XYF

X Financial Class A
NYSEFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$204.14M
P/E Ratio
1.43
EPS
$3.71
Beta
0.46
52W High
$15.16
52W Low
$3.11
50-Day MA
$4.94
200-Day MA
$5.81
Dividend Yield
10.30%
Profit Margin
15.20%
Forward P/E
PEG Ratio

About X Financial Class A

X Financial offers personal finance services in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.

Official WebsiteChinaFY End: December

Fundamentals

Revenue (TTM)$6.88B
Gross Profit (TTM)$4.52B
EBITDA$4.07B
Operating Margin47.70%
Return on Equity13.70%
Return on Assets19.70%
Revenue/Share (TTM)$172.35
Book Value$29.53
Price-to-Book0.18
Price-to-Sales (TTM)0.03
EV/Revenue0.108
EV/EBITDA0.62
Quarterly Earnings Growth (YoY)-90.90%
Quarterly Revenue Growth (YoY)-39.30%
Shares Outstanding$22.25M
Float$14.41M
% Insiders17.09%
% Institutions4.18%

Historical Volatility

HV 10-Day
49.48%
HV 20-Day
40.21%
HV 30-Day
38.11%
HV 60-Day
48.00%
HV Rank
8.7%

Volatility is currently expanding

Latest News

X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026

SHENZHEN, China, Aug. 18, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the second quarter ended June 30, 2026, before the open of U.S. markets on Monday, August 24, 2026. X Financial's management team will host an earnings conference call at 8:30 AM U.S. Eastern Time on Monday, August 24, 2026 (8:30 PM Beijing / Hong Kong Time on the same day).

PRNewsWire8/18/2026Neutral
X Financial Announces Leadership Change

SHENZHEN, China, June 17, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) ("X Financial" or the "Company" or "we"), a leading Chinese fintech platform, today announced that Mr. Yufan Jiang resigned from his position as the Chief Risk Officer of the Company, effective from July 1, 2026, due to personal reasons.

PRNewsWire6/17/2026Neutral
X Financial Reports First Quarter 2026 Unaudited Financial Results

SHENZHEN, China, May 27, 2026 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the first quarter ended March 31, 2026. This press release should be read in conjunction with the Company's Report on Form 6-K for the first quarter ended March 31, 2026, which has been furnished to the U.S. Securities and Exchange Commission and is available on the SEC's website at www.sec.gov and on the Company's investor relations website at http://ir.xiaoyinggroup.com.

PRNewsWire5/27/2026Neutral
X Financial to Report First Quarter 2026 Financial Results on May 28, 2026

SHENZHEN, China, May 21, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the first quarter ended March 31, 2026, before the open of U.S. markets on Thursday, May 28 2026. X Financial's management team will host an earnings conference call at 7:30 AM U.S. Eastern Time on Thursday, May 28, 2026 (7:30 PM Beijing / Hong Kong Time on the same day).

PRNewsWire5/21/2026Neutral
X Financial Files Annual Report on Form 20-F for Fiscal Year 2025

SHENZHEN, China, April 30, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F for the fiscal year ended December 31, 2025 with the Securities and Exchange Commission ("SEC") on April 30, 2026. The annual report can be accessed on the Company's investor relations website at https://ir.xiaoyinggroup.com as well as the SEC's website at https://www.sec.gov.

PRNewsWire4/30/2026Neutral
X Financial Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results

SHENZHEN, China, March 25, 2026 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2025. This press release should be read in conjunction with the Company's Report on Form 6-K for the fourth quarter and fiscal year ended December 31, 2025, which has been furnished to the U.S. Securities and Exchange Commission and is available on the SEC's website at www.sec.gov and on the Company's investor relations website at http://ir.xiaoyinggroup.com.

PRNewsWire3/25/2026Neutral

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Data last updated: 8/18/2026