Mercury General Corporation (MCY)

US — Financial Services Sector
Peers: SIGI  KMPR  DGICB  ARGO-PA  GBLI  HMN  RLI  ARGO  PRA  STC 

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Key Metrics & Ratings

  • symbol MCY
  • Rev/Share 101.0205
  • Book/Share 32.8695
  • PB 1.9109
  • Debt/Equity 0.3252
  • CurrentRatio 17.5029
  • ROIC 0.0345

 

  • MktCap 3478957966.0
  • FreeCF/Share 13.1209
  • PFCF 4.787
  • PE 12.1573
  • Debt/Assets 0.0656
  • DivYield 0.0202
  • ROE 0.1573

 

  • Rating A-
  • Score 4
  • Recommendation Buy
  • P/E Score 3
  • DCF Score 4
  • P/B Score 2
  • D/E Score 2

Recent Analyst Ratings

Type Ticker Analyst Firm Previous Rating Current Rating Previous Price Target Current Price Target Date
Upgrade MCY Raymond James Outperform Strong Buy $70 $80 Feb. 12, 2025

News

5 Tips to Help Parents Talk to Teens About Safe Driving
MCY
Published: June 19, 2025 by: PRNewsWire
Sentiment: Neutral

Parents Can Help Save Lives During Dangerous Period Between Memorial Day and Labor Day LOS ANGELES , June 19, 2025 /PRNewswire/ -- The period between Memorial Day and Labor Day is packed with summer festivities and outings, but it also holds the ominous distinction of being the "100 deadliest days of summer." That's because during this time, American teens are 20% more likely to be involved in a fatal car collision, according to the National Road Safety Foundation.

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image for news 5 Tips to Help Parents Talk to Teens About Safe Driving
Mercury Insurance Wants Your Summer Road Trip to Be Safe, Not Stressful
MCY
Published: June 17, 2025 by: PRNewsWire
Sentiment: Neutral

Precautions Range from Checking Tire Pressure to Packing an Emergency Kit LOS ANGELES , June 17, 2025 /PRNewswire/ -- According to a recent survey from GasBuddy, 69% of Americans plan to take a road trip this summer, and of those, 40% say they expect to be on the road for more than five hours. If you're among the millions with travel plans, Mercury Insurance wants to help ensure that your vehicle is up for the task.

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image for news Mercury Insurance Wants Your Summer Road Trip to Be Safe, Not Stressful
Mercury Insurance Offers DIY Gift Suggestions for Dad's Special Day
MCY
Published: June 11, 2025 by: PRNewsWire
Sentiment: Neutral

All Gift Ideas Are Available Through Amazon for Less Than $50 LOS ANGELES , June 11, 2025 /PRNewswire/ -- Father's Day is just around the corner, and many are still searching for a gift that shows Dad just how much he means to them. To help take the guesswork out of gift shopping, Mercury Insurance has curated a list of thoughtful and practical DIY-friendly gifts — all available on Amazon for less than $50.

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image for news Mercury Insurance Offers DIY Gift Suggestions for Dad's Special Day
Mercury Insurance Builds Climate Science Team to Tackle the Impact of Extreme Weather Events
MCY
Published: June 10, 2025 by: PRNewsWire
Sentiment: Neutral

Steve Bennett Will Lead a Team of Experts Focusing on How Risk Mitigation Can Positively Influence Property and Casualty Insurance in Areas Prone to Catastrophic Events LOS ANGELES , June 10, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY), a leading provider of property and casualty insurance, has appointed Steve Bennett as its Senior Director of Climate and Catastrophe Science. In this new position, Bennett will build and lead a team dedicated to helping identify ways Mercury and its policyholders can work together to better prepare for — and be more resilient — in the face of increasingly severe climate-driven weather …

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image for news Mercury Insurance Builds Climate Science Team to Tackle the Impact of Extreme Weather Events
Why Is Mercury General (MCY) Up 12% Since Last Earnings Report?
MCY
Published: June 05, 2025 by: Zacks Investment Research
Sentiment: Positive

Mercury General (MCY) reported earnings 30 days ago. What's next for the stock?

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image for news Why Is Mercury General (MCY) Up 12% Since Last Earnings Report?
Mercury Insurance Marks National Homeownership Month with Resources to Help Protect What Matters Most
MCY
Published: June 04, 2025 by: PRNewsWire
Sentiment: Neutral

Company Highlights Tools, Tips and Coverage Guidance to Support Homeowners Nationwide LOS ANGELES , June 4, 2025 /PRNewswire/ -- In recognition of National Homeownership Month, Mercury Insurance is reaffirming its commitment to helping homeowners safeguard their most valuable investment — their homes. For more than 60 years, Mercury has provided millions of homeowners across the United States with affordable coverage and trusted advice.

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image for news Mercury Insurance Marks National Homeownership Month with Resources to Help Protect What Matters Most
California's Insurance Gap: What Homeowners Need to Know
MCY
Published: May 29, 2025 by: PRNewsWire
Sentiment: Neutral

Thousands of California Homeowners Are Underinsured LOS ANGELES , May 29, 2025 /PRNewswire/ -- The devastation caused by January's Pacific Palisades and Altadena wildfires served as powerful reminders of how crucial it is for homeowners to have adequate insurance coverage. In addition to the emotional toll of losing a home, the financial burden can be overwhelming — particularly for those who discover their coverage falls short.

