QFIN

360 Finance Inc
NASDAQFINANCIAL SERVICESCREDIT SERVICES

Key Statistics

Market Cap
$1.10B
P/E Ratio
2.08
EPS
$4.36
Beta
0.57
52W High
$30.85
52W Low
$8.35
50-Day MA
$12.64
200-Day MA
$14.87
Dividend Yield
13.70%
Profit Margin
22.30%
Forward P/E
3.27
PEG Ratio

About 360 Finance Inc

360 DigiTech, Inc., operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

Official WebsiteChinaFY End: December

Fundamentals

Revenue (TTM)$16.77B
Gross Profit (TTM)$8.87B
EBITDA$5.97B
Operating Margin32.50%
Return on Equity15.30%
Return on Assets6.55%
Revenue/Share (TTM)$133.35
Book Value$29.42
Price-to-Book0.29
Price-to-Sales (TTM)0.07
EV/Revenue0.756
EV/EBITDA
Quarterly Earnings Growth (YoY)-74.30%
Quarterly Revenue Growth (YoY)-31.60%
Shares Outstanding$121.58M
Float$90.68M
% Insiders3.36%
% Institutions63.53%

Historical Volatility

HV 10-Day
116.63%
HV 20-Day
82.22%
HV 30-Day
69.90%
HV 60-Day
62.15%
HV Rank
76.6%

Volatility is currently expanding

Analyst Ratings

Consensus ($15.05 target)
3
Strong Buy
5
Buy
3
Hold
1
Sell
1
Strong Sell

Latest News

Securities Fraud Investigation Into Qfin Holdings, Inc. (QFIN) Continues – Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP, a Leading Securities Fraud Law Firm

LOS ANGELES, Aug. 31, 2026 (GLOBE NEWSWIRE) -- Glancy Prongay Wolke & Rotter LLP, a leading national shareholder rights law firm, continues its investigation on behalf of Qfin Holdings, Inc. (“Qfin” or the “Company”) (NASDAQ: QFIN) investors concerning the Company's possible violations of the federal securities laws.

GlobeNewsWire8/31/2026Neutral
Qfin Holdings: Downgrade On Liquidity Squeeze, Regulatory Headwinds, And More

We downgrade Qfin Holdings, Inc. to Hold/Neutral due to deteriorating fundamentals, regulatory headwinds, and a liquidity shock impacting Q2 results. QFIN faces rising risk metrics, a contracting loan environment, and a one-off RMB 500mn tax hit, increasing earnings volatility and unpredictability. Despite operational challenges, QFIN's 2.5x forward earnings multiple, strong balance sheet, and 5% dividend yield limit further downside risk.

Seeking Alpha8/28/2026Negative
Qfin Q2 Earnings Call Highlights

Qfin NASDAQ: QFIN reported lower second-quarter revenue and profit as China's consumer finance sector faced tighter regulation, reduced liquidity and heightened credit-risk concerns. Management said it is prioritizing risk controls, cost reductions and operational resilience over near-term loan growth.

MarketBeat8/26/2026Neutral

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Data last updated: 9/7/2026