
Universal Insurance's underwriting discipline, premium growth and reinsurance protection support earnings, while catastrophe exposure and competitive pressures remain risks.
Universal Insurance Holdings, Inc., is an integrated insurance holding company in the United States. The company is headquartered in Fort Lauderdale, Florida.
| Revenue (TTM) | $1.60B |
| Gross Profit (TTM) | $385.05M |
| EBITDA | $272.13M |
| Operating Margin | 18.60% |
| Return on Equity | 38.90% |
| Return on Assets | 6.06% |
| Revenue/Share (TTM) | $57.69 |
| Book Value | $19.67 |
| Price-to-Book | 2.05 |
| Price-to-Sales (TTM) | 0.73 |
| EV/Revenue | 0.438 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 30.60% |
| Quarterly Revenue Growth (YoY) | -0.30% |
| Shares Outstanding | $27.91M |
| Float | $25.34M |
| % Insiders | 11.28% |
| % Institutions | 75.72% |
Volatility is currently expanding

Universal Insurance's underwriting discipline, premium growth and reinsurance protection support earnings, while catastrophe exposure and competitive pressures remain risks.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

PRG, UVE and ATLC made it to the Zacks Rank #1 (Strong Buy) value stocks list on June 4th, 2026.

Universal Insurance benefits from underwriting discipline, premium growth and secured reinsurance, supporting profitability and earnings stability.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

GECC, PVH and UVE made it to the Zacks Rank #1 (Strong Buy) value stocks list on May 26, 2026.

Given the prospects of the Property and Casualty Insurance industry, UFCS, UVE and MCY have the potential to generate better returns than other players.

UVE, THG and TXN made it to the Zacks Rank #1 (Strong Buy) income stocks list on May 22, 2026.

UVE, THG and ASIC made it to the Zacks Rank #1 (Strong Buy) value stocks list on May 22, 2026.

Persistent inflation, higher oil prices, and geopolitical tensions continue supporting income-oriented sectors tied to energy and select financials. Tanker shipping and refining companies can benefit from disrupted trade routes, tighter fuel markets, and stronger cash flow during energy market dislocations. Higher-rate financials and cash-generating companies may provide defensive income opportunities as investors prepare for continued volatility surrounding inflation and midterm elections.