Q2 Holdings, Inc. provides cloud-based digital banking solutions to Community and Regional Financial Institutions (RCFIs) in the United States. The company is headquartered in Austin, Texas.
| Revenue (TTM) | $870.26M |
| Gross Profit (TTM) | $508.24M |
| EBITDA | $139.52M |
| Operating Margin | 15.00% |
| Return on Equity | 17.20% |
| Return on Assets | 5.57% |
| Revenue/Share (TTM) | $13.95 |
| Book Value | $10.65 |
| Price-to-Book | 7.10 |
| Price-to-Sales (TTM) | 5.25 |
| EV/Revenue | 5.27 |
| EV/EBITDA | 27.08 |
| Quarterly Earnings Growth (YoY) | 128.60% |
| Quarterly Revenue Growth (YoY) | 11.90% |
| Shares Outstanding | $61.78M |
| Float | $60.46M |
| % Insiders | 0.83% |
| % Institutions | 108.65% |
Volatility is currently expanding
Q2 Holdings remains a "Sell," as its recent rally lacks fundamental support and catalysts for further upside. QTWO's revenue growth is decelerating, with Q3 revenue up 12% y/y but RPO growth slowing to 10% y/y and flat sequentially. Valuation is unremarkable at 16.2x EV/FY26 EBITDA, while margin expansion is likely to slow amid rising executive costs and no major cost-cutting.
Q2 Holdings generated $225.8 million in revenue, up 12% year over year. Non-GAAP gross margin reached 62.6%, up from 57.9% last year.
I upgrade Q2 Holdings from "Hold" to "Buy" based on strong Q3 results and improved full-year guidance. QTWO's 3Q2026 EBITDA rose 38.8% YoY, with gross margin hitting a record 62.6% and subscription revenue up 13.9%. Management's focus on cross-selling, AI-driven productivity, and a $2.8 billion backlog support a raised FY2026 outlook.
Q2 NYSE: QTWO reported third-quarter 2026 results above the high end of its guidance and raised its full-year revenue and adjusted EBITDA outlook, as subscription revenue growth, margin expansion and free cash flow supported its profitable-growth strategy.
Q2 Holdings, Inc. (QTWO) Q3 2026 Earnings Call Transcript
Q2 Holdings, Inc. (QTWO) Discusses Personal AI Agents and Digital Banking Transcript
AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, published an investor briefing video titled “Agentic Banking & the Fraud Advantage: A Conversation with Q2's CTO & COO | Investor Briefing,” available on the Company's Events & Presentations page of its Investor Relations website. In the briefing, Q2 Chief Technology Officer Adam Blue and Q2 Chief Operating Officer Hima Mukkamala discuss how.
AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, will release its financial results for the third quarter 2026 after market close on Wednesday, October 28, 2026. Q2 will host a corresponding conference call at 5:00 p.m. EDT on Wednesday, October 28, 2026. Conference Call Details Date: Wednesday, October 28, 2026 Time: 5:00 p.m. EDT Hosts: Matt Flake, Chairman, President & CEO / Jonathan Price.
AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced that five years after its launch, more than 90% of Q2 digital banking customers are now utilizing Q2 Innovation Studio, the company's SDK-powered innovation model and embedded fintech ecosystem that enable financial institutions to deploy, build and scale digital banking innovations. Financial institutions are under increasing pressure to.
Q2 Holdings (QTWO) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
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