PROV

Provident Financial Holdings Inc
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$107.44M
P/E Ratio
18.47
EPS
$0.93
Beta
0.32
52W High
$17.39
52W Low
$14.47
50-Day MA
$17.07
200-Day MA
$16.25
Dividend Yield
3.27%
Profit Margin
15.40%
Forward P/E
10.17
PEG Ratio
4.00

About Provident Financial Holdings Inc

Provident Financial Holdings, Inc. is the parent company of Provident Savings Bank, FSB providing community banking services to consumers and small and medium-sized businesses in the Inland Empire region of Southern California. The company is headquartered in Riverside, California.

Official WebsiteUSAFY End: June

Fundamentals

Revenue (TTM)$39.60M
Gross Profit (TTM)$39.60M
EBITDA
Operating Margin21.60%
Return on Equity4.77%
Return on Assets0.49%
Revenue/Share (TTM)$6.09
Book Value$20.02
Price-to-Book0.85
Price-to-Sales (TTM)2.70
EV/Revenue7.44
EV/EBITDA
Quarterly Earnings Growth (YoY)-24.50%
Quarterly Revenue Growth (YoY)-11.20%
Shares Outstanding$6.25M
Float$4.28M
% Insiders20.60%
% Institutions51.72%

Historical Volatility

HV 10-Day
4.30%
HV 20-Day
10.35%
HV 30-Day
9.63%
HV 60-Day
8.14%
HV Rank
11.5%

Volatility is currently contracting

Analyst Ratings

Consensus ($16.75 target)
1
Hold

Latest News

Provident Financial Holdings Reports Third Quarter of Fiscal 2026 Results

Net Income of $1.35 million in the March 2026 Quarter, Down 6% from the Sequential Quarter and Down 27% from the Comparable Quarter Last Year  Net Interest Margin of 3.13% in the March 2026 Quarter, Up 10 Basis Points from the Sequential Quarter and Up 11 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of $1.03 Billion at March 31, 2026, Down 2% from $1.05 Billion at June 30, 2025 Total Deposits of $892.9 Million at March 31, 2026, up from $888.8 million at June 30, 2025 Non-Performing Assets to Total Assets Ratio of 0.08% at March 31, 2026, Down from 0.11% at June 30, 2025 RIVERSIDE, Calif., April 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

GlobeNewsWire4/28/2026Neutral

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Data last updated: 7/9/2026