
Adjusted earnings reached $1.92 per share in the second quarter. Front-end delinquency dropped from 20% to 18.9%.
World Acceptance Corporation is engaged in the small loan consumer finance business. The company is headquartered in Greenville, South Carolina.
| Revenue (TTM) | $595.58M |
| Gross Profit (TTM) | $417.58M |
| EBITDA | $120.81M |
| Operating Margin | 16.80% |
| Return on Equity | 13.90% |
| Return on Assets | 6.52% |
| Revenue/Share (TTM) | $128.16 |
| Book Value | $77.52 |
| Price-to-Book | 2.00 |
| Price-to-Sales (TTM) | 1.17 |
| EV/Revenue | 2.494 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 343.30% |
| Quarterly Revenue Growth (YoY) | 3.50% |
| Shares Outstanding | $4.66M |
| Float | $2.38M |
| % Insiders | 18.68% |
| % Institutions | 92.67% |
Volatility is currently expanding

Adjusted earnings reached $1.92 per share in the second quarter. Front-end delinquency dropped from 20% to 18.9%.

World Acceptance Corporation (WRLD) Q2 2027 Earnings Call Transcript

World Acceptance NASDAQ: WRLD reported adjusted earnings per share of $1.92 for its fiscal 2027 second quarter, as revenue growth and lower provisioning expense supported results while credit quality continued to improve.

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2027. Second fiscal quarter highlights Highlights from the second quarter include: Net income of $8.8 million, or $1.92 per diluted share, in the second quarter, a $10.4 million increase, or $2.25 increase per share, compared to the same quarter of the prior fiscal year; Total revenues increased $4.4 million to $139.2 million, or 3.2%, compared to the.

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its second quarter conference call to be held on Friday, October 23, 2026. The earnings release will be issued prior to the call.The live broadcast of World Acceptance Corporation's conference call will be available online at WRLD 2Q27 Webcast on October 23 beginning at 10:00 a.m. (Eastern Time). The online replay will follow immediately and continue for 30 d.

SAN FRANCISCO--(BUSINESS WIRE)--AWKO Law LLP is investigating a data breach that led to unauthorized access to the sensitive information of 232,401 individuals affiliated with World Acceptance Corporation, a South Carolina-based consumer finance company focused on small-balance installment loans. On August 24, 2026, an unauthorized third party accessed World Acceptance Corporation's network. Although the breach occurred in August 2026, World Acceptance Corporation did not begin notifying affect.

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) ("World Acceptance" or "the Company") today announced that its Board of Directors has appointed John L. Calmes Jr. as President and Chief Executive Officer, effective September 21, 2026. Mr. Calmes most recently served as the Company's Executive Vice President, Chief Financial and Strategy Officer, and Treasurer. "John has a deep understanding of our business and is largely responsible for the financial discipline we.

World Acceptance Corporation is rated Buy, with a $210–$225 valuation target, implying 11–18% upside as earnings recover and buybacks drive per-share value. WRLD's fiscal 2026 earnings trough was driven by transient factors; recent quarters show improving credit metrics, strong cash flow, and EPS normalization underway. The company repurchased 16.5% of shares in FY2026, leveraging $250M+ annual operating cash flow, but increased debt-to-equity from 1.2x to 1.7x to fund buybacks.

World Acceptance Corporation (WRLD) Q1 2027 Earnings Call Transcript

World Acceptance NASDAQ: WRLD reported fiscal 2027 first-quarter adjusted earnings per share of $2.12, supported by higher revenue, lower provision expense and continued improvement in portfolio credit metrics, according to comments from Chief Financial and Chief Strategy Officer John Kalmes during the company's earnings call.
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