M&T Bank Corporation (MTB)

US — Financial Services Sector
Peers: FITB  KB  TFC  BBDO  HBAN  NWG  RF 

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Key Metrics & Ratings

  • symbol MTB
  • Rev/Share 75.3775
  • Book/Share 178.6733
  • PB 1.1881
  • Debt/Equity 0.4476
  • CurrentRatio 0.3196
  • ROIC 0.0675

 

  • MktCap 32625478991.0
  • FreeCF/Share 24.9299
  • PFCF 8.0141
  • PE 12.1589
  • Debt/Assets 0.0612
  • DivYield 0.0269
  • ROE 0.0988

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 5
  • P/B Score 3
  • D/E Score 3

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Downgrade MTB BofA Securities Buy Neutral -- $225 Jan. 7, 2026
Downgrade MTB Wolfe Research Outperform Peer Perform -- -- Jan. 7, 2026
Downgrade MTB Truist Buy Hold -- $217 Dec. 12, 2025
Resumed MTB Piper Sandler -- Overweight -- $225 Oct. 6, 2025
Downgrade MTB Morgan Stanley Overweight Equal Weight -- $251 Sept. 29, 2025
Initiation MTB Cantor Fitzgerald -- Overweight -- $228 Sept. 10, 2025
Initiation MTB Jefferies -- Buy -- $225 May 21, 2025
Initiation MTB TD Cowen -- Buy -- $230 May 15, 2025
Upgrade MTB Deutsche Bank Hold Buy -- $210 April 24, 2025
Downgrade MTB JP Morgan Overweight Neutral $215 $223.5 Dec. 4, 2024

News

MTB Q4 Earnings Beat Estimates on Higher NII & Fee Income, Stock Down
MTB
Published: January 16, 2026 by: Zacks Investment Research
Sentiment: Positive

M&T Bank's Q4 results benefit from higher NII and fee income, though rising costs and an early share decline weigh on sentiment.

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image for news MTB Q4 Earnings Beat Estimates on Higher NII & Fee Income, Stock Down
M&T Bank Corporation (MTB) Q4 2025 Earnings Call Transcript
MTB
Published: January 16, 2026 by: Seeking Alpha
Sentiment: Neutral

M&T Bank Corporation (MTB) Q4 2025 Earnings Call Transcript

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image for news M&T Bank Corporation (MTB) Q4 2025 Earnings Call Transcript
Regional banks report mixed results
MTB, PNC, RF, STT
Published: January 16, 2026 by: CNBC Television
Sentiment: Neutral

CNBC's Leslie Picker joins 'Squawk on the Street' to discuss the latest earnings reports from regional banks.

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image for news Regional banks report mixed results
Here's What Key Metrics Tell Us About M&T Bank (MTB) Q4 Earnings
MTB
Published: January 16, 2026 by: Zacks Investment Research
Sentiment: Neutral

While the top- and bottom-line numbers for M&T Bank (MTB) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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image for news Here's What Key Metrics Tell Us About M&T Bank (MTB) Q4 Earnings
Will M&T Bank (MTB) Beat Estimates Again in Its Next Earnings Report?
MTB
Published: January 15, 2026 by: Zacks Investment Research
Sentiment: Positive

M&T Bank (MTB) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read More
image for news Will M&T Bank (MTB) Beat Estimates Again in Its Next Earnings Report?
Higher NII & Loan Growth to Aid MTB's Q4 Earnings, High Costs to Hurt
MTB
Published: January 13, 2026 by: Zacks Investment Research
Sentiment: Negative

M&T Bank is set to report Q4 2025 results on Jan. 16, with higher NII and loan growth aiding earnings, though elevated costs remain a drag.

Read More
image for news Higher NII & Loan Growth to Aid MTB's Q4 Earnings, High Costs to Hurt
M&T Bank Corporation (MTB) Earnings Expected to Grow: Should You Buy?
MTB
Published: January 09, 2026 by: Zacks Investment Research
Sentiment: Positive

M&T Bank (MTB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news M&T Bank Corporation (MTB) Earnings Expected to Grow: Should You Buy?
FORGE and M&T Bank to Award Manufacturing-Focused Product Development Grants at “Make It Here” Event
MTB
Published: January 06, 2026 by: GlobeNewsWire
Sentiment: Neutral

Guest Speaker Connecticut Chief Manufacturing Officer Kirti Patel Offers Remarks Guest Speaker Connecticut Chief Manufacturing Officer Kirti Patel Offers Remarks

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image for news FORGE and M&T Bank to Award Manufacturing-Focused Product Development Grants at “Make It Here” Event
What Falling Rates Mean for M&T Bank's Net Interest Income?
MTB
Published: December 29, 2025 by: Zacks Investment Research
Sentiment: Positive

M&T Bank Corporation MTB has been witnessing a steady growth in its net interest income (NII) over the past few years. Over the past five years (ending 2024), NII registered a compound annual growth rate (CAGR) of 15.4%.

