MCY

Mercury General Corporation
NYSEFINANCIAL SERVICESINSURANCE - PROPERTY & CASUALTY

Key Statistics

Market Cap
$5.79B
P/E Ratio
6.18
EPS
$16.92
Beta
0.92
52W High
$113.06
52W Low
$73.53
50-Day MA
$106.60
200-Day MA
$96.68
Dividend Yield
1.20%
Profit Margin
14.80%
Forward P/E
19.76
PEG Ratio
1.11

About Mercury General Corporation

Mercury General Corporation engages in underwriting personal auto insurance in the United States. The company is headquartered in Los Angeles, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$6.34B
Gross Profit (TTM)$1.70B
EBITDA$1.27B
Operating Margin19.90%
Return on Equity39.00%
Return on Assets7.57%
Revenue/Share (TTM)$114.46
Book Value$51.20
Price-to-Book2.07
Price-to-Sales (TTM)0.93
EV/Revenue0.81
EV/EBITDA
Quarterly Earnings Growth (YoY)58.30%
Quarterly Revenue Growth (YoY)13.80%
Shares Outstanding$55.39M
Float$46.12M
% Insiders52.03%
% Institutions48.12%

Historical Volatility

HV 10-Day
26.48%
HV 20-Day
22.82%
HV 30-Day
23.12%
HV 60-Day
24.97%
HV Rank
28.2%

Volatility is currently expanding

Latest News

Mercury Announces the Passing of Founder and Chairman George Joseph

Mercury honors the legacy of its founder and longtime Chairman while reaffirming the continuity of the Joseph family ownership, the Company's leadership and its commitment to customers, agents, employees, and shareholders. LOS ANGELES, Aug. 26, 2026 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) (the "Company") today announced the passing of George Joseph, the Company's founder and longtime Chairman.

PRNewsWire8/26/2026Neutral
Should Value Investors Buy Mercury General (MCY) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research8/26/2026Positive
New Strong Buy Stocks for August 21st

MCY, ASMB, ONTO, BSET and UNH have been added to the Zacks Rank #1 (Strong Buy) List on August 21st, 2026.

Zacks Investment Research8/21/2026Positive
Mercury General: The Turnaround Is Over, Now Valuation Matters

MCY delivered another strong quarter, with an 89.9% Q2 combined ratio and an 89.6% result for H1 2026. I now estimate a sustainable combined ratio around 93–96%, recognizing stronger fundamentals without assuming recent sub-90% margins persist through the cycle. At $105, my FY2026 scenarios imply roughly 7.2x-8.3x earnings, leaving a meaningful discount to industry multiples and supporting my Buy rating.

Seeking Alpha8/19/2026Positive
Mercury General: Improving Underwriting Makes The Valuation Hard To Ignore

Mercury General Corporation offers an attractive risk/reward due to strengthening underwriting results and a still low valuation. The company's Q2 combined ratio fell to 89.9%, reflecting improved profitability and successful premium increases, especially in California. The stock trades at a discounted 6.3x GAAP P/E and 9.1x forward P/E, despite a high ROE of 38.89%.

Seeking Alpha8/19/2026Positive

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Data last updated: 9/7/2026