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image for news California's Insurance Gap: What Homeowners Need to Know
Mercury Insurance Teams Up with Insurance Institute for Business & Home (IBHS) Safety to Promote Wildfire Preparedness
MCY
Published: May 20, 2025 by: PRNewsWire
Sentiment: Neutral

Homeowners in wildfire-prone areas can earn insurance discounts through IBHS certification program LOS ANGELES , May 20, 2025 /PRNewswire/ -- Wildfires are posing ever-increasing threats to communities around the country and Mercury Insurance is partnering with the Insurance Institute for Business and Home Safety (IBHS) to help homeowners act before disaster strikes. Through this collaboration, Mercury policyholders in wildfire-susceptible areas may qualify for a discount on their premiums by participating in the IBHS Wildfire Prepared Home certification program.

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image for news Mercury Insurance Teams Up with Insurance Institute for Business & Home (IBHS) Safety to Promote Wildfire Preparedness
Mercury Insurance Details the Top Factors That Could Affect Your Car Insurance Rates
MCY
Published: May 15, 2025 by: PRNewsWire
Sentiment: Neutral

Driving Record, Age and Vehicle Type Are Major Considerations LOS ANGELES , May 15, 2025 /PRNewswire/ -- Prices for just about everything are on the rise these days, and unfortunately, that includes car insurance. Now more than ever, consumers are looking for ways to lower their auto insurance premiums.

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image for news Mercury Insurance Details the Top Factors That Could Affect Your Car Insurance Rates
Mercury Insurance Shares How to Prepare for an Evacuation During Wildfire Season
MCY
Published: May 09, 2025 by: PRNewsWire
Sentiment: Neutral

Tips to Help Families Stay Safe and Ready During Wildfire Awareness Month LOS ANGELES , May 9, 2025 /PRNewswire/ -- In recognition of Wildfire Awareness Month, Mercury Insurance is sharing timely, practical guidance to help families prepare for potential evacuations. From building a go-bag to making a communication plan, these simple steps can help you act swiftly and decisively in the face of danger.

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image for news Mercury Insurance Shares How to Prepare for an Evacuation During Wildfire Season
Mercury General Q1 Loss Narrower Than Expected, Revenues Rise Y/Y
MCY
Published: May 07, 2025 by: Zacks Investment Research
Sentiment: Negative

MCY's Q1 results reflect higher net premiums earned and average invested assets, offset by wider catastrophe losses and higher expenses.

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image for news Mercury General Q1 Loss Narrower Than Expected, Revenues Rise Y/Y
Mercury General (MCY) Reports Q1 Loss, Lags Revenue Estimates
MCY
Published: May 06, 2025 by: Zacks Investment Research
Sentiment: Negative

Mercury General (MCY) came out with a quarterly loss of $2.29 per share versus the Zacks Consensus Estimate of a loss of $4. This compares to earnings of $0.78 per share a year ago.

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image for news Mercury General (MCY) Reports Q1 Loss, Lags Revenue Estimates
Mercury Insurance Offers Eco-Friendly Home Tips That Benefit You and the Planet
MCY
Published: April 30, 2025 by: PRNewsWire
Sentiment: Neutral

Earth Month is the Perfect Time to Start Living Sustainably LOS ANGELES , April 30, 2025 /PRNewswire/ -- Reducing your carbon footprint and creating an environmentally friendly living space starts at home — literally. From building materials and appliances to water filtration systems, there are a number of ways you can upgrade your home and make a positive impact on the environment, your health and your wallet.

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image for news Mercury Insurance Offers Eco-Friendly Home Tips That Benefit You and the Planet
Smart Car Shopping: Tips to Find the Right Ride for You
MCY
Published: April 28, 2025 by: PRNewsWire
Sentiment: Neutral

A guide to budgeting, researching and choosing a vehicle that fits your life and wallet LOS ANGELES , April 28, 2025 /PRNewswire/ -- Shopping for a new or used vehicle requires a great deal of research encompassing many different considerations. Due to a number of factors — and according to PBS — the average length of car ownership has accelerated to almost 13 years, making your search for a new ride a rare and important "life experience.

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image for news Smart Car Shopping: Tips to Find the Right Ride for You
Distracted Driving Awareness Month: Mercury Insurance Offers Driving Tips That Could Save Lives
MCY
Published: April 25, 2025 by: PRNewsWire
Sentiment: Neutral

Safe Driving May Also Offer Savings on Auto Insurance LOS ANGELES , April 25, 2025 /PRNewswire/ -- Each year, 1.19 million people are killed on roadways around the world, according to the U.S. Centers for Disease Control and Prevention. Traffic collisions are the leading cause of death for individuals ages five to 29.

