MCY

Mercury General Corporation
NYSEFINANCIAL SERVICESINSURANCE - PROPERTY & CASUALTY

Key Statistics

Market Cap
$4.93B
P/E Ratio
7.12
EPS
$11.61
Beta
0.94
52W High
$112.70
52W Low
$81.61
50-Day MA
$101.01
200-Day MA
$98.72
Dividend Yield
1.50%
Profit Margin
10.50%
Forward P/E
19.76
PEG Ratio
1.11

About Mercury General Corporation

Mercury General Corporation engages in underwriting personal auto insurance in the United States. The company is headquartered in Los Angeles, California.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$6.14B
Gross Profit (TTM)$1.34B
EBITDA$900.86M
Operating Margin-0.92%
Return on Equity25.50%
Return on Assets5.19%
Revenue/Share (TTM)$110.78
Book Value$50.64
Price-to-Book1.67
Price-to-Sales (TTM)0.76
EV/Revenue0.645
EV/EBITDA—
Quarterly Earnings Growth (YoY)58.30%
Quarterly Revenue Growth (YoY)-12.80%
Shares Outstanding$55.39M
Float$26.55M
% Insiders52.03%
% Institutions48.52%

Historical Volatility

HV 10-Day
76.20%
HV 20-Day
58.01%
HV 30-Day
49.01%
HV 60-Day
37.72%
HV Rank
99.6%

Volatility is currently expanding

Latest News

Mercury General Corporation Announces Third Quarter Results and Declares Quarterly Dividend

LOS ANGELES, Nov. 3, 2026 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today for the third quarter of 2026: Consolidated Highlights Three Months EndedSeptember 30, Change Nine Months EndedSeptember 30, Change 2026 2025 $ % 2026 2025 $ % (000's except per-share amounts and ratios) Net premiums earned (2) $ 1,545,368 $           1,410,400 $ 134,968 9.6 $           4,495,548 $           4,060,208 $   435,340 10.7 Net premiums written (1) (2)  $ 1,636,133 $           1,498,861 $ 137,272 9.2 $           4,745,297 $           4,294,048 $   451,249 10.5 Direct premiums written (1) $ 1,697,598 $           1,561,739 $ 135,859 8.7 $           4,893,922 $           4,492,167 $   401,755 8.9 Net realized investment (losses) gains, net of tax (3) $ (206,938) $   66,716 $(273,654) (410.2) $ (142,182) $  103,688 $  (245,870) (237.1) Net (loss) income $  (13,685) $  280,403 $(294,088) (104.9) $  440,237 $  338,547 $   101,690 30.0 Net (loss) income per diluted share $    (0.25) $     5.06 $   (5.31) (104.9) $     7.95 $     6.11 $      1.84 30.1 Operating income (1) $  193,253 $  213,687 $ (20,434) (9.6) $  582,419 $  234,859 $   347,560 148.0 Operating income per diluted share (1) $     3.49 $     3.86 $   (0.37) (9.6) $    10.52 $     4.24 $      6.28 148.1 Catastrophe losses net of reinsurance (4) $   23,000 $   29,000 $  (6,000) (20.7) $  191,000 $  489,000 $  (298,000) (60.9) Combined ratio (5) 90.2 % 87.0 % — 3.2 pts 89.8 % 99.0 % — (9.2) pts (1) These measures are not based on U.S. generally accepted accounting principles ("GAAP"), are defined in "Information Regarding GAAP and Non-GAAP Measures" and are reconciled to the most directly comparable GAAP measures in "Supplemental Schedules." (2) Both net premiums earned and net premiums written for the nine months ended September 30, 2025 include $101 million of increased ceded premiums due to the reinstatement premiums paid and recorded in the first half of 2025 to reinstate the fully exhausted reinsurance coverage layers of its catastrophe reinsurance treaty ended June 30, 2025 following the Palisades and Eaton wildfires in January 2025.

PRNewsWire11/3/2026Neutral
Is Mercury General (MCY) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research10/30/2026Positive
The Scariest Place for Your Car This Halloween Might Be Right Outside Your Home

Mercury Insurance shares tips to help drivers avoid frightening surprises as neighborhood streets fill with trick-or-treaters, traffic and unexpected hazards LOS ANGELES, Oct. 27, 2026 /PRNewswire/ -- The ghosts and goblins may be pretend, but the dangers lurking along neighborhood streets on Halloween are very real. Mercury Insurance (NYSE/NYSE TX: MCY) is reminding drivers that one of the scariest places for their vehicles this October 31 could be right outside their own homes, where increased foot traffic, crowded curbs and limited visibility can turn an ordinary evening drive into an unexpected nightmare.

PRNewsWire10/27/2026Neutral
Should Value Investors Buy Mercury General (MCY) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research10/14/2026Positive
MERCURY GENERAL CORPORATION TO REPORT THIRD QUARTER RESULTS ON NOVEMBER 3, 2026

LOS ANGELES, Oct. 8, 2026 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today that after the markets close on Tuesday, November 3, 2026, the Company will issue an earnings press release reporting its results for the third quarter of 2026, and will also file its quarterly report on Form 10-Q with the Securities and Exchange Commission. The earnings press release should be read in conjunction with the Company's quarterly report on Form 10-Q.

PRNewsWire10/8/2026Neutral
Are Investors Undervaluing Mercury General (MCY) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research9/28/2026Positive

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Data last updated: 11/7/2026