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image for news What Falling Rates Mean for M&T Bank's Net Interest Income?
M&T Bank Corporation (MTB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
MTB
Published: December 10, 2025 by: Seeking Alpha
Sentiment: Neutral

M&T Bank Corporation (MTB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

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image for news M&T Bank Corporation (MTB) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript
Is the Options Market Predicting a Spike in M&T Bank Stock?
MTB
Published: December 08, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors need to pay close attention to MTB stock based on the movements in the options market lately.

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image for news Is the Options Market Predicting a Spike in M&T Bank Stock?
FITB vs. MTB: Which Regional Bank Stock Looks More Attractive Now?
FITB, MTB
Published: December 03, 2025 by: Zacks Investment Research
Sentiment: Positive

Do Fifth Third's expansion push, rising NII outlook set up a compelling contrast with M&T Bank's steady growth profile? Let us find out.

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image for news FITB vs. MTB: Which Regional Bank Stock Looks More Attractive Now?
M&T Bank Corporation to Participate in the Goldman Sachs Financial Services Conference
MTB
Published: November 19, 2025 by: PRNewsWire
Sentiment: Neutral

BUFFALO, N.Y. , Nov. 19, 2025 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) will participate in the Goldman Sachs Financial Services Conference being held in New York City.

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image for news M&T Bank Corporation to Participate in the Goldman Sachs Financial Services Conference
M&T Bank Corporation (MTB) Presents at The BancAnalysts Association of Boston Conference Transcript
MTB
Published: November 06, 2025 by: Seeking Alpha
Sentiment: Neutral

M&T Bank Corporation ( MTB ) The BancAnalysts Association of Boston Conference November 6, 2025 11:15 AM EST Company Participants René Jones - Chairman & CEO Conference Call Participants Gerard Benson Manan Gosalia - Morgan Stanley, Research Division Christopher Spahr - Wells Fargo Securities, LLC, Research Division Brent Erensel Julian Wellesley Presentation Gerard Benson I'm Gerry Benson. I'm a research analyst at Fidelity covering the U.S. banks.

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image for news M&T Bank Corporation (MTB) Presents at The BancAnalysts Association of Boston Conference Transcript
M&T Bank Decreases Prime Rate
MTB
Published: October 29, 2025 by: PRNewsWire
Sentiment: Neutral

BUFFALO, N.Y. , Oct. 29, 2025 /PRNewswire/ -- Effective Thursday, October 30, 2025, M&T Bank Corporation ("M&T") (NYSE: MTB) will decrease its prime lending rate from 7.25% to 7.00%.

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image for news M&T Bank Decreases Prime Rate
M&T Bank Corporation to Participate in the BancAnalysts Association of Boston Conference
MTB
Published: October 24, 2025 by: PRNewsWire
Sentiment: Neutral

BUFFALO, N.Y. , Oct. 24, 2025 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) will participate in the BancAnalysts Association of Boston Conference being held in Boston, MA.

Read More
image for news M&T Bank Corporation to Participate in the BancAnalysts Association of Boston Conference
Here's Why M&T Bank Corporation (MTB) is a Strong Value Stock
MTB
Published: October 20, 2025 by: Zacks Investment Research
Sentiment: Positive

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

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image for news Here's Why M&T Bank Corporation (MTB) is a Strong Value Stock
M&T Bank Corporation (MTB) Q3 2025 Earnings Call Transcript
MTB
Published: October 16, 2025 by: Seeking Alpha
Sentiment: Neutral

M&T Bank Corporation (NYSE:MTB ) Q3 2025 Earnings Call October 16, 2025 11:00 AM EDT Company Participants Steven Wendelboe Daryl Bible - Senior EVP & CFO Conference Call Participants Robert Siefers - Piper Sandler & Co., Research Division Gerard Cassidy - RBC Capital Markets, Research Division L. Erika Penala - UBS Investment Bank, Research Division John Pancari - Evercore ISI Institutional Equities, Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Manan Gosalia - Morgan Stanley, Research Division Matthew O'Connor - Deutsche Bank AG, Research Division David Rochester - Cantor Fitzgerald & Co., Research Division Kenneth Usdin …

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image for news M&T Bank Corporation (MTB) Q3 2025 Earnings Call Transcript
Bank stock sell-off due to fear with First Brands, says Commerce Street's Dory Wiley
BFC, HBAN, HIFS, KRE, MTB, PNC, TCBX, TFC, USB, WAL, ZION
Published: October 16, 2025 by: CNBC Television
Sentiment: Negative

Dory Wiley, Commerce Street Holdings CEO, joins 'The Exchange' to discuss the recent performance in national and regional bank stocks, what's supporting the smaller banks and much more.

