
USCB Financial hired four deposit bankers who collectively managed $700 million. Nine-month net income reached $28 million, surpassing prior full-year records.
US Century Bank (USCB), based in Miami, Florida, is a prominent financial institution distinguished by its dedication to exceptional customer service and deep-rooted community involvement. The bank offers a diverse suite of banking products, including personal and commercial loans, deposit accounts, and treasury management solutions, positioning itself as a key partner for small and medium-sized enterprises in South Florida’s dynamic economy. USCB leverages its local expertise to drive economic development, playing an integral role in enhancing regional prosperity and fostering sustainable financial growth in the communities it serves.
| Revenue (TTM) | $96.55M |
| Gross Profit (TTM) | $96.55M |
| EBITDA | — |
| Operating Margin | 46.70% |
| Return on Equity | 13.40% |
| Return on Assets | 1.01% |
| Revenue/Share (TTM) | $5.28 |
| Book Value | $12.42 |
| Price-to-Book | 1.57 |
| Price-to-Sales (TTM) | 3.76 |
| EV/Revenue | 6.79 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 13.30% |
| Quarterly Revenue Growth (YoY) | 8.30% |
| Shares Outstanding | $18.47M |
| Float | $15.23M |
| % Insiders | 32.60% |
| % Institutions | 58.95% |
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USCB Financial hired four deposit bankers who collectively managed $700 million. Nine-month net income reached $28 million, surpassing prior full-year records.

USCB Financial Holdings, Inc. ( USCB ) Q3 2026 Earnings Call October 23, 2026 11:00 AM EDT Company Participants Luis de la Aguilera - President, CEO & Chairman Robert Anderson - Executive VP & CFO Sergio Garrido - Senior VP & Chief Credit Officer Conference Call Participants Hannah Wynn - Keefe, Bruyette, & Woods, Inc., Research Division Feddie Strickland - Hovde Group, LLC, Research Division Stephen Scouten - Piper Sandler & Co., Research Division Presentation Operator Good day, and welcome to the USCB Financial Holdings Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note today's event is being recorded.

USCB Financial NASDAQ: USCB reported record quarterly earnings for the third quarter of 2026, supported by year-over-year loan growth and net interest income, while management outlined continued investments in deposit gathering, commercial lending and technology.

MIAMI, Oct. 19, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share of Class A common stock, payable on December 4, 2026, to shareholders of record as of the close of business on November 16, 2026. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

MIAMI, Oct. 06, 2026 (GLOBE NEWSWIRE) -- USCB FINANCIAL HOLDINGS, INC. (the “Company”) (NASDAQ: USCB) will report financial results for the quarter ended September 30, 2026, after the market closes on Thursday, October 22, 2026.

USCB Financial Holdings, Inc. (USCB) Q2 2026 Earnings Call Transcript

USCB Financial NASDAQ: USCB reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The company said the quarter was marked by record loan production, higher net interest margin, controlled expenses and continued low credit losses as total assets surpassed $3 billion.

Although the revenue and EPS for USCB Financial (USCB) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

MIAMI, July 23, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $9.1 million or $0.49 per fully diluted share for the three months ended June 30, 2026, compared with net income of $8.1 million or $0.40 per fully diluted share for the same period in 2025.

MIAMI, July 20, 2026 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share of Class A common stock, payable on September 4, 2026, to shareholders of record as of the close of business on August 17, 2026. Future dividend payments are subject to quarterly review and approval by the Board of Directors.
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