
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia.
| Revenue (TTM) | $1.23B |
| Gross Profit (TTM) | $1.23B |
| EBITDA | — |
| Operating Margin | 52.10% |
| Return on Equity | 9.34% |
| Return on Assets | 1.52% |
| Revenue/Share (TTM) | $8.75 |
| Book Value | $39.38 |
| Price-to-Book | 1.17 |
| Price-to-Sales (TTM) | 5.07 |
| EV/Revenue | 5.57 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | 50.60% |
| Quarterly Revenue Growth (YoY) | 10.60% |
| Shares Outstanding | $137.80M |
| Float | $134.12M |
| % Insiders | 2.19% |
| % Institutions | 75.38% |
Volatility is currently contracting

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?

WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares Declares Second Quarter Dividend.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?

Dividend Kings are outperforming SPY year-to-date, with 36 of 58 beating the index with an average gain of 7.03% versus SPY's 4.18%. Twenty-seven Dividend Kings are both potentially undervalued and offer a long-term annualized expected return of at least 10%.

United Bankshares (UBSI) came out with quarterly earnings of $0.89 per share, beating the Zacks Consensus Estimate of $0.85 per share. This compares to earnings of $0.59 per share a year ago.

United Bankshares has rebounded post-Piedmont Bancorp integration, delivering record FY 2025 net income and EPS and outperforming previous expectations. UBSI's operational improvements include a 1.41% ROA, 8.63% ROE, a 48.5% efficiency ratio, and a net interest margin of 3.83%, all trending positively. Asset quality has strengthened, with nonperforming loans at 0.41% and net charge-offs reduced to 0.15%, positioning UBSI well for FY 2026.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?

From the mortgage meltdown in 2009, which almost collapsed the global financial system, to the Long-Term Capital Management implosion in 1998, which required a Federal Reserve bailout, it always seems to come back to the same issues: leverage and debt.