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image for news Bank stock sell-off due to fear with First Brands, says Commerce Street's Dory Wiley
MTB Q3 Earnings Top Estimates on Higher NII & Fee Income, Stock Down
MTB
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Neutral

M&T Bank's Q3 earnings top estimates on higher net interest and fee income, but shares slip as expenses and provisions rose.

Read More
image for news MTB Q3 Earnings Top Estimates on Higher NII & Fee Income, Stock Down
M&T Bank Q3: Solid Results, But Growth Remains Limited
MTB
Published: October 16, 2025 by: Seeking Alpha
Sentiment: Positive

M&T Bank remains a "Hold" as modest upside to fair value and slow balance sheet growth limit its outperformance potential. MTB delivered strong Q3 earnings and revenue beats, but deposit and loan growth remain lackluster, with noninterest-bearing balances still declining. Credit quality continues to improve, capital levels are robust, and buybacks are meaningful, supporting a secure 3.2% dividend and ongoing share count reduction.

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image for news M&T Bank Q3: Solid Results, But Growth Remains Limited
Things Are Looking Up For M&T Bank
MTB
Published: October 16, 2025 by: Seeking Alpha
Sentiment: Positive

M&T Bank Corporation reported strong Q3 results, with revenue up 7.3% year-over-year and adjusted EPS of $4.87 beating expectations. MTB saw sequential deposit declines but loan growth, improved net interest margin to 3.68%, and a best-in-years efficiency ratio of 53.6%. Asset quality was mixed: flat provisions, higher charge-offs, but improved non-accrual loans and stronger return metrics versus prior quarters.

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image for news Things Are Looking Up For M&T Bank
Compared to Estimates, M&T Bank (MTB) Q3 Earnings: A Look at Key Metrics
MTB
Published: October 16, 2025 by: Zacks Investment Research
Sentiment: Positive

The headline numbers for M&T Bank (MTB) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Read More
image for news Compared to Estimates, M&T Bank (MTB) Q3 Earnings: A Look at Key Metrics
Why M&T Bank Corporation (MTB) is a Great Dividend Stock Right Now
MTB
Published: October 14, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?

Read More
image for news Why M&T Bank Corporation (MTB) is a Great Dividend Stock Right Now
Gear Up for M&T Bank (MTB) Q3 Earnings: Wall Street Estimates for Key Metrics
MTB
Published: October 13, 2025 by: Zacks Investment Research
Sentiment: Neutral

Evaluate the expected performance of M&T Bank (MTB) for the quarter ended September 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Read More
image for news Gear Up for M&T Bank (MTB) Q3 Earnings: Wall Street Estimates for Key Metrics
M&T Bank's Q3 Earnings on the Deck: Here's What You Should Know
MTB
Published: October 10, 2025 by: Zacks Investment Research
Sentiment: Positive

MTB is set to report Q3 results, with revenue and earnings expected to rise on stable lending and deposit trends.

Read More
image for news M&T Bank's Q3 Earnings on the Deck: Here's What You Should Know
M&T Bank Corporation (MTB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
MTB
Published: October 09, 2025 by: Zacks Investment Research
Sentiment: Positive

M&T Bank (MTB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read More
image for news M&T Bank Corporation (MTB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Top 10 High-Yield Dividend Stocks For October 2025
ACN, CMCSA, EOG, MRK, MTB, NEE, PAG, PAYX, PEP, PNC, QSR, STT, UPS, VYM, WSO, WTRG
Published: October 01, 2025 by: Seeking Alpha
Sentiment: Positive

The October 2025 high-yield dividend watchlist highlights 10 stocks with an average forward yield of 3.95% and a projected 19.02% return. This month's selection process lowered the yield threshold to 2.5%, expanding the pool to 69 companies and increasing diversification opportunities. The watchlist has delivered a 15.01% CAGR since inception, outperforming its 12% target and offering higher starting yields than SPY and VYM.

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image for news Top 10 High-Yield Dividend Stocks For October 2025
Why M&T Bank Corporation (MTB) is a Top Value Stock for the Long-Term
MTB
Published: September 29, 2025 by: Zacks Investment Research
Sentiment: Positive

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

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image for news Why M&T Bank Corporation (MTB) is a Top Value Stock for the Long-Term
Why M&T Bank Corporation (MTB) is a Top Dividend Stock for Your Portfolio
MTB
Published: September 25, 2025 by: Zacks Investment Research
Sentiment: Positive

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?

Read More
image for news Why M&T Bank Corporation (MTB) is a Top Dividend Stock for Your Portfolio

About M&T Bank Corporation (MTB)

  • IPO Date 1980-03-17
  • Website https://www3.mtb.com
  • Industry Banks - Regional
  • CEO Rene F. Jones
  • Employees 22291

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.