Block, Inc. (XYZ)

US — Technology Sector
Peers: TEAM  MPWR  ZS  TTWO  UI  GRMN  CTSH  FICO  NXPI  CPAY 

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Key Metrics & Ratings

  • symbol XYZ
  • Rev/Share 39.2884
  • Book/Share 36.8293
  • PB 1.6397
  • Debt/Equity 0.3599
  • CurrentRatio 2.1832
  • ROIC 0.1059

 

  • MktCap 36750738830.0
  • FreeCF/Share 3.0018
  • PFCF 20.0639
  • PE 11.7685
  • Debt/Assets 0.2068
  • DivYield 0
  • ROE 0.1435

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 3
  • P/B Score 4
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade XYZ Truist Sell Hold -- -- Nov. 17, 2025
Initiation XYZ Citigroup -- Buy -- $105 Oct. 23, 2025
Initiation XYZ Wells Fargo -- Overweight -- $91 Oct. 22, 2025
Downgrade XYZ BNP Paribas Exane Outperform Neutral -- $86 Sept. 2, 2025
Reiterated XYZ Monness Crespi & Hardt -- Buy $95 $105 Aug. 8, 2025
Downgrade XYZ Compass Point Buy Sell -- $65 Aug. 8, 2025
Downgrade XYZ Morgan Stanley Overweight Equal Weight -- $73 Aug. 5, 2025
Reiterated XYZ Monness Crespi & Hardt -- Buy $75 $95 Aug. 4, 2025
Resumed XYZ Deutsche Bank -- Buy -- -- July 17, 2025
Initiation XYZ Compass Point -- Buy -- $80 July 2, 2025

News

PayPal vs. Block: Which Fintech Stock is a Better Buy Right Now?
PYPL, XYZ
Published: November 14, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal's rising profitability and platform upgrades contrast with Block's rapid Cash App-driven growth in this fintech face-off.

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image for news PayPal vs. Block: Which Fintech Stock is a Better Buy Right Now?
Time To Buy XYZ Stock?
XYZ
Published: November 10, 2025 by: Forbes
Sentiment: Negative

Block stock (NYSE: XYZ) has dropped approximately 14% in a week following downbeat third-quarter results, with both revenue and earnings missing analyst estimates. The company attributed this slowdown to a processing partner change and an increase in lower-margin hardware sales.

Read More
image for news Time To Buy XYZ Stock?
Block: The Story Is Mixed, I'm Not Buying The Dip
XYZ
Published: November 07, 2025 by: Seeking Alpha
Sentiment: Neutral

Block, Inc. faces challenges as rising Cash App loan delinquencies and a disappointing earnings call trigger a significant stock selloff. Gross profit for XYZ is up 18% year-over-year, but net income and adjusted EBITDA remain flat or down, raising concerns about profitability. Cash App's user inflows are flat quarter-over-quarter, with 10% annual growth, possibly falling short of market expectations for XYZ.

Read More
image for news Block: The Story Is Mixed, I'm Not Buying The Dip
Top Stock Movers Now: Tesla, Expedia, Take-Two, Block, and More
EXPE, TSLA, TTWO, XYZ
Published: November 07, 2025 by: Investopedia
Sentiment: Negative

Major U.S. equities indexes pulled back Friday afternoon, led by the tech sector amid lingering worries about an AI bubble and after a string of weaker-than-expected earnings reports. The Dow, S&P 500, and Nasdaq all lost ground, with the Nasdaq on track to post its worst week since April, when President Donald Trump rattled markets with his "Liberation Day" tariffs.

Read More
image for news Top Stock Movers Now: Tesla, Expedia, Take-Two, Block, and More
Block's Q3 Earnings & Revenues Miss Estimates, 2025 Guidance Raised
XYZ
Published: November 07, 2025 by: Zacks Investment Research
Sentiment: Negative

XYZ's Q3 earnings and revenues fell short, but strong Square and Cash App growth led the company to raise its 2025 outlook.

