UnitedHealth Group Incorporated (UNH)

US — Healthcare Sector
Peers: NVS  ABT  AZN  CI  MRK  NVO  TMO  HUM  CVS  ELV 

Automate Your Wheel Strategy on UNH

With Tiblio's Option Bot, you can configure your own wheel strategy including UNH - and automate your put writes, covered calls, and full wheel strategy. Just connect one of the supported brokerages: tastytrade, Schwab, TradeStation or Tradier and go.

Start Your Free Trial Now

Key Metrics & Ratings

  • symbol UNH
  • Rev/Share 491.8319
  • Book/Share 111.756
  • PB 2.5837
  • Debt/Equity 0.7832
  • CurrentRatio 0.7884
  • ROIC 0.0945

 

  • MktCap 257421219032.0
  • FreeCF/Share 35.1538
  • PFCF 8.0469
  • PE 18.1783
  • Debt/Assets 0.2532
  • DivYield 0.0307
  • ROE 0.1476

 

  • Rating B
  • Score 3
  • Recommendation Neutral
  • P/E Score 2
  • DCF Score 4
  • P/B Score 2
  • D/E Score 1

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade UNH Deutsche Bank Buy Hold -- $333 Oct. 29, 2025
Initiation UNH Goldman -- Buy -- $406 Oct. 14, 2025
Downgrade UNH Robert W. Baird Neutral Underperform -- $198 July 31, 2025
Reiterated UNH Oppenheimer -- Outperform $400 $325 July 30, 2025
Downgrade UNH Robert W. Baird Outperform Neutral -- $312 June 11, 2025
Downgrade UNH HSBC Securities Hold Reduce -- $270 May 21, 2025
Downgrade UNH TD Cowen Buy Hold -- $308 May 19, 2025
Downgrade UNH BofA Securities Buy Neutral -- $350 May 14, 2025
Downgrade UNH Raymond James Strong Buy Market Perform -- -- May 14, 2025
Downgrade UNH HSBC Securities Buy Hold -- $490 April 22, 2025

News

Eyes Back On UnitedHealth As First Health Insurer To Report Earnings
UNH
Published: January 19, 2026 by: Forbes
Sentiment: Neutral

All eyes are on UnitedHealth Group for signs the company – and the health insurance industry as a whole – are getting a handle on rising costs that have dogged the nation's giant health insurers for the last two years.

Read More
image for news Eyes Back On UnitedHealth As First Health Insurer To Report Earnings
UNH Stock vs. CVS
UNH, CVS
Published: January 15, 2026 by: Forbes
Sentiment: Negative

UnitedHealth‘s stock has significantly lagged behind competitors like CVS and Centene over the previous year. A detailed examination indicates strong profitability, with an LTM Operating Margin of 6%, combined with a moderate valuation, as reflected by a PE of 17.2 in contrast to CVS's 218.3.

Read More
image for news UNH Stock vs. CVS
Does UnitedHealth's MA Pilot Signal a New Rural Support Model?
UNH
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Neutral

UNH's six-month pilot speeds MA payments by ~50%, cutting cycles under 15 days to ease cash-flow strain for rural hospitals.

Read More
image for news Does UnitedHealth's MA Pilot Signal a New Rural Support Model?
Is UnitedHealth (UNH) a Buy as Wall Street Analysts Look Optimistic?
UNH
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Neutral

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.

Read More
image for news Is UnitedHealth (UNH) a Buy as Wall Street Analysts Look Optimistic?
Here is What to Know Beyond Why UnitedHealth Group Incorporated (UNH) is a Trending Stock
UNH
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

UnitedHealth (UNH) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Read More
image for news Here is What to Know Beyond Why UnitedHealth Group Incorporated (UNH) is a Trending Stock
UnitedHealth: Inflection Confirmation Imminent
UNH
Published: January 13, 2026 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated navigated a turbulent 2025 with management changes, mispriced costs, and a surging medical cost ratio, but revenue growth remained robust. We expect 2026 EPS guidance in the high teens, signaling a double-digit rebound off 2025's $16.25–$16.50 floor, with confirmation of inflection imminent at the upcoming earnings. Dividend growth and a 2.8% yield provide income while awaiting margin recovery; buybacks are paused but likely to resume as cash flow improves.

Read More
image for news UnitedHealth: Inflection Confirmation Imminent
UnitedHealth Could Re-Take Its All-Time High In 2026
UNH
Published: January 13, 2026 by: Seeking Alpha
Sentiment: Positive

Recently the U.S. Senate approved another round of Affordable Care Act (ACA) subsidy extensions. Trump said he "might" veto the subsidy extensions, but he did not conclusively say he would. UnitedHealth's stock got beaten down partially because the subsidies were expected to expire. The subsidies did in fact expire, but were re-instated and extended. Just recently, the company re-affirmed its full year earnings guidance for 2026, a number that implies significant growth over the trailing 12 month period.

