USCB

US Century Bank
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$369.48M
P/E Ratio
13.76
EPS
$1.47
Beta
0.50
52W High
$20.93
52W Low
$15.67
50-Day MA
$18.97
200-Day MA
$18.62
Dividend Yield
2.08%
Profit Margin
30.50%
Forward P/E
11.45
PEG Ratio

About US Century Bank

US Century Bank (USCB), headquartered in Miami, Florida, is a leading financial institution recognized for its commitment to exceptional customer service and community engagement. Offering a comprehensive range of banking products, including personal and commercial loans, deposit accounts, and treasury management solutions, USCB is strategically positioned to support small and medium-sized enterprises in the thriving South Florida market. The bank leverages its local insights to foster economic development, playing a pivotal role in enhancing regional prosperity and driving financial growth within the communities it serves.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$91.17M
Gross Profit (TTM)$91.17M
EBITDA
Operating Margin47.90%
Return on Equity12.40%
Return on Assets1.01%
Revenue/Share (TTM)$4.80
Book Value$12.23
Price-to-Book1.67
Price-to-Sales (TTM)4.05
EV/Revenue5.01
EV/EBITDA
Quarterly Earnings Growth (YoY)34.20%
Quarterly Revenue Growth (YoY)14.70%
Shares Outstanding$18.26M
Float$14.77M
% Insiders24.59%
% Institutions65.93%

Historical Volatility

HV 10-Day
27.03%
HV 20-Day
23.03%
HV 30-Day
23.81%
HV 60-Day
22.38%
HV Rank
35.7%

Volatility is currently expanding

Analyst Ratings

Consensus ($21.70 target)
2
Strong Buy
1
Buy
2
Hold

Latest News

USCB Financial (USCB) Reports Q1 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for USCB Financial (USCB) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Investment Research4/23/2026Neutral
USCB Financial Holdings, Inc. Delivers Record Quarter: $0.51 diluted EPS, up 33% over prior year; ROAA 1.34%, ROAE 17.07%, and 22% Year‑Over‑Year Net Income Growth

MIAMI, April 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.4 million or $0.51 per fully diluted share for the three months ended March 31, 2026, compared with net income of $7.7 million or $0.38 per fully diluted share for the same period in 2025.

GlobeNewsWire4/23/2026Neutral
USCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock

MIAMI, April 20, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share of Class A common stock, payable on June 5, 2026, to shareholders of record as of the close of business on May 15, 2026. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

GlobeNewsWire4/20/2026Neutral

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Data last updated: 7/9/2026