
LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript
LexinFintech Holdings Ltd., is an online consumer finance and consumer platform for young professionals in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.
| Revenue (TTM) | $13.36B |
| Gross Profit (TTM) | $4.71B |
| EBITDA | $1.30B |
| Operating Margin | 2.32% |
| Return on Equity | 12.40% |
| Return on Assets | 3.31% |
| Revenue/Share (TTM) | $79.19 |
| Book Value | $10.49 |
| Price-to-Book | 0.08 |
| Price-to-Sales (TTM) | 0.01 |
| EV/Revenue | 0.262 |
| EV/EBITDA | 2.50 |
| Quarterly Earnings Growth (YoY) | -50.00% |
| Quarterly Revenue Growth (YoY) | 6.60% |
| Shares Outstanding | $129.12M |
| Float | $111.79M |
| % Insiders | 5.18% |
| % Institutions | 35.81% |
Volatility is currently expanding

LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript

LexinFintech NASDAQ: LX reported second-quarter net income of CNY101 million as tighter funding conditions and broader industry risk concerns pressured its loan facilitation operations. Management said recent risk events involving certain industry peers prompted funding providers to tighten or suspend supply across the sector, affecting new loan originations and increasing uncertainty around asset quality.

SHENZHEN, China, Aug. 31, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced its unaudited financial results for the quarter ended June 30, 2026.

LexinFintech faces low investor expectations ahead of Q2 2026 results, with topline growth offset by earnings pressure and asset quality concerns. LX's shift toward non-consumer finance and ecosystem businesses now comprises over half of total volume, but rising delinquency rates and net margin contraction remain critical risks. Trading at just 1.3x 2027E forward earnings, LX's valuation reflects macro headwinds, deteriorating fundamentals, and limited visibility for either a bullish or bearish case.

SHENZHEN, China, Aug. 17, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2026, before the U.S. market opens on August 31, 2026.

LexinFintech Holdings has declined ~80% from March 2025 highs, reflecting severe investor pessimism and regulatory headwinds. Q1 2026 delivered early signs of stabilization: revenue up 6.6% yoy, user and loan origination growth, but credit metrics remain a concern. Shares trade at ~2.5x forward EPS, near historical lows, suggesting deep pessimism; even modest operational improvement could drive significant re-rating.

LexinFintech Holdings Ltd. (LX) Q1 2026 Earnings Call Transcript

LexinFintech NASDAQ: LX reported higher first-quarter loan volume and revenue as management said growth in its diversified ecosystem businesses helped offset pressure in online consumer finance amid macroeconomic and industry challenges.

SHENZHEN, China, May 25, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced its unaudited financial results for the quarter ended March 31, 2026.

SHENZHEN, China, May 19, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced that it will report its unaudited financial results for the first quarter ended March 31, 2026, before the U.S. market opens on May 25, 2026.
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