WRLD

World Acceptance Corporation
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$694.77M
P/E Ratio
14.64
EPS
$10.18
Beta
1.25
52W High
$227.68
52W Low
$110.00
50-Day MA
$175.40
200-Day MA
$163.98
Dividend Yield
—
Profit Margin
8.32%
Forward P/E
9.61
PEG Ratio
0.70

About World Acceptance Corporation

World Acceptance Corporation is engaged in the small loan consumer finance business. The company is headquartered in Greenville, South Carolina.

Official WebsiteUSAFY End: March

Fundamentals

Revenue (TTM)$595.58M
Gross Profit (TTM)$417.58M
EBITDA$120.81M
Operating Margin16.80%
Return on Equity13.90%
Return on Assets6.52%
Revenue/Share (TTM)$128.16
Book Value$77.52
Price-to-Book2.00
Price-to-Sales (TTM)1.17
EV/Revenue2.494
EV/EBITDA—
Quarterly Earnings Growth (YoY)343.30%
Quarterly Revenue Growth (YoY)3.50%
Shares Outstanding$4.66M
Float$2.38M
% Insiders18.68%
% Institutions92.67%

Historical Volatility

HV 10-Day
54.26%
HV 20-Day
40.50%
HV 30-Day
35.79%
HV 60-Day
35.09%
HV Rank
21.0%

Volatility is currently expanding

Latest News

World Acceptance Q2 Earnings Call Highlights

World Acceptance NASDAQ: WRLD reported adjusted earnings per share of $1.92 for its fiscal 2027 second quarter, as revenue growth and lower provisioning expense supported results while credit quality continued to improve.

MarketBeat10/23/2026Positive
World Acceptance Corporation Reports Fiscal 2027 Second Quarter Results

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2027. Second fiscal quarter highlights Highlights from the second quarter include: Net income of $8.8 million, or $1.92 per diluted share, in the second quarter, a $10.4 million increase, or $2.25 increase per share, compared to the same quarter of the prior fiscal year; Total revenues increased $4.4 million to $139.2 million, or 3.2%, compared to the.

Business Wire10/23/2026Neutral
World Acceptance Corporation Announces Second Quarter 2027 Conference Call on the Internet

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its second quarter conference call to be held on Friday, October 23, 2026. The earnings release will be issued prior to the call.The live broadcast of World Acceptance Corporation's conference call will be available online at WRLD 2Q27 Webcast on October 23 beginning at 10:00 a.m. (Eastern Time). The online replay will follow immediately and continue for 30 d.

Business Wire10/16/2026Neutral
PRIVACY ALERT: AWKO Law Investigates World Acceptance Corporation for Data Breach of Over 232,000 Records

SAN FRANCISCO--(BUSINESS WIRE)--AWKO Law LLP is investigating a data breach that led to unauthorized access to the sensitive information of 232,401 individuals affiliated with World Acceptance Corporation, a South Carolina-based consumer finance company focused on small-balance installment loans. On August 24, 2026, an unauthorized third party accessed World Acceptance Corporation's network. Although the breach occurred in August 2026, World Acceptance Corporation did not begin notifying affect.

Business Wire10/9/2026Neutral
World Acceptance Corporation Names John L. Calmes Jr. President and Chief Executive Officer

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) ("World Acceptance" or "the Company") today announced that its Board of Directors has appointed John L. Calmes Jr. as President and Chief Executive Officer, effective September 21, 2026. Mr. Calmes most recently served as the Company's Executive Vice President, Chief Financial and Strategy Officer, and Treasurer. "John has a deep understanding of our business and is largely responsible for the financial discipline we.

Business Wire9/21/2026Neutral
World Acceptance: A Buy As The Earnings Trough Reverses And Shares Outstanding Keep Shrinking

World Acceptance Corporation is rated Buy, with a $210–$225 valuation target, implying 11–18% upside as earnings recover and buybacks drive per-share value. WRLD's fiscal 2026 earnings trough was driven by transient factors; recent quarters show improving credit metrics, strong cash flow, and EPS normalization underway. The company repurchased 16.5% of shares in FY2026, leveraging $250M+ annual operating cash flow, but increased debt-to-equity from 1.2x to 1.7x to fund buybacks.

Seeking Alpha8/31/2026Positive
World Acceptance Q1 Earnings Call Highlights

World Acceptance NASDAQ: WRLD reported fiscal 2027 first-quarter adjusted earnings per share of $2.12, supported by higher revenue, lower provision expense and continued improvement in portfolio credit metrics, according to comments from Chief Financial and Chief Strategy Officer John Kalmes during the company's earnings call.

MarketBeat7/24/2026Positive

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Data last updated: 11/7/2026