Read More
image for news UnitedHealth Could Re-Take Its All-Time High In 2026
TPG in talks to buy UnitedHealth's Optum UK unit, Sky News reports
TPG, UNH
Published: January 06, 2026 by: Reuters
Sentiment: Neutral

U.S. private equity firm TPG is close to acquiring UnitedHealth's Optum UK business, in a deal worth between 1.2 billion pounds ($1.62 billion) and 1.4 billion pounds, Sky News reported on Tuesday.

Read More
image for news TPG in talks to buy UnitedHealth's Optum UK unit, Sky News reports
UnitedHealth Sinks 34.5% in a Year: Buy the Dip Before Q4 Earnings?
UNH
Published: January 05, 2026 by: Zacks Investment Research
Sentiment: Negative

UNH shares are down 34.5% in a year as costs and margins bite, with Q4 earnings and 2026 guidance set to test whether value is emerging.

Read More
image for news UnitedHealth Sinks 34.5% in a Year: Buy the Dip Before Q4 Earnings?
UNH vs. ELV: Which Managed Care Stock Has the Edge Today?
ELV, UNH
Published: December 30, 2025 by: Zacks Investment Research
Sentiment: Positive

Elevance Health is edging past UnitedHealth as Carelon's growth, strategic exits and a cheaper valuation shape a stronger near-term setup.

Read More
image for news UNH vs. ELV: Which Managed Care Stock Has the Edge Today?
UnitedHealth: An Undervalued Blue-Chip Stock With Multiple Levers To Pull And Ways To Win
UNH
Published: December 29, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth, a managed healthcare firm that provides health insurance, pharmacy benefit management, and care delivery to millions of clients, is now a $297 billion (by market cap) healthcare behemoth. UNH ended last fiscal year with more than $75 billion in cash, cash equivalents, available-for-sale debt securities, and equity securities balances. The company increased its dividend for 16 consecutive years, with a 10-year dividend growth rate of 19.3%.

Read More
image for news UnitedHealth: An Undervalued Blue-Chip Stock With Multiple Levers To Pull And Ways To Win
AI Takes Center Stage at UNH: Will It Fix Administrative Waste?
UNH
Published: December 26, 2025 by: Zacks Investment Research
Sentiment: Neutral

UnitedHealth puts AI at the core of its strategy to cut administrative waste, speed claims and approvals, and protect margins amid rising healthcare complexity.

Read More
image for news AI Takes Center Stage at UNH: Will It Fix Administrative Waste?
How UnitedHealth Became the Worst Dow Stock of 2025
UNH
Published: December 23, 2025 by: Schaeffers Research
Sentiment: Negative

It's that time of the year again, when investors are rebalancing their portfolios and setting new strategies for the year ahead.

Read More
image for news How UnitedHealth Became the Worst Dow Stock of 2025
UnitedHealth vows to be a better company amid layoffs
UNH
Published: December 22, 2025 by: Fast Company
Sentiment: Negative

UnitedHealth Group has laid off dozens of remote employees in healthcare technology and services marketing from its Optum unit, who were given two weeks notice in November, sources told Health Payer Specialist.

Read More
image for news UnitedHealth vows to be a better company amid layoffs
Is UnitedHealth the Single Best Dividend Stock to Buy for 2026?
UNH
Published: December 19, 2025 by: 24/7 Wall Street
Sentiment: Negative

UnitedHealth Group ( NYSE: UNH ) has endured a brutal 2025, with shares down approximately 35% year-to-date.

Read More
image for news Is UnitedHealth the Single Best Dividend Stock to Buy for 2026?
UnitedHealth Group: The Floor Is Set For Recovery
UNH
Published: December 17, 2025 by: Seeking Alpha
Sentiment: Positive

UnitedHealth Group Incorporated has stabilized after recent headwinds, with profits recovering, and the foundation set for renewed growth. UNH's Q4 2025 dividend was raised 5.2% year-over-year, signaling management's confidence despite prior profit pressures. Consensus projects a -41% EPS decline in FY 2025, but a robust 14.1% CAGR EPS recovery over the next five years is expected.

Read More
image for news UnitedHealth Group: The Floor Is Set For Recovery
UnitedHealth Stock Can Jump 30% On These Catalysts
UNH
Published: December 17, 2025 by: Forbes
Sentiment: Positive

UnitedHealth has shown considerable rally potential, with several instances of gains exceeding 30% within two months recorded in crucial years 2010, 2019, 2020, 2021, and 2025. Importantly, it achieved rallies of over 50% on two occasions in 2020 and 2025.

Read More
image for news UnitedHealth Stock Can Jump 30% On These Catalysts
Health Insurers Now Get a Pulse: 3 Stocks to Jump in 2026
CNC, CVS, UNH
Published: December 17, 2025 by: Zacks Investment Research
Sentiment: Neutral

Health insurers are regaining pricing control and margin visibility, putting UnitedHealth, CVS Health and Centene back in focus as managed care regains its pulse.

Read More
image for news Health Insurers Now Get a Pulse: 3 Stocks to Jump in 2026
Brokers Suggest Investing in UnitedHealth (UNH): Read This Before Placing a Bet
UNH
Published: December 16, 2025 by: Zacks Investment Research
Sentiment: Negative

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.

