X Financial (XYF)

CN — Financial Services Sector
Peers: SNTG  YRD  LX  LU  MOGU  VIOT  FEDU  YI 

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Key Metrics & Ratings

  • symbol XYF
  • Rev/Share 718.7913
  • Book/Share 1104.8867
  • PB 0.1021
  • Debt/Equity 0.052
  • CurrentRatio 13.4717
  • ROIC -0.0408

 

  • MktCap 768420164.228
  • FreeCF/Share 0.0
  • PFCF 0.0
  • PE 0.4509
  • Debt/Assets 0.0293
  • DivYield 0.0266
  • ROE 0.241

 

  • Rating A+
  • Score 5
  • Recommendation Strong Buy
  • P/E Score 4
  • DCF Score 3
  • P/B Score 4
  • D/E Score 4

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
No ratings available.

News

X Financial (XYF) Q2 2025 Earnings Call Transcript
XYF
Published: August 19, 2025 by: Seeking Alpha
Sentiment: Neutral

X Financial (NYSE:XYF ) Q2 2025 Earnings Conference Call August 19, 2025 8:30 AM ET Company Participants Fuya Zheng - Chief Financial Officer Kan Li - President & Director Noah Kauffman - Chief Financial Strategy Officer Victoria Yu - Corporate Participant Conference Call Participants Operator Hello, and welcome to the X Financial Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.

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image for news X Financial (XYF) Q2 2025 Earnings Call Transcript
X Financial (XYF) Q1 2025 Earnings Call Transcript
XYF
Published: May 20, 2025 by: Seeking Alpha
Sentiment: Neutral

X Financial (NYSE:XYF ) Q1 2025 Earnings Conference Call May 20, 2025 7:30 AM ET Company Participants Victoria Yu - IR Kent Li - President Noah Kauffman - Chief Financial Strategy Officer Frank Fuya Zheng - CFO Conference Call Participants Alex Ye - UBS Operator Hello, and welcome to the X Financial First Quarter 2025 Earnings Conference Call. All participants will be in a listen-only mode.

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image for news X Financial (XYF) Q1 2025 Earnings Call Transcript

About X Financial (XYF)

  • IPO Date 2018-09-19
  • Website https://www.xiaoyinggroup.com
  • Industry Financial - Credit Services
  • CEO Yue Tang
  • Employees 563
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.