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image for news Distracted Driving Awareness Month: Mercury Insurance Offers Driving Tips That Could Save Lives
Is Mercury General (MCY) Stock Undervalued Right Now?
MCY
Published: April 23, 2025 by: Zacks Investment Research
Sentiment: Positive

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

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image for news Is Mercury General (MCY) Stock Undervalued Right Now?
Mercury Insurance Named to Forbes' America's Best Employers 2025 List
MCY
Published: April 16, 2025 by: PRNewsWire
Sentiment: Neutral

Recognition Highlights Mercury's Commitment to Team Members Growth and Company Culture LOS ANGELES , April 16, 2025 /PRNewswire/ -- Mercury Insurance has been awarded a spot on the Forbes list of America's Best Midsized Employers for 2025. This prestigious recognition is made in collaboration with Forbes and Statista, the world-leading statistics portal and industry ranking provider.

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image for news Mercury Insurance Named to Forbes' America's Best Employers 2025 List
MERCURY GENERAL CORPORATION TO REPORT FIRST QUARTER RESULTS ON MAY 6, 2025
MCY
Published: April 14, 2025 by: PRNewsWire
Sentiment: Neutral

LOS ANGELES , April 14, 2025 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, May 6, 2025, the Company will issue an earnings press release reporting its results for the first quarter of 2025, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.

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image for news MERCURY GENERAL CORPORATION TO REPORT FIRST QUARTER RESULTS ON MAY 6, 2025
Road Tripping in an EV? Mercury Insurance Advises How to Prepare
MCY
Published: April 09, 2025 by: PRNewsWire
Sentiment: Neutral

Planning Out Charges and Reviewing Your Auto Insurance Policy are Essential LOS ANGELES , April 9, 2025 /PRNewswire/ -- Although the adoption of electric vehicles (EVs) has slowed among consumers, millions of EVs are still being sold nationwide, many to first-time owners. As summer quickly approaches and road trip plans take shape, those traveling in an EV will need to do some extra preparation to ensure a smooth journey.

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image for news Road Tripping in an EV? Mercury Insurance Advises How to Prepare
Mercury Insurance Offers Homeowners Recommendations on Tax Deductions That Could Save You Thousands
MCY
Published: April 03, 2025 by: PRNewsWire
Sentiment: Neutral

Make a Checklist to Review with Your Tax Preparer LOS ANGELES , April 3, 2025 /PRNewswire/ -- One of the most difficult parts of preparing your taxes is gathering all of the paperwork. If you own your home, that task is multiplied and even more important; one overlooked deduction can cost you thousands.

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image for news Mercury Insurance Offers Homeowners Recommendations on Tax Deductions That Could Save You Thousands
Bodily Injury Costs Increase in Georgia, According to Mercury Insurance
MCY
Published: March 31, 2025 by: PRNewsWire
Sentiment: Neutral

Mercury's New Umbrella Insurance Better Protects Georgians' Personal Wealth Against Bodily Injury Claims LOS ANGELES , March 31, 2025 /PRNewswire/ -- Multi-vehicle crashes, dog bites or a delivery person being injured on your property are some of the unexpected events that are putting Georgians' personal financial health at risk. In fact, bodily injury payouts continue to climb year over year since the pandemic started, with the average amount for a liability claim increasing by 35%, according to Mercury Insurance (NYSE: MCY).

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image for news Bodily Injury Costs Increase in Georgia, According to Mercury Insurance
Mercury Insurance Explains How Uninsured Drivers Affect Insurance Costs and How You Can Protect Yourself
MCY
Published: March 27, 2025 by: PRNewsWire
Sentiment: Neutral

14% of U.S. Drivers Do Not Have Auto Insurance LOS ANGELES , March 27, 2025 /PRNewswire/ -- A greater number of Americans are getting behind the wheel without auto insurance, raising costs for all drivers across the country. From 2019 to 2022, the percentage of uninsured motorists grew from 11% to 14% according to the Insurance Research Council, which translates to approximately 1 in 7 drivers in the U.S. According to Bankrate, the average cost of full coverage car insurance is roughly $205 per month as of November 2024.

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image for news Mercury Insurance Explains How Uninsured Drivers Affect Insurance Costs and How You Can Protect Yourself
Is the Options Market Predicting a Spike in Mercury General (MCY) Stock?
MCY
Published: February 24, 2025 by: Zacks Investment Research
Sentiment: Neutral

Investors need to pay close attention to Mercury General (MCY) stock based on the movements in the options market lately.

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image for news Is the Options Market Predicting a Spike in Mercury General (MCY) Stock?
What Should You Do With Mercury General Stock Ahead of Q4 Earnings?
MCY
Published: February 10, 2025 by: Zacks Investment Research
Sentiment: Negative

Risks related to geographical concentration, negative analysts' sentiment, and a probable decline in the bottom line keep us doubtful on MCY stock.

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image for news What Should You Do With Mercury General Stock Ahead of Q4 Earnings?

About Mercury General Corporation (MCY)

  • IPO Date 1985-11-20
  • Website https://www.mercuryinsurance.com
  • Industry Insurance - Property & Casualty
  • CEO Mr. Gabriel Tirador
  • Employees 4200

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.