Read More
image for news Brokers Suggest Investing in UnitedHealth (UNH): Read This Before Placing a Bet
3 HMO Stocks in Focus Despite Rising Medical Costs, Regulatory Pressures
CNC, HUM, UNH
Published: December 15, 2025 by: Zacks Investment Research
Sentiment: Negative

The Medical-HMO industry pursues growth through M&A and tech innovation, aided by easing interest rates, but faces headwinds from rising medical costs, regulatory shifts and a shortage of healthcare professionals. UNH, HUM and CNC are likely to navigate industry storms.

Read More
image for news 3 HMO Stocks in Focus Despite Rising Medical Costs, Regulatory Pressures
UnitedHealth's 2026 Could Surprise The Street
UNH
Published: December 12, 2025 by: Seeking Alpha
Sentiment: Neutral

UnitedHealth crashed over 40% YTD as seniors' utilization spiked and MLR neared 90%, but the stock has already rebounded ~25% since my mid‑May Buy. The Q3 showed 12% revenue growth and a 4% EPS beat despite ugly optics; management called trends historically high but consistent, signaling no new MLR shock emerging. UNH is deliberately exiting and repricing uneconomic Medicare Advantage business — shrinking MA membership by ~1 million while pushing double‑digit rate increases to structurally lift margins per remaining member.

Read More
image for news UnitedHealth's 2026 Could Surprise The Street
Behind the Curtain: How UnitedHealth is Rewriting its Own Rules
UNH
Published: December 10, 2025 by: Zacks Investment Research
Sentiment: Neutral

UNH is reshaping its model with tech-driven, integrated care as Optum's growth and rising revenues redefine its strategy.

Read More
image for news Behind the Curtain: How UnitedHealth is Rewriting its Own Rules
UNH Stock: Can UnitedHealth Recover From 2025's Turbulence?
UNH
Published: December 09, 2025 by: Forbes
Sentiment: Neutral

UnitedHealth's stock has generally underperformed compared to some rivals over the last year, but how does it stand against competitors in the ever-changing healthcare landscape? An in-depth analysis shows strong profitability, consistent revenue growth, and reasonable valuation support.

Read More
image for news UNH Stock: Can UnitedHealth Recover From 2025's Turbulence?
Is UnitedHealth Stock Winning?
UNH
Published: December 09, 2025 by: Forbes
Sentiment: Positive

UnitedHealth's stock has generally underperformed compared to some rivals over the last year, but how does it stand against competitors in the ever-changing healthcare landscape? An in-depth analysis shows strong profitability, consistent revenue growth, and reasonable valuation support.

Read More
image for news Is UnitedHealth Stock Winning?
Can UNH's AI-Powered Virtual Assistance Enhance Member Experience?
UNH
Published: December 08, 2025 by: Zacks Investment Research
Sentiment: Positive

UnitedHealth's AI-powered virtual assistants aim to simplify claims, boost engagement and deliver faster, more intuitive healthcare support.

Read More
image for news Can UNH's AI-Powered Virtual Assistance Enhance Member Experience?
Is Trending Stock UnitedHealth Group Incorporated (UNH) a Buy Now?
UNH
Published: December 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Recently, Zacks.com users have been paying close attention to UnitedHealth (UNH). This makes it worthwhile to examine what the stock has in store.

Read More
image for news Is Trending Stock UnitedHealth Group Incorporated (UNH) a Buy Now?
Is UnitedHealth's Valuation Dip & Divestment Diet a Real Buy Window?
UNH
Published: December 02, 2025 by: Zacks Investment Research
Sentiment: Negative

UNH trades below its five-year median P/E as it navigates margin pressure, membership declines and strategic divestments.

Read More
image for news Is UnitedHealth's Valuation Dip & Divestment Diet a Real Buy Window?
UNH Battles MCR, Optum Bandages: But the Real Wild Card is Washington
UNH
Published: November 28, 2025 by: Zacks Investment Research
Sentiment: Positive

UnitedHealth grapples with a surging MCR as Optum's strength steadies results while Washington's policy moves loom large.

Read More
image for news UNH Battles MCR, Optum Bandages: But the Real Wild Card is Washington
Why Is UnitedHealth (UNH) Down 7.2% Since Last Earnings Report?
UNH
Published: November 27, 2025 by: Zacks Investment Research
Sentiment: Negative

UnitedHealth (UNH) reported earnings 30 days ago. What's next for the stock?

Read More
image for news Why Is UnitedHealth (UNH) Down 7.2% Since Last Earnings Report?
Battle of Benefits: Will UNH Deliver the Bigger Dose or CVS? (Revised)
CVS, UNH
Published: November 26, 2025 by: Zacks Investment Research
Sentiment: Positive

CVS's rising margins, stronger guidance and sharper valuation edge make it stand out in the UNH vs. CVS upside debate.

Read More
image for news Battle of Benefits: Will UNH Deliver the Bigger Dose or CVS? (Revised)

About UnitedHealth Group Incorporated (UNH)

  • IPO Date 1984-10-17
  • Website https://www.unitedhealthgroup.com
  • Industry Medical - Healthcare Plans
  • CEO Stephen J. Hemsley
  • Employees 400000

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.