Read More
image for news Block's Q3 Earnings & Revenues Miss Estimates, 2025 Guidance Raised
Why Payments Provider Block's Stock Is Down 10% Friday
XYZ
Published: November 07, 2025 by: Investopedia
Sentiment: Negative

Block (XYZ) shares slumped Friday after the fintech company's quarterly results fell short of Wall Street's expectations on the top and bottom lines.

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image for news Why Payments Provider Block's Stock Is Down 10% Friday
Block sinks 10% after weak third quarter results miss Wall Street estimates
XYZ
Published: November 07, 2025 by: CNBC
Sentiment: Negative

Block's stock fell after weak third-quarter earnings fell short of Wall Street expectations. The firm showed slowing gross profit growth for Square, despite higher gross profit volume.

Read More
image for news Block sinks 10% after weak third quarter results miss Wall Street estimates
Block shares fall on disappointing third quarter earnings report
XYZ
Published: November 07, 2025 by: Proactive Investors
Sentiment: Negative

Block Inc (NYSE:SQ) shares fell nearly 10% in early trading following the company's third quarter 2025 earnings report, as the payments and financial technology company missed Wall Street revenue and profit expectations. The company reported revenue of $6.11 billion for the quarter, up 2.3% increase year-over-year, but below analyst estimates of $6.34 billion.

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image for news Block shares fall on disappointing third quarter earnings report
Watch These 5 Internet Stocks for Q3 Earnings: Beat or Miss?
AFRM, BLZE, DDOG, FROG, XYZ
Published: November 05, 2025 by: Zacks Investment Research
Sentiment: Neutral

Here, we take a sneak peek at some Internet Software stocks, BLZE, DDOG, FROG, AFRM and XYZ, which are set to report their Q3 earnings results on Nov. 6.

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image for news Watch These 5 Internet Stocks for Q3 Earnings: Beat or Miss?
Gear Up for Block (XYZ) Q3 Earnings: Wall Street Estimates for Key Metrics
XYZ
Published: November 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Get a deeper insight into the potential performance of Block (XYZ) for the quarter ended September 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

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image for news Gear Up for Block (XYZ) Q3 Earnings: Wall Street Estimates for Key Metrics
Earnings Preview: Block (XYZ) Q3 Earnings Expected to Decline
XYZ
Published: October 30, 2025 by: Zacks Investment Research
Sentiment: Negative

Block (XYZ) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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image for news Earnings Preview: Block (XYZ) Q3 Earnings Expected to Decline
Block & Grubhub Team Up to Upgrade Food Ordering Ecosystem
XYZ
Published: October 15, 2025 by: Zacks Investment Research
Sentiment: Positive

XYZ teams up with Grubhub to streamline restaurant orders and payments, linking Square POS with Cash App Pay for a smoother dining experience.

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image for news Block & Grubhub Team Up to Upgrade Food Ordering Ecosystem
Block (XYZ) Upgraded to Strong Buy: Here's Why
XYZ
Published: October 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Block (XYZ) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

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image for news Block (XYZ) Upgraded to Strong Buy: Here's Why
Block's Square Adds New Features to Square AI, Launches Square Bitcoin
XYZ
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

XYZ's Square expands its AI suite with smarter, localized insights and voice-enabled tools and introduces Square Bitcoin to help sellers embrace digital payments.

Read More
image for news Block's Square Adds New Features to Square AI, Launches Square Bitcoin
Block's Square Expands Its Food Platform to Boost Restaurant Efficiency
XYZ
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

XYZ's Square strengthens its food and beverage platform with AI, voice ordering, and bitcoin payments to help restaurants scale smarter and operate efficiently.

Read More
image for news Block's Square Expands Its Food Platform to Boost Restaurant Efficiency
Square Financial Services, Inc. Launches 25 Squared Grant Initiative to Drive Community Development in Utah
XYZ
Published: September 24, 2025 by: Business Wire
Sentiment: Neutral

DISTRIBUTED-WORK-MODEL/OAKLAND, Calif.--(BUSINESS WIRE)--Square Financial Services, Inc., a Utah state-chartered industrial bank and an independently governed subsidiary of Block, Inc. (NYSE: XYZ), today opened applications for the 25 Squared Grant Initiative in partnership with the Community Foundation of Utah (CFU). Building on the success of the 24 Squared grant initiative in 2024 and the 22 Squared program in 2022, the program will award microgrants of at least $2,500 to 25 501(c)(3) nonpro.

