VersaBank (VBNK)

GB — Financial Services Sector
Peers: FISB  MCBI  TCBC  ARBV  HFBL  OFED  VBFC  PMHG  WMPN  PBHC  HVBC  PTRS  CWBC  SMBC  IROQ  CBAN  OPOF  TCFC  SHBI  VABK  CULL  WNEB 

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Key Metrics & Ratings

  • symbol VBNK
  • Rev/Share 5.3546
  • Book/Share 17.938
  • PB 0.8546
  • Debt/Equity 0.2104
  • CurrentRatio 0.0
  • ROIC 0.0043

 

  • MktCap 498514423.455
  • FreeCF/Share 2.734
  • PFCF 6.2743
  • PE 12.6593
  • Debt/Assets 0.0221
  • DivYield 0.0087
  • ROE 0.0814

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 3
  • P/B Score 2
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade VBNK ROTH MKM Buy Neutral $22 $10.4 March 6, 2025
Initiation VBNK ROTH MKM -- Buy -- $18 Sept. 27, 2024
Initiation VBNK Keefe Bruyette -- Outperform -- -- Aug. 28, 2024

News

VersaBank Still Isn't Perfect, But I'm Not Selling
VBNK
Published: June 10, 2025 by: Seeking Alpha
Sentiment: Positive

VersaBank's digital-first, branchless model and disciplined lending have driven strong asset and revenue growth, but the industry now demands deeper integration and innovation. Q2 2025 results were robust: record revenue, expanding U.S. operations, improved margins, and healthy capitalization, supporting my continued confidence in the bank's fundamentals. Risks include rising credit loss provisions, underperforming tech ventures, and margin pressure from a flat yield curve, yet VBNK market pessimism appears overdone.

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image for news VersaBank Still Isn't Perfect, But I'm Not Selling
VersaBank (VBNK) Q2 2025 Earnings Call Transcript
VBNK
Published: June 06, 2025 by: Seeking Alpha
Sentiment: Neutral

Start Time: 09:00 January 1, 0000 9:41 AM ET VersaBank (NASDAQ:VBNK ) Company Participants David Roy Taylor - President & Director John W. Asma - Chief Financial Officer Conference Call Participants Andrew Scutt - ROTH Capital Partners, LLC, Research Division Jeff Wagman - Unidentified Company Joseph Peter Yanchunis - Raymond James & Associates, Inc., Research Division Timothy Jeffrey Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good morning, ladies and gentlemen.

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image for news VersaBank (VBNK) Q2 2025 Earnings Call Transcript
VersaBank (VBNK) Misses Q2 Earnings and Revenue Estimates
VBNK
Published: June 04, 2025 by: Zacks Investment Research
Sentiment: Negative

VersaBank (VBNK) came out with quarterly earnings of $0.18 per share, missing the Zacks Consensus Estimate of $0.21 per share. This compares to earnings of $0.33 per share a year ago.

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image for news VersaBank (VBNK) Misses Q2 Earnings and Revenue Estimates
VERSABANK TO HOST SECOND QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 4, 2025 at 9:00 A.M. ET
VBNK
Published: May 22, 2025 by: PRNewsWire
Sentiment: Neutral

Bank to Report Second Quarter Fiscal 2025 Results Wednesday, June 4, 2025 at 7:00 a.m. ET LONDON, ON , May 22, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK; NASDAQ: VBNK) will report its second quarter 2025 financial results and host a conference call to discuss those results on Wednesday, June 4, 2025.

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image for news VERSABANK TO HOST SECOND QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 4, 2025 at 9:00 A.M. ET
VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID
VBNK
Published: April 28, 2025 by: PRNewsWire
Sentiment: Neutral

LONDON, ON , April 28, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), today announced that it has received approval from the Toronto Stock Exchange ("TSX") to proceed with a Normal Course Issuer Bid ("NCIB") for its common shares. "In the fiscal 2025 year to date, VersaBank has delivered considerable year-over-year growth in profitability, which, having reached a critical scale in our loan portfolio, is translating into outsized improvements in our efficiency ratio and return on common equity," said David Taylor, President and Chief Executive Officer, VersaBank.

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image for news VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID
VERSABANK'S 2025 ANNUAL MEETING ON APRIL 24 TO BE LIVESTREAMED FROM NASDAQ MARKETSITE IN NEW YORK CITY / BANK TO RING NASDAQ CLOSING BELL APRIL 25
VBNK
Published: April 22, 2025 by: PRNewsWire
Sentiment: Neutral

LONDON, ON, April 22, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced its upcoming annual meeting of shareholders (the "Meeting") will be held at the VersaBank Innovation Centre of Excellence, 1979 Otter Place, London, Ontario on Thursday, April 24, 2025 at 10:30 a.m. and will be livestreamed from the Nasdaq MarketSite in New York City.

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image for news VERSABANK'S 2025 ANNUAL MEETING ON APRIL 24 TO BE LIVESTREAMED FROM NASDAQ MARKETSITE IN NEW YORK CITY / BANK TO RING NASDAQ CLOSING BELL APRIL 25
VersaBank (VBNK) Q1 Earnings and Revenues Lag Estimates
VBNK
Published: March 05, 2025 by: Zacks Investment Research
Sentiment: Negative

VersaBank (VBNK) came out with quarterly earnings of $0.20 per share, missing the Zacks Consensus Estimate of $0.29 per share. This compares to earnings of $0.36 per share a year ago.

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image for news VersaBank (VBNK) Q1 Earnings and Revenues Lag Estimates
VERSABANK TO HOST FIRST QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 5, 2025 at 9:00 A.M. ET
VBNK
Published: February 19, 2025 by: PRNewsWire
Sentiment: Neutral

Bank to Report First Quarter Fiscal 2025 Results Wednesday, March 5, 2025 at 7:00 a.m. ET LONDON, ON , Feb. 19, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its first quarter 2025 financial results and host a conference call to discuss those results on Wednesday, March 5, 2025.

Read More
image for news VERSABANK TO HOST FIRST QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 5, 2025 at 9:00 A.M. ET

About VersaBank (VBNK)

  • IPO Date 2021-08-27
  • Website https://www.versabank.com
  • Industry Banks - Regional
  • CEO Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL
  • Employees 121

VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.