USCB

USCB Financial Holdings, Inc.
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$363.21M
P/E Ratio
12.22
EPS
$1.61
Beta
0.49
52W High
$23.89
52W Low
$16.71
50-Day MA
$22.04
200-Day MA
$20.28
Dividend Yield
2.39%
Profit Margin
30.40%
Forward P/E
11.45
PEG Ratio
—

About USCB Financial Holdings, Inc.

US Century Bank (USCB), based in Miami, Florida, is a prominent financial institution distinguished by its dedication to exceptional customer service and deep-rooted community involvement. The bank offers a diverse suite of banking products, including personal and commercial loans, deposit accounts, and treasury management solutions, positioning itself as a key partner for small and medium-sized enterprises in South Florida’s dynamic economy. USCB leverages its local expertise to drive economic development, playing an integral role in enhancing regional prosperity and fostering sustainable financial growth in the communities it serves.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$96.55M
Gross Profit (TTM)$96.55M
EBITDA—
Operating Margin46.70%
Return on Equity13.40%
Return on Assets1.01%
Revenue/Share (TTM)$5.28
Book Value$12.42
Price-to-Book1.57
Price-to-Sales (TTM)3.76
EV/Revenue6.79
EV/EBITDA—
Quarterly Earnings Growth (YoY)13.30%
Quarterly Revenue Growth (YoY)8.30%
Shares Outstanding$18.47M
Float$15.23M
% Insiders32.60%
% Institutions58.95%

Historical Volatility

HV 10-Day
14.57%
HV 20-Day
48.92%
HV 30-Day
41.31%
HV 60-Day
31.21%
HV Rank
96.4%

Volatility is currently contracting

Analyst Ratings

Consensus ($23.25 target)
3
Strong Buy
2
Hold

Latest News

USCB Financial Holdings, Inc. (USCB) Q3 2026 Earnings Call Transcript

USCB Financial Holdings, Inc. ( USCB ) Q3 2026 Earnings Call October 23, 2026 11:00 AM EDT Company Participants Luis de la Aguilera - President, CEO & Chairman Robert Anderson - Executive VP & CFO Sergio Garrido - Senior VP & Chief Credit Officer Conference Call Participants Hannah Wynn - Keefe, Bruyette, & Woods, Inc., Research Division Feddie Strickland - Hovde Group, LLC, Research Division Stephen Scouten - Piper Sandler & Co., Research Division Presentation Operator Good day, and welcome to the USCB Financial Holdings Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note today's event is being recorded.

Seeking Alpha10/23/2026Neutral
USCB Financial Q3 Earnings Call Highlights

USCB Financial NASDAQ: USCB reported record quarterly earnings for the third quarter of 2026, supported by year-over-year loan growth and net interest income, while management outlined continued investments in deposit gathering, commercial lending and technology.

MarketBeat10/23/2026Neutral
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock

MIAMI, Oct. 19, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share of Class A common stock, payable on December 4, 2026, to shareholders of record as of the close of business on November 16, 2026. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

GlobeNewsWire10/19/2026Neutral
USCB Financial Q2 Earnings Call Highlights

USCB Financial NASDAQ: USCB reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The company said the quarter was marked by record loan production, higher net interest margin, controlled expenses and continued low credit losses as total assets surpassed $3 billion.

MarketBeat7/24/2026Neutral
USCB Financial Holdings, Inc. Surpasses $3 Billion in Assets with 14.6% Annualized Linked-Quarter Loan Growth; Achieves Q2 2026 EPS of $0.49, 3.49% Net Interest Margin, ROAA of 1.26%, and ROAE of 15.90%

MIAMI, July 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.1 million or $0.49 per fully diluted share for the three months ended June 30, 2026, compared with net income of $8.1 million or $0.40 per fully diluted share for the same period in 2025.

GlobeNewsWire7/23/2026Neutral
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock

MIAMI, July 20, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share of Class A common stock, payable on September 4, 2026, to shareholders of record as of the close of business on August 17, 2026. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

GlobeNewsWire7/20/2026Neutral

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Data last updated: 11/7/2026