PBFS's Valuation Remains Premium: Is It Worth Overpaying for?
PBFS trades near its 52-week high as acquisitions, loan and deposit growth, and stronger core banking performance support its premium valuation.
Zacks Investment Research7/1/2026Neutral
PBFS
Pioneer Bancorp IncNASDAQFINANCIAL SERVICESBANKS - REGIONAL
Key Statistics
Market Cap
$413.83M
P/E Ratio
20.93
EPS
$0.81
Beta
0.40
52W High
$19.42
52W Low
$11.90
50-Day MA
$15.71
200-Day MA
$14.21
Dividend Yield
—
Profit Margin
21.00%
Forward P/E
—
PEG Ratio
—
About Pioneer Bancorp Inc
Pioneer Bancorp, Inc. is a portfolio company of Pioneer Savings Bank offering various banking products and services in New York.
Fundamentals
| Revenue (TTM) | $94.41M |
| Gross Profit (TTM) | $94.41M |
| EBITDA | — |
| Operating Margin | 24.90% |
| Return on Equity | 6.20% |
| Return on Assets | 0.92% |
| Revenue/Share (TTM) | $3.89 |
| Book Value | $13.45 |
| Price-to-Book | 1.29 |
| Price-to-Sales (TTM) | 4.38 |
| EV/Revenue | 4.335 |
| EV/EBITDA | — |
| Quarterly Earnings Growth (YoY) | -4.60% |
| Quarterly Revenue Growth (YoY) | 8.30% |
| Shares Outstanding | $24.41M |
| Float | $7.56M |
| % Insiders | 58.77% |
| % Institutions | 23.63% |
Historical Volatility
HV 10-Day
19.91%
HV 20-Day
22.51%
HV 30-Day
37.93%
HV 60-Day
29.64%
HV Rank
100.0%
Volatility is currently contracting
Latest News
Zacks Initiates Coverage of PBFS With Neutral Recommendation
Discover why Zacks, being the first on Wall Street to initiate the stock coverage, rates Pioneer Bancorp as "Neutral." Explore how PBFS's improving banking momentum and expansion strategy are balanced by expense pressures and litigation risks.
Zacks Investment Research5/28/2026Positive
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Data last updated: 7/9/2026