QFIN

360 Finance Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$1.77B
P/E Ratio
2.70
EPS
$5.38
Beta
0.57
52W High
$40.03
52W Low
$11.31
50-Day MA
$14.31
200-Day MA
$17.90
Dividend Yield
10.10%
Profit Margin
27.50%
Forward P/E
3.27
PEG Ratio

About 360 Finance Inc

360 DigiTech, Inc., operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

Official WebsiteChinaFY End: December

Fundamentals

Revenue (TTM)$18.42B
Gross Profit (TTM)$10.51B
EBITDA$7.35B
Operating Margin27.50%
Return on Equity21.30%
Return on Assets8.30%
Revenue/Share (TTM)$143.30
Book Value$29.53
Price-to-Book0.53
Price-to-Sales (TTM)0.10
EV/Revenue1.039
EV/EBITDA
Quarterly Earnings Growth (YoY)-43.30%
Quarterly Revenue Growth (YoY)-16.70%
Shares Outstanding$121.75M
Float$90.94M
% Insiders3.39%
% Institutions63.53%

Historical Volatility

HV 10-Day
54.12%
HV 20-Day
43.73%
HV 30-Day
85.63%
HV 60-Day
68.47%
HV Rank
89.7%

Volatility is currently contracting

Analyst Ratings

Consensus ($21.79 target)
3
Strong Buy
8
Buy
2
Hold

Latest News

Qfin Holdings Announces Results of Annual General Meeting

SHANGHAI, China, June 30, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that the following proposed resolution submitted for shareholder approval has been duly adopted at its annual general meeting of shareholders held today:

GlobeNewsWire6/30/2026Neutral
Qfin Q1 Earnings Call Highlights

Qfin NASDAQ: QFIN reported lower first-quarter 2026 revenue and profit as management described continued pressure across China's consumer credit market, but said recent risk-control measures are beginning to show results.

MarketBeat5/27/2026Negative
Qfin Holdings to Announce First Quarter 2026 Unaudited Financial Results on May 26, 2026

SHANGHAI, China, May 13, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will report its unaudited financial results for the first quarter ended March 31, 2026, after U.S. markets close on Tuesday, May 26, 2026.

GlobeNewsWire5/13/2026Neutral
Qfin Holdings to Hold Annual General Meeting on June 30, 2026

SHANGHAI, China, May 12, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will hold an annual general meeting of shareholders (the “AGM”) at 9:30 a.m. on June 30, 2026 (Beijing time) at the address of Building 1, No. 98 Qingyijiang Road, Putuo District, Shanghai 200331, People's Republic of China for the purpose of considering and, if thought fit, re-appointing Deloitte Touche Tohmatsu and Deloitte Touche Tohmatsu Certified Public Accountants LLP as the auditors of the Company to hold office until the conclusion of the next annual general meeting of the Company and to authorize the board of directors of the Company to fix their remuneration for the year ending December 31, 2026.

GlobeNewsWire5/12/2026Neutral
Qfin Holdings: Tug-Of-War Between Valuations And Regulations

Qfin Holdings faced significant headwinds from the 2025 regulations, sharply impacting platform services and facilitation fees. QFIN's aggressive buybacks and strong profitability distinguish it among peers, with $450M spent in FY25 and $677M planned for FY26. The ABS lending model and micro-credit business provided resilient income streams for buybacks while noting the lingering risks of further APR caps beyond 20%.

Seeking Alpha4/21/2026Neutral
Dividend Power: 6 Ideal Buys In April

I spotlight 35 low-priced Dividend Power 'dogs' with robust yields and reasonable valuations, emphasizing six 'safer' picks where free cash flow covers dividends. Analyst forecasts project 41.67% to 96.55% net gains for the top ten Dividend Power stocks by April 2027, with an average estimated return of 59.49%. All 35 Dividend Power stocks show annual dividends from $1,000 invested exceeding their single share prices, underscoring attractive yield-to-price dynamics.

Seeking Alpha4/8/2026Positive

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Data last updated: 7/9/2026