Read More
image for news Square Financial Services, Inc. Launches 25 Squared Grant Initiative to Drive Community Development in Utah
Affirm vs. Block: Which Fintech Stock Has More Growth Potential?
AFRM, XYZ
Published: September 17, 2025 by: Zacks Investment Research
Sentiment: Positive

AFRM's BNPL momentum, merchant expansion and earnings growth give it stronger upside than XYZ's diversified but slower portfolio.

Read More
image for news Affirm vs. Block: Which Fintech Stock Has More Growth Potential?
Cash App Afterpay Reveals Over 38% of U.S. Shoppers are Financially Stressed Amid Economic Pressures
XYZ
Published: September 11, 2025 by: Business Wire
Sentiment: Neutral

DISTRIBUTED-WORK-MODEL/OAKLAND, CA--(BUSINESS WIRE)--Economic uncertainty isn't going to see U.S. shoppers retreat from the holidays. On the contrary, new insights from Cash App Afterpay's 2025 Holiday Survey gives an insight into how many Americans are determined to preserve seasonal traditions – and manage their stress – through mindful spending, planning ahead, and still finding a little time for self-care. Conducted by Morning Consult, the research examined the sentiments and spending plans.

Read More
image for news Cash App Afterpay Reveals Over 38% of U.S. Shoppers are Financially Stressed Amid Economic Pressures
Options Bears Quadrupled Their Money With Block Puts
XYZ
Published: September 09, 2025 by: Schaeffers Research
Sentiment: Negative

Schaeffer's Weekly Options Countdown subscribers scored an impressive gain with our Block Inc (NYSE:XYZ) weekly 9/5 79-strike put recommendation.

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image for news Options Bears Quadrupled Their Money With Block Puts
Top Stock Movers Now: Constellation Brands, Block, PepsiCo, and More
PEP, STZ, XYZ
Published: September 02, 2025 by: Investopedia
Sentiment: Negative

U.S. equities declined to start the month on uncertainty about the future of Trump administration tariffs. The S&P 500 and Nasdaq lost nearly 1%, and the Dow Jones Industrial Average slipped as well.

Read More
image for news Top Stock Movers Now: Constellation Brands, Block, PepsiCo, and More
Is XYZ Stock a Buy, Hold or Sell After Its 30% Three-Month Rally?
XYZ
Published: August 29, 2025 by: Zacks Investment Research
Sentiment: Positive

Block's 30% rally highlights margin gains and Cash App growth, but competition and valuation leave XYZ stock a nuanced hold.

Read More
image for news Is XYZ Stock a Buy, Hold or Sell After Its 30% Three-Month Rally?
Toast vs. Block: Which POS Platform Stock Offers More Upside?
TOST, XYZ
Published: August 26, 2025 by: Zacks Investment Research
Sentiment: Positive

TOST and XYZ battle for merchant payments dominance as both ramp AI, expand globally, and chase growth in the fast-rising POS market.

Read More
image for news Toast vs. Block: Which POS Platform Stock Offers More Upside?
Block's Ecosystem Expansion: Will Partnerships Boost Profitability?
XYZ
Published: August 22, 2025 by: Zacks Investment Research
Sentiment: Positive

XYZ expands with Purdys, Caleres, and Uncle Sharkii partnerships, boosting growth as gross profit climbs 14% in Q2 2025.

Read More
image for news Block's Ecosystem Expansion: Will Partnerships Boost Profitability?
Block: Another Crypto Disappointment
XYZ
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Negative

Block's Q2 2025 earnings missed expectations, with revenue and EPS shortfalls driven by declining and unprofitable bitcoin trading. Management continues to focus on bitcoin as a payment tool, with no significant crypto expansion or innovation beyond bitcoin, disappointing given industry trends. Core businesses Square and Cash App delivered solid gross profit growth, but overall revenue quality is diluted by high transaction-related costs.

