority Ownership in a Fast-Growing, Internationally Focused AI Application Company BEIJING, July 8, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that it has entered into a warrant agreement with a privately held AI-native company (the "Target Company") focused on immersive AI entertainment and emotional wellness with a predominantly international footprint.

PRNewsWire7/8/2026Neutral
Yiren Digital Announces New $20 Million Share Repurchase Program

BEIJING, July 2, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that its board of directors has authorized a new share repurchase program, under which the Company may repurchase up to 10% of total issued and outstanding Ordinary Shares and/or American depositary shares ("ADSs") for up to US$20 million over the next 12 months, effective as of the date hereof.

PRNewsWire7/2/2026Neutral
Yiren Digital Reports First Quarter 2026 Unaudited Financial Results

BEIJING, June 25, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced its unaudited financial results for the first quarter ended March 31, 2026.

PRNewsWire6/25/2026Neutral
Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026

BEIJING, June 17, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that it plans to release its unaudited financial results for the first quarter ended March 31, 2026 before U.S. market opens on Thursday, June 25, 2026.

PRNewsWire6/17/2026Neutral
Yiren Digital Expands AI Application-Layer Strategic Investments

Covering AI Entertainment, AI-Assisted Language Learning, and AI Research Productivity Supported by Structured Investment Options and Future Ownership Rights BEIJING, May 26, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced the completion of strategic follow-on investments in three early-stage, high-growth AI application companies.

PRNewsWire5/26/2026Neutral
Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder

BEIJING, May 26, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today commented on recent media reports concerning certain financial products offered by affiliates of the Company's controlling shareholder.

PRNewsWire5/26/2026Neutral
Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout

Proprietary Multi-Agent Architecture Enables AI-Driven Execution Across Financial Services and Emerging AI-Native Verticals BEIJING, May 14, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that AI is increasingly executing core workflows across its credit and insurance businesses.

PRNewsWire5/14/2026Neutral

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Data last updated: 7/9/2026