Provident Financial Holdings, Inc. is the parent company of Provident Savings Bank, FSB providing community banking services to consumers and small and medium-sized businesses in the Inland Empire region of Southern California. The company is headquartered in Riverside, California.
| Revenue (TTM) | $39.60M |
| Gross Profit (TTM) | $39.60M |
| EBITDA | — |
| Operating Margin | 21.60% |
| Return on Equity | 4.77% |
| Return on Assets | 0.49% |
| Revenue/Share (TTM) | $6.09 |
| Book Value | $20.02 |
| Price-to-Book | 0.86 |
| Price-to-Sales (TTM) | 2.78 |
| EV/Revenue | 7.47 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -24.50% |
| Quarterly Revenue Growth (YoY) | -11.20% |
| Shares Outstanding | $6.25M |
| Float | $4.29M |
| % Insiders | 20.60% |
| % Institutions | 51.73% |
Volatility is currently expanding
Provident Financial NASDAQ: PROV reported modest loan growth in its fiscal fourth quarter ended June 30, 2026, as higher loan originations and lower prepayments supported expansion in its single-family loan portfolio, President and CEO Donavon Ternes said during the company's earnings call.
While the top- and bottom-line numbers for Provident Financial (PROV) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Provident Financial (PROV) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.24 per share a year ago.
Net Income of $2.18 million in the June 2026 Quarter, Up 61% from the Sequential Quarter and Up 34% from the Comparable Quarter Last Year Net Interest Margin of 3.21% in the June 2026 Quarter, Up Eight Basis Points from the Sequential Quarter and Up 27 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of $1.03 Billion at June 30, 2026, Down 1% from $1.05 Billion at June 30, 2025 Total Deposits of $910.4 Million at June 30, 2026, up 2% from $888.8 million at June 30, 2025 Non-Performing Assets to Total Assets Ratio of 0.04% at June 30, 2026, Down from 0.11% at June 30, 2025 RIVERSIDE, Calif., July 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
RIVERSIDE, Calif., July 21, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.
Provident Financial (PROV) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Provident Bank Celebrates 70 Years of Community Impact with Over $984,000 Donated to Local Nonprofits Since 2006 Through Its Community Partnership Program
Provident Financial Holdings, Inc. (PROV) Q3 2026 Earnings Call Transcript
Net Income of $1.35 million in the March 2026 Quarter, Down 6% from the Sequential Quarter and Down 27% from the Comparable Quarter Last Year Net Interest Margin of 3.13% in the March 2026 Quarter, Up 10 Basis Points from the Sequential Quarter and Up 11 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of $1.03 Billion at March 31, 2026, Down 2% from $1.05 Billion at June 30, 2025 Total Deposits of $892.9 Million at March 31, 2026, up from $888.8 million at June 30, 2025 Non-Performing Assets to Total Assets Ratio of 0.08% at March 31, 2026, Down from 0.11% at June 30, 2025 RIVERSIDE, Calif., April 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
RIVERSIDE, Calif., April 21, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.
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