Read More
image for news Block: Another Crypto Disappointment
Block's Inflection Needs Convincing Outperformance - Second Chance At Growth
XYZ
Published: August 22, 2025 by: Seeking Alpha
Sentiment: Positive

XYZ's second chance of renewed growth is seemingly here, as observed in the robust FQ2'25 performance and the raised FY2025 guidance, after the painful FQ1'25 meltdown. Much of the tailwinds are naturally attributed to the Cash App's improved monetization and the higher engagement rates, thanks to their increased network density. This is on top of Square's ongoing premiumization as they increase their exposure to the upmarket sellers, aided by the expanding adoption in the international markets.

Read More
image for news Block's Inflection Needs Convincing Outperformance - Second Chance At Growth
PayPal vs. Block: Which Fintech Stock Is the Better Buy Right Now?
PYPL, XYZ
Published: August 19, 2025 by: Zacks Investment Research
Sentiment: Positive

PayPal's global scale and steady profitability make it a stronger buy compared to Block's innovation-driven growth.

Read More
image for news PayPal vs. Block: Which Fintech Stock Is the Better Buy Right Now?
TTD Plunges More Than 35%, XYZ Earnings Rally, PINS Sinks
XYZ
Published: August 08, 2025 by: Schwab Network
Sentiment: Negative

The Trade Desk (TTD) gave all of its gains it made since May's earnings after releasing its latest report late Thursday. Sam Vadas points to a barrage of information dragging the stock lower, from tariff impacts to a new CFO being appointed to the company.

Read More
image for news TTD Plunges More Than 35%, XYZ Earnings Rally, PINS Sinks
Options Corner: XYZ Earnings Ahead
XYZ
Published: August 07, 2025 by: Schwab Network
Sentiment: Neutral

Block (XYZ) earnings are set to report later today. Shares are down 10% so far in 2025 and about 23% off of its 52-week highs.

Read More
image for news Options Corner: XYZ Earnings Ahead
Block Gears Up to Report Q2 Earnings: What's in the Offing?
XYZ
Published: August 06, 2025 by: Zacks Investment Research
Sentiment: Positive

XYZ's Q2 earnings are expected to beat estimates on Square's increased traction and y/y gross profit growth of 9.5%.

Read More
image for news Block Gears Up to Report Q2 Earnings: What's in the Offing?
Block (XYZ) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
XYZ
Published: August 04, 2025 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of Block (XYZ) for the quarter ended June 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Read More
image for news Block (XYZ) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

About Block, Inc. (XYZ)

  • IPO Date 2015-11-19
  • Website https://www.block.xyz
  • Industry Software - Infrastructure
  • CEO Jack Dorsey
  • Employees 12000

Block, Inc., together with its subsidiaries, creates tools that enables sellers to accept card payments and provides reporting and analytics, and next-day settlement. It provides hardware products, including Magstripe reader, which enables swiped transactions of magnetic stripe cards; Contactless and chip reader that accepts Europay, MasterCard, and Visa (EMV) chip cards and Near Field Communication payments; Square Stand, which enables an iPad to be used as a payment terminal or full point of sale solution; Square Register that combines its hardware, point-of-sale software, and payments technology; Square Terminal, a payments device and receipt printer to replace traditional keypad terminals, which accepts tap, dip, and swipe payments. The company also offers various software products, including Square Point of Sale; Square Appointments; Square for Retail; Square for Restaurants; Square Online and Square Online Checkout; Square Invoices; Square Virtual Terminal; Square Team Management; Square Contracts; Square Loyalty, Marketing, and Gift Cards; and Square Dashboard. In addition, it offers a developer platform, which includes application programming interfaces and software development kits. Further, the company provides Cash App, which enables to send, spend, and store money; and Weebly that offers customers website hosting and domain name registration solutions. It serves in the United States, Canada, Japan, Australia, Ireland, France, Spain, and the United Kingdom. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in San Francisco, California.