YRD

Yirendai Ltd
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$104.11M
P/E Ratio
EPS
$-1.17
Beta
1.16
52W High
$6.79
52W Low
$0.82
50-Day MA
$1.19
200-Day MA
$2.84
Dividend Yield
27.20%
Profit Margin
-13.50%
Forward P/E
7.10
PEG Ratio
1.24

About Yirendai Ltd

Yiren Digital Ltd., is an online consumer finance marketplace connecting borrowers and investors in the People's Republic of China.

Official WebsiteChinaFY End: December

Fundamentals

Revenue (TTM)$5.08B
Gross Profit (TTM)$4.32B
EBITDA$1.69B
Operating Margin27.10%
Return on Equity-7.42%
Return on Assets8.12%
Revenue/Share (TTM)$58.35
Book Value$14.79
Price-to-Book0.08
Price-to-Sales (TTM)0.14
EV/Revenue0.0328
EV/EBITDA-0.15
Quarterly Earnings Growth (YoY)-10.20%
Quarterly Revenue Growth (YoY)-41.10%
Shares Outstanding$87.49M
Float$14.46M
% Insiders0.00%
% Institutions2.62%

Historical Volatility

HV 10-Day
148.15%
HV 20-Day
112.21%
HV 30-Day
105.60%
HV 60-Day
88.27%
HV Rank

Volatility is currently expanding

Latest News

Yiren Digital Upgrades Enterprise AI Across Core Business Functions

Shared enterprise AI operating model accelerates deployment, strengthens operating leverage and supports scalable expansion across businesses BEIJING, Aug. 18, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced continued progress in upgrading AI capabilities across core enterprise functions, establishing a shared operating model that enables AI capabilities developed within one business to be rapidly deployed across additional functions.

PRNewsWire8/18/2026Neutral
Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025

Hawkeye and DiTing helped prevent RMB165M (approximately US$23M) in fraud losses in 2025, reinforcing Yiren Digital's credit-risk discipline BEIJING, Aug. 12, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that its AI-powered fraud detection systems intercepted 10,300 fraudulent borrowers across 14,500 cases in 2025, helping avoid RMB165 million (US$23 million) in fraud-related losses and demonstrating how enterprise AI can strengthen credit-risk management through AI-led fraud detection and intelligent decision-making.

PRNewsWire8/12/2026Neutral
Yiren Digital's AI Agents Deliver Measurable Gains Across Customer Operations

AI-enabled customer operations achieve a 98.7% answer rate, nearly 80% autonomous problem resolution and approximately 1,500 hours of daily speech-to-text processing BEIJING, Aug. 4, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced the continued expansion of AI deployment across customer operations, including intelligent customer service, outbound communications, quality controls and workflow automation.

PRNewsWire8/4/2026Neutral
Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth

BEIJING, July 30, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced the publication of its 2025 Environmental, Social and Governance ("ESG") Report, the Company's third annual ESG report.

PRNewsWire7/30/2026Neutral
Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment

Broader AI adoption improves productivity across asset recovery and enterprise operations BEIJING, July 23, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced measurable operating efficiency improvements as it continues to deploy AI agents across core enterprise workflows.

PRNewsWire7/23/2026Neutral
Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform

Staged Investment Rights Provide a Pathway Toward Potential Majority Ownership in a Fast-Growing, Internationally Focused AI Application Company BEIJING, July 8, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that it has entered into a warrant agreement with a privately held AI-native company (the "Target Company") focused on immersive AI entertainment and emotional wellness with a predominantly international footprint.

PRNewsWire7/8/2026Neutral
Yiren Digital Announces New $20 Million Share Repurchase Program

BEIJING, July 2, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that its board of directors has authorized a new share repurchase program, under which the Company may repurchase up to 10% of total issued and outstanding Ordinary Shares and/or American depositary shares ("ADSs") for up to US$20 million over the next 12 months, effective as of the date hereof.

PRNewsWire7/2/2026Neutral
Yiren Digital Reports First Quarter 2026 Unaudited Financial Results

BEIJING, June 25, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced its unaudited financial results for the first quarter ended March 31, 2026.

PRNewsWire6/25/2026Neutral
Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026

BEIJING, June 17, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that it plans to release its unaudited financial results for the first quarter ended March 31, 2026 before U.S. market opens on Thursday, June 25, 2026.

PRNewsWire6/17/2026Neutral

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Data last updated: 8/18/2026