Richmond Mutual Bancorporation, Inc. (RMBI)

US — Financial Services Sector

Peers: SFBC ISTR FVCB SPFI RBKB BCML OVLY MBCN

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Key Metrics & Ratings

symbol RMBI
Rev/Share 9.0583
Book/Share 21.6822
PB 1.0298
Debt/Equity 2.0178
CurrentRatio 0.0
ROIC 0.2055

MktCap 146225375.0
FreeCF/Share 1.4795
PFCF 10.1899
PE 14.3174
Debt/Assets 0.1819
DivYield 0.0413
ROE 0.071

Rating C+
Score 2
Recommendation Sell
P/E Score 2
DCF Score 2
P/B Score 3
D/E Score 1

Recent Analyst Ratings

Type	Ticker	Analyst Firm	Previous Rating	Current Rating	Previous Price Target	Current Price Target	Date
No ratings available.

News

Richmond Mutual Bancorporation: Interesting Yield Is Still Not Enough To Offset Potential Lower Rates Ahead

RMBI
Published: August 07, 2025 by: Seeking Alpha
Sentiment: Positive

Richmond Mutual Bancorporation lacks a competitive edge and is highly exposed to interest rates, limiting its growth prospects and investment appeal. Recent margin expansion and stable asset base have supported earnings, but expected Fed rate cuts pose a headwind for future profitability. The bank's efficiency ratio has improved, but remains below peers, and efforts to diversify revenue streams beyond net interest income have been largely unsuccessful.

image for news Richmond Mutual Bancorporation: Interesting Yield Is Still Not Enough To Offset Potential Lower Rates Ahead

RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES ANNUAL STOCKHOLDERS' MEETING DATE

RMBI
Published: February 14, 2025 by: PRNewsWire
Sentiment: Neutral

RICHMOND, Ind. , Feb. 14, 2025 /PRNewswire/ -- Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI) (the "Company") announced today that the Company's annual meeting of stockholders will be held on Wednesday, May 21, 2025.

image for news RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES ANNUAL STOCKHOLDERS' MEETING DATE

RICHMOND MUTUAL BANCORPORATION, INC. INCREASES QUARTERLY DIVIDEND 7% TO $0.15 PER SHARE

RMBI
Published: February 14, 2025 by: PRNewsWire
Sentiment: Neutral

RICHMOND, Ind. , Feb. 14, 2025 /PRNewswire/ -- Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI) announced today that its Board of Directors has declared a cash dividend on Richmond Mutual Bancorporation common stock of $0.15 per share, marking an increase of $0.01 per share, or 7%, from the previous quarter.

image for news RICHMOND MUTUAL BANCORPORATION, INC. INCREASES QUARTERLY DIVIDEND 7% TO $0.15 PER SHARE

About Richmond Mutual Bancorporation, Inc. (RMBI)

IPO Date 2019-07-02
Website https://www.firstbankrichmond.com
Industry Banks - Regional
CEO Garry D. Kleer
Employees 171

Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.